- Next results date: the board meets on 5 Nov 2026 to consider: financial results.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹4,82,597 Cr11th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 6 Aug 2026
- 8.0
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 6 Aug 2026
- 2.5
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 2.62%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 6 Aug 2026
- 36.3%
- SolvencySolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. At the end of Jun 2026. For the company alone, not its group: the regulator measures it company by company.
- 2.42times the capital required
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. For the year to Mar 2026. For the whole group.
- ₹5,38,379 Cr
- First-year premiumFirst-year premium. Premium from the first year of new regular-premium policies, for the period. For the year to Mar 2026. For the whole group.
- ₹42,108 Cr
- Expense ratioExpense ratio. The costs of running the insurance business, commission included, as a percentage of premium, as the insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. For the whole group.
- 11.93%
- Persistency, 13 monthsPersistency, 13 months. The share of what was sold that is still being paid for 13 months after the sale, by premium or by number of policies, which the filing does not say, as the life insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. For the year to Mar 2026. For the whole group.
- 74.64%
- ConservationConservation ratio. This year's renewal premium as a percentage of last year's first-year and renewal premium, as the life insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where it is 0, or where it is outside 10% to 150%. For the year to Mar 2026. For the whole group.
- 92.33%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 1,09,50,32564.5% delivered
Q1 results, quarter to Jun 2026
Consolidated: the company and its subsidiaries together. ₹ crore.Life Insurance Corporation of India annual results and balance sheet
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income.
- ₹1,27,796 Cr
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax.
- ₹13,584 Cr+24.0% on a year ago · −42.1% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line.
- ₹10.74+24.0% on a year ago · −42.1% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, on the quarter before wherever the profit of that quarter was restated, and across a change of basis named under the table, on the lines it affects.
- Net premiumNet premium. Gross premium − the part passed on to reinsurers: the premiums the insurer keeps, for the period.
- ₹1,27,623 Cr
Life Insurance Corporation of India results by quarter
Consolidated: the company and its subsidiaries together. Latest quarter to Jun 2026. Results for the quarter to Sep 2026 are due by 14 Nov 2026, 45 days after it ends.Results filings and date
Gross premium and net profit by quarter, ₹ crore
- Gross premium
- Net profit
| ₹ crore | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023Q4Filed 25 May | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024Filed 4 Oct | Sep 2024Filed 8 Nov | Dec 2024Q3Filed 7 Feb | Mar 2025Q4Filed 28 May | Jun 2025Q1Filed 7 Aug | Sep 2025Q2Filed 6 Nov | Dec 2025Q3Filed 5 Feb | Mar 2026Q4Filed 21 May | Jun 2026Q1Filed 6 Aug |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. | 98,941 | 1,32,712 | 1,12,547 | 1,32,432 | 98,916 | 1,07,947 | 1,17,639 | 1,53,019 | 1,14,361 | 1,20,478 | 1,07,428 | 1,48,222 | 1,19,754 | 1,27,087 | 1,26,177 | 1,65,361 | 1,27,796 |
| Net premiumNet premium. Gross premium − the part passed on to reinsurers: the premiums the insurer keeps, for the period. | 98,805 | 1,32,632 | 1,12,297 | 1,32,223 | 98,755 | 1,07,877 | 1,17,432 | 1,52,767 | 1,14,230 | 1,20,326 | 1,07,302 | 1,47,917 | 1,19,618 | 1,26,930 | 1,25,988 | 1,65,067 | 1,27,623 |
| First-year premium | 7,476 | 9,176 | 9,765 | 12,852 | 6,849 | 10,032 | 8,469 | 13,848 | 7,518 | 11,245 | 7,334 | 11,103 | 7,566 | 10,884 | 10,648 | 13,009 | 9,257 |
| Renewal premium | 50,530 | 56,515 | 60,497 | 76,328 | 53,918 | 59,961 | 62,719 | 77,684 | 56,706 | 62,236 | 64,923 | 79,425 | 60,179 | 65,320 | 69,617 | 82,233 | 62,129 |
