- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹95,268 Cr67th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 1 Aug 2026
- 8.4
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 14 May 2026
- 2.4
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 1.26%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 1 Aug 2026
- 33.2%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 12.81%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.76%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.69%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 6.46%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 4.71times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 6,98,00246.8% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 1 Aug
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹8,672 Crdown 6.64%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹2,825 Crdown 16.85%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 21 Nov | Dec 2024Filed 15 Feb | Mar 2025Filed 14 May | Jun 2025Filed 13 Aug | Sep 2025Filed 13 Nov | Dec 2025Filed 12 Feb | Mar 2026Filed 14 May | Jun 2026Filed 1 Aug |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 4,929 | 5,190 | 5,622 | 6,450 | 7,283 | 8,188 | 9,289 | 8,672 |
| Net profit | 1,321 | 1,392 | 1,444 | 1,974 | 2,412 | 2,823 | 3,397 | 2,825 |
Business segments
In the year to Mar 2026 the company reports one business segment, FINANCING, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
At or below today's level on 0.3% of 2,474 trading days over the last 10 years.
At or below today's level on 23% of 1,950 trading days since Dec 2018.
At or below today's level on 33% of 2,384 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +33.6% | +98.6% | −33.2% | 0.9% |
| 3 years | +49.0% | +43.1% | +3.2% | 1.2% |
| 5 years | +22.7% | +22.7% | −1.2% | 1.5% |
Mutual funds holding it
205 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 99 of the 124 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 3
- AddedAdded. Funds that held more shares than at the end of the month before.
- 76
- CutCut. Funds that held fewer shares than at the end of the month before.
- 48
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 75
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 15
| Fund | |||
|---|---|---|---|
 SBI Focused FundSBI Mutual Fund | 91,04,702 | 4.97% | ₹2,492.0 Cr |
| SBI Aggressive Hybrid FundSBI Mutual Fund | 77,00,000 | 2.45% | ₹2,107.6 Cr |
 Motilal Oswal Large and Midcap FundMotilal Oswal Mutual Fund | 29,29,380 | 4.04% | ₹801.8 Cr |
 ICICI Prudential Large & Mid Cap FundICICI Prudential Mutual Fund | 23,21,955 | 2.01% | ₹635.5 Cr |
 Tata Value FundTata Mutual Fund | 13,05,000 | 4.34% | ₹357.2 Cr |
| SBI Small Cap FundSBI Mutual Fund | 13,00,000 | 0.87% | ₹355.8 Cr |
| SBI ELSS Tax Saver FundSBI Mutual Fund | 12,58,563 | 1.15% | ₹344.5 Cr |
| SBI Banking & Financial Services FundSBI Mutual Fund | 10,92,305 | 2.87% | ₹299.0 Cr |
| ICICI Prudential Large Cap FundICICI Prudential Mutual Fund | 10,46,939 | 0.38% | ₹286.6 Cr |
| Motilal Oswal Flexi cap FundMotilal Oswal Mutual Fund | 10,43,217 | 2.12% | ₹285.5 Cr |
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Muthoot Finance in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 Bajaj FinanceBAJFINANCE | 5,78,360 | 26.7 | 4.7 | – | +18.8% | +18.5% | 19.2% | – | 3.77% | 9.08% | 0.65% |
 Shriram FinanceSHRIRAMFIN | 2,03,538 | 18.0 | – | – | +14.2% | +16.8% | 18.5% | – | 3.26% | 9.00% | 1.25% |
 Tata CapitalTATACAP | 1,30,211 | 24.1 | 2.8 | – | – | – | 11.8% | – | – | – | 0.19% |
 Cholamandalam Investment and Finance CompanyCHOLAFIN | 1,25,522 | 21.8 | 4.1 | – | +19.6% | +29.1% | 21.3% | – | 2.34% | 6.79% | 0.14% |
 SBI Cards and Payment ServicesSBICARD | 51,917 | 22.8 | 3.3 | – | +7.9% | +21.2% | 15.4% | – | 3.29% | 11.24% | 0.46% |
 Piramal FinancePIRAMALFIN | 44,354 | 23.4 | 1.4 | – | – | – | 6.5% | – | – | – | 0.59% |
