- Under NSE's long-term additional surveillance, stage I, on the list for 23 Oct 2026. The exchange puts a share here when its price has moved unusually, and trading in it carries extra conditions.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹7,160 Cr872nd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 22 Oct 2026
- 27.0
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 22 Oct 2026
- 3.7
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.13%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 22 Oct 2026
- 14.7%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 9.71%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 9.45%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.77%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 4.11%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 3.47times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 60,55,82340.9% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Sep 2026, against the quarter beforeFiled 22 Oct
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹277 Crup 6.54%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹66 Crup 7.06%
Income from operations by year
Net profit by year, a loss in red
The years either side of a change of basis do not compare. From the year to Mar 2018, the company's income from operations for that year, ₹304 Cr, differs from its quarters added, ₹309 Cr. From the year to Mar 2019, the company's income from operations for that year, ₹361 Cr, differs from its quarters added, ₹366 Cr.
| ₹ crore | Dec 2024Filed 5 Feb | Mar 2025Filed 12 May | Jun 2025Filed 21 Jul | Sep 2025Filed 19 Nov | Dec 2025Filed 6 Feb | Mar 2026Filed 10 May | Jun 2026Filed 5 Aug | Sep 2026Filed 22 Oct |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 204 | 194 | 219 | 224 | 240 | 261 | 260 | 277 |
| Net profit | 62 | 46 | 47 | 52 | 66 | 72 | 61 | 66 |
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
In the year to Mar 2026 the company reports one business segment, Finance, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Its history crosses a change of basis in the accounts in the years to Mar 2018 and Mar 2019: days before it are of the company before the change.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 57% of 2,305 trading days over the last 10 years.
LowestHighest
Its median24.3Industry median18.5
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 80% of 1,918 trading days since Nov 2018.
LowestHighest
Its median2.7Industry median1.1
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 20% of 2,438 trading days over the last 10 years.
LowestHighest
Its median0.24%Industry median0.77%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −0.7% | +17.5% | −15.7% | 0.3% |
| 3 years | +8.8% | +35.6% | −20.0% | 0.3% |
| 5 years | −2.9% | +29.3% | −25.1% | 0.2% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual funds holding it
7 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 1 of the 1 fund that added or cut is an index fund, an ETF or an arbitrage fund: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 6
- CutCut. Funds that held fewer shares than at the end of the month before.
- 1
| Fund | |||
|---|---|---|---|
 Motilal Oswal Nifty Microcap 250 Index FundMotilal Oswal Mutual Fund | 13,20,824 | 0.42% | ₹10.1 Cr |
 Groww Nifty Total Market Index FundGroww Mutual Fund | 8,633 | 0.02% | ₹0.07 Cr |
 Angel One Nifty Total Market Index FundAngel One Mutual Fund | 1,439 | 0.02% | ₹0.01 Cr |
| Motilal Oswal BSE 1000 Index FundMotilal Oswal Mutual Fund | 1,420 | 0.02% | ₹0.01 Cr |
 Mirae Asset Nifty Total Market Index FundMirae Asset Mutual Fund | 1,186 | 0.02% | ₹91,000 |
 Bandhan Nifty Total Market Index FundBandhan Mutual Fund | 1,027 | 0.02% | ₹78,000 |
| Angel One Nifty Total Market ETFAngel One Mutual Fund | 1,004 | 0.02% | ₹76,720 |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Paisalo Digital in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 IIFL FinanceIIFL | 22,691 | 9.1 | 1.5 | – | +35.4% | +190.5% | 17.6% | – | 2.32% | 8.82% | 0.75% |
 Capri Global CapitalCGCL | 22,691 | 20.1 | 3.2 | – | +50.1% | +95.2% | 19.6% | – | 3.55% | 8.36% | 0.08% |
 Five-Star Business FinanceFIVESTAR | 13,237 | 12.0 | 1.8 | – | +9.8% | +1.5% | 16.1% | – | 7.27% | 19.05% | 0.45% |