| Single premium | 40,935 | 67,022 | 42,285 | 43,252 | 38,149 | 37,955 | 46,451 | 61,486 | 50,137 | 46,998 | 35,172 | 57,694 | 52,008 | 50,882 | 45,911 | 70,119 | 56,409 |
| Income from investmentsIncome from investments. Income from the insurer's investments, net of their costs, for the period. | 69,834 | 84,306 | 85,129 | 68,220 | 90,768 | 94,267 | 95,561 | 84,815 | 96,535 | 1,09,338 | 94,854 | 93,443 | 1,03,252 | 1,12,528 | 1,07,704 | 1,09,211 | 1,09,685 |
| The lines under it are parts of it, not all of it. | 5,052 | 5,844 | 6,349 | 8,460 | 5,159 | 6,088 | 6,544 | 8,273 | 5,117 | 6,571 | 5,996 | 7,735 | 4,975 | 5,807 | 6,040 | 7,733 | 5,062 |
| On first-year premiumCommission on first-year premium. Commission paid on the first year's premium of new policies, for the period; given only where the three commission lines add to the gross commission stated. | 2,078 | 2,825 | 3,016 | 4,395 | 2,323 | 2,881 | 3,111 | 4,082 | 2,093 | 3,168 | 2,501 | 2,804 | 1,754 | 2,204 | 2,272 | 3,139 | 1,920 |
| On renewal premiumCommission on renewal premium. Commission paid on premiums renewing existing policies, for the period; given only where the three commission lines add to the gross commission stated. | 2,600 | 2,896 | 3,189 | 3,885 | 2,739 | 3,091 | 3,309 | 4,037 | 2,931 | 3,239 | 3,363 | 4,665 | 3,098 | 3,398 | 3,578 | 4,165 | 3,007 |
| On single premiumCommission on single premium. Commission paid on policies bought with one premium, for the period; given only where the three commission lines add to the gross commission stated. | 88 | 123 | 144 | 172 | 81 | 133 | 124 | 154 | 93 | 164 | 132 | 267 | 125 | 204 | 189 | 437 | 135 |
| Expenses of managementExpenses of management. The life insurer's running costs + net commission for the period, the total the regulator caps. | 14,426 | 24,205 | 13,853 | 21,510 | 12,743 | 18,568 | 18,256 | 24,790 | 13,589 | 16,370 | 14,509 | 16,526 | 12,558 | 15,308 | 15,643 | 20,699 | 13,605 |
| Provision for doubtful debtsProvision for doubtful debts. Amounts the insurer set aside in the period for money owed to it that may not be paid; not given where it is the same figure as a claims or benefits line of the same statement. | −150 | −513 | −245 | −1,034 | −201 | 41 | −217 | −635 | −163 | −350 | −18 | −1,014 | −26 | −157 | −85 | −544 | −566 |
| Provision for fall in investment valueProvision for fall in investment value. Amounts the insurer set aside in the period for investments worth less than they are held at; not given where it is the same figure as a claims or benefits line of the same statement. | 3,015 | −1,820 | −3,366 | −10,564 | −2,362 | −44 | 169 | 318 | 31 | −549 | 296 | −415 | −362 | −250 | −246 | 75 | −2 |
| Benefits paid | 69,134 | 84,703 | 79,791 | 1,12,124 | 75,363 | 83,934 | 97,243 | 1,36,062 | 83,230 | 98,057 | 96,531 | 1,42,765 | 97,551 | 1,06,977 | 1,13,819 | 1,80,168 | 1,21,911 |
| Added to policy reservesAdded to policy reserves. The rise over the period in what the life insurer must hold to meet future claims on the policies in force. | 78,190 | 96,088 | 97,203 | 71,760 | 96,412 | 91,423 | 87,791 | 76,214 | 1,02,414 | 1,08,344 | 78,931 | 62,052 | 1,01,349 | 1,07,569 | 91,688 | 62,904 | 89,633 |
| Bonus given to policyholdersBonus given to policyholders. Bonus the life insurer added to its policies that share in its profits, for the period; given only where the bonuses and the surplus left in the revenue account add to the surplus stated. | 0 | 0 | 0 | 49,540 | 0 | 0 | 0 | 52,956 | 0 | 0 | 95 | 56,236 | 0 | 0 | 103 | 59,623 | 0 |
| Interim bonus paidInterim bonus paid. Bonus paid on policies that ended during the period, for the part of the year they ran; given only where the bonuses and the surplus left in the revenue account add to the surplus stated. | 605 | 883 | 1,243 | 533 | 668 | 811 | 919 | 461 | 729 | 860 | 940 | 547 | 875 | 1,138 | 1,874 | 4,470 | 928 |
| Terminal bonus paidTerminal bonus paid. A one-time bonus paid on policies that share in profits when they mature or end in a claim, for the period; given only where the bonuses and the surplus left in the revenue account add to the surplus stated. | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Surplus or deficit | 4,785 | 16,263 | 15,080 | 58,292 | 7,921 | 8,624 | 10,819 | 67,514 | 13,073 | 9,686 | 12,465 | 77,053 | 13,096 | 11,723 | 15,245 | 89,058 | 14,888 |
