Bank of India Aggressive Hybrid Fund Regular IDCW NAV today
AMFI: 139528ISIN: INF761K01DQ7MUTF_IN: BANK_OF_INDI_W200IOBank of India Mutual FundAggressive Hybrid funds
Formerly BOI Axa Mid & Small Cap Equity & Debt Fund, Bank of India Mid & Small Cap Equity & Debt Fund
NAV ₹31.6000
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹2,196 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 2.24%16 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 29.930 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 11030 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 20 Jul 2016
Bank of India Aggressive Hybrid Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −5.14% | – | – | – | – |
| 1 month | −8.70% | – | 30 of 30 | −5.04% | −6.2% to −4.5% |
| 3 months | −4.02% | – | 12 of 30 | −4.30% | −5.3% to −3.9% |
| 6 months | −1.02% | – | 4 of 29 | −3.67% | −4.3% to −2.4% |
| 1 year | +4.92% | +5.60%to 30 Sep 2026 | 1 of 29 | −6.01% | −8.5% to −5.0% |
| 3 years | +13.64% | +12.02%to 30 Sep 2026 | 1 of 29 | +8.58% | +7.6% to +9.8% |
| 5 years | +11.82% | +12.41%to 30 Sep 2026 | 1 of 29 | +6.99% | +6.0% to +8.5% |
| 10 years | +13.90% | +13.52%to 30 Sep 2026 | 2 of 21 | +9.95% | +8.3% to +11.0% |
₹10,000 put in on 27 Jul 2016 is ₹39,378 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Aggressive Hybrid funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +13.67% | +5.60% |
| 3 years | +14.79% | +12.02% |
| 5 years | +13.44% | +12.41% |
| 10 years | +14.94% | +13.52% |
| Since launch | +15.26% | +13.86% |
Benchmark: 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2021, +54.5%; lowest year to Dec 2018, −14.2%
Bank of India Aggressive Hybrid Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,20,854₹1,20,848 after stamp duty | +1.38% | +1.37% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,91,821₹3,91,802 after stamp duty | +5.66% | +5.66% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹8,03,464₹8,03,424 after stamp duty | +11.73% | +11.72% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹26,30,553₹26,30,493 after stamp duty | +15.06% | +15.06% | ₹38 | |
| Since Jul 2016123 instalments | ₹12,30,000 | ₹27,44,526₹27,44,466 after stamp duty | +14.99% | +14.99% | ₹38 |
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 27 Jul 2016 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year2,277 windows−25.2%+17.4%+85.2%72.1%
3 years1,784 windows−4.5%+16.7%+32.8%94.8%
5 years1,293 windows+8.6%+18.2%+29.9%100.0%
10 yearsLaunched 20 Jul 2016, needs 11 years of history
Every 5-year window ended higher than it started.From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Bank of India Aggressive Hybrid Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.38 ptsA year, on 16 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.86%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 2.25%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.92%, Mar 2023.Direct plan lowest 0.77%, Dec 2025.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.56% | 1.73% |
| Brokerage | 0.07% | 0.07% |
| Transaction costs | None | None |
| Statutory levies | 0.23% | 0.44% |
Per cent of assets a year, filed for 23 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹1,000
- SIP instalments, at least
- Weekly 12 & Monthly 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Weekly (Monday to Friday) & Monthly (any day - 1 to 28)
As listed for this plan on 24 Oct 2026.
Bank of India Aggressive Hybrid Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹1,958 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 14.5%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Sep 2016.
Assets at each month end
The latest month end is the highest since Feb 2019.Lowest ₹269 Cr, Mar 2020.
