HDFC Life Insurance Company logo

HDFC Life Insurance Company PE ratio, market cap and valuation

NSE: HDFCLIFEBSE: 540777InsuranceLarge Cap

Formerly HDFC Standard Life Insurance Company
Last close ₹523.75down ₹4.60 (0.87%)BSE ₹523.50

Share price at the NSE close on 23 Oct 2026. Previous close ₹528.35.

52-week range of traded prices to 23 Oct 2026
₹508.70Low, 10 Sep 2026₹788.50High, 26 Nov 2025
Market cap
₹1,13,789 Cr65th largest listed
P/E
55.5
P/B
5.8
Dividend yield
0.40%
ROE
11.2%
Solvency
1.80times the capital required
Gross premium
₹79,493 Cr
First-year premium
₹13,959 Cr
Expense ratio
21.18%
Persistency, 13 months
84.85%
Conservation
85.50%
Volume, NSE
14,34,13138.6% delivered

HDFC Life Insurance Company PE ratio and valuation against its own history

Each ratio on 23 Oct 2026 beside its median over each window. The ratios are on standalone accounts to Mar 2020 and consolidated from Mar 2021. The PE ratio is the market cap over the profit of the last twelve months.

  • Price to earnings55.55today

    1 year

    Median 68.42

    Today is at or above 0.4% of the 247 days

    3 years

    Median 84.95

    Today is at or above 0.2% of the 606 days

    5 years

    Median 87.32

    Today is at or above 0.1% of the 1,102 days

  • Price to book5.85today

    1 year

    Median 7.37

    Today is at or above 2% of the 247 days

    3 years

    Median 9.44

    Today is at or above 1% of the 610 days

    5 years

    Median 9.52

    Today is at or above 1% of the 1,106 days

    10 years, since Feb 2018

    Median 10.91

    Today is at or above 0.3% of the 1,926 days

  • Price to salesNot used for a lender or an insurer
  • EV to EBITDANot used for a lender or an insurer
  • Dividend yield0.40%today

    1 year

    Median 0.35%

    Today is at or above 98% of the 247 days

    3 years

    Median 0.30%

    Today is at or above 99% of the 741 days

    5 years

    Median 0.30%

    Today is at or above 99.6% of the 1,225 days

    10 years, since Jan 2018

    Median 0.29%

    Today is at or above 98% of the 2,155 days

  • Earnings yield1.80%today

    1 year

    Median 1.46%

    Today is at or above 100% of the 247 days

    3 years

    Median 1.18%

    Today is at or above 100% of the 606 days

    5 years

    Median 1.15%

    Today is at or above 100% of the 1,102 days

Each track ranks every trading day in the window from the day the ratio was lowest to the day it was highest; the dot is today. The share under it is how many of those days the ratio was at or below today's level, so a high share means today is higher than on most days in the window. A window is shown only when the ratio is held on most of its trading days; a day after a loss-making year has no P/E. Dividend yield is in per cent. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.

How each ratio is worked out, with today's figures

The twelve months: Filed 15 Oct

  • Price to earnings =Market cap÷Net profit, last twelve months₹2,048 Cr
  • Price to book =Market cap÷Net worth₹19,467 Cr
  • Market cap =Close×Shares in issue2,17,25,88,981at 30 Sep 2026
Revenue, last twelve months
₹1,06,830 Cr
Borrowings
₹3,099 Cr

Consolidated accounts, the twelve months to Sep 2026, ₹ crore.HDFC Life Insurance Company financials ›

HDFC Life Insurance Company valuation at each year end

On the last trading day of each March, the month the company's year ends.HDFC Life Insurance Company dividend history

RatioMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Market cap (₹ crore)91,29876,35389,0911,40,6641,13,6581,07,2871,36,2121,47,6181,27,429
Price to earningsNo full yearNo full year66.1103.999.772.5No recent results84.567.4
Price to book20.513.413.416.912.48.4No recent results9.37.2
Price to salesLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
EV to EBITDALender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
Dividend yield0.30%0.43%0.00%0.00%0.38%0.34%0.30%0.29%0.36%
Earnings yieldNo full yearNo full year1.5%1.0%1.0%1.4%No recent results1.2%1.5%
A ratio that does not exist on the day says why in its cell. The ratios are on standalone accounts to Mar 2020 and consolidated from Mar 2021.

HDFC Life Insurance Company market cap, since Jan 2018

The last trading day of each month.

Market cap, ₹ crore

  • Market cap

Earnings per share and book value

From the close on 23 Oct 2026, with the last twelve months' results.

P/E to growth
6.78
Earnings per share
₹9.43
Book value per share
₹89.60
Dividends, last 12 months
₹2.10
Public's market cap
₹56,292 Cr

Against Insurance

13 listed companies in Insurance, each priced on its last trading day; HDFC Life Insurance Company is 3rd among them by market cap. Each median leaves out HDFC Life Insurance Company itself and takes the other companies that have the figure.

Industry median P/E
35.8Across 10 other companies
Industry median P/B
4.2Across 11 other companies
Industry median dividend yield
0.79%Across 8 other companies

Stakes in other listed companies

At market prices on 22 Oct 2026. The discount is not shown: 1 of the companies held has no market cap that day, so the stakes' total leaves it out.

Its own market cap
₹1,14,789 Cr
Its stakes, at market
₹22,875 Cr