| Kept for future allocationKept for future allocation. The part of the period's surplus the life insurer held back, not yet given to policyholders or shareholders; given only where it and the transfer to shareholders add to the net surplus stated. | – | 454 | 7,740 | −4,928 | −1,827 | 503 | 1,442 | 1,296 | 1,497 | 1,511 | 585 | 1,856 | 1,483 | 1,131 | 1,596 | 2,772 | 1,751 |
| Profit before tax | 631 | 15,882 | 6,377 | 13,191 | 9,734 | 8,128 | 9,531 | 13,664 | 10,551 | 7,735 | 11,018 | 19,046 | 10,986 | 10,202 | 12,880 | 23,457 | 13,686 |
| Tax | 28 | 28 | 28 | 0 | 99 | 97 | 62 | −117 | 7 | 6 | 10 | 7 | 29 | 103 | −51 | −10 | 102 |
| Net profit | 603 | 15,854 | 6,349 | 13,191 | 9,635 | 8,030 | 9,469 | 13,782 | 10,544 | 7,729 | 11,009 | 19,039 | 10,957 | 10,098 | 12,930 | 23,467 | 13,584 |
| Earnings per shareEarnings per share. The earnings per share stated for the period ÷ the split factor, so a figure from before a split sits on the same share as today's; a figure the company filed after a split or bonus is already on the new share count and is divided by the splits after its filing day only. | ₹0.48 | ₹12.54 | ₹5.02 | ₹10.43 | ₹7.62 | ₹6.35 | ₹7.49 | ₹10.90 | ₹8.34 | ₹6.11 | ₹8.70 | ₹15.05 | ₹8.66 | ₹7.99 | ₹10.22 | ₹18.55 | ₹10.74 |
Earnings per share in rupees, restated for later splits and bonuses. Kept for future allocation is left blank for the quarter to Jun 2022: the lines stated do not add to the total the filing states, so the split is not given.
| Figure | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023Q4Filed 25 May | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024Filed 4 Oct | Sep 2024Filed 8 Nov | Dec 2024Q3Filed 7 Feb | Mar 2025Q4Filed 28 May | Jun 2025Q1Filed 7 Aug | Sep 2025Q2Filed 6 Nov | Dec 2025Q3Filed 5 Feb | Mar 2026Q4Filed 21 May | Jun 2026Q1Filed 6 Aug |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solvency, times the required capitalSolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. | 1.88 | 1.88 | 1.85 | 1.87 | 1.89 | 1.90 | 1.93 | 1.98 | 2.00 | 2.00 | 2.00 | 2.11 | 2.17 | 2.13 | 2.19 | 2.35 | 2.42 |
| Held by the governmentGovernment holding. The share of the company the government holds, as the company states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, or where it is 0 and the shareholding pattern for the same date does not confirm the government holds none. | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 97.00% | 97.00% | 97.00% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% |
| Bad investments in the policyholders' fund. Bonds and loans held for policyholders whose interest or repayment has stopped, at the amount still owed; for a life insurer, its four policyholders' funds added; a 0 is not given, since the statement writes 0 for a figure it leaves out too.The lines under it are parts of it, not all of it. | – | – | – | 12,031 | – | – | – | – | 10,679 | 9,724 | 9,663 | 8,443 | 8,436 | 8,049 | 7,782 | 7,205 | 7,168 |
| After provisionsBad investments in the policyholders' fund, after provisions. Those bonds and loans less the amounts already set aside against them; for a life insurer, its four policyholders' funds added; a 0 is not given, since the statement writes 0 for a figure it leaves out too, and not given where it is above the gross figure. | – | – | – | 6 | – | – | – | – | 6 | 6 | 8 | 5 | 4 | 4 | 4 | 4 | 5 |
| Bad investments, shareholders' fundBad investments in the shareholders' fund. Bonds and loans held with the life insurer's shareholders' money whose interest or repayment has stopped, at the amount still owed; a 0 is not given, since the statement writes 0 for a figure it leaves out too. | – | – | – | – | – | – | – | – | 70 | 70 | 70 | 57 | 57 | – | – | – | – |
Solvency is the capital the insurer holds, in times the capital the regulator requires; the government's holding is a per cent of its shares; bad investments are in ₹ crore. Bad investments, shareholders' fund is left blank for the years to Mar 2023, Sep 2025, Dec 2025, Mar 2026 and Jun 2026: the filing states 0, which this form also writes for a line it does not fill, and nothing else in the filing confirms a nil.