Bank of India Aggressive Hybrid Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|---|
| Bank of MaharashtraBanks | Shares | Mid cap186th | 3.28% | 71.99 | 90,70,000 | – | May 2024 |
| Sterlite TechnologiesTelecom - Equipment & Accessories | Shares | Small cap460th | 2.46% | 53.91 | 5,92,439 | – | Apr 2026 |
| The Federal BankBanks | Shares | Mid cap150th | 2.46% | 53.96 | 17,00,004 | – | Jun 2026 |
| Balrampur Chini MillsAgricultural Food & other Products | Shares | Small cap567th | 2.02% | 44.41 | 6,70,000 | – | Jan 2022or earlier |
| Optiemus InfracomTelecom - Equipment & Accessories | Shares | Small cap903rd | 1.96% | 42.98 | 5,59,789 | – | Sep 2026 |
| Quality Power Electrical EquipmentsElectrical Equipment | Shares | Small cap644th | 1.96% | 42.95 | 2,71,005 | – | Sep 2025 |
| 7.6% Power Finance Corporation Limited (13/04/2029)CRISIL AAA, 7.60% coupon, repaid 13 Apr 2029 | Bonds and bills | 1.91% | 41.83 | 42,00,000 | 7.76% | Jul 2024 | |
| Abbott IndiaPharmaceuticals & Biotechnology | Shares | Mid cap183rd | 1.85% | 40.69 | 15,000 | – | Jan 2023 |
| Aurobindo PharmaPharmaceuticals & Biotechnology | Shares | Mid cap138th | 1.83% | 40.13 | 2,40,000 | – | Jan 2026 |
| Mankind PharmaPharmaceuticals & Biotechnology | Shares | Mid cap119th | 1.82% | 40.06 | 1,60,000 | – | Jun 2026 |
| UNO MindaAuto Components | Shares | Mid cap166th | 1.76% | 38.73 | 3,31,037 | – | Jan 2022or earlier |
| One 97 CommunicationsFinancial Technology (Fintech) | Shares | Mid cap146th | 1.64% | 36.08 | 2,15,000 | – | May 2026 |
| Knowledge Marine & Engineering WorksEngineering Services | Shares | Small cap823rd | 1.62% | 35.50 | 1,16,718 | – | Aug 2026 |
| Glenmark PharmaceuticalsPharmaceuticals & Biotechnology | Shares | Mid cap176th | 1.60% | 35.02 | 1,50,000 | – | Jul 2025 |
| TD Power SystemsElectrical Equipment | Shares | Small cap419th | 1.51% | 33.09 | 4,21,000 | – | Jul 2024 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 5.86% | 128.69 |
| Net Receivables / (Payables) | 0.23% | 5.28 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 3.28%Bank of Maharashtra
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 12.18%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 21.55%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out.
- 21.40%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 75.8Taken over 93.91% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares70.00%
- Bonds and bills23.91%
- Cash and receivables6.09%
Per cent of the fund's net assets.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large capNoneCategory 61.15%
- Mid cap56.61%Category 20.62%
- Small cap40.61%Category 16.66%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 1.94% of the fund. Category is the average of 30 Aggressive Hybrid funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.16sectors
- Financial Services17.31%Category 23.06%
- Capital Goods12.98%Category 6.06%
- Healthcare9.62%Category 7.02%
- Telecommunication4.71%Category 2.65%
- Metals & Mining4.08%Category 2.21%
- Automobile And Auto Components3.84%Category 5.67%
- Fast Moving Consumer Goods3.54%Category 3.30%
- Services3.37%Category 1.78%
- Textiles2.64%Category 0.29%
- Chemicals1.78%Category 1.52%
- Construction Materials1.32%Category 1.04%
- Consumer Durables1.26%Category 2.07%
- Oil Gas & Consumable Fuels1.04%Category 3.48%
- Consumer Services0.94%Category 3.97%
- Power0.48%Category 2.36%
- Information Technology0.39%Category 3.92%
- Sector not known0.70%Category –
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 30 Aggressive Hybrid funds. Category average. The sector's weight, less the futures sold on it, averaged over the 30 Aggressive Hybrid funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services15 companies | 17.31% | 16.21% | 15.43% | 18.08% | 16.70% | 16.03% | 16.67% | 17.75% | 15.09% | 16.45% | 16.13% | 17.09% | |
| Capital Goods15 companies | 12.98% | 12.63% | 12.10% | 16.19% | 15.97% | 16.30% | 13.75% | 12.24% | 12.47% | 13.11% | 13.45% | 15.00% | |
| Healthcare7 companies | 9.62% | 10.41% | 11.37% | 11.32% | 10.43% | 10.74% | 11.96% | 11.31% | 9.77% | 8.19% | 8.20% | 8.34% | |
| Telecommunication3 companies | 4.71% | 2.43% | 2.18% | 2.22% | 2.17% | 1.05% | 0.52% | 0.52% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Metals & Mining4 companies | 4.08% | 3.09% | 3.50% | 5.33% | 9.24% | 9.55% | 7.10% | 4.80% | 9.74% | 12.19% | 9.79% | 9.95% | |
