Home First Finance Company India logo

Home First Finance Company India share price

NSE: HOMEFIRSTBSE: 543259FinanceSmall Cap

Last close ₹1,002.00down ₹19.30 (1.89%)BSE ₹1,001.95

Share price at the NSE close on 23 Oct 2026. Previous close ₹1,021.30.

52-week range of traded prices to 23 Oct 2026
₹893.70Low, 30 Mar 2026₹1,317.70High, 27 Jan 2026
Market cap
₹10,477 Cr514th largest listed
P/E
18.0
P/B
2.4
Dividend yield
0.52%
ROE
16.9%
NIM
6.99%
Cost of funds
7.87%
Credit cost
0.48%
ROA
3.95%
Leverage
3.98times net worth
Volume, NSE
1,12,80543.7% delivered

Share price

Daily closes since Feb 2021, adjusted for splits and bonuses

−17.7%over a year · Nifty 500 −9.8%

Results20-session average 1,89,992 shares a day, 54.9% delivered

Results

Standalone; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results

Quarter to Jun 2026, against the quarter beforeFiled 27 Jul

Income from operations
₹538 Crup 7.30%
Net profit
₹160 Crup 6.96%

Income from operations by year

Peak income from operations ₹1,915 Cr, year to Mar 2026

Net profit by year, a loss in red

₹ croreSep 2024Filed 28 OctDec 2024Filed 30 JanMar 2025Filed 23 JunJun 2025Filed 25 JulSep 2025Filed 4 NovDec 2025Filed 22 JanMar 2026Filed 6 MayJun 2026Filed 27 Jul
Income from operations374406415454477482501538
Net profit9397105119132140149160
Standalone. The last eight quarters. The latest is shaded.

Business segments

In the year to Mar 2026 the company reports one business segment, Housing Finance, which carries all its revenue.

Valuation

Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history

Price to earnings

At or below today's level on 0.1% of 1,238 trading days over the last 5 years.

LowestHighest
Its median30.1Industry median12.3
Price to book

At or below today's level on 0.3% of 1,101 trading days over the last 5 years.

LowestHighest
Its median4.0Industry median1.3
Dividend yield

At or below today's level on 100% of 1,226 trading days over the last 5 years.

LowestHighest
Its median0.29%Industry median2.04%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year−10.2%+22.2%−27.0%0.6%
3 years+7.2%+26.3%−15.4%0.4%
5 years+15.4%+35.2%−14.9%0.3%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Who owns it

Per cent of the company's shares, from the filing for Sep 2026.Shareholding pattern

Shareholding by group

  • Promoters6.97%
  • Foreign institutions42.45%
  • Indian institutions32.94%
  • Individuals and others17.64%
Holder
SMALLCAP WORLD FUND, INCForeign portfolio investors, category I7.07%
GOVERNMENT PENSION FUND GLOBALForeign portfolio investors, category I5.18%
TRUE NORTH FUND V LLPPromoter4.71%
INTERNATIONAL FINANCE CORPORATIONForeign companies3.43%
GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY PForeign portfolio investors, category I2.41%
AETHER (MAURITIUS) LIMITEDPromoter2.26%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Mutual funds holding it

98 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 46 of the 56 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings

Bought for the first time
1
Added
21
Cut
35
Held unchanged
41
Sold out
4
Fund
HDFC Mutual Fund logoHDFC Small Cap FundHDFC Mutual Fund64,97,7561.76%₹717.9 Cr
Kotak Mahindra Mutual Fund logoKotak Mid Cap FundKotak Mahindra Mutual Fund38,20,9090.63%₹422.1 Cr
Kotak Mahindra Mutual Fund logoKotak-Small Cap FundKotak Mahindra Mutual Fund14,51,9450.84%₹160.4 Cr
Canara Robeco Mutual Fund logoCanara Robeco Small Cap FundCanara Robeco Mutual Fund12,21,2490.97%₹134.9 Cr
Aditya Birla Sun Life Mutual Fund logoAditya Birla Sun Life ELSS Tax Saver FundAditya Birla Sun Life Mutual Fund10,90,7480.89%₹120.5 Cr
HDFC Mutual Fund logoHDFC Banking & Financial Services FundHDFC Mutual Fund6,85,7101.71%₹75.8 Cr
Sundaram Mutual Fund logoSundaram Aggressive Hybrid FundSundaram Mutual Fund6,67,8670.84%₹73.8 Cr
Mirae Asset Mutual Fund logoMirae Asset Small Cap FundMirae Asset Mutual Fund6,44,3231.22%₹71.2 Cr
HDFC Mutual Fund logoHDFC Balanced Advantage FundHDFC Mutual Fund6,18,5560.07%₹68.3 Cr
HDFC Mutual Fund logoHDFC Business Cycle FundHDFC Mutual Fund5,35,0292.23%₹59.1 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Peers and competitors

Housing Finance Company, 19 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Home First Finance Company India in market cap.

