Last close ₹523.75down ₹4.60 (0.87%)BSE ₹523.50
Share price at the NSE close on 23 Oct 2026. Previous close ₹528.35.
52-week range of traded prices to 23 Oct 2026
₹508.70Low, 10 Sep 2026₹788.50High, 26 Nov 2025
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹1,13,789 Cr65th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 15 Oct 2026
- 55.5
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 15 Oct 2026
- 5.8
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.40%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 15 Oct 2026
- 11.2%
- SolvencySolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 1.80times the capital required
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. For the year to Mar 2026. For the whole group.
- ₹79,493 Cr
- First-year premiumFirst-year premium. Premium from the first year of new regular-premium policies, for the period. For the year to Mar 2026. For the whole group.
- ₹13,959 Cr
- Expense ratioExpense ratio. The costs of running the insurance business, commission included, as a percentage of premium, as the insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. For the whole group.
- 21.18%
- Persistency, 13 monthsPersistency, 13 months. The share of what was sold that is still being paid for 13 months after the sale, by premium or by number of policies, which the filing does not say, as the life insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. For the year to Mar 2026. For the whole group.
- 84.85%
- ConservationConservation ratio. This year's renewal premium as a percentage of last year's first-year and renewal premium, as the life insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where it is 0, or where it is outside 10% to 150%. For the year to Mar 2026. For the whole group.
- 85.50%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 14,34,13138.6% delivered
Results
Standalone, as consolidated accounts are on record for only 7 of the last ten years; ₹ crore, the charts by years to March, the table by quarter. Gross premium is what policyholders paid in the period, before the part passed on to reinsurers.Quarterly results
Quarter to Sep 2026, against the quarter beforeFiled 15 Oct
- Gross premium
- ₹22,402 Cr
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹508 Crdown 16.91%
Gross premium by year
Peak gross premium ₹79,387 Cr, year to Mar 2026
Net profit by year, a loss in red
| ₹ crore | Dec 2024Filed 15 Jan | Mar 2025Filed 17 Apr | Jun 2025Filed 15 Jul | Sep 2025Filed 15 Oct | Dec 2025Filed 15 Jan | Mar 2026Filed 16 Apr | Jun 2026Filed 15 Jul | Sep 2026Filed 15 Oct |
|---|---|---|---|---|---|---|---|---|
| Gross premium | 17,275 | 24,032 | 14,875 | 19,287 | 18,803 | 26,422 | 17,166 | 22,402 |
| Net profit | 415 | 477 | 546 | 447 | 421 | 496 | 611 | 508 |
Standalone. The last eight quarters. The latest is shaded.
Business segments
Share of net premium, year to Mar 2026, consolidated.Segment revenue and profit
- Non Participating - Individual & Group LifeNon Participating - Individual & Group Life, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹29,491 Crup 4.57%37.9%
- Unit Linked - Individual LifeUnit Linked - Individual Life, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹18,633 Crup 22.65%24.0%
- Participating - Individual & Group LifeParticipating - Individual & Group Life, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹14,377 Crup 4.95%18.5%
- Non Participating - Individual & Group AnnuityNon Participating - Individual & Group Annuity, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹6,148 Crup 14.68%7.9%
- Unit Linked - Group LifeUnit Linked - Group Life, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹4,148 Crup 33.20%5.3%
- Unit Linked - Individual PensionUnit Linked - Individual Pension, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹1,121 Crup 41.58%1.4%
- Participating - Individual & Group PensionParticipating - Individual & Group Pension, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹971 Cr1.2%
- Non Participating - Life Group VariableNon Participating - Life Group Variable, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹963 Crup 6.64%1.2%
- Non Participating - Individual & Group Pension VariableNon Participating - Individual & Group Pension Variable, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹680 Cr0.9%
- Non Participating - Individual & Group PensionNon Participating - Individual & Group Pension, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹549 Crdown 43.47%0.7%
- ReinsuranceReinsurance, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹340 Cr0.4%
- Unit Linked - Group PensionUnit Linked - Group Pension, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹311 Cr0.4%
- Non Participating - Individual & Group HealthNon Participating - Individual & Group Health, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹29 Cr0.0%
The pill is the change in net premium on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 0.1% of 1,102 trading days over the last 5 years.
