- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹19,294 Cr337th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 31 Jul 2026
- 16.9
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 13 Jul 2026
- 2.6
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 31 Jul 2026
- 16.4%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.09%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 7.78%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.30%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 4.33%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 3.64times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 3,37,23047.4% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 31 Jul
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹993 Crup 0.85%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹282 Crdown 9.19%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 12 Dec | Dec 2024Filed 14 May | Mar 2025Filed 6 May | Jun 2025Filed 25 Jul | Sep 2025Filed 7 Nov | Dec 2025Filed 30 Jan | Mar 2026Filed 13 Jul | Jun 2026Filed 31 Jul |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 764 | 798 | 833 | 848 | 897 | 943 | 985 | 993 |
| Net profit | 228 | 239 | 245 | 237 | 266 | 281 | 311 | 282 |
Business segments
In the year to Mar 2026 the company reports one business segment, Housing Finance Business, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Dividend yield is not shown: no dividend in the years on record.PE ratio and valuation history
At or below today's level on 2% of 247 trading days over the last year.
At or below today's level on 2% of 247 trading days over the last year.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +5.6% | +18.1% | −10.5% | 0.0% |
Mutual funds holding it
83 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 42 of the 56 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 32
- CutCut. Funds that held fewer shares than at the end of the month before.
- 24
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 26
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 1
| Fund | |||
|---|---|---|---|
 HDFC Small Cap FundHDFC Mutual Fund | 67,45,546 | 0.72% | ₹294.1 Cr |
| HDFC Multi Cap FundHDFC Mutual Fund | 37,50,000 | 0.84% | ₹163.5 Cr |
 Invesco India Contra FundInvesco Mutual Fund | 31,15,367 | 0.71% | ₹135.8 Cr |
 DSP Small Cap FundDSP Mutual Fund | 29,00,492 | 0.59% | ₹126.5 Cr |
 WhiteOak Capital Flexi Cap FundWhiteOak Capital Mutual Fund | 25,38,711 | 1.19% | ₹110.7 Cr |
 Axis Small Cap FundAxis Mutual Fund | 19,75,951 | 0.28% | ₹86.2 Cr |
 ICICI Prudential Banking and Financial Services FundICICI Prudential Mutual Fund | 17,77,195 | 0.72% | ₹77.5 Cr |
| DSP Banking & Financial Services FundDSP Mutual Fund | 15,56,739 | 3.34% | ₹67.9 Cr |
| WhiteOak Capital Mid Cap FundWhiteOak Capital Mutual Fund | 14,31,539 | 0.83% | ₹62.4 Cr |
| HDFC Business Cycle FundHDFC Mutual Fund | 13,19,459 | 2.17% | ₹57.5 Cr |
Peers and competitors
Housing Finance Company, 19 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Aadhar Housing Finance in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 Bajaj Housing FinanceBAJAJHFL | 64,534 | 23.0 | 2.7 | +17.2% | +18.9% | 12.4% | 2.23% | 3.29% | 0.00% |
 PNB Housing FinancePNBHOUSING | 28,404 | 12.3 | 1.5 | +9.8% | +13.7% | 12.8% | 2.60% | 3.67% | 0.73% |
 LIC Housing FinanceLICHSGFIN | 26,953 | 4.7 | 0.7 | +0.4% | +4.3% | 14.8% | 1.75% | 2.68% | 2.04% |
 Sammaan CapitalSAMMAANCAP | 13,391 | – | 0.7 | −17.1% | – | −35.5% | −9.89% | −0.06% | 0.00% |
 Home First Finance Company IndiaHOMEFIRST | 10,477 | 18.0 | 2.4 | +21.3% | +40.3% | 16.9% | 3.95% | 6.99% | 0.52% |
 Aptus Value Housing Finance IndiaAPTUS | 9,840 | 10.0 | 1.9 | +22.9% | +23.3% | 21.0% | 7.76% | 11.34% | 2.29% |
 Can Fin HomesCANFINHOME | 9,421 | 8.2 | 1.5 | +7.9% | +25.1% | 19.4% | 2.54% | 3.84% | 2.12% |
 Aavas FinanciersAAVAS | 8,834 | 12.9 | 1.7 | +13.3% | +17.0% | 14.6% | 3.29% | 6.75% | 0.00% |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
21 Oct · Management
9 Oct · Asset Liability Management (ALM) statement
9 Oct · Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
1 Oct · Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
Aadhar Housing Finance share price by year
Each calendar year to 2025.Aadhar Housing Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 485.05 | +14.8% | 539.85 | 364.15 |
| 2024 | 422.60 | – | 510.45 | 329.45 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 459.30 | 459.30 | 428.20 | 440.10 | 439.14 | 3,37,230 | 47.4% |
| 22 Oct 2026 | 446.60 | 462.85 | 442.25 | 459.30 | 457.03 | 3,54,288 | 60.6% |
| 21 Oct 2026 | 444.90 | 454.20 | 440.55 | 452.20 | 446.57 | 1,81,142 | 57.5% |
| 19 Oct 2026 | 445.00 | 449.75 | 436.50 | 447.10 | 442.64 | 1,39,321 | 38.6% |
| 16 Oct 2026 | 452.05 | 454.60 | 442.80 | 447.00 | 446.82 | 1,12,724 | 44.2% |
| 15 Oct 2026 | 443.50 | 453.80 | 436.85 | 452.05 | 448.63 | 2,95,907 | 73.4% |
| 14 Oct 2026 | 445.45 | 445.50 | 438.30 | 441.75 | 441.38 | 46,395 | 50.3% |
| 13 Oct 2026 | 438.00 | 445.65 | 435.05 | 444.00 | 440.44 | 77,992 | 44.2% |
| 12 Oct 2026 | 443.60 | 446.95 | 438.20 | 441.20 | 441.39 | 1,11,570 | 43.6% |
| 9 Oct 2026 | 446.65 | 452.00 | 442.80 | 443.65 | 447.67 | 1,20,965 | 50.9% |
About Aadhar Housing Finance
Aadhar Housing Finance Limited is a retail-focused housing finance company, a lender that gives loans for buying and building homes. It serves mainly economically weaker section and low-income group customers, as well as low-to-middle-income customers who want small-ticket mortgage loans. Its borrowers include both salaried and self-employed people.
Its main business is providing home loans for the purchase, construction, renovation and repair of residential properties. It also offers loans for buying commercial properties and other mortgage loans, including loans against property. Its lending also covers home renovation and extension, and the purchase of self-occupied residential property. Its stated mission includes a focus on the low-income segment. It has a branch and sales office network across 22 states and union territories, including branches in remote locations that serve tier 4 and tier 5 towns. Its operations are confined to India. The registered office is in Bengaluru and the corporate office is in Mumbai.
It was incorporated in 1990. A separate company, incorporated in 2010, began operations in 2011 and merged into it in 2017 under a scheme of amalgamation approved by the National Company Law Tribunal.
Its promoter is BCP Asia II Holdco VII Pte. Ltd., a Blackstone Group entity. A promoter is the person or group that set up a company or controls it. The earlier promoter was reclassified as a public shareholder in February 2026.
- Legal name
- Aadhar Housing Finance Limited
- NSE symbol
- AADHARHFC
- BSE code
- 544176
- ISIN
- INE883F01010
- Industry
- Finance
- Listed
- May 2024
- Face value
- ₹10
- CIN
- L66010KA1990PLC011409
- Corporate identity number, the registrar of companies' code for it