Tata Balanced Advantage Fund Direct IDCW NAV today
AMFI: 146008ISIN: INF277K015S3MUTF_IN: TATA_BALA_ADVA_JLAZ9KTata Mutual FundDynamic Asset Allocation or Balanced Advantage funds
NAV ₹21.2235
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹8,005 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.68%14 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 23.230 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 11630 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 28 Jan 2019
Tata Balanced Advantage Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −2.70% | – | – | – | – |
| 1 month | −5.65% | – | 30 of 37 | −4.18% | −5.6% to −3.5% |
| 3 months | −6.48% | – | 36 of 37 | −3.41% | −4.2% to −2.6% |
| 6 months | −4.16% | – | 34 of 37 | −1.89% | −4.0% to −0.9% |
| 1 year | −4.95% | +0.23%to 30 Sep 2026 | 23 of 36 | −3.14% | −5.5% to −1.8% |
| 3 years | +6.91% | +7.83%to 30 Sep 2026 | 25 of 30 | +8.65% | +7.1% to +9.9% |
| 5 years | +7.50% | +7.20%to 30 Sep 2026 | 14 of 22 | +7.99% | +6.6% to +9.0% |
| 10 years | Needs 10 years | – | – | +9.52% | +7.8% to +10.4% |
₹10,000 put in on 29 Jan 2019 is ₹22,012 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Hybrid 50+50 - Moderate Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of Dynamic Asset Allocation or Balanced Advantage funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +0.49% | +0.23% |
| 3 years | +7.49% | +7.83% |
| 5 years | +8.30% | +7.20% |
| Since launch | +11.22% | +10.58% |
Benchmark: CRISIL Hybrid 50+50 - Moderate Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2023, +18.7%; lowest year to Dec 2022, +7.1%
Tata Balanced Advantage Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,14,256₹1,14,250 after stamp duty | −9.12% | −9.13% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,63,210₹3,63,192 after stamp duty | +0.59% | +0.58% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,90,166₹6,90,131 after stamp duty | +5.59% | +5.59% | ₹30 | |
| Since Jan 201993 instalments | ₹9,30,000 | ₹13,19,436₹13,19,388 after stamp duty | +8.89% | +8.89% | ₹38 |
10 years: Launched 28 Jan 2019, needs 10 years of history.
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 29 Jan 2019 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year1,661 windows−11.5%+12.8%+52.1%96.0%
3 years1,165 windows+6.9%+13.6%+21.9%100.0%
5 years675 windows+7.5%+13.7%+19.2%100.0%
10 yearsLaunched 28 Jan 2019, needs 11 years of history
Every 3 and 5-year window ended higher than it started.From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Tata Balanced Advantage Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.18 ptsA year, on 14 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.69%Over the last 29 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.87%Over the last 29 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.09%, Jan 2019.Direct plan lowest 0.27%, Mar 2022.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.49% | 1.52% |
| Brokerage | 0.02% | 0.02% |
| Transaction costs | None | None |
| Statutory levies | 0.17% | 0.32% |
Per cent of assets a year, filed for 22 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
Redemption/Switch-out/SWP/STP: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹500
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP minimum
- 100.00/100.00/100.00/100.00/100.00/100.00
- SIP instalments, at least
- 12 Instalments/6 instalments/6 instalments/4 instalments/12 instalments/12 instalments
- SIP dates
- Any day/Any day/Any day/Any day/Monday-Friday/All Business Days
As listed for this plan on 24 Oct 2026.
Tata Balanced Advantage Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹8,604 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 17.6%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹10,295 Cr, quarter to Dec 2024.
Assets at each month end
Highest ₹10,453 Cr, Sep 2024.Lowest ₹927 Cr, Mar 2020.
