Aditya Birla Sun Life Multi Asset Allocation Fund Direct IDCW NAV today
AMFI: 151308ISIN: INF209KB16R7MUTF_IN: ADIT_BSL_MULT_1QJIBE5Aditya Birla Sun Life Mutual FundMulti Asset Allocation funds
NAV ₹15.1157
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹7,478 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.67%21 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 25.630 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 11330 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 31 Jan 2023
Aditya Birla Sun Life Multi Asset Allocation Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|
| 1 week | −3.48% | – | – | – |
| 1 month | −6.29% | 29 of 37 | −5.19% | −6.2% to −4.0% |
| 3 months | −4.79% | 28 of 35 | −4.04% | −4.7% to −3.3% |
| 6 months | −3.09% | 14 of 34 | −3.35% | −4.3% to −2.4% |
| 1 year | +2.36% | 13 of 31 | +1.12% | −2.3% to +3.1% |
| 3 years | +14.56% | 6 of 15 | +13.17% | +11.9% to +15.6% |
| 5 years | Needs 5 years | – | +12.13% | +10.6% to +13.6% |
| 10 years | Needs 10 years | – | +11.32% | +10.9% to +13.9% |
₹10,000 put in on 2 Feb 2023 is ₹16,732 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Rank, median and middle half among the Direct plans of Multi Asset Allocation funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). |
|---|---|
| 1 year | +9.78% |
| 3 years | +15.40% |
| Since launch | +16.21% |
As the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2025, +20.4%; lowest year to Dec 2024, +17.7%
Aditya Birla Sun Life Multi Asset Allocation Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,16,898₹1,16,893 after stamp duty | −4.96% | −4.97% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹4,09,620₹4,09,599 after stamp duty | +8.70% | +8.69% | ₹18 | |
| Since Feb 202344 instalments | ₹4,40,000 | ₹5,35,165₹5,35,138 after stamp duty | +10.80% | +10.80% | ₹22 |
5 years: Launched 31 Jan 2023, needs 5 years of history.
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 2 Feb 2023 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year673 windows+2.4%+18.4%+31.7%100.0%
3 yearsLaunched 31 Jan 2023, needs 4 years of history
Every 1-year window ended higher than it started.From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Aditya Birla Sun Life Multi Asset Allocation Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.11 ptsA year, on 21 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.67%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.78%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.68%, Jun 2026.Direct plan lowest 0.21%, Mar 2024.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.51% | 1.49% |
| Brokerage | 0.02% | 0.02% |
| Transaction costs | None | None |
| Statutory levies | 0.14% | 0.27% |
Per cent of assets a year, filed for 21 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
For redemption / switch out upto 30% of units within 1 year from the date of allotment - Nil. For redemption / switch out of more than 30% of units within 1 year from the date of allotment – 1.00% of applicable NAV. / For redemption/switch out after 1 year from the date of allotment - Nil.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹500
- Minimum top-up
- ₹500
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹100
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Any Day(1 to 31)Weekly(Monday to Friday)
As listed for this plan on 24 Oct 2026.
Aditya Birla Sun Life Multi Asset Allocation Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹7,410 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 8.1%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Jun 2022.
Assets at each month end
Highest ₹7,618 Cr, Aug 2026.Lowest ₹3,055 Cr, Feb 2024.
