- Next results date: the board meets on 5 Nov 2026 to consider: financial results.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹4,82,597 Cr11th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 6 Aug 2026
- 8.0
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 6 Aug 2026
- 2.5
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 2.62%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 6 Aug 2026
- 36.3%
- SolvencySolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. At the end of Jun 2026. For the company alone, not its group: the regulator measures it company by company.
- 2.42times the capital required
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. For the year to Mar 2026. For the whole group.
- ₹5,38,379 Cr
- First-year premiumFirst-year premium. Premium from the first year of new regular-premium policies, for the period. For the year to Mar 2026. For the whole group.
- ₹42,108 Cr
- Expense ratioExpense ratio. The costs of running the insurance business, commission included, as a percentage of premium, as the insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. For the whole group.
- 11.93%
- Persistency, 13 monthsPersistency, 13 months. The share of what was sold that is still being paid for 13 months after the sale, by premium or by number of policies, which the filing does not say, as the life insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. For the year to Mar 2026. For the whole group.
- 74.64%
- ConservationConservation ratio. This year's renewal premium as a percentage of last year's first-year and renewal premium, as the life insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where it is 0, or where it is outside 10% to 150%. For the year to Mar 2026. For the whole group.
- 92.33%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 1,09,50,32564.5% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Gross premium is what policyholders paid in the period, before the part passed on to reinsurers.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 6 Aug
- Gross premium
- ₹1,27,796 Cr
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹13,584 Crdown 42.11%
Gross premium by year
Peak gross premium ₹5,38,379 Cr, year to Mar 2026
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 8 Nov | Dec 2024Filed 7 Feb | Mar 2025Filed 28 May | Jun 2025Filed 7 Aug | Sep 2025Filed 6 Nov | Dec 2025Filed 5 Feb | Mar 2026Filed 21 May | Jun 2026Filed 6 Aug |
|---|---|---|---|---|---|---|---|---|
| Gross premium | 1,20,478 | 1,07,428 | 1,48,222 | 1,19,754 | 1,27,087 | 1,26,177 | 1,65,361 | 1,27,796 |
| Net profit | 7,729 | 11,009 | 19,039 | 10,957 | 10,098 | 12,930 | 23,467 | 13,584 |
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
Share of net premium, year to Mar 2026, consolidated.Segment revenue and profit
- Life ParticipatingLife Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹2,84,776 Crup 1.90%53.0%
- Life Non ParticipatingLife Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹1,06,880 Crup 49.49%19.9%
- Pension Non ParticipatingPension Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹1,06,654 Crup 0.06%19.8%
- Linked Life Non ParticipatingLinked Life Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹20,835 Crup 47.77%3.9%
- Annuity Non ParticipatingAnnuity Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹15,826 Crup 0.18%2.9%
- Linked Pension Non ParticipatingLinked Pension Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹2,103 Cr0.4%
- Pension ParticipatingPension Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹319 Cr0.1%
- Health Non ParticipatingHealth Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹172 Cr0.0%
- Linked Health Non ParticipatingLinked Health Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹33 Cr0.0%
- Variable Non ParticipatingVariable Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹3 Cr0.0%
- Annuity ParticipatingAnnuity Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹2 Cr0.0%
- Capital Redemption Annuity certain Non ParticipatingCapital Redemption Annuity certain Non Participating, share of net premium. The line's net premium, the premium the insurer keeps after reinsurance, as a percentage of the net premium of all its reported lines together, leaving out the shareholders' account and unallocated items.₹1 Cr0.0%
The pill is the change in net premium on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 0.3% of 606 trading days over the last 3 years.
LowestHighest
Its median11.3Industry median36.8
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 0.2% of 902 trading days since Aug 2022.
LowestHighest
Its median5.8Industry median4.4
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 99.9% of 1,097 trading days since May 2022.
LowestHighest
Its median0.71%Industry median0.55%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −6.5% | +18.9% | −23.7% | 2.8% |
| 3 years | +12.5% | +16.9% | −5.2% | 1.8% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual funds holding it
245 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 93 of the 123 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 4 more funds filed their first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 7
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 4
- AddedAdded. Funds that held more shares than at the end of the month before.
- 85
- CutCut. Funds that held fewer shares than at the end of the month before.