Tata Balanced Advantage Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|---|
| Reliance IndustriesPetroleum Products | Shares | Large cap1st | 4.21% | 336.84 | 28,37,730 | – | Jan 2019or earlier |
| HDFC BankBanks | Shares | Large cap2nd | 3.07% | 245.52 | 34,64,378 | – | Oct 2019or earlier |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 3.01% | 240.82 | 13,70,616 | – | Apr 2019 |
| ICICI BankBanks | Shares | Large cap5th | 2.44% | 194.94 | 14,74,950 | – | Jan 2019or earlier |
| GOI - 7.34% (22/04/2064) $$SOV, 7.34% coupon, repaid 22 Apr 2064 | Bonds and bills | 2.26% | 180.69 | 1,90,00,000 | 7.74% | Jun 2024 | |
| Larsen & ToubroConstruction | Shares | Large cap8th | 2.00% | 160.22 | 4,26,117 | – | Jan 2019or earlier |
| Apollo Hospitals EnterpriseHealthcare Services | Shares | Large cap97th | 1.96% | 156.63 | 1,91,825 | – | Sep 2020 |
| GOI - 6.54% (17/01/2032) $$SOV, 6.54% coupon, repaid 17 Jan 2032 | Bonds and bills | 1.96% | 156.61 | 1,60,00,000 | 7.02% | Apr 2025 | |
| Shriram FinanceFinance | Shares | Large cap42nd | 1.87% | 149.46 | 15,20,898 | – | Apr 2025 |
| GOI - 7.09% (05/08/2054) $$SOV, 7.09% coupon, repaid 5 Aug 2054 | Bonds and bills | 1.75% | 140.19 | 1,50,00,000 | 7.66% | Aug 2024 | |
| BROOKFIELD INDIA REAL ESTATE TRUSTRealty | REIT or InvIT units | 1.74% | 139.20 | 41,42,469 | – | Aug 2023 | |
| Godrej PropertiesRealty | Shares | Mid cap196th | 1.57% | 125.52 | 7,70,770 | – | Mar 2021 |
| State Bank of IndiaBanks | Shares | Large cap4th | 1.56% | 124.94 | 13,02,150 | – | Jan 2019or earlier |
| Adani Ports and Special Economic ZoneTransport Infrastructure | Shares | Large cap21st | 1.55% | 124.15 | 6,90,400 | – | Apr 2020 |
| Dr. Lal Path LabsHealthcare Services | Shares | Small cap309th | 1.52% | 121.36 | 6,10,750 | – | Aug 2024 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Futures and options on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | |||
|---|---|---|---|
| Power Grid Corporation of IndiaPower | −0.34% | −27.28 | −10,50,700 |
| Hindustan UnileverDiversified FMCG | −0.29% | −23.07 | −1,22,700 |
| PB FintechFinancial Technology (Fintech) | −0.27% | −21.35 | −1,99,850 |
| Bharat ElectronicsAerospace & Defense | −0.15% | −11.91 | −3,06,375 |
| Polycab IndiaIndustrial Products | −0.11% | −9.01 | −11,125 |
| Mahindra & MahindraAutomobiles | −0.05% | −4.25 | −14,400 |
| Bajaj FinanceFinance | −0.03% | −2.61 | −27,000 |
| Reliance IndustriesPetroleum Products | 0.00% | 0.01 | 0 |
| State Bank of IndiaBanks | 0.00% | 0.01 | 0 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| CASH / NET CURRENT ASSET | 1.81% | 147.46 |
| REPO | 0.64% | 50.95 |
| MARGIN MONEY DEPOSITS TOTAL | 0.00% | 0.00 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 4.21%Reliance Industries
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 14.99%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 24.53%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out.