Aditya Birla Sun Life Multi Asset Allocation Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Gold ETF | Fund units | 11.32% | 846.47 | 6,53,84,358 | – | Jan 2023or earlier | |
| ICICI BankBanks | Shares | Large cap5th | 3.78% | 282.61 | 21,38,194 | – | Jan 2023or earlier |
| Axis BankBanks | Shares | Large cap15th | 2.74% | 204.93 | 16,71,553 | – | Jan 2023or earlier |
| Aditya Birla Sun Life Silver ETF | Fund units | 2.41% | 180.15 | 82,27,725 | – | Jul 2023 | |
| SEDEMAC MechatronicsAuto Components | Shares | Small cap588th | 2.02% | 151.28 | 4,32,922 | – | Mar 2026 |
| MeeshoRetailing | Shares | Mid cap139th | 1.91% | 142.47 | 62,55,741 | – | Jun 2026 |
| Reliance IndustriesPetroleum Products | Shares | Large cap1st | 1.84% | 137.35 | 11,57,103 | – | Jan 2023or earlier |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 1.76% | 131.79 | 7,50,104 | – | Jan 2023or earlier |
| Sansera EngineeringAuto Components | Shares | Small cap440th | 1.73% | 129.45 | 2,85,300 | – | Oct 2024 |
| EternalRetailing | Shares | Large cap37th | 1.58% | 118.38 | 36,99,430 | – | Jan 2026 |
| InfosysIT - Software | Shares | Large cap9th | 1.58% | 118.15 | 11,88,548 | – | Jan 2023or earlier |
| HDFC BankBanks | Shares | Large cap2nd | 1.49% | 111.64 | 15,75,238 | – | Jan 2023or earlier |
| Bank of MaharashtraBanks | Shares | Mid cap186th | 1.45% | 108.57 | 1,36,78,933 | – | Oct 2024 |
| Hindustan UnileverDiversified FMCG | Shares | Large cap10th | 1.34% | 99.85 | 5,31,378 | – | Aug 2024 |
| 7.30% REC Ltd. (01/07/2031)ICRA AAA, 7.30% coupon, repaid 1 Jul 2031 | Bonds and bills | 1.31% | 97.87 | 10,000 | 7.85% | Jul 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 1.23% | 91.66 |
| Margin amount for Derivative positions | 0.78% | 58.00 |
| Net Receivable / Payable | 0.38% | 28.76 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 11.32%Aditya Birla Sun Life Gold ETF
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 22.27%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 31.09%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out.
- 20.43%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 40.9Taken over 97.61% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares65.21%
- Bonds and bills12.27%
- REIT and InvIT units6.40%
- Units of other funds13.73%
- Cash and receivables2.39%
Per cent of the fund's net assets.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap59.84%Category 61.15%
- Mid cap26.49%Category 20.55%
- Small cap13.66%Category 16.54%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 0.01% of the fund. Category is the average of 37 Multi Asset Allocation funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.16sectors
- Financial Services21.13%Category 17.32%
- Automobile And Auto Components8.57%Category 4.15%
- Consumer Services6.65%Category 3.03%
- Information Technology4.66%Category 2.61%
- Healthcare3.84%Category 4.79%
- Fast Moving Consumer Goods3.82%Category 2.64%
- Oil Gas & Consumable Fuels3.07%Category 3.01%
- Metals & Mining2.51%Category 2.14%
- Services2.22%Category 1.43%
- Capital Goods1.92%Category 4.29%
- Telecommunication1.76%Category 2.24%
- Power1.39%Category 1.49%
- Construction Materials1.38%Category 0.96%
- Construction1.20%Category 1.21%
- Chemicals0.60%Category 0.95%
- Realty0.51%Category 0.48%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 37 Multi Asset Allocation funds. Category average. The sector's weight, less the futures sold on it, averaged over the 37 Multi Asset Allocation funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services22 companies | 21.13% | 21.93% | 22.21% | 24.40% | 23.95% | 22.13% | 21.89% | 22.98% | 21.75% | 20.84% | 20.21% | 19.22% | |
| Automobile And Auto Components8 companies | 8.57% | 8.13% | 7.40% | 7.31% | 6.11% | 5.67% | 4.90% | 4.15% | 3.94% | 4.34% | 4.70% | 4.58% | |
| Consumer Services6 companies | 6.65% | 6.14% | 5.50% | 5.63% | 4.54% | 4.50% | 4.36% | 4.00% | 3.50% | 3.09% | 2.58% | 2.78% | |