Filed results, as an XML file each
- Results for the quarter to Jun 2026 (opens in a new tab)Filed 6 Aug 2026, unaudited
- Results for the quarter to Mar 2026 (opens in a new tab)Filed 21 May 2026, audited
- Results for the quarter to Dec 2025 (opens in a new tab)Filed 5 Feb 2026, unaudited
- Results for the quarter to Sep 2025 (opens in a new tab)Filed 6 Nov 2025, unaudited
6 earlier filings
- Results for the quarter to Jun 2025 (opens in a new tab)Filed 7 Aug 2025, unaudited
- Results for the quarter to Mar 2025 (opens in a new tab)Filed 28 May 2025, audited
- Results for the quarter to Dec 2024 (opens in a new tab)Filed 7 Feb 2025, unaudited
- Results for the quarter to Sep 2024 (opens in a new tab)Filed 8 Nov 2024, unaudited
- Results for the quarter to Jun 2024 (opens in a new tab)Filed 4 Oct 2024, unaudited
- Results for the quarter to Mar 2023 (opens in a new tab)Filed 25 May 2023
Segment results by quarter
Consolidated, ₹ crore, quarters to Jun 2026.Life Insurance Corporation of India segment results by year
Life Participating
Net premium, ₹ croreSurplus, ₹ croreLife Non Participating
Net premium, ₹ croreSurplus, ₹ crorePension Non Participating
Net premium, ₹ croreSurplus, ₹ croreLinked Life Non Participating
Net premium, ₹ croreSurplus, ₹ croreAnnuity Non Participating
Net premium, ₹ croreSurplus, ₹ croreLinked Pension Non Participating
Net premium, ₹ croreSurplus, ₹ crorePension Participating
Net premium, ₹ croreSurplus, ₹ croreHealth Non Participating
Net premium, ₹ croreSurplus, ₹ croreLinked Health Non Participating
Net premium, ₹ croreSurplus, ₹ croreVariable Non Participating
Net premium, ₹ croreSurplus, ₹ croreAnnuity Participating
Net premium, ₹ croreSurplus, ₹ croreCapital Redemption Annuity certain Non Participating
Net premium, ₹ croreSurplus, ₹ crore
| ₹ crore | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Net premium of all lines | 1,47,917 | 1,19,618 | 1,26,930 | 1,25,988 | 1,65,083 | 1,27,623 |
| Company net premium, as in its resultsCompany net premium. The insurer's net premium for the period in its results, on the same accounts as its lines. | 1,47,917 | 1,19,618 | 1,26,930 | 1,25,988 | 1,65,067 | 1,27,623 |
| Net premium | 83,488 | 62,349 | 66,449 | 71,568 | 84,410 | 62,986 |
| Net premium growthNet premium growth, year on year. The change in the line's net premium from the same period a year before, as a percentage of that earlier premium: a year against the year before, a quarter against the same quarter. | – | – | – | – | 1.1% | 1.0% |
| SurplusSurplus or deficit of the line. What the line of business has left after its benefits, reserves and expenses for the period, as the insurer reports it for each line. | 7,708 | 1,400 | 1,094 | 1,288 | 8,969 | 1,711 |
| Surplus growthSurplus growth, year on year. The change in the line's surplus from the same period a year before, as a percentage of that earlier surplus, left empty where either is a deficit, since growth from or into a deficit is not a percentage. | – | – | – | – | 16.4% | 22.2% |
| Surplus to net premiumSurplus to net premium. The line's surplus as a percentage of its net premium. | 9.2% | 2.2% | 1.6% | 1.8% | 10.6% | 2.7% |
| AssetsAssets of the line. What the insurer holds for this line at the period end, mostly the policyholders' investments. | 34,53,287 | 35,76,887 | 36,00,454 | 37,08,681 | 36,23,393 | 37,36,909 |
| LiabilitiesLiabilities of the line. What the insurer owes on this line at the period end, mostly what it holds for its policyholders. | 34,45,778 | 35,76,260 | 35,99,956 | 37,02,375 | 36,14,685 | 37,35,334 |
| Net premium | 23,424 | 19,642 | 27,861 | 23,066 | 36,311 | 29,809 |
| Net premium | 29,893 | 30,198 | 22,882 | 21,528 | 32,046 | 25,763 |
| Net premium | 5,152 | 3,496 | 5,199 | 5,397 | 6,743 | 5,345 |
| Net premium | 5,110 | 3,461 | 3,862 | 3,759 | 4,745 | 3,188 |
| Net premium | 620 | 376 | 530 | 548 | 649 | 449 |
| Net premium | 131 | 60 | 64 | 85 | 111 | 49 |
| Net premium | 73 | 27 | 44 | 32 | 69 | 24 |
| Net premium | 22 | 9 | 37 | 4 | −16 | 9 |
| Net premium | 4 | 1 | 1 | 1 | 1 | 0 |
| Net premium | 1 | 0 | 0 | 0 | 0 | 0 |
| Net premium | 0 | 0 | 0 | 1 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 |
Net premium is the premium the insurer keeps after reinsurance; surplus is what each line has left after its benefits, reserves and expenses.