- 23.24%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 68.1Taken over 97.55% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares65.64%
- Bonds and bills27.79%
- REIT and InvIT units4.12%
- Cash and receivables2.45%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds.−1.24%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces.1.24%
Per cent of the fund's net assets.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap70.31%Category 68.10%
- Mid cap15.57%Category 16.88%
- Small cap12.55%Category 13.11%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 1.03% of the fund. Category is the average of 38 Dynamic Asset Allocation or Balanced Advantage funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.15sectors
- Financial Services22.68%Category 19.92%
- Oil Gas & Consumable Fuels6.10%Category 3.68%
- Healthcare5.40%Category 5.93%
- Metals & Mining3.72%Category 1.91%
- Automobile And Auto Components3.28%Category 4.63%
- Information Technology3.17%Category 3.54%
- Telecommunication3.01%Category 2.53%
- Services2.56%Category 1.51%
- Construction2.52%Category 1.64%
- Realty2.46%Category 0.58%
- Fast Moving Consumer Goods2.31%Category 3.14%
- Construction Materials2.15%Category 0.88%
- Power2.09%Category 1.51%
- Consumer Services1.52%Category 3.61%
- Capital Goods1.43%Category 4.42%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 38 Dynamic Asset Allocation or Balanced Advantage funds. Category average. The sector's weight, less the futures sold on it, averaged over the 38 Dynamic Asset Allocation or Balanced Advantage funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services18 companies | 22.68% | 23.40% | 21.02% | 21.12% | 19.94% | 20.28% | 19.79% | 20.58% | 20.41% | 20.66% | 20.42% | 19.55% | |
| Oil Gas & Consumable Fuels3 companies | 6.10% | 5.39% | 5.39% | 5.00% | 4.13% | 4.50% | 5.35% | 4.71% | 4.93% | 5.71% | 5.55% | 5.52% | |
| Healthcare5 companies | 5.40% | 5.33% | 4.95% | 5.15% | 5.33% | 4.74% | 4.80% | 4.37% | 4.21% | 4.88% | 5.04% | 4.97% | |
| Metals & Mining4 companies | 3.72% | 3.12% | 3.14% | 1.86% | 1.86% | 1.69% | 2.12% | 1.76% | 0.94% | 0.72% | 0.56% | 1.31% | |
| Automobile And Auto Components4 companies | 3.28% | 3.18% | 2.85% | 2.84% | 2.67% | 2.62% | 2.44% | 2.20% | 2.20% | 2.22% | 2.15% | 1.44% | |
| Information Technology3 companies | 3.17% | 3.19% | 3.18% | 2.79% | 3.02% | 2.97% | 3.02% | 2.80% | 3.77% | 4.60% | 4.50% | 4.49% | |
| Telecommunication1 company | 3.01% | 2.87% | 2.82% | 2.56% | 2.55% | 2.42% | 2.38% | 2.08% | 2.20% | 2.39% | 2.34% | 2.36% | |
| Services2 companies | 2.56% | 2.34% | 2.41% | 2.46% | 2.43% | 2.47% | 2.17% | 2.18% | 2.10% | 2.05% | 2.10% | 2.01% | |
| Construction2 companies | 2.52% | 2.56% | 2.50% | 2.74% | 2.70% | 3.22% | 2.97% | 3.08% | 3.02% | 3.26% | 3.13% | 3.18% | |
| Realty2 companies | 2.46% | 2.74% | 2.74% | 2.48% | 2.30% | 2.30% | 1.92% | 2.02% | 1.96% | 2.19% | 2.22% | 2.79% | |
| Fast Moving Consumer Goods4 companies | 2.31% | 2.14% | 2.55% | 2.89% | 3.01% | 2.94% | 2.42% | 2.22% | 3.31% | 3.47% | 3.37% | 3.34% | |
| Construction Materials2 companies | 2.15% | 2.12% | 2.26% | 2.19% | 2.28% | 2.31% | 2.53% | 2.41% | 2.60% | 2.60% | 2.53% | 2.65% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.85%Lines stating a yield: 97.75% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 7.15%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 1.36years
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 1.31years
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 2.40years
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign15.69%
- AAA7.02%
- AA5.08%
Other