| Information Technology5 companies | 4.66% | 5.11% | 5.17% | 4.66% | 5.19% | 5.21% | 5.49% | 5.25% | 4.92% | 4.97% | 5.31% | 4.80% | |
| Healthcare5 companies | 3.84% | 3.93% | 4.07% | 4.05% | 3.93% | 3.92% | 4.21% | 3.93% | 3.64% | 3.89% | 3.98% | 4.02% | |
| Fast Moving Consumer Goods5 companies | 3.82% | 3.79% | 4.31% | 4.59% | 4.32% | 4.69% | 4.55% | 4.90% | 4.63% | 5.01% | 5.02% | 5.12% | |
| Oil Gas & Consumable Fuels3 companies | 3.07% | 3.19% | 3.47% | 3.59% | 3.80% | 4.79% | 4.90% | 4.82% | 4.49% | 5.28% | 5.56% | 5.73% | |
| Metals & Mining3 companies | 2.51% | 2.53% | 2.54% | 1.67% | 1.99% | 1.97% | 1.88% | 1.71% | 1.47% | 1.48% | 1.45% | 1.61% | |
| Services3 companies | 2.22% | 2.09% | 2.39% | 2.79% | 2.53% | 1.32% | 1.17% | 1.56% | 1.55% | 1.78% | 1.99% | 2.04% | |
| Capital Goods3 companies | 1.92% | 1.48% | 1.67% | 2.04% | 2.04% | 1.76% | 1.53% | 1.18% | 0.91% | 1.04% | 1.03% | 1.64% | |
| Telecommunication1 company | 1.76% | 1.78% | 2.03% | 1.99% | 2.03% | 2.17% | 2.25% | 2.22% | 2.42% | 2.83% | 3.02% | 3.10% | |
| Power2 companies | 1.39% | 1.39% | 1.61% | 0.81% | 0.90% | 0.96% | 0.99% | 0.95% | 0.92% | 0.93% | 0.99% | 1.07% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.63%Lines stating a yield: 90.92% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 6.96%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 114days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 108days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 131days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign3.09%
- AAA8.54%
Loans of under a year
- A1+0.65%
Other
- Overnight lending1.23%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month1.76%
- 1 to 3 monthsNone
- 3 to 6 months0.98%
- 6 to 12 months1.07%
- 1 to 3 years4.87%
- 3 to 5 years3.11%
- 5 to 10 years1.70%
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 2.37%REC Limited
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 7.07%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 8.72%
Per cent of the fund's net assets. Lent outside the government: 9.19% of the fund, to 12 borrowers; the borrower is named for 100.00% of it, its group for 32.43%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 63.82% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 51.39% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 1
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 9
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 3
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 95
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 1.39%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 8.62%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028) | New | 1.00% | 0.00% | +1.00 pts | +7,500 |
| 7.50% Cholamandalam Investment & Finance Co. Ltd. (30/09/2026) | Matured | – | 0.93% | −0.93 pts | – |
| Cholamandalam Investment and Finance Company | New | 0.91% | 0.00% | +0.91 pts | +4,20,575 |
| Knowledge Realty Trust | Added | 1.06% | 0.23% | +0.84 pts | +54,54,545 |
| Government of India (16/02/2031) | Trimmed | 1.05% | 1.89% | −0.84 pts | −65,00,000 |
| Aditya Birla Sun Life Gold ETF | Added | 11.32% | 10.64% | +0.68 pts | +56,86,570 |
| State Government Securities (08/07/2031) | New | 0.65% | 0.00% | +0.65 pts | +50,00,000 |
| State Government Securities (08/07/2032) | New | 0.65% | 0.00% | +0.65 pts | +50,00,000 |
| Aditya Infotech | New | 0.59% | 0.00% | +0.59 pts | +1,15,374 |
| Cube Highways Trust | Added | 0.97% | 0.43% | +0.54 pts | +26,09,262 |
| SEDEMAC Mechatronics | Added | 2.02% | 1.59% | +0.43 pts | +40,073 |
| City Union Bank | Trimmed | 0.02% | 0.41% | −0.40 pts | −13,24,562 |
| Government of India (15/11/2026) | Sold out | – | 0.39% | −0.39 pts | −30,00,000 |
| Max Financial Services | Added | 0.83% | 0.47% | +0.37 pts | +2,27,504 |
