- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹56,799 Cr162nd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 13 Aug 2026
- 6.4
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 13 Aug 2026
- 0.9
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 4.09%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 13 Aug 2026
- 15.8%
- SolvencySolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. At the end of Jun 2026. For the company alone, not its group: the regulator measures it company by company.
- 4.32times the capital required
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. For the year to Mar 2026. For the whole group.
- ₹44,368 Cr
- Combined ratioCombined ratio. Claims plus expenses as a percentage of premium, as the general insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told. For the year to Mar 2026. For the whole group.
- 104.66%
- Claims ratioClaims ratio. Claims incurred as a percentage of premium earned, as the general insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. For the whole group.
- 83.83%
- Expense ratioExpense ratio. The costs of running the insurance business, commission included, as a percentage of premium, as the insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. For the whole group.
- 1.10%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 9,68,99432.0% delivered
Results
Standalone, as consolidated accounts are on record for only 7 of the last ten years; ₹ crore, the charts by years to March, the table by quarter. Gross premium is what policyholders paid in the period, before the part passed on to reinsurers.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 13 Aug
- Gross premium
- ₹13,475 Cr
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹1,922 Crdown 14.74%
Gross premium by year
Peak gross premium ₹51,030 Cr, year to Mar 2020
Net profit by year, a loss in red
- Net profit
- Loss
A loss in 1 of the 9 years shown
| ₹ crore | Sep 2024Filed 13 Nov | Dec 2024Filed 4 Feb | Mar 2025Filed 26 May | Jun 2025Filed 7 Aug | Sep 2025Filed 12 Nov | Dec 2025Filed 7 Feb | Mar 2026Filed 26 May | Jun 2026Filed 13 Aug |
|---|---|---|---|---|---|---|---|---|
| Gross premium | 8,413 | 9,968 | 10,367 | 12,388 | 9,602 | 10,987 | 11,030 | 13,475 |
| Net profit | 1,861 | 1,621 | 2,183 | 1,752 | 2,867 | 1,519 | 2,254 | 1,922 |
Standalone. The last eight quarters. The latest is shaded.
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- FireFire, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹12,156 Crup 1.81%29.7%
- Health: groupHealth: group, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹9,198 Crdown 2.71%22.5%
- MotorMotor, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹7,543 Crup 17.24%18.4%
- AGRICULTUREAGRICULTURE, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹3,330 Crup 4.33%8.1%
- LIFELIFE, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹2,426 Crup 32.66%5.9%
- EngineeringEngineering, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹1,841 Crup 13.11%4.5%
- OTHER MISCELLANEOUSOTHER MISCELLANEOUS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹1,237 Cr3.0%
- MarineMarine, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹926 Crdown 2.62%2.3%
- LiabilityLiability, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹804 Crup 25.92%2.0%
- Personal AccidentPersonal Accident, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹755 Crup 32.47%1.8%
- AviationAviation, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹375 Cr0.9%
- FL/CREDITFL/CREDIT, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹280 Cr0.7%
- Workmen CompensationWorkmen Compensation, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹34 Cr0.1%
The pill is the change in revenue on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 25% of 1,240 trading days over the last 5 years.
LowestHighest
Its median8.1Industry median36.8
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 18% of 2,048 trading days since Feb 2018.
LowestHighest
Its median1.3Industry median4.4
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 86% of 2,163 trading days since Jan 2018.
LowestHighest
Its median2.26%Industry median0.55%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −10.2% | +25.2% | −31.2% | 3.7% |
| 3 years | +42.5% | +10.0% | +26.9% | 3.0% |
| 5 years | +15.6% | +34.3% | −16.1% | 2.9% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual funds holding it
90 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 63 of the 71 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 41
- CutCut. Funds that held fewer shares than at the end of the month before.
- 30
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 15
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 3
| Fund | |||
|---|---|---|---|
 ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 1,21,62,617 | 0.48% | ₹402.8 Cr |
| ICICI Prudential Aggressive Hybrid FundICICI Prudential Mutual Fund | 1,08,62,162 | 0.71% | ₹359.7 Cr |
 Bandhan Large & Mid Cap FundBandhan Mutual Fund | 1,05,51,615 | 1.69% | ₹349.4 Cr |
| ICICI Prudential Value FundICICI Prudential Mutual Fund | 80,02,755 | 0.46% | ₹265.0 Cr |
| Bandhan Small Cap FundBandhan Mutual Fund | 69,36,518 | 0.64% | ₹229.7 Cr |
 SBI PSU FundSBI Mutual Fund | 41,50,000 | 2.16% | ₹137.4 Cr |
 UTI Large & Mid Cap FundUTI Mutual Fund | 33,27,425 | 1.77% | ₹110.2 Cr |
| UTI Aggressive Hybrid FundUTI Mutual Fund | 16,19,348 | 0.83% | ₹53.6 Cr |
| ICICI Prudential PSU Equity FundICICI Prudential Mutual Fund | 11,63,525 | 2.20% | ₹38.5 Cr |
| UTI Multi Cap FundUTI Mutual Fund | 10,50,000 | 1.65% | ₹34.8 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Insurance, 13 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to General Insurance Corporation of India in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 SBI Life Insurance CompanySBILIFE | 1,64,558 | 63.3 | 8.2 | – | −0.9% | +4.5% | 13.7% | – | 0.16% |
 HDFC Life Insurance CompanyHDFCLIFE | 1,13,789 | 55.5 | 5.8 | – | +17.8% | +8.2% | 11.2% | – | 0.40% |
 ICICI Lombard General Insurance CompanyICICIGI | 79,539 | 31.1 | 4.4 | – | +14.3% | −8.8% | 15.2% | – | 0.88% |
 ICICI Life InsuranceICICILIFE | 61,271 | 34.8 | 4.2 | – | +15.2% | +34.0% | 12.9% | – | 0.39% |
 Max Financial ServicesMFSL | 41,804 | – | 7.9 | 159.8 | +4.9% | – | – | 3.1% | 0.00% |
 Star Health and Allied Insurance CompanySTARHEALTH | 31,218 | 37.0 | 4.1 | – | – | +43.2% | 11.6% | – | 0.00% |
 The New India Assurance CompanyNIACL | 26,335 | 36.7 | 1.1 | – | +10.5% | −36.6% | 3.0% | – | 0.94% |
 Go Digit General InsuranceGODIGIT | 24,933 | 50.6 | 5.3 | – | +8.3% | +6.6% | 11.0% | – | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹13.50 a share, year to Mar 2018.
