Poonawalla Fincorp logo

Poonawalla Fincorp share price

NSE: POONAWALLABSE: 524000FinanceMid Cap

Formerly Magma Fincorp
Last close ₹413.00down ₹19.45 (4.50%)BSE ₹412.90

Share price at the NSE close on 23 Oct 2026. Previous close ₹432.45.

52-week range of traded prices to 23 Oct 2026
₹361.20Low, 30 Mar 2026₹517.90High, 23 Oct 2025
Market cap
₹36,369 Cr241st largest listed
P/E
33.4
P/B
2.6
Dividend yield
Nonein the last 12 months
ROE
9.2%
NIM
7.30%
Cost of funds
7.48%
Credit cost
2.49%
ROA
1.14%
Leverage
5.15times net worth
Volume, NSE
19,13,71054.3% delivered

Share price

Daily closes since Jan 2007, adjusted for splits and bonuses

−15.7%over a year

Results20-session average 28,14,856 shares a day, 48.9% delivered

Results

Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results

Quarter to Sep 2026, against the quarter beforeFiled 9 Oct

Income from operations
₹2,625 Crup 12.63%
Net profit
₹375 Crup 21.82%

Income from operations by year

Net profit by year, a loss in red

  • Net profit
  • Loss
Back to profit in the year to Mar 2026, ₹542 CrA loss in 2 of the 10 years shown

The years either side of a change of basis do not compare. From the year to Mar 2023, the company's income from operations for that year, ₹1,939 Cr, differs from its quarters added, ₹2,447 Cr; the company reports a discontinued business.

₹ croreDec 2024Filed 4 FebMar 2025Filed 25 AprJun 2025Filed 25 JulSep 2025Filed 17 OctDec 2025Filed 16 JanMar 2026Filed 21 MayJun 2026Filed 17 JulSep 2026Filed 9 Oct
Income from operations1,0571,1661,3141,5421,8182,1152,3372,625
Net profit19626374150255308375
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

Business segments

In the year to Mar 2026 the company reports one business segment, Lending Business, which carries all its revenue.

Valuation

Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Its history crosses a change of basis in the accounts in the year to Mar 2023: days before it are of the company before the change.PE ratio and valuation history

Price to earnings

At or below today's level on 40% of 2,080 trading days over the last 10 years.

LowestHighest
Its median41.3Industry median18.5
Price to book

At or below today's level on 3% of 1,114 trading days over the last 5 years.

LowestHighest
Its median3.7Industry median1.1
Dividend yield

At or below today's level on 37% of 2,480 trading days over the last 10 years.

LowestHighest
Its median0.45%Industry median0.75%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+5.1%––0.0%
3 years+8.1%−8.6%+18.1%0.1%
5 years+27.6%––0.3%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record. Earnings growth over 3 years includes one-off items (exceptional items and the result of businesses sold or closed) of more than a tenth of the profit of the year to Mar 2023.

Who owns it

Per cent of the company's shares, from the filing for Sep 2026.Shareholding pattern

Shareholding by group

  • Promoters59.01%
  • Foreign institutions11.64%
  • Indian institutions17.16%
  • Individuals and others12.19%
Holder
Rising Sun Holdings Pvt LtdPromoter59.01%
Life Insurance Corporation of IndiaInsurance companies2.51%
Amansa Holdings Private LimitedForeign portfolio investors, category I1.29%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

The filing reports 3,31,48,102 of its 88,06,01,654 shares locked in.

Mutual funds holding it

96 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 45 of the 57 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings

Bought for the first time
2
Added
21
Cut
36
Held unchanged
37
Fund
Kotak Mahindra Mutual Fund logoKotak Mid Cap FundKotak Mahindra Mutual Fund1,96,73,9961.31%₹873.2 Cr
Kotak Mahindra Mutual Fund logoKotak Multi Cap FundKotak Mahindra Mutual Fund1,17,41,0231.72%₹521.1 Cr
Kotak Mahindra Mutual Fund logoKotak Large & Mid Cap FundKotak Mahindra Mutual Fund81,00,0001.18%₹359.5 Cr
Nippon India Mutual Fund logoNippon India Small Cap FundNippon India Mutual Fund80,91,7060.44%₹359.2 Cr
Kotak Mahindra Mutual Fund logoKotak Multi Asset Allocation FundKotak Mahindra Mutual Fund43,47,5981.27%₹193.0 Cr
Franklin Templeton Mutual Fund logoFranklin India Mid Cap FundFranklin Templeton Mutual Fund41,21,5441.50%₹182.9 Cr
Bandhan Mutual Fund logoBandhan Value FundBandhan Mutual Fund36,00,0001.68%₹159.8 Cr
Bandhan Mutual Fund logoBandhan Large & Mid Cap FundBandhan Mutual Fund32,96,8320.71%₹146.3 Cr
Kotak Mahindra Mutual Fund logoKotak Equity Savings FundKotak Mahindra Mutual Fund32,68,3091.39%₹145.1 Cr
Kotak Mahindra Mutual Fund logoKotak Focused FundKotak Mahindra Mutual Fund27,05,0442.81%₹120.1 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Peers and competitors

Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Poonawalla Fincorp in market cap.

