- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹24,933 Cr268th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 23 Jul 2026
- 50.6
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 23 Jul 2026
- 5.3
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 23 Jul 2026
- 11.0%
- SolvencySolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. At the end of Jun 2026.
- 2.43times the capital required
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. For the year to Mar 2026.
- ₹11,294 Cr
- Combined ratioCombined ratio. Claims plus expenses as a percentage of premium, as the general insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told. For the year to Mar 2026.
- 110.70%
- Claims ratioClaims ratio. Claims incurred as a percentage of premium earned, as the general insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026.
- 72.90%
- Expense ratioExpense ratio. The costs of running the insurance business, commission included, as a percentage of premium, as the insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026.
- 40.50%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 1,90,78247.2% delivered
Results
Standalone; ₹ crore, the charts by years to March, the table by quarter. Gross premium is what policyholders paid in the period, before the part passed on to reinsurers.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 23 Jul
- Gross premium
- ₹2,731 Cr
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹86 Crdown 42.18%
Gross premium by year
Peak gross premium ₹11,294 Cr, year to Mar 2026
Net profit by year, a loss in red
| ₹ crore | Sep 2024 | Dec 2024Filed 22 Jan | Mar 2025Filed 28 Apr | Jun 2025Filed 28 Jul | Sep 2025Filed 28 Oct | Dec 2025Filed 22 Jan | Mar 2026Filed 28 Apr | Jun 2026Filed 23 Jul |
|---|---|---|---|---|---|---|---|---|
| Gross premium | 2,369 | 2,677 | 2,576 | 2,982 | 2,667 | 2,909 | 2,736 | 2,731 |
| Net profit | 89 | 119 | 116 | 138 | 117 | 140 | 149 | 86 |
Standalone. The last eight quarters. The latest is shaded.
Business segments
Share of revenue, year to Mar 2026, standalone.Segment revenue and profit
- MotorMotor, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹5,923 Crup 9.20%70.4%
- Health: groupHealth: group, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹1,317 Crdown 0.37%15.7%
- CropCrop, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹617 Crdown 5.35%7.3%
- Health: government schemesHealth: government schemes, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹190 Crdown 28.24%2.3%
- FireFire, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹115 Crdown 3.48%1.4%
- Retail, other than healthRetail, other than health, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹112 Crup 18.83%1.3%
- Health: retailHealth: retail, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹77 Cr0.9%
- Group and corporate, other than healthGroup and corporate, other than health, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹59 Crdown 36.40%0.7%
- MarineMarine, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹4 Cr0.0%
The pill is the change in revenue on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Dividend yield is not shown: no dividend in the years on record.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 25% of 247 trading days over the last year.
LowestHighest
Its median56.7Industry median35.8
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 10% of 532 trading days since Sep 2024.
LowestHighest
Its median7.1Industry median4.2
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +12.6% | +27.3% | −11.6% | 0.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual funds holding it
39 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 6 of the 14 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- AddedAdded. Funds that held more shares than at the end of the month before.
- 9
- CutCut. Funds that held fewer shares than at the end of the month before.