- Overnight lending0.64%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month0.64%
- 1 to 3 monthsNone
- 3 to 6 months0.07%
- 6 to 12 months0.20%
- 1 to 3 years11.01%
- 3 to 5 years5.67%
- 5 to 10 years5.04%
- Over 10 years5.80%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 1.23%Tata Communications Limited
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 5.37%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 8.83%
Per cent of the fund's net assets. Lent outside the government: 12.10% of the fund, to 24 borrowers; the borrower is named for 100.00% of it, its group for 43.88%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 42.11% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 62.39% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 2
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 9
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 4
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 108
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 2.11%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 6.26%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| ** 08.75 % VEDANTA LTD - 28/09/2029 | New | 0.94% | 0.00% | +0.94 pts | +7,500 |
| GOI - 5.74% (15/11/2026) $$ | Sold out | – | 0.94% | −0.94 pts | −80,00,000 |
| National Stock Exchange of India | New | 0.59% | 0.00% | +0.59 pts | +2,66,375 |
| Pine Labs | Sold out | – | 0.46% | −0.46 pts | −24,00,000 |
| PB Fintech | Added | 1.01% | 1.46% | −0.45 pts | +1,00,000 |
| Augmont Enterprises | Added | 0.44% | 0.02% | +0.42 pts | +3,06,626 |
| ** 07.47 % RELIANCE INDUSTRIES LTD - 16/09/2031 | New | 0.31% | 0.00% | +0.31 pts | +2,500 |
| ** 07.59 % GIC HOUSING FINANCE LTD - 10/06/2027 | Sold out | – | 0.29% | −0.29 pts | −2,500 |
| ** 07.60 % POONAWALLA FINCORP LTD - 28/05/2027 | Sold out | – | 0.29% | −0.29 pts | −2,500 |
| ** 07.85 % BHARTI TELECOM LTD - 20/03/2029 | Sold out | – | 0.29% | −0.29 pts | −2,500 |
| ICICI Lombard General Insurance Company | Added | 0.88% | 0.72% | +0.16 pts | +50,000 |
| Bharti Airtel | Added | 3.01% | 2.87% | +0.14 pts | +15,855 |
| Mahindra & Mahindra | Trimmed | 1.45% | 1.55% | −0.10 pts | −11,200 |
| ** 08.25 % POONAWALLA FINCORP LTD - 11/05/2028 | Trimmed | 0.12% | 0.18% | −0.06 pts | −500 |
| GOI - 6.97% (06/09/2026) $$ | Matured | – | 0.06% | −0.06 pts | – |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 6 futures, options and cash lines that changed are not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Reliance Industries | 4.58% | 4.70%Cut | 4.79% | 4.39% | 4.57%Added | 4.85% | 4.93% | 4.74% | 4.61% | 4.69% | 4.24%Cut | 4.21% |
 HDFC Bank | 4.26% | 4.07%Cut | 4.07% | 4.63%Added | 4.59%Added | 4.86%Added | 4.90% | 3.35%Cut | 3.56%Added | 2.95%Cut | 2.88% | 3.07% |
 Bharti Airtel | 2.80%Cut | 2.69%Cut | 2.74% | 2.64% | 2.74%Added | 2.88%Added | 2.92% | 2.94% | 2.96% | 3.17% | 2.87%Cut | 3.01%Added |
 ICICI Bank | 3.44%Added | 3.05%Cut | 2.91%Cut | 3.02% | 3.07%Added | 2.96% | 2.04%Cut | 2.63%Added | 2.86% | 2.49%Cut | 2.51%Cut | 2.44% |
| GOI - 7.34% (22/04/2064) $$ | 1.92% | 1.91% | 1.95% | 2.00% | 1.96% | 2.07% | 1.99% | 2.08% | 2.12% | 2.10% | 2.14% | 2.26% |
 Larsen & Toubro | 2.34%Cut | 2.37% | 2.42% | 2.41% | 2.59%Added | 2.33% | 2.55% | 2.42%Cut | 2.44% | 2.25%Cut | 2.02%Cut | 2.00% |
 Apollo Hospitals Enterprise | 1.49% | 1.43% | 1.40% | 1.43% | 1.60%Added | 1.67% | 1.64% | 1.83% | 1.93% | 2.00% | 2.00%Cut | 1.96% |
| GOI - 6.54% (17/01/2032) $$ | 1.62% | 1.63% | 1.65% | 1.70% | 1.67% | 1.80% | 1.72% | 1.79% | 1.81% | 1.82% | 1.87% | 1.96% |
 Shriram Finance | 1.21% | 1.38% | 1.54%Cut | 1.63% | 1.71%Added | 1.52% | 1.56% | 1.64% | 1.79% | 1.81% | 1.98% | 1.87% |