| PB Fintech | Added | 0.84% | 1.20% | −0.37 pts | +99,750 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 3 futures, options and cash lines that changed are not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Gold ETF | 8.65%Added | 9.62%Added | 9.68%Added | 12.11%Added | 11.73%Added | 10.27%Cut | 10.22%Added | 10.71%Added | 9.35% | 8.60%Cut | 10.64%Added | 11.32%Added |
 ICICI Bank | 2.55% | 2.51% | 2.27% | 4.08%Added | 4.65%Added | 4.34% | 4.14% | 3.97% | 4.21% | 4.22% | 4.08% | 3.78% |
 Axis Bank | 2.90%Added | 2.88% | 2.66% | 2.63% | 2.77%Added | 3.27%Added | 3.25% | 3.18% | 3.22% | 2.82% | 2.85% | 2.74% |
| Aditya Birla Sun Life Silver ETF | 6.54%Cut | 6.87% | 6.76%Cut | 5.65%Cut | 4.32%Cut | 3.12%Cut | 2.99% | 3.16% | 2.61% | 2.44% | 2.52% | 2.41% |
 SEDEMAC Mechatronics | – | – | – | – | – | 1.00%Bought | 1.11% | 1.25% | 1.63% | 1.45% | 1.59% | 2.02%Added |
 Meesho | – | – | – | – | – | – | – | – | 0.99%Bought | 0.90% | 1.69%Added | 1.91% |
 Reliance Industries | 3.46% | 3.48% | 3.25% | 2.64% | 2.54% | 2.62% | 2.54% | 2.26% | 2.14% | 2.08% | 1.94% | 1.84% |
 Bharti Airtel | 3.10% | 3.02% | 2.83% | 2.42% | 2.22% | 2.25% | 2.17% | 2.03% | 1.99% | 2.03% | 1.78% | 1.76% |
 Sansera Engineering | 0.84%Added | 0.92% | 0.83% | 0.81%Added | 1.05%Added | 1.00% | 1.10% | 1.21% | 1.30% | 1.31% | 1.50% | 1.73% |
 Eternal | – | – | – | 0.90%Bought again | 0.89%Added | 1.27%Added | 1.25% | 1.22% | 1.25% | 1.37% | 1.42% | 1.58%Added |
 Infosys | 1.99% | 2.22%Added | 1.99%Cut | 1.85% | 2.44%Added | 2.50% | 2.15% | 2.04% | 1.70% | 1.85% | 1.77% | 1.58% |
 HDFC Bank | 2.91% | 2.84% | 2.79%Added | 2.40% | 2.20% | 1.94% | 1.86% | 1.73% | 1.80% | 1.62% | 1.47% | 1.49% |
 Bank of Maharashtra | 0.79% | 0.75% | 1.52%Added | 1.46% | 1.61% | 1.41% | 1.64% | 1.60% | 1.79% | 1.49% | 1.47% | 1.45% |
 Hindustan Unilever | 1.48% | 1.53%Added | 1.58%Added | 1.67%Added | 1.96%Added | 1.84% | 1.83% | 1.69% | 1.61% | 1.53% | 1.37% | 1.34% |
| 7.30% REC Ltd. (01/07/2031) | – | – | – | – | – | – | – | – | – | 1.37%Bought | 1.29% | 1.31% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 3.0% in Aug 2026
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Multi Asset Allocation funds (14 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.10.63%
1.39%Lowest9.16%Average11.98%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.6.61%
0.33%Lowest5.42%Average7.55%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.85
0.41Lowest0.91Average1.84Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.1.25
0.58Lowest1.46Average3.09Highest
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 and 3 years and since Feb 2023 | −12.83% | 29 Jan 2026 | 23 Mar 2026 | 12 Aug 2026 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Nov 2024 to Aug 202622 months | Very High | Very High65% BSE 200 + 25% CRISIL Short Term Bond Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver |
| Jan 2024 to Oct 202410 months | Very High | 65% BSE 200 + 25% CRISIL Short Term Bond Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Aditya Birla Sun Life Multi Asset Allocation Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Dhaval GalaComanage | Oct 2024 | +10.21%a year | – | – | 11.2% | 15.6% | 4 | ₹18,015 Cr₹10,537 Cr alone |
| Bhupesh BametaComanage | Jan 2023 | +16.01%a year | – | – | 44.1% | – | 13 | ₹15,461 Cr₹2,909 Cr alone |
| Sachin WankhedeComanage | Jan 2023 | +16.01%a year | – | – | 44.1% | – | 1 | ₹7,478 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Aditya Birla Sun Life PSU Equity FundDhaval Gala | Sep 2022 | +22.62%a year | – | – | ₹5,775 Cr |
| Aditya Birla Sun Life Banking and Financial Services FundDhaval Gala | Aug 2015 | +13.91%a year | +13.42% | +0.50 pts | ₹3,406 Cr |
| Aditya Birla Sun Life Special Opportunities FundDhaval Gala | Oct 2024 | +10.29%a year | – | – | ₹1,357 Cr |
| Aditya Birla Sun Life Nifty SDL Apr 2027 Index FundBhupesh Bameta | Jan 2022 | +6.37%a year | +6.60% | −0.24 pts | ₹3,185 Cr |
| Aditya Birla Sun Life Medium to Long Term FundBhupesh Bameta | Aug 2020 | +5.31%a year | – | – | ₹1,734 Cr |
| Aditya Birla Sun Life Dynamic Term FundBhupesh Bameta | Aug 2020 | +7.03%a year | – | – | ₹1,370 Cr |