| Automobile And Auto Components4 companies | 3.84% | 4.43% | 5.10% | 5.34% | 5.69% | 5.98% | 6.41% | 6.06% | 6.05% | 6.63% | 6.21% | 5.02% | |
| Fast Moving Consumer Goods3 companies | 3.54% | 4.40% | 3.88% | 2.67% | 3.01% | 3.22% | 3.58% | 2.81% | 2.75% | 3.88% | 3.90% | 4.07% | |
| Services3 companies | 3.37% | 3.03% | 3.01% | 2.97% | 3.03% | 2.84% | 2.39% | 2.15% | 1.80% | 2.06% | 1.66% | 1.45% | |
| Textiles3 companies | 2.64% | 2.20% | 1.83% | 1.91% | 1.85% | 1.55% | 1.48% | 1.34% | 1.22% | 1.37% | 1.53% | 1.18% | |
| Chemicals2 companies | 1.78% | 2.04% | 2.45% | 2.36% | 2.89% | 3.24% | 3.33% | 3.82% | 4.14% | 4.28% | 4.04% | 4.11% | |
| Construction Materials1 company | 1.32% | 1.43% | 1.69% | 1.64% | 1.70% | 1.82% | 2.02% | 1.83% | 1.83% | 2.21% | 1.87% | 2.01% | |
| Consumer Durables2 companies | 1.26% | 1.52% | 1.89% | 1.46% | 1.56% | 2.65% | 2.97% | 2.11% | 2.24% | 1.26% | 2.18% | 2.20% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.32%Lines stating a yield: 80.32% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 5.07%Regular plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 126days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 119days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 140days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign1.53%
- AAA8.09%
- AA1.12%
Loans of under a year
- A1+13.17%
Other
- Overnight lending5.86%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month5.86%
- 1 to 3 months2.16%
- 3 to 6 months7.78%
- 6 to 12 months4.48%
- 1 to 3 years7.22%
- 3 to 5 years1.17%
- 5 to 10 years1.10%
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 2.25%National Bank for Agriculture and Rural Development
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 8.46%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 13.40%
Per cent of the fund's net assets. Lent outside the government: 22.38% of the fund, to 24 borrowers; the borrower is named for 89.90% of it, its group for 33.02%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 139.06% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 63.19% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 4
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 16
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 1
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 80
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 3.19%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 15.02%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| Optiemus Infracom | New | 1.96% | 0.00% | +1.96 pts | +5,59,789 |
| ICICI Bank Limited (15/09/2026) | Matured | – | 1.22% | −1.22 pts | – |
| Godrej Industries Limited (20/11/2026) | New | 1.13% | 0.00% | +1.13 pts | +25,00,000 |
| Indian Bank (21/06/2027) | New | 1.08% | 0.00% | +1.08 pts | +25,00,000 |
| Small Industries Dev Bank of India (20/08/2027) | New | 1.07% | 0.00% | +1.07 pts | +25,00,000 |
| HEG Advanced Materials | Trimmed | 0.14% | 1.17% | −1.03 pts | −1,98,980 |
| Union Bank of India (15/09/2026) | Matured | – | 0.97% | −0.97 pts | – |
| Punjab National Bank (04/02/2027) | Sold out | – | 0.95% | −0.95 pts | −20,00,000 |
| Steel Authority of India | Added | 1.16% | 0.29% | +0.87 pts | +11,00,000 |
| Bank of Maharashtra | Added | 3.28% | 2.44% | +0.84 pts | +29,70,000 |
| HDB Financial Services | New | 0.77% | 0.00% | +0.77 pts | +2,73,704 |
| Canara Bank (02/02/2027) | Sold out | – | 0.71% | −0.71 pts | −15,00,000 |
| HEG Graphite Ltd | New | 0.70% | 0.00% | +0.70 pts | +3,30,000 |
| Manappuram Finance Limited (23/02/2027) | New | 0.66% | 0.00% | +0.66 pts | +15,00,000 |
| Aditya Infotech | New | 0.61% | 0.00% | +0.61 pts | +35,028 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Bank of Maharashtra | 2.07%Added | 2.06% | 2.13% | 2.28% | 1.32%Cut | 1.44%Added | 2.07%Added | 1.99% | 2.11% | 2.15%Added | 2.44%Added | 3.28%Added |
 Sterlite Technologies | – | – | – | – | – | – | 0.60%Bought | 1.75%Added | 1.83% | 1.79%Added | 2.10% | 2.46% |
 The Federal Bank | – | – | – | – | – | – | – | – | 0.83%Bought | 1.97%Added | 2.00%Added | 2.46%Added |
 Balrampur Chini Mills | 0.80% | 0.79% | 0.77% | 0.73% | 0.80% | 1.59%Added | 1.45% | 1.36% | 1.43%Added | 1.90%Added | 2.27%Added | 2.02% |
 Optiemus Infracom | – | – | – | – | – | – | – | – | – | – | – | 1.96%Bought |
 Quality Power Electrical Equipments | 1.74%Added | 1.28% | 1.23% | 1.14% | 1.44% | 1.42% | 2.11% | 1.79%Added | 1.89% | 1.61% | 1.83% | 1.96%Added |