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
PNB Housing Finance logoPNB Housing FinancePNBHOUSING28,40412.31.5+9.8%+13.7%12.8%2.60%3.67%0.73%
LIC Housing Finance logoLIC Housing FinanceLICHSGFIN26,9534.70.7+0.4%+4.3%14.8%1.75%2.68%2.04%
Aadhar Housing Finance logoAadhar Housing FinanceAADHARHFC19,29416.92.6+17.7%+20.2%16.4%4.33%8.09%0.00%
Sammaan Capital logoSammaan CapitalSAMMAANCAP13,391–0.7−17.1%–−35.5%−9.89%−0.06%0.00%
Aptus Value Housing Finance India logoAptus Value Housing Finance IndiaAPTUS9,84010.01.9+22.9%+23.3%21.0%7.76%11.34%2.29%
Can Fin Homes logoCan Fin HomesCANFINHOME9,4218.21.5+7.9%+25.1%19.4%2.54%3.84%2.12%
Aavas Financiers logoAavas FinanciersAAVAS8,83412.91.7+13.3%+17.0%14.6%3.29%6.75%0.00%
India Shelter Finance Corporation logoIndia Shelter Finance CorporationINDIASHLTR6,69812.72.1+25.7%+28.1%17.9%5.82%9.73%1.63%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Dividend history and dates

Dividend per share, ₹, restated for later splits and bonuses

Highest ₹5.20 a share, year to Mar 2026.
Ex-dateTypePer share
29 May 2026Final₹5.20
30 May 2025Final₹3.70
7 Jun 2024Final₹3.40
19 May 2023Final₹2.60
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Share news and announcements

Home First Finance Company India share price by year

Each calendar year to 2025.Home First Finance Company India share price history

YearClose at year endChangeHighest closeLowest close
20251,102.20+4.4%1,479.00885.00
20241,055.55+13.5%1,340.75791.10
2023930.10+27.1%1,036.65664.75
2022731.65−5.5%969.60633.90
2021774.20–881.70442.60
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2021 is from its first session, 3 Feb 2021.

Recent sessions

The last 10 trading days to 23 Oct 2026, as traded on NSE.

DateOpenHighLowCloseAverage priceVolumeDelivery
23 Oct 20261,020.001,021.00981.101,002.00995.501,12,80543.7%
22 Oct 20261,031.901,037.101,015.301,021.301,023.3087,97857.8%
21 Oct 20261,058.901,058.901,012.701,039.201,026.882,10,72552.4%
19 Oct 20261,096.301,096.601,052.001,055.201,066.663,26,03374.7%
16 Oct 20261,111.901,120.601,091.101,099.801,104.7357,39247.1%
15 Oct 20261,100.101,125.001,094.101,112.701,111.651,67,25772.7%
14 Oct 20261,093.901,109.901,085.101,104.301,100.751,72,74360.4%
13 Oct 20261,076.201,098.401,063.201,093.901,084.2353,83544.7%
12 Oct 20261,076.601,095.001,062.801,076.901,073.2873,66244.7%
9 Oct 20261,072.001,097.701,070.601,076.601,084.791,05,06351.2%
Prices in ₹ per share as traded, not adjusted.

About Home First Finance Company India

Home First Finance Company India Limited is a housing finance company. It lends to people who want to build or buy a home, and it describes itself as a technology driven, affordable housing finance company. It was founded in 2010 and is registered in Mumbai.

Its customers come from low and middle income segments, many of them building or buying their first homes. It serves both salaried and self-employed borrowers. The loans it offers include home loans for resale properties and for purchases from builders, a plot plus home loan, a home loan for non-resident Indians, a loan against property and a shop loan. Through its Green Home Initiative, it promotes more sustainable and efficient housing choices.

The company lends through 171 physical branches as on March 2026, in 13 states. It added 16 new physical branches during the year to March 2026. Its loan assessment is integrated with Account Aggregator, a system that lets customers share their bank data with a lender, and with India Stack, India's set of public digital services. It raises money from lenders that include the National Housing Bank, the International Finance Corporation and a number of banks.

In October 2020, Orange Clove Investments B.V., an affiliate of the investment firm Warburg Pincus, invested in the company. Its shares trade on the National Stock Exchange of India and BSE under the symbol HOMEFIRST.

Legal name
Home First Finance Company India Limited
NSE symbol
HOMEFIRST
BSE code
543259
ISIN
INE481N01025
Industry
Finance
Listed
Feb 2021
Face value
₹2
CIN
L65990MH2010PLC240703
Corporate identity number, the registrar of companies' code for it