Tata Multi Asset Allocation Fund Regular IDCW NAV today
AMFI: 148051ISIN: INF277K013Z3MUTF_IN: TATA_MULT_ASSE_SSXW3WTata Mutual FundMulti Asset Allocation funds
Formerly Tata Multi Asset Opportunities Fund
NAV ₹23.8895
NAV for 22 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹5,000 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 1.96%14 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- 0.50%if sold within 30 days
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 24.830 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 10230 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 4 Mar 2020
Tata Multi Asset Allocation Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 22 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −1.70% | – | – | – | – |
| 1 month | −5.37% | – | 21 of 37 | −5.26% | −6.3% to −4.1% |
| 3 months | −5.65% | – | 34 of 35 | −4.45% | −4.9% to −3.6% |
| 6 months | −4.79% | – | 23 of 34 | −4.14% | −5.0% to −3.0% |
| 1 year | −4.04% | +4.72%to 30 Sep 2026 | 24 of 31 | −0.35% | −3.8% to +2.0% |
| 3 years | +9.82% | +11.54%to 30 Sep 2026 | 12 of 15 | +11.97% | +10.6% to +14.2% |
| 5 years | +9.13% | +9.98%to 30 Sep 2026 | 6 of 8 | +11.10% | +9.0% to +12.4% |
| 10 years | Needs 10 years | – | – | +10.16% | +9.7% to +13.0% |
₹10,000 put in on 12 Mar 2020 is ₹25,031 at the NAV of 22 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: (65%) BSE 200 + (15%) CRISIL Short Term Bond Index + (20%) iCOMDEX Composite Index TRI, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Multi Asset Allocation funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +2.29% | +4.72% |
| 3 years | +10.59% | +11.54% |
| 5 years | +10.03% | +9.98% |
| Since launch | +14.55% | +13.89% |
Benchmark: (65%) BSE 200 + (15%) CRISIL Short Term Bond Index + (20%) iCOMDEX Composite Index TRI. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2021, +22.4%; lowest year to Dec 2022, +6.9%
Tata Multi Asset Allocation Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 22 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,14,830₹1,14,824 after stamp duty | −8.27% | −8.28% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,80,382₹3,80,363 after stamp duty | +3.67% | +3.67% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹7,37,201₹7,37,164 after stamp duty | +8.25% | +8.25% | ₹30 | |
| Since Mar 202079 instalments | ₹7,90,000 | ₹11,18,142₹11,18,090 after stamp duty | +10.47% | +10.47% | ₹38 |
10 years: Launched 4 Mar 2020, needs 10 years of history.
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 12 Mar 2020 to 22 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year1,383 windows−4.0%+16.3%+57.7%99.4%
3 years889 windows+9.8%+15.2%+23.9%100.0%
5 years398 windows+9.1%+15.0%+20.8%100.0%
10 yearsLaunched 4 Mar 2020, needs 11 years of history
Every 3 and 5-year window ended higher than it started.From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Tata Multi Asset Allocation Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.31 ptsA year, on 14 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.65%Over the last 29 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.95%Over the last 29 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.92%, Dec 2020.Direct plan lowest 0.36%, Aug 2024.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.45% | 1.58% |
| Brokerage | 0.03% | 0.03% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.16% | 0.34% |
Per cent of assets a year, filed for 22 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹500
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP minimum
- 100.00/100.00/100.00/100.00/100.00/100.00
- SIP instalments, at least
- 12 Instalments/6 instalments/6 instalments/4 instalments/12 instalments/12 instalments
- SIP dates
- Any day/Any day/Any day/Any day/Monday-Friday/All Business Days
As listed for this plan on 24 Oct 2026.
Tata Multi Asset Allocation Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹5,219 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 11.2%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Mar 2020.
Assets at each month end
Highest ₹5,242 Cr, Aug 2026.Lowest ₹646 Cr, Mar 2021.
