- Next results date: the board meets on 4 Nov 2026 to consider: financial results and dividend.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹9,840 Cr485th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 31 Jul 2026
- 10.0
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 6 May 2026
- 1.9
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 2.29%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 31 Jul 2026
- 21.0%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 11.34%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.81%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.55%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 7.76%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 2.59times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 13,65,57554.3% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 31 Jul
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹600 Crup 1.21%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹261 Crdown 0.01%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 7 Nov | Dec 2024Filed 4 Feb | Mar 2025Filed 6 May | Jun 2025Filed 31 Jul | Sep 2025Filed 31 Oct | Dec 2025Filed 4 Feb | Mar 2026Filed 6 May | Jun 2026Filed 31 Jul |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 421 | 450 | 484 | 520 | 544 | 569 | 593 | 600 |
| Net profit | 182 | 191 | 207 | 219 | 227 | 236 | 261 | 261 |
Business segments
In the year to Mar 2026 the company reports one business segment, Providing Long-term Housing Finance, Loan against properties & Refinance Loans, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
At or below today's level on 0.1% of 1,105 trading days since May 2022.
At or below today's level on 0.1% of 1,234 trading days over the last 5 years.
At or below today's level on 99% of 1,240 trading days over the last 5 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −31.7% | +25.3% | −47.3% | 2.3% |
| 3 years | −5.4% | +23.1% | −24.5% | 1.8% |
Mutual funds holding it
82 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 42 of the 51 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings
- AddedAdded. Funds that held more shares than at the end of the month before.
- 21
- CutCut. Funds that held fewer shares than at the end of the month before.
- 30
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 31
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 9
| Fund | |||
|---|---|---|---|
 SBI Small Cap FundSBI Mutual Fund | 1,95,32,794 | 1.11% | ₹454.2 Cr |
 Kotak-Small Cap FundKotak Mahindra Mutual Fund | 1,13,29,154 | 1.38% | ₹263.4 Cr |
| SBI Multicap FundSBI Mutual Fund | 1,06,75,139 | 1.06% | ₹248.2 Cr |
 Bandhan Small Cap FundBandhan Mutual Fund | 93,30,729 | 0.61% | ₹217.0 Cr |
| SBI Banking & Financial Services FundSBI Mutual Fund | 74,35,950 | 1.66% | ₹172.9 Cr |
 ICICI Prudential Banking and Financial Services FundICICI Prudential Mutual Fund | 45,18,035 | 0.98% | ₹105.1 Cr |
 Axis Small Cap FundAxis Mutual Fund | 43,59,789 | 0.33% | ₹101.4 Cr |
 Nippon India Banking & Financial Services FundNippon India Mutual Fund | 34,09,159 | 1.08% | ₹79.3 Cr |
 Aditya Birla Sun Life Midcap FundAditya Birla Sun Life Mutual Fund | 31,93,645 | 1.13% | ₹74.3 Cr |
| Aditya Birla Sun Life Value FundAditya Birla Sun Life Mutual Fund | 27,06,727 | 0.95% | ₹62.9 Cr |
Peers and competitors
Housing Finance Company, 19 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Aptus Value Housing Finance India in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 LIC Housing FinanceLICHSGFIN | 26,953 | 4.7 | 0.7 | +0.4% | +4.3% | 14.8% | 1.75% | 2.68% | 2.04% |
 Aadhar Housing FinanceAADHARHFC | 19,294 | 16.9 | 2.6 | +17.7% | +20.2% | 16.4% | 4.33% | 8.09% | 0.00% |
 Sammaan CapitalSAMMAANCAP | 13,391 | – | 0.7 | −17.1% | – | −35.5% | −9.89% | −0.06% | 0.00% |
 Home First Finance Company IndiaHOMEFIRST | 10,477 | 18.0 | 2.4 | +21.3% | +40.3% | 16.9% | 3.95% | 6.99% | 0.52% |
 Can Fin HomesCANFINHOME | 9,421 | 8.2 | 1.5 | +7.9% | +25.1% | 19.4% | 2.54% | 3.84% | 2.12% |
 Aavas FinanciersAAVAS | 8,834 | 12.9 | 1.7 | +13.3% | +17.0% | 14.6% | 3.29% | 6.75% | 0.00% |
 India Shelter Finance CorporationINDIASHLTR | 6,698 | 12.7 | 2.1 | +25.7% | +28.1% | 17.9% | 5.82% | 9.73% | 1.63% |
 Repco Home FinanceREPCOHOME | 1,926 | 4.0 | 0.5 | +5.9% | +3.8% | 12.9% | 3.05% | 5.05% | 1.62% |
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.| Ex-date | Type | Per share |
|---|---|---|
| 13 Nov 2026 | Interim | Amount not stated |
| 15 May 2026 | Interim | ₹2.50 |
| 7 Nov 2025 | Interim | ₹2.00 |
| 16 May 2025 | Interim | ₹2.50 |
| 14 Nov 2024 | Interim | ₹2.00 |
| 15 May 2024 | Interim | ₹2.50 |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
14 Oct · Analysts
Sep 2026
5 Sep · Analysts
3 Sep · Analysts
Aug 2026
31 Aug · Disclosure
31 Aug · Analysts
Aptus Value Housing Finance India share price by year
Each calendar year to 2025.Aptus Value Housing Finance India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 279.10 | −3.6% | 359.40 | 270.95 |
| 2024 | 289.45 | −9.5% | 389.65 | 289.45 |
| 2023 | 319.75 | +5.3% | 331.25 | 236.45 |
| 2022 | 303.80 | −10.6% | 390.40 | 225.00 |
| 2021 | 339.90 | – | 377.70 | 302.55 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 201.99 | 202.42 | 193.61 | 196.47 | 196.73 | 13,65,575 | 54.3% |
| 22 Oct 2026 | 206.00 | 209.24 | 200.23 | 201.82 | 203.83 | 16,68,610 | 58.9% |
| 21 Oct 2026 | 212.11 | 213.26 | 204.50 | 207.50 | 207.49 | 24,86,003 | 67.7% |
| 19 Oct 2026 | 221.60 | 221.85 | 212.50 | 213.25 | 216.33 | 11,43,337 | 57.4% |
| 16 Oct 2026 | 223.25 | 225.99 | 219.58 | 222.50 | 221.88 | 20,22,187 | 71.7% |
| 15 Oct 2026 | 221.40 | 225.17 | 220.15 | 224.21 | 223.48 | 11,94,018 | 66.8% |
| 14 Oct 2026 | 223.00 | 225.28 | 220.10 | 221.40 | 221.71 | 16,51,951 | 61.8% |
| 13 Oct 2026 | 219.60 | 225.00 | 219.47 | 223.34 | 221.46 | 31,59,851 | 74.2% |
| 12 Oct 2026 | 219.44 | 223.89 | 217.55 | 219.47 | 219.81 | 13,32,263 | 60.2% |
| 9 Oct 2026 | 215.52 | 218.53 | 212.61 | 215.73 | 215.73 | 14,02,416 | 55.2% |
About Aptus Value Housing Finance India
Aptus Value Housing Finance India Limited is a housing finance company with its head office in Chennai. It lends to self-employed, low-income families who are buying or building a home for the first time, mostly in semi-urban and rural India. Many of these borrowers earn a real income that is not documented, which is why banks often turn them away. The company's shares are listed on the BSE and NSE.
Its core product is the home loan, used for construction, purchase, renovation and extension of a house. It also gives quasi home loans, which are loans against a residential property that the family has already built, where the money may not go directly towards housing. It acts as a corporate agent for life and property insurance. A non-banking finance subsidiary lends only small business loans, always secured by residential property. Each loan starts with a field visit and a personal discussion with the customer.
Aptus has 339 branches across six states and one Union Territory: Andhra Pradesh, Tamil Nadu, Telangana, Karnataka, Maharashtra, Odisha and Puducherry. It enters only geographies adjacent to the ones where it already operates.
The company was incorporated in 2009 in Chennai. Its founder-promoter is M. Anandan. A promoter is the person or group that set up a company or controls it. Mr. Anandan is the Executive Chairman, and he and the promoter group hold part of the company's equity.
- Legal name
- Aptus Value Housing Finance India Limited
- NSE symbol
- APTUS
- BSE code
- 543335
- ISIN
- INE852O01025
- Industry
- Finance
- Listed
- Aug 2021
- Face value
- ₹2
- CIN
- L65922TN2009PLC073881
- Corporate identity number, the registrar of companies' code for it