Lumpsum calculator
A lumpsum is money invested all at once rather than in instalments.
What a one-time investment grows to over the years at a steady return
Your figures
₹
₹1,000₹10,00,00,000
%
1%30%
years
1 year40 years
Value at the end₹3.1 L
- Invested
- ₹1,00,000
- Gains
- ₹2,10,585
- Value at the end
- ₹3,10,585
Value at each year end
- Invested
- Gains
What if
Twice the sum
₹6,21,170
₹3,10,585 higher
5 more years
₹5,47,357
₹2,36,772 higher
A return 2% lower
₹2,59,374
₹51,211 lower
How it is worked out
The sum compounds once a year: future value = amount × (1 + r)ᵗ, where r is the yearly rate and t the number of years.
The figure shows what a steady rate would give, not what any fund will earn.