- 5
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 22
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 40
| Fund | |||
|---|---|---|---|
 Mirae Asset Large & Midcap FundMirae Asset Mutual Fund | 1,63,90,773 | 1.00% | ₹426.2 Cr |
| Mirae Asset ELSS Tax Saver FundMirae Asset Mutual Fund | 1,23,22,228 | 1.30% | ₹320.4 Cr |
| Mirae Asset Midcap FundMirae Asset Mutual Fund | 95,25,856 | 1.27% | ₹247.7 Cr |
 Invesco India Small Cap FundInvesco Mutual Fund | 78,94,850 | 1.27% | ₹205.3 Cr |
 ICICI Prudential Value FundICICI Prudential Mutual Fund | 57,20,459 | 0.26% | ₹148.8 Cr |
 Aditya Birla Sun Life Flexi Cap FundAditya Birla Sun Life Mutual Fund | 55,01,000 | 0.51% | ₹143.1 Cr |
| ICICI Prudential Banking and Financial Services FundICICI Prudential Mutual Fund | 53,98,990 | 1.30% | ₹140.4 Cr |
 Nippon India Multi Cap FundNippon India Mutual Fund | 51,21,087 | 0.25% | ₹133.2 Cr |
| ICICI Prudential Small Cap FundICICI Prudential Mutual Fund | 46,09,784 | 1.22% | ₹119.9 Cr |
 SBI Large & Midcap FundSBI Mutual Fund | 39,15,565 | 0.25% | ₹101.8 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Insurance, 13 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Go Digit General Insurance in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 ICICI Life InsuranceICICILIFE | 61,271 | 34.8 | 4.2 | – | +15.2% | +34.0% | 12.9% | – | 0.39% |
 General Insurance Corporation of IndiaGICRE | 56,799 | 6.4 | 0.9 | – | +4.3% | +4.0% | 15.8% | – | 4.09% |
 Max Financial ServicesMFSL | 41,804 | – | 7.9 | 159.8 | +4.9% | – | – | 3.1% | 0.00% |
 Star Health and Allied Insurance CompanySTARHEALTH | 31,218 | 37.0 | 4.1 | – | – | +43.2% | 11.6% | – | 0.00% |
 The New India Assurance CompanyNIACL | 26,335 | 36.7 | 1.1 | – | +10.5% | −36.6% | 3.0% | – | 0.94% |
 Niva Bupa Health Insurance CompanyNIVABUPA | 13,304 | – | – | – | – | – | – | – | 0.00% |
 Canara HSBC Life Insurance CompanyCANHLIFE | 11,851 | 88.7 | 7.2 | – | – | – | 8.4% | – | 0.32% |
 Medi Assist Healthcare ServicesMEDIASSIST | 2,123 | 22.8 | 2.5 | 11.3 | +27.4% | −1.3% | 13.5% | 11.2% | 0.70% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
Sep 2026
24 Sep · Rating
10 Sep · Management
Go Digit General Insurance share price by year
Each calendar year to 2025.Go Digit General Insurance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 344.60 | +8.3% | 372.35 | 278.50 |
| 2024 | 318.05 | – | 398.40 | 297.20 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2024 is from its first session, 23 May 2024.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 272.25 | 275.00 | 265.65 | 269.50 | 268.97 | 1,90,782 | 47.2% |
| 22 Oct 2026 | 280.10 | 281.15 | 269.50 | 271.60 | 273.40 | 1,73,336 | 33.9% |
| 21 Oct 2026 | 287.45 | 287.45 | 278.80 | 282.55 | 282.29 | 1,91,902 | 48.9% |
| 19 Oct 2026 | 285.00 | 293.60 | 282.90 | 287.45 | 285.62 | 2,93,171 | 56.0% |
| 16 Oct 2026 | 285.00 | 288.00 | 281.45 | 286.45 | 284.79 | 5,15,562 | 57.5% |
| 15 Oct 2026 | 285.00 | 289.40 | 280.55 | 283.35 | 284.20 | 5,22,488 | 49.8% |
| 14 Oct 2026 | 280.00 | 285.10 | 276.90 | 284.00 | 281.14 | 28,59,774 | 84.1% |
| 13 Oct 2026 | 281.65 | 281.85 | 275.35 | 280.85 | 279.65 | 2,16,246 | 52.3% |
| 12 Oct 2026 | 272.50 | 282.50 | 272.00 | 279.40 | 278.93 | 9,92,590 | 48.5% |
| 9 Oct 2026 | 264.00 | 276.75 | 260.85 | 272.85 | 272.48 | 18,00,160 | 41.4% |
Prices in ₹ per share as traded, not adjusted.
Company details
- Legal name
- Go Digit General Insurance Limited
- NSE symbol
- GODIGIT
- BSE code
- 544179
- ISIN
- INE03JT01014
- Industry
- Insurance
- Listed
- May 2024
- Face value
- ₹10
- CIN
- L66010PN2016PLC167410
- Corporate identity number, the registrar of companies' code for it