| 7.6% Power Finance Corporation Limited (13/04/2029) | 0.54% | 0.54% | 0.53% | 0.53% | 0.52% | 0.55% | 0.47% | 0.45% | 0.42% | 0.38% | 2.04%Added | 1.91% |
 Abbott India | 1.75%Added | 1.82% | 1.94%Added | 2.70%Added | 2.93%Added | 3.03% | 2.58% | 2.59% | 2.25% | 2.27% | 1.89% | 1.85% |
 Aurobindo Pharma | – | – | – | 0.91%Bought | 2.15%Added | 2.44% | 2.25% | 2.20% | 2.23% | 2.06% | 2.01% | 1.83% |
 Mankind Pharma | – | – | – | – | – | – | – | – | 1.50%Bought | 2.15%Added | 1.89% | 1.82% |
 UNO Minda | 2.92%Added | 3.11% | 2.99% | 2.62%Cut | 2.29%Cut | 2.66%Added | 2.49% | 2.35% | 2.12% | 2.12% | 2.06% | 1.76% |
 One 97 Communications | – | – | – | – | – | – | – | 0.47%Bought | 0.94%Added | 1.28%Added | 1.80%Added | 1.64% |
 Knowledge Marine & Engineering Works | – | – | – | – | – | – | – | – | – | – | 1.31%Bought | 1.62%Added |
 Glenmark Pharmaceuticals | 2.14% | 2.21% | 2.26% | 2.27% | 2.36% | 2.49% | 2.44% | 2.20% | 1.95% | 1.82% | 1.81% | 1.60% |
 TD Power Systems | 2.22% | 2.24% | 2.50%Added | 1.92%Cut | 1.17%Cut | 1.17% | 1.37% | 1.49% | 1.28% | 0.99%Cut | 1.22% | 1.51%Added |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 103.4% in Aug 2026
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Aggressive Hybrid funds (29 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.15.85%
10.70%Lowest12.16%Average15.85%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.9.20%
6.42%Lowest7.82%Average9.46%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.58
−0.04Lowest0.29Average0.58Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.92
−0.05Lowest0.41Average0.92Highest
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 year | −9.27% | 7 Jan 2026 | 23 Mar 2026 | 16 Apr 2026 |
| 3 years | −20.22% | 11 Dec 2024 | 3 Mar 2025 | 27 Apr 2026 |
| 5 years | −21.81% | 17 Jan 2022 | 20 Jun 2022 | 11 Jul 2023 |
| 10 years and since Jul 2016 | −37.83% | 15 Jan 2018 | 23 Mar 2020 | 16 Dec 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Mar 2025 to Aug 202618 months | Very High | High70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index |
| Oct 2021 to Feb 202541 months | Very High | 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Bank of India Aggressive Hybrid Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Alok SinghPrimary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry. | Feb 2017 | +15.07%a year | – | – | – | – | 10 | ₹12,037 Cr₹11,811 Cr alone |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Bank of India Small Cap FundAlok Singh | Apr 2022 | +19.96%a year | +15.46% | +4.51 pts | ₹3,671 Cr |
| Bank of India Flexi Cap FundAlok Singh | Jun 2020 | +23.31%a year | – | – | ₹3,098 Cr |
| Bank of India ELSS Tax SaverAlok Singh | Apr 2022 | +12.47%a year | – | – | ₹1,366 Cr |
| Bank of India Mid Cap FundAlok Singh | Aug 2025 | +1.14%a year | +1.82% | −0.68 pts | ₹729 Cr |
| Bank of India Business Cycle FundAlok Singh | Aug 2024 | −2.72%a year | −2.11% | −0.61 pts | ₹437 Cr |
| Bank of India Large Cap FundAlok Singh | Oct 2024 | −2.68%a year | −4.10% | +1.42 pts | ₹226 Cr |
| Bank of India Balanced Advantage FundAlok Singh | Dec 2021 | +9.34%a year | – | – | ₹174 Cr |
| Bank of India Credit Risk FundAlok Singh | Feb 2015 | – | – | – | ₹74 Cr |
| Bank of India Conservative Hybrid FundAlok Singh | May 2012 | +7.68%a year | – | – | ₹66 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| HSBC Aggressive Hybrid FundHSBC Mutual Fund | 11.91% | 17 |
| Kotak Aggressive Hybrid FundKotak Mahindra Mutual Fund | 9.00% | 11 |
| PGIM India Aggressive Hybrid Equity FundPGIM India Mutual Fund | 8.48% | 10 |
| Sundaram Aggressive Hybrid FundSundaram Mutual Fund | 8.26% | 11 |
| LIC Mf Aggressive Hybrid FundLIC Mutual Fund | 8.17% | 7 |
| Groww Aggressive Hybrid FundGroww Mutual Fund | 7.57% | 11 |
| JM Aggressive Hybrid FundJM Financial Mutual Fund | 7.13% | 8 |
| Navi Aggressive Hybrid FundNavi Mutual Fund | 6.49% | 7 |
| Edelweiss Aggressive Hybrid FundEdelweiss Mutual Fund | 6.39% | 10 |
| Canara Robeco Aggressive Hybrid FundCanara Robeco Mutual Fund | 5.73% | 9 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Bank of India Multi Asset Allocation FundBank of India Mutual Fund | 15.80% |
| Bank of India Conservative Hybrid FundBank of India Mutual Fund | 10.28% |
| Bank of India Balanced Advantage FundBank of India Mutual Fund | 7.74% |
| Bank of India Arbitrage FundBank of India Mutual Fund | 3.65% |
As the fund house states it, for Sep 2026.