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
Sundaram Finance logoSundaram FinanceSUNDARMFIN44,23319.93.0–+13.7%+15.6%15.8%–2.56%4.60%1.00%
Authum Investment & Infrastructure logoAuthum Investment & InfrastructureAIIL42,18520.12.918.4−34.5%−48.8%14.2%13.3%––0.00%
HDB Financial Services logoHDB Financial ServicesHDBFS41,94314.21.9–––14.3%–––0.79%
Mahindra & Mahindra Financial Services logoMahindra & Mahindra Financial ServicesM&MFIN38,49410.71.4–+14.9%+45.8%13.8%–1.89%6.76%2.71%
Manappuram Finance logoManappuram FinanceMANAPPURAM26,87418.51.7–+4.8%+81.2%10.2%–1.60%10.13%0.87%
IIFL Finance logoIIFL FinanceIIFL22,6919.11.5–+35.4%+190.5%17.6%–2.32%8.82%0.75%
Capri Global Capital logoCapri Global CapitalCGCL22,69120.13.2–+50.1%+95.2%19.6%–3.55%8.36%0.08%
Five-Star Business Finance logoFive-Star Business FinanceFIVESTAR13,23712.01.8–+9.8%+1.5%16.1%–7.27%19.05%0.45%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts or has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Dividend history and dates

Dividend per share, ₹, restated for later splits and bonuses

Highest ₹2.00 a share, years to Mar 2023 and Mar 2024.
Ex-dateTypePer share
31 Jan 2024Interim₹2.00
18 Jul 2023Final₹2.00
21 Jul 2022Final₹0.40
24 Jul 2019Final₹0.80
25 Jul 2018Final₹0.80
25 Jul 2017Final₹0.80
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Share news and announcements

Poonawalla Fincorp share price by year

Each calendar year to 2025.Poonawalla Fincorp share price history

YearClose at year endChangeHighest closeLowest close
2025482.95+53.6%542.50273.80
2024314.35−27.8%503.65297.05
2023435.55+41.3%446.55275.65
2022308.30+40.6%334.25216.45
2021219.25+446.8%221.0540.95
202040.10−25.5%68.6013.15
201953.85−51.0%136.1037.25
2018110.00−31.5%190.7595.70
2017160.55+59.1%184.9592.35
2016100.90+10.1%122.7569.95
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The last 10 trading days to 23 Oct 2026, as traded on NSE.

DateOpenHighLowCloseAverage priceVolumeDelivery
23 Oct 2026430.50433.70409.30413.00414.9619,13,71054.3%
22 Oct 2026435.50441.40423.45432.45432.1212,17,57347.5%
21 Oct 2026447.60447.80431.20437.30437.1412,09,60254.0%
19 Oct 2026450.00450.00441.55445.70446.1810,52,16860.3%
16 Oct 2026441.00452.70434.30448.95444.9223,08,71750.9%
15 Oct 2026438.00446.40434.10441.30441.0214,54,25348.2%
14 Oct 2026438.20445.50435.80437.25438.9342,60,51572.7%
13 Oct 2026450.10452.00434.00440.40439.4731,00,55928.2%
12 Oct 2026476.90484.00442.00449.10463.632,80,15,91916.4%
9 Oct 2026441.90450.90436.90447.30444.9013,56,18643.7%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Stock split history

Ex-dateEventPrice factorWhat happened
13 Aug 2010Split0.2000Each share became 5.
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.

About Poonawalla Fincorp

Poonawalla Fincorp Limited is a non-banking financial company, a lender that is not a bank. It focuses on consumer and MSME finance. MSME stands for micro, small and medium enterprises. Its customers include salaried people, self-employed individuals, professionals, MSMEs, non-banking financial companies, corporates, students and commercial vehicle fleet operators. It was incorporated in 1978.

The company offers consumer and commercial loans. Consumer lending covers instant consumer loans, professional loans, pre-owned car loans, prime personal loans, education loans, consumer durable loans and gold loans. Commercial lending covers loans against property, business loans, machinery and medical equipment loans, mid-market loans, commercial vehicle loans and shopkeeper loans. Mid-market loans include supply chain finance and loans to non-banking financial companies. Loan against property is the largest contributor to its assets under management, the total value of the loans it manages. Prime personal, gold, education, consumer durable, commercial vehicle and shopkeeper loans are its newer products.

Loans are sourced through physical branches, digital channels, call centres, education consultants, dealer networks, direct selling agents and digital aggregators. The company has more than 500 branches, including 400 gold loan branches.

In May 2021, Rising Sun Holdings Private Limited, a member of the Cyrus Poonawalla Group, acquired the company, which then introduced new products. Rising Sun Holdings Private Limited is its promoter. A promoter is the person or group that set up a company or controls it. The company is part of the Cyrus Poonawalla Group.

Legal name
Poonawalla Fincorp Limited
NSE symbol
POONAWALLA
BSE code
524000
ISIN
INE511C01022
Industry
Finance
Listed
Sep 1993 on BSE, Apr 2004 on NSE
Face value
₹2
Former symbols
MAGMA
CIN
L51504PN1978PLC209007
Corporate identity number, the registrar of companies' code for it