Tata Multi Asset Allocation Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|---|
| SILVER (30 KG) COMMODITY | Gold or silver | 6.43% | 321.34 | 14,640 | – | Mar 2026 | |
| Tata Gold Exchange Traded FundCAPITAL MARKETS | Fund units | 6.04% | 301.87 | 21,11,00,000 | – | Jan 2026 | |
| Reliance IndustriesPetroleum Products | Shares | Large cap1st | 3.81% | 190.38 | 16,03,852 | – | Mar 2020or earlier |
| HDFC BankBanks | Shares | Large cap2nd | 3.58% | 179.00 | 25,25,728 | – | Mar 2020or earlier |
| ICICI BankBanks | Shares | Large cap5th | 3.15% | 157.37 | 11,90,675 | – | Mar 2020or earlier |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 2.66% | 132.90 | 7,56,407 | – | Mar 2020or earlier |
| Tata Silver Exchange Traded FundCAPITAL MARKETS | Fund units | 2.26% | 112.89 | 5,30,00,000 | – | May 2026 | |
| Kotak Mahindra BankBanks | Shares | Large cap16th | 2.03% | 101.47 | 24,33,284 | – | May 2025 |
| Axis BankBanks | Shares | Large cap15th | 1.73% | 86.44 | 7,05,025 | – | Oct 2020 |
| State Bank of IndiaBanks | Shares | Large cap4th | 1.55% | 77.46 | 8,07,250 | – | Mar 2020or earlier |
| Dr. Agarwal's Health CareHealthcare Services | Shares | Small cap442nd | 1.53% | 76.33 | 15,92,474 | – | Jan 2025 |
| The Federal BankBanks | Shares | Mid cap150th | 1.47% | 73.31 | 23,09,673 | – | Aug 2022 |
| Niva Bupa Health Insurance CompanyInsurance | Shares | Small cap441st | 1.39% | 69.35 | 92,70,756 | – | Nov 2024 |
| Vedanta Aluminium MetalNon - Ferrous Metals | Shares | Large cap47th | 1.37% | 68.54 | 16,60,050 | – | Jun 2026 |
| Adani Ports and Special Economic ZoneTransport Infrastructure | Shares | Large cap21st | 1.33% | 66.43 | 3,69,400 | – | Jan 2021 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Futures and options on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | |||
|---|---|---|---|
| SILVER (30 KG) COMMODITY | −6.65% | −332.18 | −14,640 |
| GOLD (1 KG-1000 GMS) COMMODITY | 3.23% | 161.42 | 10,900 |
| HDFC Life Insurance CompanyInsurance | −0.44% | −22.23 | −4,27,900 |
| L&T FinanceFinance | −0.43% | −21.32 | −7,98,750 |
| PB FintechFinancial Technology (Fintech) | −0.43% | −21.35 | −1,99,850 |
| LEAD (5 MT 5000 GMS) COMMODITY | 0.39% | 19.55 | 10,00,000 |
| COPPER (2500 KGS) COMMODITY | 0.32% | 15.90 | 1,10,000 |
| Hindustan UnileverDiversified FMCG | −0.30% | −15.12 | −80,400 |
| GE Vernova T&D IndiaElectrical Equipment | −0.18% | −8.91 | −21,000 |
| IndusInd BankBanks | −0.16% | −7.95 | −88,200 |
| Kotak Mahindra BankBanks | −0.01% | −0.42 | −10,000 |
| Bharti AirtelTelecom - Services | 0.00% | −0.08 | −475 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 3.00% | 150.00 |
| NET CURRENT LIABILITIES | −2.22% | −109.37 |
| REPO | 0.87% | 43.65 |
| MARGIN MONEY DEPOSITS TOTAL | 0.00% | 0.00 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 6.43%SILVER (30 KG) COMMODITY
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 23.01%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 33.24%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out.