LowestHighest
Its median87.3Industry median35.8
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 0.3% of 1,926 trading days since Feb 2018.
LowestHighest
Its median10.9Industry median4.2
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 98% of 2,155 trading days since Jan 2018.
LowestHighest
Its median0.29%Industry median0.79%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −13.5% | +5.7% | −18.5% | 0.4% |
| 3 years | +6.1% | +11.6% | −5.2% | 0.3% |
| 5 years | −2.9% | +5.6% | −8.4% | 0.3% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual funds holding it
336 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 151 of the 192 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 5 more funds filed their first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 18
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 15
- AddedAdded. Funds that held more shares than at the end of the month before.
- 113
- CutCut. Funds that held fewer shares than at the end of the month before.
- 79
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 106
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 8
| Fund | |||
|---|---|---|---|
 SBI Large Cap FundSBI Mutual Fund | 2,90,00,000 | 2.89% | ₹1,511.5 Cr |
 ICICI Prudential Value FundICICI Prudential Mutual Fund | 2,17,64,996 | 1.98% | ₹1,134.4 Cr |
| SBI Nifty 50 ETFSBI Mutual Fund | 2,08,65,289 | 0.54% | ₹1,087.5 Cr |
| ICICI Prudential India Opportunities FundICICI Prudential Mutual Fund | 1,72,84,230 | 2.47% | ₹900.9 Cr |
| ICICI Prudential Large Cap FundICICI Prudential Mutual Fund | 1,58,65,925 | 1.08% | ₹826.9 Cr |
| SBI Large & Midcap FundSBI Mutual Fund | 1,36,73,204 | 1.76% | ₹712.6 Cr |
 Nippon India Large Cap FundNippon India Mutual Fund | 1,30,00,000 | 1.32% | ₹677.6 Cr |
| SBI ELSS Tax Saver FundSBI Mutual Fund | 1,01,83,940 | 1.77% | ₹530.8 Cr |
| SBI Banking & Financial Services FundSBI Mutual Fund | 93,21,217 | 4.66% | ₹485.8 Cr |
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 92,92,949 | 0.58% | ₹484.3 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Insurance, 13 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to HDFC Life Insurance Company in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 Life Insurance Corporation of IndiaLICI | 4,82,597 | 8.0 | 2.5 | – | +10.3% | +23.3% | 36.3% | – | 2.62% |
 SBI Life Insurance CompanySBILIFE | 1,64,558 | 63.3 | 8.2 | – | −0.9% | +4.5% | 13.7% | – | 0.16% |
 ICICI Lombard General Insurance CompanyICICIGI | 79,539 | 31.1 | 4.4 | – | +14.3% | −8.8% | 15.2% | – | 0.88% |
 ICICI Life InsuranceICICILIFE | 61,271 | 34.8 | 4.2 | – | +15.2% | +34.0% | 12.9% | – | 0.39% |
 General Insurance Corporation of IndiaGICRE | 56,799 | 6.4 | 0.9 | – | +4.3% | +4.0% | 15.8% | – | 4.09% |
 Max Financial ServicesMFSL | 41,804 | – | 7.9 | 159.8 | +4.9% | – | – | 3.1% | 0.00% |
 Star Health and Allied Insurance CompanySTARHEALTH | 31,218 | 37.0 | 4.1 | – | – | +43.2% | 11.6% | – | 0.00% |
 The New India Assurance CompanyNIACL | 26,335 | 36.7 | 1.1 | – | +10.5% | −36.6% | 3.0% | – | 0.94% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹2.10 a share, years to Mar 2025 and Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 19 Jun 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.10 |
| 20 Jun 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.10 |
| 21 Jun 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.00 |
| 16 Jun 2023 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.90 |
| 31 May 2022 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.70 |
