- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹64,534 Cr147th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 16 Oct 2026
- 23.0
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 16 Oct 2026
- 2.7
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 16 Oct 2026
- 12.4%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 3.29%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 7.28%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.17%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 2.23%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 5.41times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 62,68,74349.9% delivered
Results
Standalone; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Sep 2026, against the quarter beforeFiled 16 Oct
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹3,251 Crup 6.12%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹757 Crup 5.83%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Dec 2024Filed 12 Mar | Mar 2025Filed 19 Sep | Jun 2025Filed 23 Jul | Sep 2025Filed 6 Nov | Dec 2025Filed 2 Feb | Mar 2026Filed 4 May | Jun 2026Filed 29 Jul | Sep 2026Filed 16 Oct |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 2,449 | 2,508 | 2,616 | 2,755 | 2,886 | 2,903 | 3,063 | 3,251 |
| Net profit | 548 | 587 | 583 | 643 | 665 | 669 | 715 | 757 |
Business segments
In the year to Mar 2026 the company reports one business segment, HFC, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Dividend yield is not shown: no dividend in the years on record.PE ratio and valuation history
At or below today's level on 0.4% of 247 trading days over the last year.
At or below today's level on 0.4% of 247 trading days over the last year.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −40.7% | +18.4% | −49.9% | 0.0% |
Mutual funds holding it
74 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 64 of the 66 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.Mutual fund holdings
- AddedAdded. Funds that held more shares than at the end of the month before.
- 33
- CutCut. Funds that held fewer shares than at the end of the month before.
- 33
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 6
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 1
| Fund | |||
|---|---|---|---|
 Nippon India Growth Mid Cap FundNippon India Mutual Fund | 1,88,68,163 | 0.31% | ₹154.7 Cr |
 ICICI Prudential Banking and Financial Services FundICICI Prudential Mutual Fund | 50,54,324 | 0.38% | ₹41.4 Cr |
 HDFC Balanced Advantage FundHDFC Mutual Fund | 19,50,124 | 0.02% | ₹16.0 Cr |
| HDFC Large & Mid Cap FundHDFC Mutual Fund | 19,42,906 | 0.06% | ₹15.9 Cr |
 Motilal Oswal Nifty Midcap 150 Index FundMotilal Oswal Mutual Fund | 10,90,300 | 0.22% | ₹8.94 Cr |
| Nippon India ETF Nifty Midcap 150Nippon India Mutual Fund | 10,46,979 | 0.22% | ₹8.59 Cr |
| Nippon India Nifty Midcap 150 Index FundNippon India Mutual Fund | 7,33,364 | 0.22% | ₹6.01 Cr |
 Bandhan Balanced Advantage FundBandhan Mutual Fund | 6,98,852 | 0.26% | ₹5.73 Cr |
 Mirae Asset Nifty Midcap 150 ETFMirae Asset Mutual Fund | 4,95,823 | 0.22% | ₹4.07 Cr |
| ICICI Prudential Nifty Midcap 150 Index FundICICI Prudential Mutual Fund | 3,41,886 | 0.22% | ₹2.80 Cr |
Peers and competitors
Housing Finance Company, 19 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Bajaj Housing Finance in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 PNB Housing FinancePNBHOUSING | 28,404 | 12.3 | 1.5 | +9.8% | +13.7% | 12.8% | 2.60% | 3.67% | 0.73% |
 LIC Housing FinanceLICHSGFIN | 26,953 | 4.7 | 0.7 | +0.4% | +4.3% | 14.8% | 1.75% | 2.68% | 2.04% |