| GOI - 7.09% (05/08/2054) $$ | 1.49% | 1.48% | 1.51% | 1.54% | 1.51% | 1.59% | 1.55% | 1.60% | 1.65% | 1.64% | 1.66% | 1.75% |
| BROOKFIELD INDIA REAL ESTATE TRUST | 0.86% | 0.84% | 1.42%Added | 1.56% | 1.59% | 1.54% | 1.48% | 1.51% | 1.55% | 1.61% | 1.66% | 1.74% |
 Godrej Properties | 1.78% | 1.65% | 1.59% | 1.29% | 1.39% | 1.30% | 1.55% | 1.55% | 1.63% | 1.85% | 1.82% | 1.57% |
 State Bank of India | 1.51%Cut | 2.63%Added | 2.68% | 3.03% | 1.88%Cut | 1.69% | 1.52%Cut | 1.43% | 1.51% | 1.52% | 1.62% | 1.56% |
 Adani Ports and Special Economic Zone | 1.19% | 1.25% | 1.23% | 1.22% | 1.28% | 1.22% | 1.47% | 1.42%Cut | 1.41% | 1.33% | 1.29% | 1.55% |
 Dr. Lal Path Labs | 0.95% | 0.97%Added | 0.96% | 0.94% | 0.91% | 1.02%Added | 1.01% | 1.24% | 1.14%Cut | 1.33% | 1.38% | 1.52% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 356.0% in Nov 2025
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Dynamic Asset Allocation or Balanced Advantage funds (30 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.8.84%
6.92%Lowest9.61%Average16.41%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.5.78%
3.75%Lowest6.01%Average10.75%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.20
−0.17Lowest0.33Average0.57Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.26
−0.21Lowest0.48Average0.85Highest
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1, 3 and 5 years | −8.45% | 3 Aug 2026 | 23 Oct 2026 | Not yet |
| Since Jan 2019 | −20.02% | 24 Jan 2020 | 23 Mar 2020 | 17 Jul 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Dec 2025 to Aug 20269 months | Very High | HighCRISIL Hybrid 50+50 - Moderate Index |
| Oct 2025 to Nov 20252 months | High | HighCRISIL Hybrid 50+50 - Moderate Index |
| Sep 20251 month | Very High | Moderately HighCRISIL Hybrid 50+50 - Moderate Index |
| Aug 20251 month | Very High | HighCRISIL Hybrid 50+50 - Moderate Index |
| Jul 20251 month | Very High | Moderately HighCRISIL Hybrid 50+50 - Moderate Index |
| Jun 20251 month | Very High | HighCRISIL Hybrid 50+50 - Moderate Index |
| May 20251 month | High | Moderately HighCRISIL Hybrid 50+50 - Moderate Index |
| Dec 2023 to Apr 202517 months | High | HighCRISIL Hybrid 50+50 - Moderate Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Tata Balanced Advantage Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Rahul SinghPrimary | Jan 2019 | – | – | – | – | – | 5 | ₹15,734 Cr₹313 Cr alone |
| Sailesh JainPrimary | Jan 2019 | – | – | – | – | – | 7 | ₹45,767 Cr₹28,966 Cr alone |
| Murthy NagarajanPrimary | Jun 2026 | −0.99%over 137 days | – | – | 11.4% | 13.0% | 13 | ₹29,804 Cr |
| Amit SomaniAssistant Fund Manager | Jun 2026 | −0.99%over 137 days | – | – | 11.4% | 13.0% | 15 | ₹91,105 Cr₹71 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Tata Multi Asset Allocation FundRahul Singh | Mar 2020 | +17.17%a year | – | – | ₹5,000 Cr |
| Tata Business Cycle FundRahul Singh | Aug 2021 | +13.50%a year | +10.65% | +2.86 pts | ₹2,416 Cr |
| Tata Childrens FundRahul Singh | Oct 2025 | −11.75%over 350 days | −5.26% | −6.49 pts | ₹313 Cr |
| Tata Multi Sector Passive FOFRahul Singh | Jul 2026 | −4.69%over 94 days | – | – | – |
| Tata Arbitrage FundSailesh Jain | Dec 2018 | +6.55%a year | – | – | ₹24,539 Cr |
| Tata Multi Asset Allocation FundSailesh Jain | Mar 2020 | +17.17%a year | – | – | ₹5,000 Cr |
| Tata ELSS - Tax Saver FundSailesh Jain | Dec 2021 | +11.76%a year | +9.71% | +2.04 pts | ₹4,427 Cr |
| Tata Business Cycle FundSailesh Jain | Aug 2021 | +13.50%a year | +10.65% | +2.86 pts | ₹2,416 Cr |
| Tata Dividend Yield FundSailesh Jain | May 2021 | +14.46%a year | +11.55% | +2.91 pts | ₹1,109 Cr |
