Sammaan Capital logo

Sammaan Capital share price

NSE: SAMMAANCAPBSE: 535789FinanceSmall Cap

Formerly Indiabulls Housing Finance
Last close ₹114.99down ₹4.39 (3.68%)BSE ₹115.00

Share price at the NSE close on 23 Oct 2026. Previous close ₹119.38.

52-week range of traded prices to 23 Oct 2026
₹113.21Low, 23 Oct 2026₹192.95High, 3 Nov 2025
Market cap
₹13,391 Cr436th largest listed
P/E
Lossover the last 12 months
P/B
0.7
Dividend yield
Nonein the last 12 months
ROE
−35.5%
ROE without one-offs
−3.6%
NIM
−0.06%
Cost of funds
11.91%
Credit cost
8.96%
ROA
−9.89%
Leverage
3.54times net worth
Volume, NSE
72,04,79647.0% delivered

Share price

Daily closes since Jul 2013, adjusted for splits and bonuses

−34.1%over a year

Results20-session average 58,70,695 shares a day, 47.6% delivered

Results

Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results

Quarter to Jun 2026, against the quarter beforeFiled 13 Aug

Income from operations
₹1,652 Crup 21.67%
Net profit
₹243 CrQuarter to Mar 2026: −₹8,101 Cr

Income from operations by year

Net profit by year, a loss in red

  • Net profit
  • Loss
A loss in 2 of the 10 years shown

The years either side of a change of basis do not compare. From the year to Mar 2019, the company's income from operations for that year, ₹17,020 Cr, differs from its quarters added, ₹16,317 Cr. From the year to Mar 2020, the company's income from operations for that year, ₹13,216 Cr, differs from its quarters added, ₹13,624 Cr. From the year to Mar 2025, the company's income from operations for that year, ₹8,623 Cr, differs from its quarters added, ₹8,753 Cr.

₹ croreSep 2024Filed 27 NovDec 2024Filed 14 FebMar 2025Filed 17 MayJun 2025Filed 13 AugSep 2025Filed 31 OctDec 2025Filed 4 FebMar 2026Filed 20 MayJun 2026Filed 13 Aug
Income from operations2,4222,0172,1072,4002,2512,1581,3581,652
Net profit−2,761302324334308314−8,101243
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

The quarters either side of a change of basis do not compare. From the quarter to Mar 2025, the company's income from operations for the year to Mar 2025, ₹8,623 Cr, differs from its quarters added, ₹8,753 Cr.

Business segments

In the year to Mar 2026 the company reports one business segment, Investing and Financing related activities, which carries all its revenue.

Valuation

Today, against the company's own history. Not shown, P/E: loss, last twelve months. Not shown, EV/EBITDA: not used for a lender or an insurer. Its history crosses a change of basis in the accounts in the years to Mar 2019, Mar 2020 and Mar 2025: days before it are of the company before the change.PE ratio and valuation history

Price to book

At or below today's level on 74% of 1,764 trading days since Oct 2018.

LowestHighest
Its median0.6Industry median1.5
Dividend yield

At or below today's level on 27% of 2,462 trading days over the last 10 years.

LowestHighest
Its median2.84%Industry median1.84%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+39.6%––0.0%
3 years+15.8%––0.4%
5 years−4.8%––0.5%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record. Earnings growth over 1, 3 and 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Who owns it

Per cent of the company's shares, from the filing for Sep 2026.Shareholding pattern

Shareholding by group

  • Promoters28.34%
  • Foreign institutions21.34%
  • Indian institutions4.17%
  • Individuals and others44.79%
  • Employee trusts1.36%
Holder
Avenir Investment RSC LtdPromoter28.34%
LIFE INSURANCE CORPORATION OF INDIAInsurance companies3.31%
AMANSA HOLDINGS PRIVATE LIMITEDForeign portfolio investors, category I2.72%
SOCIETE GENERALEForeign portfolio investors, category I2.64%
BLACKROCK GLOBAL FUNDS WORLD FINANCIALS FUNDForeign portfolio investors, category I1.67%
BNP PARIBAS FINANCIAL MARKETSForeign portfolio investors, category I1.39%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

The filing reports 33,00,00,111 of its 1,16,45,56,844 shares locked in.

Mutual funds holding it

43 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 41 of the 41 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings

Bought for the first time
1
Added
15
Cut
26
Held unchanged
1
Fund
Nippon India Mutual Fund logoNippon India Nifty Smallcap 250 Index FundNippon India Mutual Fund11,96,3640.47%₹16.3 Cr
HDFC Mutual Fund logoHDFC Nifty Smallcap 250 ETFHDFC Mutual Fund9,38,7820.47%₹12.8 Cr
SBI Mutual Fund logoSBI Nifty Smallcap 250 Index FundSBI Mutual Fund6,07,7310.47%₹8.30 Cr
Motilal Oswal Mutual Fund logoMotilal Oswal Nifty Smallcap 250 Index FundMotilal Oswal Mutual Fund4,31,0910.47%₹5.89 Cr
ICICI Prudential Mutual Fund logoICICI Prudential Nifty Smallcap 250 Index FundICICI Prudential Mutual Fund2,72,5050.47%₹3.72 Cr
HDFC Mutual Fund logoHDFC Nifty Smallcap 250 Index FundHDFC Mutual Fund2,61,3410.47%₹3.57 Cr
Jio BlackRock Mutual Fund logoJioBlackRock Nifty Smallcap 250 Index FundJio BlackRock Mutual Fund1,36,3740.47%₹1.86 Cr
Motilal Oswal Mutual Fund logoMotilal Oswal Nifty 500 Index FundMotilal Oswal Mutual Fund1,24,4180.06%₹1.70 Cr
Edelweiss Mutual Fund logoEdelweiss Nifty Smallcap 250 Index FundEdelweiss Mutual Fund96,2390.47%₹1.31 Cr
Motilal Oswal Mutual Fund logoMotilal Oswal Nifty Smallcap 250 ETFMotilal Oswal Mutual Fund86,8740.47%₹1.19 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Peers and competitors

Housing Finance Company, 19 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Sammaan Capital in market cap.

Sammaan Capital is not on the chart: it has no P/E today

Return on equity across, P/E up, size is market cap
Company
Bajaj Housing Finance logoBajaj Housing FinanceBAJAJHFL64,53423.02.7+17.2%+18.9%12.4%2.23%3.29%0.00%
PNB Housing Finance logoPNB Housing FinancePNBHOUSING28,40412.31.5+9.8%+13.7%12.8%2.60%3.67%0.73%
LIC Housing Finance logoLIC Housing FinanceLICHSGFIN26,9534.70.7+0.4%+4.3%14.8%1.75%2.68%2.04%
Aadhar Housing Finance logoAadhar Housing FinanceAADHARHFC19,29416.92.6+17.7%+20.2%16.4%4.33%8.09%0.00%
Home First Finance Company India logoHome First Finance Company IndiaHOMEFIRST10,47718.02.4+21.3%+40.3%16.9%3.95%6.99%0.52%
Aptus Value Housing Finance India logoAptus Value Housing Finance IndiaAPTUS9,84010.01.9+22.9%+23.3%21.0%7.76%11.34%2.29%
Can Fin Homes logoCan Fin HomesCANFINHOME9,4218.21.5+7.9%+25.1%19.4%2.54%3.84%2.12%
Aavas Financiers logoAavas FinanciersAAVAS8,83412.91.7+13.3%+17.0%14.6%3.29%6.75%0.00%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Dividend history and dates

Dividend per share, ₹, restated for later splits and bonuses

Highest ₹42.00 a share, year to Mar 2018.
Ex-dateTypePer share
20 Sep 2024Final₹2.00
18 Sep 2023Final₹1.25
28 May 2021Interim₹9.00
13 Feb 2020Interim₹6.00
18 Nov 2019Interim₹7.00
19 Aug 2019Interim₹8.00
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Share news and announcements

  1. Oct 2026

Sammaan Capital share price by year

Each calendar year to 2025.Sammaan Capital share price history

YearClose at year endChangeHighest closeLowest close
2025145.64−3.6%189.93102.67
2024151.07−30.3%224.70133.15
2023216.75+40.1%232.0592.90
2022154.70−29.0%226.3091.85
2021218.00−1.0%308.50160.85
2020220.30−29.7%344.9589.75
2019313.20−63.3%903.05173.05
2018853.85−28.6%1,421.15653.80
20171,196.60+84.0%1,360.70643.75
2016650.25−11.7%880.65552.90
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The last 10 trading days to 23 Oct 2026, as traded on NSE.

DateOpenHighLowCloseAverage priceVolumeDelivery
23 Oct 2026119.00119.41113.21114.99115.8772,04,79647.0%
22 Oct 2026122.00123.27118.86119.38121.0292,86,44257.7%
21 Oct 2026125.90126.10121.00122.80123.2678,56,17445.8%
19 Oct 2026134.00134.05124.10125.80127.831,02,56,70556.6%
16 Oct 2026137.50137.50131.42133.86133.7567,52,56342.0%
15 Oct 2026132.55139.45131.96136.98136.361,45,77,32940.8%
14 Oct 2026134.06134.80132.31132.71133.4843,31,69955.0%
13 Oct 2026132.51135.80131.22135.10133.6041,35,82143.4%
12 Oct 2026126.55133.00126.55132.44131.2551,08,15741.2%
9 Oct 2026128.80128.94125.66126.44126.9246,78,83446.6%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Rights issue history

Ex-dateEventPrice factorWhat happened
1 Feb 2024Rights issue–Shareholders were offered new shares. Noted, not adjusted for.
11 May 2022Price move–Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for.
19 Jun 2020Price move–Between two trading sessions the price moved by a fifth or more. No corporate action is on record. Not adjusted for.
19 Mar 2020Price move–Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for.
30 Sep 2019Price move–Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for.
Each event is noted and not adjusted for.

About Sammaan Capital

Sammaan Capital Limited is a retail-focused, technology-led lender. The name Sammaan means respect, honour, courtesy and dignity. It is a non-banking financial company, which means a lender that is not a bank, and it does not accept deposits from the public. Its equity shares are listed on BSE and NSE.

The company's products are home loans in the affordable housing segment, loans against property and corporate mortgage loans. It also gives loans to MSMEs (micro, small and medium enterprises) and small businesses for working capital and business expansion.

The company serves its customers through a nationwide network of over 215 branches and 9,500+ channel partners. Its registered office is in Lajpat Nagar, New Delhi, and its corporate office is in Gurgaon, Haryana. Gagan Banga is its Managing Director and Chief Executive Officer, and he has led the company as chief executive since 2007. Gagan Banga joined the group in 2000. Dinabandhu Mohapatra is its Non-Executive Interim Chairman and an Independent Director. Its material subsidiary is Sammaan Finserve Limited.

It was incorporated in 2005. After a strategic investment by Avenir Investment RSC Ltd, a subsidiary of Abu Dhabi-based International Holding Company PJSC (IHC), the company became an IHC Group company. Avenir is now the company's promoter and controlling shareholder. A promoter is the person or group that set up a company or controls it. IHC is a holding company based in Abu Dhabi. Alwyn Crasta sits on its board as a nominee of IHC.

Legal name
Sammaan Capital Limited
NSE symbol
SAMMAANCAP
BSE code
535789
ISIN
INE148I01020
Industry
Finance
Listed
Jul 2013
Face value
₹2
Former symbols
IBULHSGFIN
CIN
L65922DL2005PLC136029
Corporate identity number, the registrar of companies' code for it