 Aadhar Housing FinanceAADHARHFC | 19,294 | 16.9 | 2.6 | +17.7% | +20.2% | 16.4% | 4.33% | 8.09% | 0.00% |
 Sammaan CapitalSAMMAANCAP | 13,391 | – | 0.7 | −17.1% | – | −35.5% | −9.89% | −0.06% | 0.00% |
 Home First Finance Company IndiaHOMEFIRST | 10,477 | 18.0 | 2.4 | +21.3% | +40.3% | 16.9% | 3.95% | 6.99% | 0.52% |
 Aptus Value Housing Finance IndiaAPTUS | 9,840 | 10.0 | 1.9 | +22.9% | +23.3% | 21.0% | 7.76% | 11.34% | 2.29% |
 Can Fin HomesCANFINHOME | 9,421 | 8.2 | 1.5 | +7.9% | +25.1% | 19.4% | 2.54% | 3.84% | 2.12% |
 Aavas FinanciersAAVAS | 8,834 | 12.9 | 1.7 | +13.3% | +17.0% | 14.6% | 3.29% | 6.75% | 0.00% |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
23 Oct · Management
23 Oct · Management
Bajaj Housing Finance share price by year
Each calendar year to 2025.Bajaj Housing Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 94.33 | −26.0% | 132.30 | 93.65 |
| 2024 | 127.42 | – | 181.50 | 125.56 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 81.10 | 81.21 | 77.11 | 77.45 | 78.07 | 62,68,743 | 49.9% |
| 22 Oct 2026 | 81.17 | 81.29 | 80.08 | 81.02 | 80.73 | 28,85,067 | 46.8% |
| 21 Oct 2026 | 82.71 | 82.71 | 80.70 | 81.17 | 81.32 | 32,39,061 | 51.4% |
| 19 Oct 2026 | 82.92 | 83.20 | 81.24 | 82.71 | 82.17 | 52,43,607 | 45.4% |
| 16 Oct 2026 | 84.00 | 84.25 | 83.09 | 83.36 | 83.62 | 22,00,050 | 42.5% |
| 15 Oct 2026 | 84.15 | 86.31 | 83.50 | 83.78 | 84.78 | 52,86,376 | 37.3% |
| 14 Oct 2026 | 82.65 | 85.20 | 82.16 | 84.55 | 84.20 | 71,87,518 | 60.0% |
| 13 Oct 2026 | 81.32 | 83.00 | 80.66 | 82.67 | 82.20 | 37,38,018 | 56.7% |
| 12 Oct 2026 | 81.70 | 82.50 | 81.22 | 81.29 | 81.75 | 20,38,185 | 46.4% |
| 9 Oct 2026 | 82.15 | 82.80 | 81.41 | 81.51 | 81.93 | 28,34,991 | 56.0% |
About Bajaj Housing Finance
Bajaj Housing Finance Limited is a housing finance company engaged in mortgage lending. It offers loans to individuals and corporate entities for the purchase and renovation of homes and commercial spaces, from individual homebuyers to large developers and high net worth individuals. It does not take deposits and is registered with the National Housing Bank. The Reserve Bank of India classifies it as an Upper Layer non-banking finance company. It is also a registered corporate agent for insurance.
Its mortgage products are home loans, loans against property, lease rental discounting, developer financing and others, which cover non-collateralised loans. Lease rental discounting is lending on commercial, retail, warehousing and industrial properties to commercial clients. Developer financing covers residential and commercial construction finance for real estate developers. The business is organised into three verticals: retail prime, retail near prime and affordable, and commercial, which covers lease rental discounting and developer financing. A dedicated business unit for Sambhav loans serves near prime and affordable customers, and it operates across 73 urban locations and 72 tier-4 or rural locations.
The registered office is in Pune, Maharashtra. It was incorporated in 2008. It has been registered with the National Housing Bank since September 2015, began lending in July 2017, and has been listed on the National Stock Exchange of India and the BSE since September 2024.
It is a subsidiary of Bajaj Finance Limited, which is its promoter. A promoter is the person or group that set up a company or controls it. Bajaj Finserv Limited is its ultimate holding company.
- Legal name
- Bajaj Housing Finance Limited
- NSE symbol
- BAJAJHFL
- BSE code
- 544252
- ISIN
- INE377Y01014
- Industry
- Finance
- Listed
- Sep 2024
- Face value
- ₹10
- CIN
- L65910PN2008PLC132228
- Corporate identity number, the registrar of companies' code for it