- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹29,232 Cr224th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 27 Jul 2026
- 6.9
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 14 May 2026
- 1.3
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 4.21%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 27 Jul 2026
- 21.3%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 2.89%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 7.17%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- −0.13%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 2.73%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 7.39times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 24,00,89248.0% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 27 Jul
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹3,717 Crup 4.33%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹851 Crdown 57.04%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 30 Oct | Dec 2024Filed 24 Jan | Mar 2025Filed 11 Jul | Jun 2025Filed 6 Aug | Sep 2025Filed 10 Nov | Dec 2025Filed 18 Feb | Mar 2026Filed 14 May | Jun 2026Filed 27 Jul |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 2,518 | 2,760 | 2,845 | 2,937 | 3,219 | 3,431 | 3,563 | 3,717 |
| Net profit | 689 | 735 | 728 | 630 | 710 | 713 | 1,981 | 851 |
Business segments
In the year to Mar 2026 the company reports one business segment, Infrastructure Finance, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
At or below today's level on 45% of 2,146 trading days since Feb 2018.
At or below today's level on 64% of 1,948 trading days since Nov 2018.
At or below today's level on 65% of 2,297 trading days since Jul 2017.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −16.2% | +48.9% | −46.3% | 3.8% |
| 3 years | +57.2% | +33.3% | +15.9% | 2.7% |
| 5 years | +35.0% | +20.6% | +7.3% | 5.5% |
Mutual funds holding it
85 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 60 of the 66 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- AddedAdded. Funds that held more shares than at the end of the month before.
- 31
- CutCut. Funds that held fewer shares than at the end of the month before.
- 35
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 16
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 7
| Fund | |||
|---|---|---|---|
 Aditya Birla Sun Life Midcap FundAditya Birla Sun Life Mutual Fund | 56,93,087 | 1.45% | ₹94.8 Cr |
 HSBC Value FundHSBC Mutual Fund | 44,91,607 | 0.51% | ₹74.8 Cr |
 HDFC Balanced Advantage FundHDFC Mutual Fund | 33,00,000 | 0.05% | ₹55.0 Cr |
| HSBC Small Cap FundHSBC Mutual Fund | 30,56,955 | 0.28% | ₹50.9 Cr |
 Bank of India Aggressive Hybrid FundBank of India Mutual Fund | 12,29,000 | 0.93% | ₹20.5 Cr |
 Bajaj Finserv Large & Mid Cap FundBajaj Finserv Mutual Fund | 9,51,018 | 0.68% | ₹15.8 Cr |
 ITI Mid Cap FundITI Mutual Fund | 9,43,161 | 1.08% | ₹15.7 Cr |
 JM Value FundJM Financial Mutual Fund | 6,31,516 | 1.35% | ₹10.5 Cr |
| Bajaj Finserv Banking and Financial Services FundBajaj Finserv Mutual Fund | 6,01,782 | 2.14% | ₹10.0 Cr |
| Bank of India Mid Cap FundBank of India Mutual Fund | 5,25,000 | 1.20% | ₹8.75 Cr |
Peers and competitors
Financial Institution, 9 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Housing & Urban Development Corporation in market cap. 1 company in the table last traded before then: its row is priced on its last trade.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 Power Finance CorporationPFC | 1,04,283 | 4.0 | 0.8 | – | +4.6% | +7.1% | 20.8% | – | 2.78% | 3.83% | 5.93% |
 Indian Railway Finance CorporationIRFC | 97,295 | 13.2 | 1.6 | – | +12.5% | +7.9% | 12.6% | – | 1.39% | −4.92% | 2.96% |
 RECRECLTD | 77,404 | 4.8 | 0.9 | – | +2.0% | −5.1% | 19.6% | – | 2.60% | 3.74% | 6.19% |
 Indian Renewable Energy Development AgencyIREDA | 28,168 | 14.3 | 2.0 | – | – | – | 14.4% | – | 2.16% | 3.92% | 1.35% |
 IFCIIFCI | 15,972 | 91.6 | 1.8 | 12.9 | +4.8% | – | 2.0% | 4.6% | – | – | 0.00% |
 Tourism Finance Corporation of IndiaTFCILTD | 6,832 | 44.3 | 5.2 | – | +14.8% | +41.4% | 12.2% | – | 5.47% | 6.89% | 0.41% |