| Tata Income Plus Arbitrage Active FOFSailesh Jain | May 2025 | +5.08%a year | – | – | ₹272 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Kotak Balanced Advantage FundKotak Mahindra Mutual Fund | 34.93% | 38 |
| PGIM India Balanced Advantage FundPGIM India Mutual Fund | 32.61% | 28 |
| Mirae Asset Balanced Advantage FundMirae Asset Mutual Fund | 31.60% | 34 |
| Baroda BNP Paribas Balanced Advantage FundBaroda BNP Paribas Mutual Fund | 31.53% | 30 |
| Axis Balanced Advantage FundAxis Mutual Fund | 31.23% | 33 |
| Bandhan Balanced Advantage FundBandhan Mutual Fund | 29.43% | 33 |
| Bajaj Finserv Balanced Advantage FundBajaj Finserv Mutual Fund | 29.36% | 19 |
| ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund | 29.33% | 40 |
| HDFC Balanced Advantage FundHDFC Mutual Fund | 29.19% | 37 |
| Shriram Balanced Advantage FundShriram Mutual Fund | 28.95% | 24 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Tata Balanced Advantage Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 4 Jun 2026 | ₹0.83 | 3.63% | ₹22.8462 | ₹22.0560 |
The one payout since 4 Jun 2026.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2021
- 31 DecBenchmarkBenchmark: CRISIL Hybrid 35+65 - Aggressive Index to CRISIL Hybrid 50+50 - Moderate Index
Fund details
Objective
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity derivatives strategies, arbitrage opportunities and pure equity investments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Asset allocation
- Equity and Equity related instruments and Equity Derivatives # 65% - 100%, Debt (including money market instruments, securitized debt ) & Cash 0% - 35%, InvITs @ $ 0% - 0%.
$ Existing investment in InvITs as on March 31, 2026 shall be grandfathered. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such investments shall be made in the schemes which are permitted by SEBI from time to time. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments and Units of Fixed Income mutual funds will be considered under allocation for Debt & Debt related instruments
Type of scheme
An open ended dynamic asset allocation fund.
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Hybrid 50+50 - Moderate Index
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderately High
- New fund offer
- 9 Jan 2019 to 23 Jan 2019
- Units first allotted
- 28 Jan 2019
- Open for sale again
- 29 Jan 2019
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 146010 | INF277K013S8 | TATA_BALA_ADVA_14WUP3H | 29 Jan 2019 | |
| Regular Growth | 146007 | INF277K010S4 | TATA_BALA_ADVA_1FP0ED5 | 29 Jan 2019 | |
| Direct IDCW | 146008 | INF277K015S3 | TATA_BALA_ADVA_JLAZ9K | 29 Jan 2019 | |
| Regular IDCW | 146009 | INF277K012S0 | TATA_BALA_ADVA_92A5S4 | 29 Jan 2019 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Factsheet September 2026 (opens in a new tab)Tata Mutual Fund, Sep 2026
Statement of additional information
- SAI Tata Mutual Fund (opens in a new tab)Tata Mutual Fund, Oct 2026
Annual report
- Annual Report Annexures for F.Y. 2025-2026 (opens in a new tab)Tata Mutual Fund, Mar 2026
- Annual Report for Debt and Cash Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
- Annual Report for Equity Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
- Abridged Annual Report for Debt Schemes (opens in a new tab)Tata Mutual Fund, Mar 2026
Riskometer disclosure
- Risk Parameters in respect of Mid Cap and Small Cap equity schemes for FY-2026-27 (opens in a new tab)Tata Mutual Fund, Sep 2026
Portfolio overlap disclosure
- Portfolio Overlap Report as on September 2026 (opens in a new tab)Tata Mutual Fund, Sep 2026