- 38
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 107
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 11
| Fund | |||
|---|---|---|---|
 ICICI Prudential Value FundICICI Prudential Mutual Fund | 8,45,17,093 | 5.83% | ₹3,340.1 Cr |
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 8,01,07,788 | 3.76% | ₹3,165.9 Cr |
| ICICI Prudential Large Cap FundICICI Prudential Mutual Fund | 5,00,70,055 | 2.59% | ₹1,978.8 Cr |
 SBI Aggressive Hybrid FundSBI Mutual Fund | 5,00,00,000 | 2.29% | ₹1,976.0 Cr |
| SBI Focused FundSBI Mutual Fund | 4,20,00,000 | 3.31% | ₹1,659.8 Cr |
| ICICI Prudential India Opportunities FundICICI Prudential Mutual Fund | 3,89,48,564 | 4.22% | ₹1,539.2 Cr |
| ICICI Prudential Aggressive Hybrid FundICICI Prudential Mutual Fund | 3,70,07,543 | 2.88% | ₹1,462.5 Cr |
 HDFC Balanced Advantage FundHDFC Mutual Fund | 3,03,92,970 | 1.17% | ₹1,201.1 Cr |
| ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund | 1,47,10,277 | 0.81% | ₹581.4 Cr |
| SBI Large Cap FundSBI Mutual Fund | 1,28,00,000 | 0.97% | ₹505.9 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Insurance, 13 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Life Insurance Corporation of India in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 SBI Life Insurance CompanySBILIFE | 1,64,558 | 63.3 | 8.2 | – | −0.9% | +4.5% | 13.7% | – | 0.16% |
 HDFC Life Insurance CompanyHDFCLIFE | 1,13,789 | 55.5 | 5.8 | – | +17.8% | +8.2% | 11.2% | – | 0.40% |
 ICICI Lombard General Insurance CompanyICICIGI | 79,539 | 31.1 | 4.4 | – | +14.3% | −8.8% | 15.2% | – | 0.88% |
 ICICI Life InsuranceICICILIFE | 61,271 | 34.8 | 4.2 | – | +15.2% | +34.0% | 12.9% | – | 0.39% |
 General Insurance Corporation of IndiaGICRE | 56,799 | 6.4 | 0.9 | – | +4.3% | +4.0% | 15.8% | – | 4.09% |
 Max Financial ServicesMFSL | 41,804 | – | 7.9 | 159.8 | +4.9% | – | – | 3.1% | 0.00% |
 Star Health and Allied Insurance CompanySTARHEALTH | 31,218 | 37.0 | 4.1 | – | – | +43.2% | 11.6% | – | 0.00% |
 The New India Assurance CompanyNIACL | 26,335 | 36.7 | 1.1 | – | +10.5% | −36.6% | 3.0% | – | 0.94% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹10.00 a share, year to Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 25 Jun 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹10.00 |
| 25 Jul 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹12.00 |
| 19 Jul 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹6.00 |
| 21 Feb 2024 | Interim | ₹4.00 |
| 21 Jul 2023 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹3.00 |
| 25 Aug 2022 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.50 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
12 Oct · General Updates
Life Insurance Corporation of India share price by year
Each calendar year to 2025.Life Insurance Corporation of India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 427.45 | −4.2% | 486.40 | 364.60 |
| 2024 | 446.00 | +7.1% | 594.05 | 411.93 |
| 2023 | 416.25 | +21.6% | 416.25 | 265.93 |
| 2022 | 342.30 | – | 438.18 | 294.60 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2022 is from its first session, 17 May 2022.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 388.10 | 388.75 | 377.10 | 381.50 | 380.27 | 1,09,50,325 | 64.5% |
| 22 Oct 2026 | 390.10 | 391.00 | 384.20 | 387.50 | 387.50 | 1,04,69,733 | 78.2% |
| 21 Oct 2026 | 394.00 | 397.15 | 389.15 | 392.05 | 390.72 | 92,29,853 | 74.2% |
| 19 Oct 2026 | 396.10 | 398.00 | 391.00 | 393.35 | 392.91 | 57,25,234 | 76.8% |
| 16 Oct 2026 | 395.00 | 398.30 | 391.40 | 397.75 | 395.36 | 66,24,970 | 55.8% |
| 15 Oct 2026 | 401.90 | 401.90 | 393.10 | 394.00 | 396.13 | 99,13,102 | 48.0% |
| 14 Oct 2026 | 394.80 | 395.85 | 391.35 | 394.00 | 393.56 | 49,18,618 | 54.0% |
| 13 Oct 2026 | 391.50 | 397.60 | 390.10 | 394.05 | 393.64 | 47,39,916 | 59.9% |
| 12 Oct 2026 | 394.25 | 394.35 | 388.55 | 391.50 | 391.10 | 35,74,282 | 53.9% |
| 9 Oct 2026 | 380.00 | 394.70 | 380.00 | 394.25 | 389.15 | 55,57,459 | 42.1% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus share history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 29 May 2026 | Bonus | 0.5000 | Holders received 1 bonus share for every 1 held. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.
About Life Insurance Corporation of India
Life Insurance Corporation of India sells life insurance and pension products to individuals and to groups. It was constituted under the Life Insurance Corporation Act, 1956, and its shares trade on the BSE and the NSE. Its Central Office is in Mumbai.
Its business covers individual, micro insurance and pension and group schemes. The products fall into participating plans, non-participating plans, unit linked plans, group products and riders. Participating plans share surplus with their policyholders. The Act requires the Corporation to keep separate funds for participating and non-participating policyholders. It sells through individual agents, through banks and other partners under its bancassurance and alternate channels unit, and through a digital marketing channel.
The Corporation works through a Central Office, zonal offices, divisional offices and branch offices. Outside India it runs branch offices in Fiji, Mauritius and the United Kingdom, and a branch at GIFT City in Gandhinagar. The United Kingdom branch has stopped selling new policies. Subsidiaries operate in Bahrain, Nepal, Sri Lanka and Bangladesh.
LIC Housing Finance, incorporated in 1989, and LIC Mutual Fund Asset Management are associate companies. LIC Mutual Fund was constituted as a trust in 1989. LIC Pension Fund, incorporated in 2007, and LIC Cards Services are wholly owned subsidiaries. IDBI Bank was acquired as a subsidiary in January 2019 and became an associate in December 2020. The Central Government nominates a director to the board.
- NSE symbol
- LICI
- BSE code
- 543526
- ISIN
- INE0J1Y01017
- Industry
- Insurance
- Listed
- May 2022
- Face value
- ₹10
In Nifty 200, BSE 200, Nifty 500, BSE 500, Nifty Midcap 150, Nifty Midcap 100