 Haryana Financial CorporationHARAFIN | 1,189 | 156.2 | 6.9 | – | +2,363.4% | – | 4.5% | – | – | – | 0.00% |
 Gujarat State Financial corporationGUJSTATFIN | 76 | – | – | – | +7.1% | – | – | – | −56.12% | −65.65% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.| Ex-date | Type | Per share |
|---|---|---|
| 17 Aug 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.50 |
| 31 Jul 2026 | Interim | ₹1.25 |
| 27 Mar 2026 | Interim | ₹1.25 |
| 6 Feb 2026 | Interim | ₹1.15 |
| 19 Nov 2025 | Interim | ₹1.00 |
| 8 Sep 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.05 |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
16 Oct · Rating
16 Oct · General Updates
Sep 2026
22 Sep · Updates
Housing & Urban Development Corporation share price by year
Each calendar year to 2025.Housing & Urban Development Corporation share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 228.13 | −2.8% | 247.66 | 165.14 |
| 2024 | 234.71 | +86.4% | 342.20 | 123.95 |
| 2023 | 125.95 | +141.7% | 128.00 | 40.75 |
| 2022 | 52.10 | +33.9% | 57.90 | 31.40 |
| 2021 | 38.90 | −2.0% | 55.45 | 38.55 |
| 2020 | 39.70 | +10.1% | 44.05 | 18.85 |
| 2019 | 36.05 | −16.1% | 46.30 | 30.35 |
| 2018 | 42.95 | −47.9% | 87.10 | 40.30 |
| 2017 | 82.50 | – | 97.70 | 66.10 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 152.18 | 152.21 | 144.14 | 146.02 | 146.21 | 24,00,892 | 48.0% |
| 22 Oct 2026 | 153.00 | 153.56 | 151.00 | 151.77 | 152.09 | 15,68,374 | 50.3% |
| 21 Oct 2026 | 157.00 | 157.98 | 152.40 | 154.34 | 154.48 | 28,27,368 | 48.0% |
| 19 Oct 2026 | 161.24 | 161.90 | 155.50 | 156.31 | 157.34 | 22,60,383 | 55.2% |
| 16 Oct 2026 | 161.57 | 162.09 | 159.75 | 161.09 | 160.94 | 11,26,549 | 46.0% |
| 15 Oct 2026 | 163.81 | 163.99 | 160.10 | 161.06 | 162.28 | 19,56,406 | 53.5% |
| 14 Oct 2026 | 164.70 | 165.60 | 163.30 | 164.05 | 164.43 | 13,25,878 | 47.0% |
| 13 Oct 2026 | 163.80 | 166.38 | 161.87 | 164.16 | 163.76 | 21,93,952 | 47.5% |
| 12 Oct 2026 | 160.40 | 165.25 | 160.40 | 163.79 | 163.98 | 19,77,774 | 39.9% |
| 9 Oct 2026 | 157.49 | 160.00 | 156.42 | 159.75 | 158.82 | 16,03,099 | 50.8% |
About Housing & Urban Development Corporation
Housing and Urban Development Corporation Limited, known as HUDCO, is a government-owned finance company that lends for housing and urban infrastructure in India. It is a Navratna central public sector enterprise, a status the government gives to selected state-owned companies. Under the Reserve Bank of India's framework it is classed as a non-banking finance company for infrastructure (NBFC-IFC). It was incorporated in 1970, and its shares are listed on the BSE and the National Stock Exchange.
HUDCO lends across a wide range of sectors: affordable housing, water supply and sanitation, transport and logistics, renewable energy, social and commercial infrastructure, and smart cities. Its borrowers include state government agencies and bodies such as development authorities, housing boards, urban local bodies and water supply and sewerage boards. It also takes part in government schemes such as PMAY 2.0, Smart City, AMRUT, Swachh Bharat and Jal Jeevan Mission. Beyond lending, it provides consultancy services to governments and public agencies in urban planning, architecture, engineering and project management. It runs its own training and research institute, the Human Settlement Management Institute (HSMI).
Being a finance company, HUDCO has no plants or manufacturing units. It works across India from its registered office in New Delhi, 20 regional offices and 11 development offices. It has no overseas office and no subsidiary.
Its promoter is the President of India, acting through the Ministry of Housing and Urban Affairs and the Ministry of Rural Development. A promoter is the person or group that set up a company or controls it. Together these two ministries hold 75.00% of the equity shares, and the public holds the remaining 25.00%.
- Legal name
- Housing & Urban Development Corporation Limited
- NSE symbol
- HUDCO
- BSE code
- 540530
- ISIN
- INE031A01017
- Industry
- Finance
- Listed
- May 2017
- Face value
- ₹10
- CIN
- L74899DL1970GOI005276
- Corporate identity number, the registrar of companies' code for it