- 22.90%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 46.1Taken over 93.08% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares66.65%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds.−4.66%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces.12.54%
Per cent of the fund's net assets. The other lines of this portfolio do not add up to the fund's assets, so only the shares it holds are drawn.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap62.36%Category 61.15%
- Mid cap13.79%Category 20.55%
- Small cap22.76%Category 16.54%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 0.73% of the fund. Category is the average of 37 Multi Asset Allocation funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.16sectors
- Financial Services23.39%Category 17.32%
- Healthcare5.44%Category 4.79%
- Oil Gas & Consumable Fuels5.31%Category 3.01%
- Power3.87%Category 1.49%
- Metals & Mining3.82%Category 2.14%
- Capital Goods3.53%Category 4.29%
- Telecommunication3.28%Category 2.24%
- Automobile And Auto Components3.02%Category 4.15%
- Construction2.49%Category 1.21%
- Consumer Services2.41%Category 3.03%
- Construction Materials2.00%Category 0.96%
- Information Technology1.96%Category 2.61%
- Services1.70%Category 1.43%
- Realty1.14%Category 0.48%
- Fast Moving Consumer Goods0.78%Category 2.64%
- Chemicals0.56%Category 0.95%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 37 Multi Asset Allocation funds. Category average. The sector's weight, less the futures sold on it, averaged over the 37 Multi Asset Allocation funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services21 companies | 23.39% | 23.89% | 22.97% | 21.71% | 21.04% | 21.64% | 21.17% | 20.22% | 20.50% | 19.55% | 20.32% | 19.56% | |
| Healthcare6 companies | 5.44% | 5.36% | 4.37% | 4.64% | 4.73% | 4.29% | 4.31% | 4.33% | 4.15% | 4.60% | 4.59% | 4.72% | |
| Oil Gas & Consumable Fuels4 companies | 5.31% | 5.23% | 5.09% | 4.43% | 3.72% | 4.38% | 4.40% | 4.32% | 4.39% | 4.87% | 5.00% | 4.93% | |
| Power4 companies | 3.87% | 3.55% | 3.69% | 3.78% | 2.97% | 2.98% | 2.33% | 1.82% | 2.23% | 2.10% | 2.19% | 2.33% | |
| Metals & Mining4 companies | 3.82% | 3.90% | 3.87% | 3.37% | 3.42% | 3.36% | 4.16% | 3.96% | 3.27% | 1.73% | 0.62% | 0.61% | |
| Capital Goods6 companies | 3.53% | 3.51% | 3.47% | 3.61% | 3.68% | 3.38% | 2.87% | 2.87% | 2.28% | 2.11% | 2.18% | 2.11% | |
| Telecommunication2 companies | 3.28% | 3.18% | 3.41% | 3.41% | 3.50% | 3.60% | 3.71% | 3.38% | 3.56% | 3.77% | 3.87% | 4.00% | |
| Automobile And Auto Components4 companies | 3.02% | 3.12% | 3.27% | 3.26% | 3.44% | 3.39% | 3.37% | 3.58% | 3.41% | 2.33% | 2.53% | 2.38% | |
| Construction4 companies | 2.49% | 2.62% | 2.49% | 2.75% | 2.77% | 2.89% | 2.63% | 2.88% | 3.04% | 3.38% | 3.54% | 3.79% | |
| Consumer Services3 companies | 2.41% | 1.26% | 1.76% | 2.44% | 2.18% | 2.23% | 2.22% | 1.24% | 1.35% | 1.61% | 1.67% | 0.97% | |
| Construction Materials3 companies | 2.00% | 2.00% | 1.96% | 1.92% | 1.96% | 2.04% | 2.05% | 2.31% | 2.38% | 2.04% | 2.09% | 2.05% | |
| Information Technology3 companies | 1.96% | 2.10% | 2.10% | 1.74% | 1.95% | 2.06% | 2.59% | 2.52% | 3.21% | 3.17% | 3.32% | 3.16% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.97%Lines stating a yield: 73.40% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 6.02%Regular plan
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign5.10%
- AAA0.83%
- AA2.81%
Loans of under a year
- A1+1.94%
Other