| 30 Jun 2021 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.02 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
6 Oct · Analysts
Sep 2026
29 Sep · General Updates
11 Sep · Legal
HDFC Life Insurance Company share price by year
Each calendar year to 2025.HDFC Life Insurance Company share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 749.85 | +21.5% | 814.30 | 594.20 |
| 2024 | 617.05 | −4.6% | 758.80 | 534.45 |
| 2023 | 646.70 | +14.2% | 707.35 | 461.40 |
| 2022 | 566.25 | −12.8% | 674.15 | 503.50 |
| 2021 | 649.55 | −4.0% | 759.00 | 633.60 |
| 2020 | 676.50 | +8.1% | 678.70 | 342.30 |
| 2019 | 626.05 | +61.7% | 636.15 | 346.30 |
| 2018 | 387.15 | +0.3% | 540.00 | 359.80 |
| 2017 | 386.00 | – | 395.20 | 344.60 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2017 is from its first session, 17 Nov 2017.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 528.35 | 528.35 | 511.50 | 523.75 | 518.54 | 14,34,131 | 38.6% |
| 22 Oct 2026 | 535.00 | 536.90 | 522.05 | 528.35 | 527.76 | 9,58,906 | 38.5% |
| 21 Oct 2026 | 544.00 | 547.55 | 531.60 | 539.65 | 538.03 | 13,61,799 | 56.8% |
| 19 Oct 2026 | 553.00 | 555.75 | 542.30 | 545.50 | 545.75 | 15,19,939 | 46.0% |
| 16 Oct 2026 | 550.05 | 554.75 | 532.60 | 553.00 | 545.22 | 53,04,276 | 39.3% |
| 15 Oct 2026 | 544.05 | 554.60 | 541.10 | 550.55 | 551.31 | 16,83,384 | 43.8% |
| 14 Oct 2026 | 559.10 | 559.10 | 540.30 | 544.05 | 546.98 | 21,88,075 | 43.4% |
| 13 Oct 2026 | 561.55 | 565.85 | 553.60 | 560.00 | 558.89 | 16,47,421 | 41.3% |
| 12 Oct 2026 | 560.05 | 563.95 | 554.25 | 559.25 | 559.14 | 17,04,385 | 46.1% |
| 9 Oct 2026 | 548.70 | 562.35 | 547.35 | 556.65 | 557.68 | 27,12,798 | 41.1% |
Prices in ₹ per share as traded, not adjusted.
About HDFC Life Insurance Company
HDFC Life Insurance Company Limited is a long-term life insurance provider in India. It sells individual and group insurance for protection, pension, savings, investment, annuity and health needs. In the year to March 2026 it insured over 4.6 crore lives across individual and group business.
The company sells through agency and direct sales channels, and through partnerships with banks, non-banking finance companies, small finance banks and microfinance institutions. It has 715 branches across India, more than 2.7 lakh individual agents and over 500 corporate partnerships.
Its subsidiaries include HDFC Pension Fund Management Limited and HDFC International Life and Re Co. Ltd. HDFC Pension began operations in August 2013 as a pension fund manager under the National Pension System. HDFC International was incorporated in 2016 in the Dubai International Financial Centre as a life and health reinsurer, which provides insurance to other insurers. Its branch at GIFT City, an International Financial Services Centre, offers US dollar-denominated life and health insurance to non-resident Indians.
HDFC Life was incorporated in 2000 and its shares were listed on the BSE and NSE in November 2017. It completed the first merger and acquisition in the Indian life insurance industry, with Exide Life. HDFC Bank Limited is the promoter and holding company of HDFC Life. A promoter is the person or group that set up a company or controls it. The company is part of the HDFC Group and uses the HDFC name and logo with permission from the bank.
- Legal name
- HDFC Life Insurance Company Limited
- NSE symbol
- HDFCLIFE
- BSE code
- 540777
- ISIN
- INE795G01014
- Industry
- Insurance
- Listed
- Nov 2017
- Face value
- ₹10
- CIN
- L65110MH2000PLC128245
- Corporate identity number, the registrar of companies' code for it
In Nifty 50, Nifty 100, BSE 100, Nifty 200, BSE 200, Nifty 500