Bank of India Aggressive Hybrid Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Paid per unit, the latest payouts
- Paid per unitIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount.
Largest ₹0.80 a unit, Jul 2021.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 28 Sep 2026 | ₹0.26 | 0.76% | ₹33.9900 | ₹33.7500 |
| 26 Aug 2026 | ₹0.26 | 0.75% | ₹34.7300 | ₹34.4700 |
| 27 Jul 2026 | ₹0.25 | 0.74% | ₹33.9000 | ₹33.5200 |
| 29 Jun 2026 | ₹0.26 | 0.77% | ₹33.8400 | ₹33.7800 |
| 26 May 2026 | ₹0.25 | 0.74% | ₹33.6200 | ₹33.4300 |
| 27 Apr 2026 | ₹0.25 | 0.74% | ₹33.6100 | ₹33.2600 |
| 27 Mar 2026 | ₹0.23 | 0.76% | ₹30.2700 | ₹29.4800 |
| 26 Feb 2026 | ₹0.24 | 0.74% | ₹32.4400 | ₹31.9900 |
| 27 Jan 2026 | ₹0.24 | 0.77% | ₹31.1400 | ₹31.4800 |
| 29 Jul 2021 | ₹0.80 | 4.12% | ₹19.4200 | ₹18.6000 |
| 26 Mar 2018 | ₹0.75 | 5.73% | ₹13.0800 | ₹12.4900 |
| 27 Jun 2017 | ₹0.7415 | 6.29% | ₹11.7900 | ₹11.0700 |
All 12 payouts since 27 Jun 2017.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The scheme's objective is to provide capital appreciation to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved.
Asset allocation
- Mid Cap & Small Cap Equity& Equity Related Securities - 65% to 80%
- Debt & Money Market Instruments - 20% to 35%
- Residual Portion: Units issued by INVITs - 00% to 10%
- ETCDs, Gold ETFs and Silver ETFs and mutual fund units - 00% to 15%
Type of scheme
An open ended hybrid scheme investing predominantly in equity and equity related instruments
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- NIFTY MidSmallcap 400 TRI: 70%; CRISIL Short Term Bond Fund Index: 30%
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 29 Jun 2016 to 13 Jul 2016
- Units first allotted
- 20 Jul 2016
- Open for sale again
- 27 Jul 2016
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 139527 | INF761K01DM6 | BANK_OF_INDI_4BR6M2 | 27 Jul 2016 | |
| Regular Growth | 139529 | INF761K01DP9 | BANK_OF_INDI_1I4RVOH | 27 Jul 2016 | |
| Direct IDCW | 139530 | INF761K01DN4 | INF761K01DO2 | BANK_OF_INDI_1KIDIF4 | 27 Jul 2016 |
| Regular IDCW | 139528 | INF761K01DQ7 | INF761K01DR5 | BANK_OF_INDI_W200IO | 27 Jul 2016 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- FACTSHEET SEPTEMBER 2026 (opens in a new tab)Bank of India Mutual Fund, Sep 2026
Statement of additional information
- SAI Bank of India Mutual Fund (opens in a new tab)Bank of India Mutual Fund, Oct 2026
Annual report
- ABRIDGED ANNUAL REPORT 2025 2026 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
- ANNUAL REPORT 2025 - 26 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
Riskometer disclosure
- RISKOMETER FY 25-26 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
Portfolio overlap disclosure
- PORTFOLIO OVERLAP DISCLOSURE SEPTEMBER 30, 2026 (opens in a new tab)Bank of India Mutual Fund, Sep 2026