- Overnight lending3.87%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month3.87%
- 1 to 3 monthsNone
- 3 to 6 months2.26%
- 6 to 12 monthsNone
- 1 to 3 years2.83%
- 3 to 5 years0.29%
- 5 to 10 years4.87%
- Over 10 years0.43%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 1.00%Muthoot Finance Limited
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 3.94%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 5.58%
Per cent of the fund's net assets. Lent outside the government: 5.58% of the fund, to 9 borrowers; the borrower is named for 100.00% of it, its group for 26.34%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 83.42% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 41.85% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 8
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 6
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 92
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 1.85%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 12.16%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| SILVER (30 KG) COMMODITY | Added | 6.43% | 1.11% | +5.32 pts | +12,150 |
| Asset Reconstruction Company (India) | New | 0.73% | 0.00% | +0.73 pts | +25,06,977 |
| Kotak Mahindra Bank | Added | 2.03% | 1.49% | +0.54 pts | +5,77,284 |
| ** 08.75 % VEDANTA LTD - 28/09/2029 | New | 0.50% | 0.00% | +0.50 pts | +2,500 |
| PB Fintech | Added | 0.96% | 1.33% | −0.37 pts | +79,364 |
| Five-Star Business Finance | Sold out | – | 0.30% | −0.30 pts | −2,90,479 |
| ** 05.00 % GMR AIRPORTS LTD - 13/02/2027 | Trimmed | 0.32% | 0.50% | −0.18 pts | −1,000 |
| Acme Solar Holdings | Trimmed | 1.29% | 1.14% | +0.15 pts | −20,000 |
| Gravita India | Trimmed | 0.35% | 0.46% | −0.11 pts | −14,568 |
| Reliance Industries | Added | 3.81% | 3.70% | +0.11 pts | +85,000 |
| Bharti Airtel | Added | 2.66% | 2.56% | +0.10 pts | +15,856 |
| Adani Energy Solutions | Added | 0.97% | 0.89% | +0.08 pts | +39,400 |
| The Federal Bank | Added | 1.47% | 1.51% | −0.04 pts | +94,541 |
| Niva Bupa Health Insurance Company | Added | 1.39% | 1.42% | −0.03 pts | +91,034 |
| PI Industries | Trimmed | 0.00% | 0.03% | −0.03 pts | −7,525 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 11 futures, options and cash lines that changed are not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SILVER (30 KG) COMMODITY | – | – | – | – | – | 2.22%Bought again | 2.08% | 6.09%Added | 4.60%Cut | 1.04%Cut | 1.11% | 6.43%Added |
| Tata Gold Exchange Traded Fund | – | – | – | 3.39%Bought | 3.23% | 3.18% | 4.01%Added | 4.09% | 5.58%Added | 5.56% | 6.02% | 6.04% |
 Reliance Industries | 4.30% | 4.40% | 4.24% | 3.70% | 3.71%Added | 3.84% | 3.82% | 3.92%Added | 3.81% | 3.80% | 3.70% | 3.81%Added |
 HDFC Bank | 4.86% | 4.36%Cut | 4.12% | 3.80% | 4.30%Added | 4.06%Added | 4.00% | 3.77% | 3.91%Cut | 3.61% | 3.42% | 3.58% |
 ICICI Bank | 3.74%Added | 3.75% | 3.48% | 3.66%Added | 3.63% | 3.41% | 2.39%Cut | 2.80%Added | 3.04% | 3.27%Added | 3.30% | 3.15% |
 Bharti Airtel | 3.28%Cut | 3.26% | 3.14% | 2.88% | 2.69% | 2.83%Added | 2.79% | 2.65% | 2.66% | 2.79% | 2.56% | 2.66%Added |
| Tata Silver Exchange Traded Fund | – | – | – | – | – | – | – | 0.89%Bought | 2.02%Added | 2.13%Added | 2.29% | 2.26% |
 Kotak Mahindra Bank | 1.63% | 1.67%Added | 1.66% | 1.52% | 1.53%Added | 1.40% | 1.41% | 1.39% | 1.40% | 1.38%Added | 1.49% | 2.03%Added |
 Axis Bank | 2.13% | 2.64%Added | 2.52% | 2.78%Added | 2.74% | 2.47% | 2.52% | 2.50% | 2.59% | 1.66%Cut | 1.75% | 1.73% |
 State Bank of India | 2.75% | 2.79% | 2.69% | 2.90% | 2.06%Cut | 1.80% | 1.83% | 1.62% | 1.61%Cut | 1.58% | 1.63% | 1.55% |
 Dr. Agarwal's Health Care | 1.21% | 1.24% | 1.14% | 0.95% | 0.97% | 0.94%Added | 0.96% | 1.02% | 1.00% | 0.98% | 1.56%Added | 1.53% |
 The Federal Bank | 1.50% | 1.58% | 1.58% | 1.67% | 1.70% | 1.58% | 1.63% | 1.60% | 1.61%Cut | 1.52%Cut | 1.51% | 1.47%Added |
 Niva Bupa Health Insurance Company | 1.22%Added | 1.17% | 1.14% | 1.23%Added | 1.14%Added | 1.34%Added | 1.40% | 1.46% | 1.47% | 1.48% | 1.42%Added | 1.39%Added |
 Vedanta Aluminium Metal | – | – | – | – | – | – | – | – | 0.94%Bought | 1.44%Added | 1.38% | 1.37% |
 Adani Ports and Special Economic Zone | 1.20% | 1.21% | 1.13% | 1.07% | 1.12% | 1.04% | 1.22% | 1.30% | 1.30% | 1.20% | 1.12% | 1.33% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 586.0% in Sep 2023
Risk ratios
NAV to 22 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Multi Asset Allocation funds (14 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.9.96%
1.39%Lowest9.15%Average11.96%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.6.35%
0.35%Lowest5.53%Average7.75%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.47
0.26Lowest0.78Average1.62Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.67
0.35Lowest1.21Average2.64Highest
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1, 3 and 5 years | −10.46% | 29 Jan 2026 | 23 Mar 2026 | 10 Aug 2026 |
| Since Mar 2020 | −13.59% | 13 Mar 2020 | 23 Mar 2020 | 30 Apr 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Dec 2022 to Aug 202645 months | Very High | Very High(65%) BSE 200 + (15%) CRISIL Short Term Bond Index + (20%) iCOMDEX Composite Index TRI |
| Nov 20221 month | Very High | HighComposite Benchmark of 65% S&P BSE 200 + 15% CRISIL Short Term Bond Fund Index + 20% iComdex Composite Index (Total Return variant of the index (TRI) will be us |
| Sep 2021 to Oct 202214 months | Very High | Very HighComposite Benchmark of 65% S&P BSE 200 + 15% CRISIL Short Term Bond Fund Index + 20% iComdex Composite Index (Total Return variant of the index (TRI) will be us |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Tata Multi Asset Allocation Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Rahul SinghPrimary | Mar 2020 | +15.28%a year | – | – | – | – | 5 | ₹15,734 Cr₹313 Cr alone |
| Murthy NagarajanPrimary | Mar 2020 | +15.28%a year | – | – | – | – | 13 | ₹29,804 Cr |
| Sailesh JainPrimary | Mar 2020 | +15.28%a year | – | – | – | – | 7 | ₹45,767 Cr₹28,966 Cr alone |
| Amit SomaniAssistant Fund Manager | Jun 2026 | −2.21%over 137 days | – | – | 22.9% | 18.3% | 15 | ₹91,105 Cr₹71 Cr alone |
| Tapan PatelPrimary | Aug 2023 | +10.52%a year | – | – | 18.1% | 36.1% | 5 | ₹18,893 Cr |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Tata Balanced Advantage FundRahul Singh | Jan 2019 | – | – | – | ₹8,005 Cr |
| Tata Business Cycle FundRahul Singh | Aug 2021 | +11.75%a year | +10.65% | +1.11 pts | ₹2,416 Cr |
| Tata Childrens FundRahul Singh | Oct 2025 | −12.24%over 350 days | −5.26% | −6.98 pts | ₹313 Cr |
| Tata Multi Sector Passive FOFRahul Singh | Jul 2026 | −4.79%over 94 days | – | – | – |
| Tata Balanced Advantage FundMurthy Nagarajan | Jun 2026 | −1.44%over 137 days | – | – | ₹8,005 Cr |
| Tata Aggressive Hybrid FundMurthy Nagarajan | Apr 2017 | +8.54%a year | – | – | ₹3,983 Cr |
| Tata Multicap FundMurthy Nagarajan | Jan 2023 | – | – | – | ₹3,409 Cr |
| Tata Business Cycle FundMurthy Nagarajan | Aug 2021 | +11.75%a year | +10.65% | +1.11 pts | ₹2,416 Cr |
| Tata Retirement Savings Fund- ModerateMurthy Nagarajan | Apr 2017 | +10.50%a year | – | – | ₹2,115 Cr |
| Tata Retirement Savings Fund-ProgressiveMurthy Nagarajan | Apr 2017 | +11.23%a year | +12.46% | −1.24 pts | ₹2,104 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| HDFC Multi Asset Allocation FundHDFC Mutual Fund | 33.98% | 37 |
| Shriram Multi Asset Allocation FundShriram Mutual Fund | 30.73% | 27 |
| Axis Multi Asset Allocation FundAxis Mutual Fund | 30.25% | 31 |
| Mirae Asset Multi Asset Allocation FundMirae Asset Mutual Fund | 29.56% | 38 |
| Aditya Birla Sun Life Multi Asset Allocation FundAditya Birla Sun Life Mutual Fund | 28.09% | 31 |
| Groww Multi Asset Allocation FundGroww Mutual Fund | 28.03% | 24 |
| Bandhan Multi Asset Allocation FundBandhan Mutual Fund | 27.80% | 31 |
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 27.43% | 38 |
| Baroda BNP Paribas Multi Asset FundBaroda BNP Paribas Mutual Fund | 27.23% | 23 |
| Union Multi Asset Allocation FundUnion Mutual Fund | 27.05% | 26 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The investment objective of the scheme is to generate long term capital appreciation.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The scheme does not assure or guarantee any returns.
Asset allocation
- Equity and equity related instruments 65-80, Debt and money market instruments 10-25, Commodity ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time 10-25, Units of REITs & InvITs 0-10. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments and Units of Fixed Income mutual funds will be considered under allocation for Debt & Debt related instruments
Type of scheme
An Open Ended Scheme investing in equity, debt & exchange traded commodity derivatives
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- Composite Benchmark of 65% BSE 200 + 15% CRISIL Short Term Bond Index + 20% iComdex Composite Index (Total Return variant of the index (TRI) will be used for performance comparison).
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 14 Feb 2020 to 28 Feb 2020
- Units first allotted
- 4 Mar 2020
- Open for sale again
- 12 Mar 2020
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 148053 | INF277K019Y3 | TATA_MULT_ASSE_17RO3HY | 12 Mar 2020 | |
| Regular Growth | 148050 | INF277K012Z5 | TATA_MULT_ASSE_16ZZG34 | 12 Mar 2020 | |
| Direct IDCW | 148049 | INF277K011Z7 | TATA_MULT_ASSE_1IZ6WSW | 12 Mar 2020 | |
| Regular IDCW | 148051 | INF277K013Z3 | TATA_MULT_ASSE_SSXW3W | 12 Mar 2020 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Factsheet September 2026 (opens in a new tab)Tata Mutual Fund, Sep 2026
Statement of additional information
- SAI Tata Mutual Fund (opens in a new tab)Tata Mutual Fund, Oct 2026
Annual report
- Annual Report Annexures for F.Y. 2025-2026 (opens in a new tab)Tata Mutual Fund, Mar 2026
- Annual Report for Debt and Cash Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
- Annual Report for Equity Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
- Abridged Annual Report for Debt Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
Riskometer disclosure
- Risk Parameters in respect of Mid Cap and Small Cap equity schemes for FY-2026-27 (opens in a new tab)Tata Mutual Fund, Sep 2026
Portfolio overlap disclosure
- Portfolio Overlap Report as on September 2026 (opens in a new tab)Tata Mutual Fund, Sep 2026