- Next results date: the board meets on 26 Oct 2026 to consider: financial results.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹13,237 Cr470th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 14 Aug 2026
- 12.0
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 28 Apr 2026
- 1.8
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.45%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 14 Aug 2026
- 16.1%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 19.05%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 9.14%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.75%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 7.27%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 2.21times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 5,56,73358.4% delivered
Results
Standalone; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 14 Aug
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹829 Crup 1.47%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹271 Crup 0.80%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 31 Oct | Dec 2024Filed 4 Feb | Mar 2025Filed 5 Aug | Jun 2025Filed 19 Sep | Sep 2025Filed 29 Oct | Dec 2025Filed 1 May | Mar 2026Filed 28 Apr | Jun 2026Filed 14 Aug |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 702 | 727 | 752 | 787 | 799 | 815 | 817 | 829 |
| Net profit | 268 | 274 | 279 | 266 | 286 | 277 | 269 | 271 |
Business segments
In the year to Mar 2026 the company reports one business segment, Financial Services, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
At or below today's level on 8% of 744 trading days over the last 3 years.
At or below today's level on 4% of 960 trading days since Dec 2022.
At or below today's level on 94% of 960 trading days since Dec 2022.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −50.7% | +1.9% | −52.2% | 0.6% |
| 3 years | −13.0% | +21.7% | −28.7% | 0.3% |
Mutual funds holding it
91 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 41 of the 51 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- AddedAdded. Funds that held more shares than at the end of the month before.
- 17
- CutCut. Funds that held fewer shares than at the end of the month before.
- 34
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 38
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 7
| Fund | |||
|---|---|---|---|
 Kotak-Small Cap FundKotak Mahindra Mutual Fund | 77,80,174 | 2.10% | ₹402.1 Cr |
 HDFC Balanced Advantage FundHDFC Mutual Fund | 66,82,615 | 0.34% | ₹345.4 Cr |
 Sundaram Large and MidcapSundaram Mutual Fund | 45,20,688 | 3.28% | ₹233.7 Cr |
| HDFC Multi Cap FundHDFC Mutual Fund | 42,01,853 | 1.11% | ₹217.2 Cr |
| HDFC Mid Cap FundHDFC Mutual Fund | 38,59,478 | 0.20% | ₹199.5 Cr |
 Motilal Oswal Small Cap FundMotilal Oswal Mutual Fund | 33,76,892 | 2.10% | ₹174.5 Cr |
 Franklin India Small Cap FundFranklin Templeton Mutual Fund | 33,13,756 | 1.20% | ₹171.3 Cr |
| HDFC Large & Mid Cap FundHDFC Mutual Fund | 25,97,694 | 0.47% | ₹134.3 Cr |
| HDFC Banking & Financial Services FundHDFC Mutual Fund | 22,83,192 | 2.67% | ₹118.0 Cr |
| HDFC Value FundHDFC Mutual Fund | 22,17,230 | 1.43% | ₹114.6 Cr |
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Five-Star Business Finance in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 Poonawalla FincorpPOONAWALLA | 36,369 | 33.4 | 2.6 | – | +75.1% | +399.2% | 9.2% | – | 1.14% | 7.30% | 0.00% |
 Manappuram FinanceMANAPPURAM | 26,874 | 18.5 | 1.7 | – | +4.8% | +81.2% | 10.2% | – | 1.60% | 10.13% | 0.87% |
 IIFL FinanceIIFL | 22,691 | 9.1 | 1.5 | – | +35.4% | +190.5% | 17.6% | – | 2.32% | 8.82% | 0.75% |
 Capri Global CapitalCGCL | 22,691 | 20.1 | 3.2 | – | +50.1% | +95.2% | 19.6% | – | 3.55% | 8.36% | 0.08% |
 SBFC FinanceSBFC | 8,852 | 18.4 | 2.4 | – | +27.6% | +30.7% | 13.9% | – | 4.58% | 11.41% | 0.00% |
 Paisalo DigitalPAISALO | 7,160 | 27.0 | 3.7 | – | +23.6% | +28.0% | 14.7% | – | 4.11% | 9.71% | 0.13% |
 Bengal & Assam CompanyBENGALASM | 6,410 | 8.4 | 0.6 | 18.2 | +12.1% | +4.2% | 7.5% | 2.7% | – | – | 0.89% |
 Fedbank Financial ServicesFEDFINA | 5,616 | 13.0 | 1.8 | – | +21.5% | +76.6% | 14.8% | – | 2.28% | 9.19% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.| Ex-date | Type | Per share |
|---|---|---|
| 31 Jul 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.00 |
| 14 Aug 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.00 |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
14 Oct · Analysts
Sep 2026
Five-Star Business Finance share price by year
Each calendar year to 2025.Five-Star Business Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 545.35 | −29.5% | 843.60 | 510.25 |
| 2024 | 773.80 | +5.3% | 900.40 | 609.90 |
| 2023 | 734.90 | +19.6% | 846.95 | 499.70 |
| 2022 | 614.70 | – | 624.60 | 490.00 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 470.10 | 471.25 | 446.10 | 448.40 | 453.44 | 5,56,733 | 58.4% |
| 22 Oct 2026 | 473.55 | 475.40 | 466.05 | 471.80 | 470.51 | 4,61,065 | 58.2% |
| 21 Oct 2026 | 501.85 | 503.35 | 474.65 | 476.35 | 480.81 | 9,97,714 | 65.5% |
| 19 Oct 2026 | 503.00 | 511.00 | 496.70 | 501.55 | 502.65 | 3,27,111 | 49.7% |
| 16 Oct 2026 | 513.00 | 513.40 | 502.60 | 506.15 | 505.96 | 2,53,590 | 50.5% |
| 15 Oct 2026 | 512.00 | 516.05 | 507.35 | 513.25 | 511.74 | 2,66,931 | 57.1% |
| 14 Oct 2026 | 505.45 | 514.25 | 499.30 | 512.30 | 506.95 | 3,95,309 | 56.9% |
| 13 Oct 2026 | 499.00 | 506.50 | 496.00 | 505.20 | 501.15 | 1,59,714 | 43.7% |
| 12 Oct 2026 | 502.00 | 509.05 | 498.20 | 500.85 | 502.89 | 3,49,657 | 60.4% |
| 9 Oct 2026 | 503.40 | 509.20 | 495.20 | 502.25 | 501.60 | 3,65,773 | 53.9% |
About Five-Star Business Finance
Five-Star Business Finance Limited is a non-deposit taking non-banking finance company (NBFC) registered with the Reserve Bank of India. The Reserve Bank classifies it as an NBFC in the Middle Layer. It was incorporated in 1984, and its registered office is on Taylor's Road, Kilpauk.
The company is in the business of providing secured loans for business and other purposes. Its customers are mainly microentrepreneurs, small business owners and self-employed individuals who have limited access to formal credit. All of its loans are secured, and it assesses borrowers with a proprietary underwriting model that its own staff run in-house. Many of its borrowers have informal income and no credit bureau record, so it also checks the neighbourhood and trade of the borrower as substitutes for formal records.
The company operates in ten states and one union territory in India. It has no operations outside the country. As of June 2026 it had 856 branches. Andhra Pradesh has the most, with 276 branches, followed by Tamil Nadu with 214 (including the union territory of Puducherry), Telangana with 120, Madhya Pradesh with 111, Karnataka with 61 and Maharashtra with 50.
Lakshmipathy Deenadayalan, the company's Chairman and Managing Director, is listed as a promoter. A promoter is the person or group that set up a company or controls it. The company does not have any subsidiary, associate or joint venture company.
- Legal name
- Five-Star Business Finance Limited
- NSE symbol
- FIVESTAR
- BSE code
- 543663
- ISIN
- INE128S01021
- Industry
- Finance
- Listed
- Nov 2022
- Face value
- ₹1
- CIN
- L65991TN1984PLC010844
- Corporate identity number, the registrar of companies' code for it