| Aditya Birla Sun Life Gilt FundBhupesh Bameta | Aug 2020 | +4.94%a year | – | – | ₹1,175 Cr |
| Aditya Birla Sun Life Crisil IBX SDL Jun 2032 Index FundBhupesh Bameta | Feb 2023 | +7.16%a year | – | – | ₹144 Cr |
| Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Passive FOFBhupesh Bameta | – | – | – | ₹130 Cr | |
| Aditya Birla Sun Life Long Term FundBhupesh Bameta | Jan 2023 | +6.62%a year | – | – | ₹89 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Axis Multi Asset Allocation FundAxis Mutual Fund | 30.78% | 34 |
| Nippon India Multi Asset Allocation FundNippon India Mutual Fund | 30.74% | 41 |
| Mirae Asset Multi Asset Allocation FundMirae Asset Mutual Fund | 28.45% | 39 |
| Tata Multi Asset Allocation FundTata Mutual Fund | 28.09% | 31 |
| HDFC Multi Asset Allocation FundHDFC Mutual Fund | 28.01% | 33 |
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 27.71% | 44 |
| Groww Multi Asset Allocation FundGroww Mutual Fund | 26.09% | 28 |
| Shriram Multi Asset Allocation FundShriram Mutual Fund | 25.67% | 25 |
| Mahindra Manulife Multi Asset allocation FundMahindra Manulife Mutual Fund | 25.13% | 27 |
| Invesco India Multi Asset Allocation FundInvesco Mutual Fund | 24.95% | 37 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Aditya Birla Sun Life Aggressive Hybrid FundAditya Birla Sun Life Mutual Fund | 37.26% |
| Aditya Birla Sun Life Balanced Advantage FundAditya Birla Sun Life Mutual Fund | 35.62% |
| Aditya Birla Sun Life Equity Savings FundAditya Birla Sun Life Mutual Fund | 29.38% |
| Aditya Birla Sun Life Arbitrage FundAditya Birla Sun Life Mutual Fund | 26.66% |
| Aditya Birla Sun Life Conservative Hybrid FundAditya Birla Sun Life Mutual Fund | 18.79% |
As the fund house states it, for Sep 2026.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs. / The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved
Asset allocation
- Under normal circumstances, the asset allocation of the Scheme will be as follows:
- Equity & Equity related instruments - 65-80%
- Debt and Money Market Instruments - 10-25%
- Commodities* including ETCDs- 10-25%
- Units issued by InvITs - 0-10%
- Units of Mutual Funds - 0-15%
*Including Gold and Gold related instruments, Silver and Silver related instruments.
Type of scheme
An open ended scheme investing in Equity, Debt and Commodities.
- Stated category
- Hybrid – Multi Asset Allocation
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- 65% BSE 200 + 25% CRISIL Short Term Bond Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 11 Jan 2023 to 25 Jan 2023
- Units first allotted
- 31 Jan 2023
- Open for sale again
- 2 Feb 2023
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹500
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 151307 | INF209KB15R9 | ADIT_BSL_MULT_BSA0MJ | 2 Feb 2023 | |
| Regular Growth | 151309 | INF209KB12R6 | ADIT_BSL_MULT_199NRJ8 | 2 Feb 2023 | |
| Direct IDCW | 151308 | INF209KB16R7 | INF209KB17R5 | ADIT_BSL_MULT_1QJIBE5 | 2 Feb 2023 |
| Regular IDCW | 151310 | INF209KB13R4 | INF209KB14R2 | ADIT_BSL_MULT_4P1VKV | 2 Feb 2023 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Empower for the Month of October 2026 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Sep 2026
Statement of additional information
- SAI Aditya Birla Sun Life Mutual Fund (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Oct 2026
Annual report
- Annual Report for Fixed Term Plans for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Matured and Closed Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Equity-Exchange Traded Funds and Fund of Fund Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Debt Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
Riskometer disclosure
- 06-10-2026 - Change in the Riskometer (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Oct 2026
Portfolio overlap disclosure
- ABSL Portfolio Overlap - September 2026 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Sep 2026