 SBFC FinanceSBFC | 8,852 | 18.4 | 2.4 | – | +27.6% | +30.7% | 13.9% | – | 4.58% | 11.41% | 0.00% |
 Bengal & Assam CompanyBENGALASM | 6,410 | 8.4 | 0.6 | 18.2 | +12.1% | +4.2% | 7.5% | 2.7% | – | – | 0.89% |
 Fedbank Financial ServicesFEDFINA | 5,616 | 13.0 | 1.8 | – | +21.5% | +76.6% | 14.8% | – | 2.28% | 9.19% | 0.00% |
 Mrugesh TradingMRUTR | 4,638 | – | 64.3 | – | −41.9% | – | – | −1.9% | – | – | 0.00% |
 MAS Financial ServicesMASFIN | 4,489 | 11.4 | 1.5 | – | +23.2% | – | 14.1% | – | 2.90% | 6.51% | 0.81% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹0.10 a share, years to Mar 2024, Mar 2025 and Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 11 Sep 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.10 |
| 22 Sep 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.10 |
| 13 Sep 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.10 |
| 14 Sep 2023 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.10 |
| 22 Sep 2022 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.10 |
| 16 Sep 2021 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.00 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
16 Oct · Analysts
13 Oct · Committee Meeting Updates
Paisalo Digital share price by year
Each calendar year to 2025.Paisalo Digital share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 36.27 | −27.4% | 49.47 | 29.50 |
| 2024 | 49.98 | +8.3% | 95.45 | 41.62 |
| 2023 | 46.15 | +19.6% | 49.10 | 24.13 |
| 2022 | 38.58 | +6.2% | 45.45 | 29.74 |
| 2021 | 36.31 | +3.3% | 55.33 | 28.60 |
| 2020 | 35.14 | +62.3% | 37.06 | 7.43 |
| 2019 | 21.65 | +41.1% | 23.50 | 14.70 |
| 2018 | 15.34 | +42.1% | 18.53 | 10.45 |
| 2017 | 10.80 | +19.0% | 12.31 | 7.44 |
| 2016 | 9.07 | −33.5% | 14.62 | 7.95 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 80.55 | 80.78 | 75.50 | 76.16 | 76.84 | 60,55,823 | 40.9% |
| 22 Oct 2026 | 79.65 | 80.71 | 78.26 | 79.34 | 79.20 | 60,59,239 | 38.8% |
| 21 Oct 2026 | 80.29 | 85.02 | 78.38 | 79.70 | 81.95 | 1,05,57,686 | 26.1% |
| 19 Oct 2026 | 81.50 | 81.78 | 78.67 | 79.54 | 80.09 | 97,60,494 | 19.6% |
| 16 Oct 2026 | 82.50 | 82.51 | 79.77 | 81.50 | 80.66 | 81,93,959 | 27.2% |
| 15 Oct 2026 | 81.90 | 83.50 | 80.05 | 81.08 | 82.17 | 66,88,341 | 38.0% |
| 14 Oct 2026 | 82.35 | 84.36 | 81.14 | 81.71 | 83.08 | 78,82,008 | 29.3% |
| 13 Oct 2026 | 82.01 | 83.48 | 81.48 | 81.97 | 82.74 | 1,34,83,734 | 37.5% |
| 12 Oct 2026 | 80.30 | 83.63 | 80.30 | 82.54 | 81.96 | 1,03,52,101 | 25.9% |
| 9 Oct 2026 | 80.00 | 81.89 | 79.64 | 80.90 | 80.72 | 60,56,965 | 30.1% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus shares and stock split history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 20 Mar 2024 | Bonus | 0.5000 | Holders received 1 bonus share for every 1 held. |
| 30 Jun 2022 | Split | 0.1000 | Each share became 10. |
| 27 Jan 2020 | Price move | – | Between two trading sessions the price moved by a fifth or more. No corporate action is on record. Not adjusted for. |
| 17 Oct 2011 | Price move | – | Between two trading sessions the price fell 47% or more, or rose 90% or more. No corporate action is on record. Earlier prices are not shown. |
| 29 Oct 2010 | Price move | – | Between two trading sessions the price fell 47% or more, or rose 90% or more. No corporate action is on record. Earlier prices are not shown. |
| 18 May 2010 | Price move | – | Between two trading sessions the price fell 47% or more, or rose 90% or more. No corporate action is on record. Earlier prices are not shown. |
| 5 Apr 2010 | Price move | – | Between two trading sessions the price fell 47% or more, or rose 90% or more. No corporate action is on record. Earlier prices are not shown. |
| 25 Aug 2009 | Price move | – | Between two trading sessions the price moved by a fifth or more. No corporate action is on record. Not adjusted for. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Where an event has no factor that can be worked out, the chart leaves out the closes before it. Any other event is noted and not adjusted for.
Company details
- Legal name
- Paisalo Digital Limited
- NSE symbol
- PAISALO
- BSE code
- 532900
- ISIN
- INE420C01059
- Industry
- Finance
- Listed
- Oct 2007 on BSE, Jul 2010 on NSE
- Face value
- ₹1
- Former symbols
- SEINV, SEINVEST
- CIN
- L65921DL1992PLC120483
- Corporate identity number, the registrar of companies' code for it