Axis Retirement Fund - Aggressive Regular Growth NAV today
AMFI: 147823ISIN: INF846K01T02MUTF_IN: AXIS_RETI_AGRS_GFIBHWAxis Mutual FundRetirement funds
Formerly Axis Retirement Savings Fund - Aggressive
NAV ₹17.3400down ₹0.14 (0.80%)
NAV for 23 Oct 2026, against 22 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹666 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 2.50%14 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 25.030 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 9730 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 20 Dec 2019
Axis Retirement Fund - Aggressive returns
Regular Growth plan
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −2.86% | – | – | – | – |
| 1 month | −4.78% | – | 16 of 29 | −4.07% | −7.7% to −2.8% |
| 3 months | −4.52% | – | 17 of 29 | −4.46% | −5.8% to −2.8% |
| 6 months | −3.29% | – | 18 of 29 | −2.78% | −3.7% to −1.2% |
| 1 year | −8.01% | −1.70%to 30 Sep 2026 | 24 of 29 | −4.88% | −6.6% to −2.6% |
| 3 years | +8.43% | +8.27%to 30 Sep 2026 | 8 of 27 | +6.82% | +5.7% to +8.6% |
| 5 years | +4.44% | +7.80%to 30 Sep 2026 | 23 of 25 | +6.34% | +5.1% to +7.4% |
| 10 years | Needs 10 years | – | – | +8.54% | +6.5% to +10.3% |
₹10,000 put in on 27 Dec 2019 is ₹17,323 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Hybrid 25+75 - Aggressive Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Retirement funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | −2.59% | −1.70% |
| 3 years | +8.71% | +8.27% |
| 5 years | +4.93% | +7.80% |
| Since launch | +8.78% | +11.63% |
Benchmark: CRISIL Hybrid 25+75 - Aggressive Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2023, +19.6%; lowest year to Dec 2022, −7.1%
Axis Retirement Fund - Aggressive SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,14,677₹1,14,672 after stamp duty | −8.46% | −8.47% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,58,652₹3,58,634 after stamp duty | −0.25% | −0.25% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,82,173₹6,82,139 after stamp duty | +5.12% | +5.12% | ₹30 | |
| Since Dec 201982 instalments | ₹8,20,000 | ₹10,38,252₹10,38,206 after stamp duty | +6.85% | +6.84% | ₹38 |
10 years: Launched 20 Dec 2019, needs 10 years of history.
Rolling returns
Per cent a year, every window from 27 Dec 2019 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year1,444 windows−12.9%+12.4%+55.9%73.1%
3 years950 windows+5.3%+11.4%+17.9%100.0%
5 years457 windows+4.1%+10.7%+17.5%100.0%
10 yearsLaunched 20 Dec 2019, needs 11 years of history
Every 3 and 5-year window ended higher than it started.
Axis Retirement Fund - Aggressive expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.24 ptsA year, on 14 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.26%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 2.50%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.28%, Jul 2026.Direct plan lowest 0.59%, Jun 2022.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 1.00% | 2.05% |
| Brokerage | 0.03% | 0.03% |
| Transaction costs | None | None |
| Statutory levies | 0.23% | 0.43% |
Per cent of assets a year, filed for 22 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP dates
- Except 29,30 and 31 all dates
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- 5 years, or until retirement age if sooner
As listed for this plan on 24 Oct 2026.
Axis Retirement Fund - Aggressive AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹702 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 7.1%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹931 Cr, quarter to Sep 2024.
Assets at each month end
Highest ₹969 Cr, Sep 2024.Lowest ₹522 Cr, Jan 2021.
Axis Retirement Fund - Aggressive portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| 7.1% Government of India (08/04/2034)Sovereign, 7.10% coupon, repaid 8 Apr 2034 | Bonds and bills | 6.36% | 42.39 | 42,50,000 | Jul 2024 | |
| Reliance IndustriesPetroleum Products | Shares | Large cap1st | 5.16% | 34.37 | 2,89,513 | Jul 2023 |
| 6.79% Government of India (07/10/2034)Sovereign, 6.79% coupon, repaid 7 Oct 2034 | Bonds and bills | 5.14% | 34.20 | 35,00,000 | Oct 2025 | |
| ICICI BankBanks | Shares | Large cap5th | 4.93% | 32.82 | 2,48,294 | Jul 2023 |
| HDFC BankBanks | Shares | Large cap2nd | 4.66% | 31.01 | 4,37,589 | Jan 2020 |
| 7.25% Government of India (12/06/2063)Sovereign, 7.25% coupon, repaid 12 Jun 2063 | Bonds and bills | 3.52% | 23.47 | 24,91,800 | Sep 2023 | |
| 7.18% Government of India (24/07/2037)Sovereign, 7.18% coupon, repaid 24 Jul 2037 | Bonds and bills | 2.99% | 19.93 | 20,00,000 | Jan 2024 | |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 2.73% | 18.19 | 1,03,528 | Jul 2023 |
| Kotak Mahindra BankBanks | Shares | Large cap16th | 2.27% | 15.10 | 3,62,161 | Oct 2024 |
| Mahindra & MahindraAutomobiles | Shares | Large cap14th | 2.14% | 14.24 | 48,267 | Jul 2023 |
| State Bank of IndiaBanks | Shares | Large cap4th | 2.12% | 14.14 | 1,47,332 | Feb 2024 |
| Larsen & ToubroConstruction | Shares | Large cap8th | 2.01% | 13.41 | 35,670 | Aug 2023 |
| InfosysIT - Software | Shares | Large cap9th | 1.82% | 12.12 | 1,21,882 | Jul 2023 |
| Bajaj FinanceFinance | Shares | Large cap7th | 1.69% | 11.24 | 1,17,127 | Oct 2024 |
| Solar Industries IndiaChemicals & Petrochemicals | Shares | Large cap73rd | 1.53% | 10.19 | 5,171 | Jun 2023 |
Weight is per cent of the fund's net assets; value in ₹ crore. 1 line filed with no weight is listed without one.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Clearing Corporation of India Ltd | 3.96% | 26.34 |
| Net Receivables / (Payables) | 0.64% | 4.29 |
Weight is per cent of the fund's net assets; value in ₹ crore. 1 line filed with no weight is listed without one.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 6.36%7.1% Government of India (08/04/2034)
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 26.25%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 39.90%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out.
- 29.53%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 39.4Taken over 95.40% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares72.84%
- Bonds and bills21.92%
- REIT and InvIT units0.64%
- Cash and receivables4.60%
Per cent of the fund's net assets.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap71.73%Category 60.32%
- Mid cap14.77%Category 19.10%
- Small cap13.50%Category 20.04%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Category is the average of 27 Retirement funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.16sectors
- Financial Services21.76%Category 17.94%
- Automobile And Auto Components6.78%Category 5.30%
- Healthcare6.58%Category 5.00%
- Capital Goods5.17%Category 5.26%
- Oil Gas & Consumable Fuels5.16%Category 3.18%
- Consumer Services4.16%Category 3.46%
- Information Technology3.80%Category 3.04%
- Fast Moving Consumer Goods3.45%Category 3.35%
- Telecommunication3.17%Category 1.20%
- Chemicals3.09%Category 1.91%
- Consumer Durables2.55%Category 2.24%
- Power2.06%Category 1.31%
- Construction2.01%Category 1.85%
- Services1.56%Category 1.87%
- Realty1.03%Category 0.79%
- Metals & Mining0.51%Category 1.24%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 29 Retirement funds. Category average. The sector's weight, less the futures sold on it, averaged over the 29 Retirement funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services14 companies | 21.76% | 22.20% | 22.28% | 22.34% | 21.61% | 22.20% | 21.50% | 22.53% | 22.08% | 21.84% | 22.37% | 21.72% | |
| Automobile And Auto Components10 companies | 6.78% | 6.91% | 7.05% | 6.32% | 6.05% | 5.32% | 5.30% | 5.52% | 5.55% | 5.57% | 5.52% | 5.25% | |
| Healthcare10 companies | 6.58% | 6.54% | 6.43% | 6.29% | 6.41% | 7.04% | 6.80% | 6.69% | 6.45% | 7.34% | 7.57% | 7.90% | |
| Capital Goods14 companies | 5.17% | 4.94% | 3.86% | 4.17% | 4.12% | 4.43% | 4.22% | 5.02% | 5.03% | 5.26% | 5.76% | 6.15% | |
| Oil Gas & Consumable Fuels1 company | 5.16% | 5.24% | 5.34% | 5.39% | 5.81% | 6.26% | 6.25% | 6.08% | 6.27% | 6.74% | 6.48% | 6.12% | |
| Consumer Services7 companies | 4.16% | 4.17% | 4.15% | 3.92% | 3.57% | 2.55% | 2.22% | 1.90% | 1.90% | 1.99% | 2.06% | 2.11% | |
| Information Technology6 companies | 3.80% | 4.49% | 4.75% | 4.46% | 5.83% | 5.76% | 5.92% | 5.43% | 6.67% | 6.44% | 6.27% | 5.87% | |
| Fast Moving Consumer Goods6 companies | 3.45% | 3.37% | 3.61% | 3.82% | 3.90% | 4.01% | 3.78% | 3.79% | 3.68% | 3.68% | 3.54% | 3.35% | |
| Telecommunication2 companies | 3.17% | 3.06% | 3.14% | 2.86% | 2.90% | 2.79% | 2.80% | 2.67% | 2.79% | 2.88% | 2.88% | 2.78% | |
| Chemicals3 companies | 3.09% | 3.24% | 4.24% | 4.47% | 4.98% | 5.32% | 4.94% | 4.98% | 4.96% | 4.84% | 4.90% | 5.40% | |
| Consumer Durables6 companies | 2.55% | 2.93% | 2.85% | 2.38% | 2.11% | 1.86% | 1.87% | 1.96% | 1.80% | 1.98% | 2.03% | 1.89% | |
| Power2 companies | 2.06% | 1.94% | 2.29% | 2.57% | 3.11% | 3.44% | 3.59% | 3.41% | 3.10% | 2.74% | 2.70% | 2.69% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 10.08% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 0
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 1
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 10
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 13
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 73
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 3.37%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| Infosys | Trimmed | 1.82% | 2.33% | −0.51 pts | −23,079 |
| State Bank of India | Trimmed | 2.12% | 2.57% | −0.45 pts | −23,592 |
| Titan Company | Trimmed | 0.57% | 0.80% | −0.23 pts | −2,762 |
| Pidilite Industries | Trimmed | 1.22% | 1.43% | −0.21 pts | −4,400 |
| Bajaj Finance | Trimmed | 1.69% | 1.85% | −0.16 pts | −6,608 |
| RBL Bank | Added | 0.44% | 0.30% | +0.14 pts | +16,894 |
| Fortis Healthcare | Trimmed | 0.84% | 0.98% | −0.14 pts | −3,445 |
| REC | Trimmed | 0.31% | 0.42% | −0.11 pts | −23,030 |
| Tata Consultancy Services | Trimmed | 0.50% | 0.61% | −0.11 pts | −1,676 |
| Axis Bank | Added | 1.28% | 1.18% | +0.10 pts | +5,565 |
| Avenue Supermarts | Trimmed | 0.03% | 0.12% | −0.09 pts | −1,642 |
| Larsen & Toubro | Trimmed | 2.01% | 2.10% | −0.09 pts | −914 |
| Global Health | Added | 0.23% | 0.14% | +0.09 pts | +4,271 |
| Sundaram Finance | Trimmed | 0.44% | 0.52% | −0.08 pts | −1,477 |
| Coforge | Trimmed | 0.36% | 0.44% | −0.08 pts | −1,912 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7.1% Government of India (08/04/2034) | 5.64% | 5.71% | 5.78% | 5.96% | 5.99% | 6.49% | 6.09% | 6.19% | 6.18% | 6.12% | 6.10% | 6.36% |
 Reliance Industries | 5.50% | 5.86% | 6.01%Added | 5.54% | 5.54% | 5.91% | 5.91% | 5.54% | 5.32% | 5.34% | 5.24% | 5.16% |
| 6.79% Government of India (07/10/2034) | 4.56%Bought | 4.61% | 4.67% | 4.82% | 4.84% | 5.22% | 4.91% | 4.99% | 4.99% | 4.94% | 4.93% | 5.14% |
 ICICI Bank | 4.38% | 4.67%Added | 4.60% | 4.81% | 4.90% | 4.74% | 4.78%Added | 4.82% | 5.17% | 5.03%Cut | 5.11% | 4.93% |
 HDFC Bank | 5.90% | 6.09% | 6.10% | 5.80%Cut | 5.55% | 5.06% | 5.02% | 4.72%Cut | 4.96% | 4.62% | 4.40% | 4.66% |
| 7.25% Government of India (12/06/2063) | 3.17% | 3.18% | 3.25% | 3.34% | 3.35% | 3.55% | 3.35% | 3.41% | 3.46% | 3.38% | 3.36% | 3.52% |
| 7.18% Government of India (24/07/2037) | 2.64% | 2.67% | 2.71% | 2.80% | 2.83% | 3.03% | 2.86% | 2.92% | 2.92% | 2.89% | 2.87% | 2.99% |
 Bharti Airtel | 2.78% | 2.88% | 2.88%Cut | 2.79% | 2.67% | 2.80% | 2.79% | 2.74% | 2.72% | 2.88% | 2.66% | 2.73% |
 Kotak Mahindra Bank | 1.08%Added | 1.10% | 1.16% | 1.12% | 1.29%Added | 1.61%Added | 1.88%Added | 1.97%Added | 2.02%Added | 1.99% | 2.15% | 2.27% |
 Mahindra & Mahindra | 2.32% | 2.52% | 2.54% | 2.51%Added | 2.25%Cut | 2.17% | 2.13% | 2.13% | 2.10% | 2.31% | 2.24% | 2.14% |
 State Bank of India | 2.72% | 2.88% | 2.94% | 3.34% | 3.73% | 3.27%Cut | 3.20%Cut | 2.83%Cut | 2.54%Cut | 2.48%Cut | 2.57% | 2.12%Cut |
 Larsen & Toubro | 2.78%Added | 2.86%Added | 2.92% | 2.91%Cut | 3.17% | 2.77%Cut | 2.98% | 2.75%Cut | 2.69%Cut | 2.03%Cut | 2.10% | 2.01%Cut |
 Infosys | 3.69% | 3.93% | 4.04%Cut | 4.26% | 3.38% | 3.64%Added | 3.23% | 3.22% | 2.50%Cut | 2.50%Cut | 2.33%Cut | 1.82%Cut |
 Bajaj Finance | 2.31% | 2.22%Cut | 1.95%Cut | 1.85%Cut | 1.93%Cut | 1.63%Cut | 1.79% | 1.76% | 1.90% | 2.15% | 1.85%Cut | 1.69%Cut |
 Solar Industries India | 1.79% | 1.73% | 1.62% | 1.85% | 1.71%Cut | 1.69% | 2.03% | 2.18%Cut | 2.04%Cut | 1.61%Cut | 1.47%Cut | 1.53% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 3.0% in May 2026
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Retirement funds (26 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.12.57%
1.41%Lowest9.92%Average16.81%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.8.23%
0.55%Lowest6.30%Average10.50%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.26
−1.01Lowest0.14Average0.69Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.36
−1.12Lowest0.22Average1.13Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 year | −12.54% | 29 Oct 2025 | 30 Mar 2026 | Not yet |
| 3 years | −14.40% | 27 Sep 2024 | 28 Feb 2025 | Not yet |
| 5 years | −19.99% | 16 Nov 2021 | 17 Jun 2022 | 16 Nov 2023 |
| Since Dec 2019 | −26.05% | 12 Feb 2020 | 23 Mar 2020 | 13 Nov 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Jun 2025 to Aug 202615 months | Very High | HighCRISIL Hybrid 25+75 - Aggressive Index |
| Jul 2023 to May 202523 months | Very High | Very HighCRISIL Hybrid 25+75 - Aggressive Index |
| Oct 2021 to Jun 202321 months | Very High | HighNIFTY 50 Hybrid Composite Debt 70:30 Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Axis Retirement Fund - Aggressive fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Jayesh SundarComanage/Domestic Equities | Jan 2024 | +6.43%a year | – | – | 31.1% | 15.0% | 9 | ₹38,825 Cr |
| Devang ShahComanage/Fixed Income | Apr 2024 | +3.55%a year | – | – | 17.3% | 27.4% | 23 | ₹1,20,091 Cr |
| Hardik ShahComanage/Fixed Income | Apr 2024 | +3.55%a year | – | – | 17.3% | 27.4% | 16 | ₹38,904 Cr₹337 Cr alone |
| Krishnaa NForeign Securities | Mar 2024 | +4.85%a year | – | – | 14.1% | 30.0% | 24 | ₹1,56,771 Cr₹7,631 Cr alone |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Axis Large Cap FundJayesh Sundar | Nov 2024 | +0.26%a year | – | – | ