- Next results date: the board meets on 30 Oct 2026 to consider: financial results.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹26,953 Cr270th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 30 Jul 2026
- 4.7
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 13 May 2026
- 0.7
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 2.04%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 30 Jul 2026
- 14.8%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 2.68%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 7.22%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.18%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 1.75%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.22times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 16,57,37934.0% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 30 Jul
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹7,083 Crdown 1.79%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹1,499 Crup 0.43%
Income from operations by year
Peak income from operations ₹28,837 Cr, year to Mar 2026
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 29 Oct | Dec 2024Filed 3 Feb | Mar 2025Filed 15 May | Jun 2025Filed 1 Aug | Sep 2025Filed 29 Oct | Dec 2025Filed 30 Jan | Mar 2026Filed 13 May | Jun 2026Filed 30 Jul |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 6,938 | 7,070 | 7,306 | 7,250 | 7,179 | 7,209 | 7,212 | 7,083 |
| Net profit | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 | 1,493 | 1,499 |
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- LOANSLOANS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹28,772 Crup 2.55%99.5%
- OTHERSOTHERS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹141 Cr0.5%
The pill is the change in revenue on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 1% of 2,270 trading days over the last 10 years.
LowestHighest
Its median7.6Industry median12.3
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 0.4% of 1,933 trading days since Oct 2018.
LowestHighest
Its median0.9Industry median1.5
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 74% of 2,448 trading days over the last 10 years.
LowestHighest
Its median1.75%Industry median1.63%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −10.1% | +3.0% | −14.7% | 2.0% |
| 3 years | +16.4% | +24.7% | −8.1% | 1.8% |
| 5 years | +5.0% | +13.4% | −9.2% | 2.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual funds holding it
162 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 99 of the 117 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 4
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 4
- AddedAdded. Funds that held more shares than at the end of the month before.
- 67
- CutCut. Funds that held fewer shares than at the end of the month before.
- 50
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 36
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 2
| Fund | |||
|---|---|---|---|
 ICICI Prudential Value FundICICI Prudential Mutual Fund | 1,09,75,695 | 1.02% | ₹581.9 Cr |
 Kotak Multi Cap FundKotak Mahindra Mutual Fund | 87,31,931 | 1.53% | ₹463.0 Cr |
 Bandhan Large & Mid Cap FundBandhan Mutual Fund | 68,02,752 | 1.75% | ₹360.7 Cr |
 HDFC Large & Mid Cap FundHDFC Mutual Fund | 45,15,018 | 0.84% | ₹239.4 Cr |
| ICICI Prudential Banking and Financial Services FundICICI Prudential Mutual Fund | 44,57,570 | 2.19% | ₹236.3 Cr |
 Nippon India Small Cap FundNippon India Mutual Fund | 40,17,748 | 0.26% | ₹213.0 Cr |
| Kotak Arbitrage FundKotak Mahindra Mutual Fund | 37,89,000 | 0.27% | ₹200.9 Cr |
 Invesco India Arbitrage FundInvesco Mutual Fund | 36,75,000 | 0.64% | ₹194.8 Cr |
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 32,92,667 | 0.21% | ₹174.6 Cr |
| Bandhan Small Cap FundBandhan Mutual Fund | 32,60,202 | 0.48% | ₹172.9 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Housing Finance Company, 19 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to LIC Housing Finance in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 Bajaj Housing FinanceBAJAJHFL | 64,534 | 23.0 | 2.7 | +17.2% | +18.9% | 12.4% | 2.23% | 3.29% | 0.00% |
 PNB Housing FinancePNBHOUSING | 28,404 | 12.3 | 1.5 | +9.8% | +13.7% | 12.8% | 2.60% | 3.67% | 0.73% |
 Aadhar Housing FinanceAADHARHFC | 19,294 | 16.9 | 2.6 | +17.7% | +20.2% | 16.4% | 4.33% | 8.09% | 0.00% |
 Sammaan CapitalSAMMAANCAP | 13,391 | – | 0.7 | −17.1% | – | −35.5% | −9.89% | −0.06% | 0.00% |
 Home First Finance Company IndiaHOMEFIRST | 10,477 | 18.0 | 2.4 | +21.3% | +40.3% | 16.9% | 3.95% | 6.99% | 0.52% |
 Aptus Value Housing Finance IndiaAPTUS | 9,840 | 10.0 | 1.9 | +22.9% | +23.3% | 21.0% | 7.76% | 11.34% | 2.29% |
 Can Fin HomesCANFINHOME | 9,421 | 8.2 | 1.5 | +7.9% | +25.1% | 19.4% | 2.54% | 3.84% | 2.12% |
 Aavas FinanciersAAVAS | 8,834 | 12.9 | 1.7 | +13.3% | +17.0% | 14.6% | 3.29% | 6.75% | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹10.00 a share, years to Mar 2025 and Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 21 Aug 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹10.00 |
| 22 Aug 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹10.00 |
| 23 Aug 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹9.00 |
| 18 Aug 2023 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹8.50 |
| 19 Sep 2022 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹8.50 |
| 16 Sep 2021 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹8.50 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
Sep 2026
22 Sep · Meeting
3 Sep · Meeting
Aug 2026
31 Aug · Management
LIC Housing Finance share price by year
Each calendar year to 2025.LIC Housing Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 539.55 | −9.8% | 638.25 | 496.90 |
| 2024 | 598.05 | +11.6% | 816.35 | 557.60 |
| 2023 | 536.10 | +29.4% | 540.45 | 318.65 |
| 2022 | 414.15 | +12.0% | 440.35 | 296.45 |
| 2021 | 369.65 | +2.3% | 530.20 | 343.50 |
| 2020 | 361.25 | −16.8% | 478.40 | 192.30 |
| 2019 | 434.15 | −11.2% | 571.70 | 361.90 |
| 2018 | 488.70 | −13.3% | 583.90 | 398.70 |
| 2017 | 563.50 | +0.7% | 781.20 | 516.95 |
| 2016 | 559.70 | +9.7% | 615.65 | 391.35 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 503.40 | 504.50 | 487.10 | 490.00 | 493.92 | 16,57,379 | 34.0% |
| 22 Oct 2026 | 505.00 | 505.35 | 497.70 | 502.00 | 500.79 | 7,86,929 | 37.5% |
| 21 Oct 2026 | 512.60 | 515.80 | 501.65 | 503.75 | 506.25 | 16,33,313 | 50.8% |
| 19 Oct 2026 | 522.00 | 523.80 | 510.80 | 511.50 | 517.33 | 8,32,228 | 44.6% |
| 16 Oct 2026 | 535.60 | 536.00 | 520.00 | 521.00 | 524.51 | 19,70,064 | 52.1% |
| 15 Oct 2026 | 533.00 | 537.90 | 530.10 | 533.20 | 534.24 | 14,22,770 | 43.8% |
| 14 Oct 2026 | 562.00 | 562.00 | 533.75 | 535.00 | 541.10 | 60,04,605 | 33.8% |
| 13 Oct 2026 | 561.00 | 565.00 | 554.15 | 564.00 | 559.45 | 18,38,080 | 46.6% |
| 12 Oct 2026 | 550.00 | 568.00 | 548.20 | 568.00 | 557.85 | 35,53,143 | 64.3% |
| 9 Oct 2026 | 537.00 | 554.35 | 535.25 | 551.65 | 549.65 | 53,10,443 | 53.4% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Stock split history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 30 Dec 2010 | Split | 0.2000 | Each share became 5. |
| 29 Oct 2007 | Price move | – | Between two trading sessions the price moved by a fifth or more. No corporate action is on record. Not adjusted for. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Any other event is noted and not adjusted for.
About LIC Housing Finance
LIC Housing Finance Limited is a housing finance company registered with the National Housing Bank. It provides housing finance to individuals for the purchase, construction, extension and renovation of residential properties. It also extends project finance to real estate developers for residential housing projects. It has helped more than 35 lakh families realise home ownership.
Its products include home loans, home construction loans and home renovation loans. It also offers Loan Against Property for personal and business needs, and My Office Loan Against Property for professionals and entrepreneurs who want to expand their workspace. The company reaches customers through 303 marketing offices across the country. Home loan agents, direct sales agents and the branches of its subsidiary LICHFL Financial Services Limited add to this network. A representative office in Dubai serves Non-Resident Indians. The company has 2,399 employees.
It was incorporated in 1989, and lending began from its first office in Delhi. Its organisational structure has five tiers: regional offices, back offices, cluster offices, area offices and representative offices. As at 31 March 2026 it has four subsidiaries: LICHFL Care Homes Limited, LICHFL Asset Management Company Limited, LICHFL Trustee Company Private Limited and LICHFL Financial Services Limited.
Life Insurance Corporation of India is the company's promoter and nominates directors to its board. A promoter is the person or group that set up a company or controls it.
- Legal name
- LIC Housing Finance Limited
- NSE symbol
- LICHSGFIN
- BSE code
- 500253
- ISIN
- INE115A01026
- Industry
- Finance
- Listed
- Nov 1994 on BSE, Jul 1998 on NSE
- Face value
- ₹2
- CIN
- L65922MH1989PLC052257
- Corporate identity number, the registrar of companies' code for it
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