| Ex-date | Type | Per share |
|---|---|---|
| 4 Sep 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹13.25 |
| 4 Sep 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹10.00 |
| 11 Sep 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹10.00 |
| 8 Sep 2023 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹7.20 |
| 19 Jul 2019 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹6.75 |
| 12 Jul 2018 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹13.50 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
22 Oct · Meeting
8 Oct · Rating
1 Oct · Management
Sep 2026
General Insurance Corporation of India share price by year
Each calendar year to 2025.General Insurance Corporation of India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 380.80 | −14.3% | 464.90 | 359.70 |
| 2024 | 444.25 | +44.2% | 501.00 | 303.70 |
| 2023 | 308.05 | +72.3% | 323.05 | 128.55 |
| 2022 | 178.75 | +27.0% | 187.80 | 110.20 |
| 2021 | 140.80 | +1.2% | 227.30 | 131.90 |
| 2020 | 139.10 | −38.6% | 272.00 | 85.75 |
| 2019 | 226.40 | −12.6% | 317.65 | 160.25 |
| 2018 | 259.00 | −31.3% | 400.93 | 255.65 |
| 2017 | 376.85 | – | 437.15 | 376.85 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2017 is from its first session, 25 Oct 2017.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 319.95 | 329.00 | 309.20 | 323.75 | 321.74 | 9,68,994 | 32.0% |
| 22 Oct 2026 | 326.60 | 326.60 | 318.30 | 319.65 | 322.38 | 2,02,720 | 45.0% |
| 21 Oct 2026 | 327.20 | 330.95 | 321.20 | 329.85 | 327.19 | 6,30,424 | 57.6% |
| 19 Oct 2026 | 326.60 | 328.15 | 320.10 | 327.20 | 324.99 | 3,98,690 | 59.4% |
| 16 Oct 2026 | 325.60 | 330.40 | 320.25 | 327.55 | 324.28 | 7,33,225 | 52.8% |
| 15 Oct 2026 | 321.95 | 327.70 | 318.05 | 326.35 | 324.93 | 5,78,248 | 59.6% |
| 14 Oct 2026 | 320.60 | 322.00 | 312.55 | 320.35 | 316.18 | 6,50,232 | 51.1% |
| 13 Oct 2026 | 317.90 | 322.60 | 317.20 | 319.05 | 319.49 | 4,63,494 | 48.0% |
| 12 Oct 2026 | 314.00 | 317.85 | 311.65 | 316.20 | 314.93 | 6,61,036 | 42.9% |
| 9 Oct 2026 | 309.15 | 315.60 | 308.30 | 312.60 | 312.58 | 6,30,348 | 50.7% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus share history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 12 Jul 2018 | Bonus | 0.5000 | Holders received 1 bonus share for every 1 held. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.
About General Insurance Corporation of India
General Insurance Corporation of India, called GIC Re, is a reinsurer. Reinsurance means insuring insurers: a company that sells policies passes part of its risk to a reinsurer. GIC Re provides reinsurance support to 59 direct general and life insurance companies in India, and it receives obligatory cessions on every policy written by domestic general insurers. The segments it targets are property, agriculture and crop, liability, motor and health. It has 501 employees.
It is the only Indian reinsurer registered with the insurance regulator and listed on Indian stock exchanges. Its registered office is in Mumbai. Outside India it runs branch offices in London, Dubai and Malaysia, and it opened an insurance office in the GIFT City international financial services centre in 2017. It has three wholly owned subsidiaries: GIC Re South Africa in Johannesburg, GIC Re, India, Corporate Member in London, which is its corporate member at Lloyd's, and GIC Perestrakhovanie in Moscow. It also holds 35% of Agriculture Insurance Company of India.
GIC Re was formed on 22 November 1972. When general insurance in India was nationalised, 107 general insurance companies were merged and the corporation became the holding company of four insurers: The New India Assurance Company, National Insurance Company, Oriental Insurance Company and United India Insurance Company. It later ceased to be their holding company. It became a public limited company in February 2016, and its shares were listed on BSE and NSE in October 2017.
The Government of India holds a significant share of its equity, and the power to appoint its directors rests with the Government through the Ministry of Finance.
- NSE symbol
- GICRE
- BSE code
- 540755
- ISIN
- INE481Y01014
- Industry
- Insurance
- Listed
- Oct 2017
- Face value
- ₹5
- CIN
- L67200MH1972GOI016133
- Corporate identity number, the registrar of companies' code for it
In BSE 200, Nifty 500, BSE 500, Nifty Midcap 150, BSE 150 MidCap Index, BSE MidCap