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Paisalo Digital PE ratio, market cap and valuation

NSE: PAISALOBSE: 532900FinanceSmall Cap

Formerly S.E. Investments
Last close ₹76.16down ₹3.18 (4.01%)BSE ₹76.80

Share price at the NSE close on 23 Oct 2026. Previous close ₹79.34.

52-week range of traded prices to 23 Oct 2026
₹30.00Low, 16 Mar 2026₹94.88High, 21 Sep 2026
Market cap
₹7,160 Cr872nd largest listed
P/E
27.0
P/B
3.7
Dividend yield
0.13%
ROE
14.7%
NIM
9.71%
Cost of funds
9.45%
Credit cost
0.77%
ROA
4.11%
Leverage
3.47times net worth
Volume, NSE
60,55,82340.9% delivered

Paisalo Digital PE ratio and valuation against its own history

Each ratio on 23 Oct 2026 beside its median over each window. The PE ratio is the market cap over the profit of the last twelve months.

  • Price to earnings26.97today

    1 year

    Median 18.73

    Today is at or above 78% of the 247 days

    3 years

    Median 22.67

    Today is at or above 61% of the 744 days

    5 years

    Median 27.39

    Today is at or above 48% of the 1,240 days

    10 years

    Median 24.28

    Today is at or above 57% of the 2,305 days

  • Price to book3.70today

    1 year

    Median 2.40

    Today is at or above 86% of the 247 days

    3 years

    Median 2.91

    Today is at or above 70% of the 744 days

    5 years

    Median 3.00

    Today is at or above 75% of the 1,203 days

    10 years, since Nov 2018

    Median 2.66

    Today is at or above 80% of the 1,918 days

  • Price to salesNot used for a lender or an insurer
  • EV to EBITDANot used for a lender or an insurer
  • Dividend yield0.13%today

    1 year

    Median 0.22%

    Today is at or above 13% of the 247 days

    3 years

    Median 0.20%

    Today is at or above 33% of the 739 days

    5 years

    Median 0.15%

    Today is at or above 34% of the 1,231 days

    10 years

    Median 0.24%

    Today is at or above 20% of the 2,438 days

  • Earnings yield3.71%today

    1 year

    Median 5.34%

    Today is at or above 22% of the 247 days

    3 years

    Median 4.41%

    Today is at or above 39% of the 744 days

    5 years

    Median 3.65%

    Today is at or above 52% of the 1,240 days

    10 years

    Median 4.12%

    Today is at or above 43% of the 2,305 days

Each track ranks every trading day in the window from the day the ratio was lowest to the day it was highest; the dot is today. The share under it is how many of those days the ratio was at or below today's level, so a high share means today is higher than on most days in the window. A window is shown only when the ratio is held on most of its trading days; a day after a loss-making year has no P/E. Dividend yield is in per cent. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.

How each ratio is worked out, with today's figures

The twelve months: Filed 22 Oct

  • Price to earnings =Market cap÷Net profit, last twelve months₹265 Cr
  • Price to book =Market cap÷Net worth₹1,936 Cr
  • Market cap =Close×Shares in issue94,00,61,662at 1 Oct 2026
Revenue, last twelve months
₹1,039 Cr
Borrowings
₹5,481 Cr
Cash
₹103 Cr

Consolidated accounts, the twelve months to Sep 2026, ₹ crore.Paisalo Digital financials ›

Paisalo Digital valuation at each year end

On the last trading day of each March, the month the company's year ends.Paisalo Digital dividend history

RatioMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Market cap (₹ crore)7001,2271,2146903,3413,4132,3665,4423,0573,066
Price to earnings13.220.2Earlier quarters restated in the year13.458.351.426.933.416.114.5
Price to bookNo balance sheetNo balance sheet1.90.94.13.82.14.42.21.8
Price to sales2.84.0Lender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
EV to EBITDANo balance sheetNo balance sheetLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
Dividend yield0.58%0.33%0.33%0.61%0.13%0.13%0.19%0.08%0.29%0.30%
Earnings yield7.6%4.9%Earlier quarters restated in the year7.5%1.7%1.9%3.7%3.0%6.2%6.9%
A ratio that does not exist on the day says why in its cell.

Paisalo Digital market cap, ten years

The last trading day of each month.

Market cap, ₹ crore

  • Market cap

Earnings per share and book value

From the close on 23 Oct 2026, with the last twelve months' results.

P/E to growth
0.96
Earnings per share
₹2.82
Book value per share
₹20.59
Dividends, last 12 months
₹0.10
Public's market cap
₹3,922 Cr

Against Non Banking Financial Company (NBFC)

281 listed companies in Non Banking Financial Company (NBFC), each priced on its last trading day; Paisalo Digital is 18th among them by market cap. Each median leaves out Paisalo Digital itself and takes the other companies that have the figure.

Industry median P/E
18.5Across 153 other companies
Industry median P/B
1.1Across 242 other companies
Industry median dividend yield
0.77%Across 54 other companies