 Sundaram FinanceSUNDARMFIN | 44,233 | 19.9 | 3.0 | – | +13.7% | +15.6% | 15.8% | – | 2.56% | 4.60% | 1.00% |
 Authum Investment & InfrastructureAIIL | 42,185 | 20.1 | 2.9 | 18.4 | −34.5% | −48.8% | 14.2% | 13.3% | – | – | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.| Ex-date | Type | Per share |
|---|---|---|
| 17 Apr 2026 | Interim | ₹30.00 |
| 25 Apr 2025 | Interim | ₹26.00 |
| 31 May 2024 | Interim | ₹24.00 |
| 18 Apr 2023 | Interim | ₹22.00 |
| 25 Apr 2022 | Interim | ₹20.00 |
| 22 Apr 2021 | Interim | ₹20.00 |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
Sep 2026
9 Sep · Business
2 Sep · Management
Aug 2026
31 Aug · Business
Muthoot Finance share price by year
Each calendar year to 2025.Muthoot Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 3,811.70 | +78.4% | 3,856.40 | 2,017.00 |
| 2024 | 2,136.15 | +44.7% | 2,136.85 | 1,274.70 |
| 2023 | 1,476.30 | +38.9% | 1,492.00 | 915.80 |
| 2022 | 1,063.05 | −28.9% | 1,540.40 | 956.20 |
| 2021 | 1,495.65 | +23.6% | 1,712.80 | 1,105.85 |
| 2020 | 1,210.55 | +59.0% | 1,362.70 | 508.30 |
| 2019 | 761.45 | +47.6% | 765.65 | 484.95 |
| 2018 | 516.00 | +8.7% | 516.00 | 370.50 |
| 2017 | 474.65 | +67.9% | 518.05 | 285.20 |
| 2016 | 282.70 | +57.4% | 399.80 | 172.40 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 2,399.00 | 2,400.60 | 2,331.90 | 2,373.00 | 2,359.37 | 6,98,002 | 46.8% |
| 22 Oct 2026 | 2,460.00 | 2,470.70 | 2,412.00 | 2,415.00 | 2,439.14 | 6,77,480 | 47.4% |
| 21 Oct 2026 | 2,530.00 | 2,530.00 | 2,445.90 | 2,489.80 | 2,481.32 | 9,51,190 | 45.0% |
| 19 Oct 2026 | 2,612.30 | 2,623.40 | 2,552.00 | 2,566.00 | 2,583.71 | 3,54,302 | 57.2% |
| 16 Oct 2026 | 2,610.00 | 2,633.20 | 2,574.20 | 2,598.30 | 2,606.44 | 4,11,877 | 54.6% |
| 15 Oct 2026 | 2,565.00 | 2,604.80 | 2,545.00 | 2,600.00 | 2,587.04 | 5,80,973 | 53.1% |
| 14 Oct 2026 | 2,620.00 | 2,626.00 | 2,575.60 | 2,580.00 | 2,592.28 | 4,18,575 | 46.4% |
| 13 Oct 2026 | 2,634.00 | 2,634.20 | 2,583.70 | 2,626.00 | 2,617.01 | 6,61,578 | 58.5% |
| 12 Oct 2026 | 2,640.00 | 2,657.70 | 2,620.50 | 2,634.10 | 2,633.23 | 3,33,177 | 49.2% |
| 9 Oct 2026 | 2,585.00 | 2,659.90 | 2,584.90 | 2,624.70 | 2,625.82 | 7,01,715 | 44.5% |
About Muthoot Finance
Muthoot Finance Limited lends money against gold jewellery to households and small businesses across India. It is a non-banking finance company (NBFC), meaning a lender that is not a bank, and the Reserve Bank of India classifies it as an Upper-Layer NBFC. It was incorporated in 1997 and is registered in Kerala.
The gold loan is the core business. Around it the company offers small business loans, personal loans, business loans, loans against property and money transfer services.
The group has five operating subsidiaries, each serving a product, segment or geography the parent does not directly reach. Muthoot Money Limited is a separately branded gold loan NBFC. Asia Asset Finance PLC is a listed, deposit-taking institution in Sri Lanka, where gold loans are now its primary business line. Belstar Microfinance Limited is a microfinance NBFC serving women through self-help groups, and has started gold-backed lending. Muthoot Homefin (India) Limited provides affordable housing finance in Tier II and Tier III towns. Muthoot Insurance Brokers Private Limited distributes life and non-life insurance products.
The company runs 4,968 branches across 29 states and union territories. The Muthoot Group began as a trading business, and its first gold loan branch opened in 1939 in Kozhencherry, Kerala. The company later listed on the NSE and BSE through an initial public offering. It is promoter-led. A promoter is the person or group that set up a company or controls it. The founding family continues to provide its leadership.
- Legal name
- Muthoot Finance Limited
- NSE symbol
- MUTHOOTFIN
- BSE code
- 533398
- ISIN
- INE414G01012
- Industry
- Finance
- Listed
- May 2011
- Face value
- ₹10
- CIN
- L65910KL1997PLC011300
- Corporate identity number, the registrar of companies' code for it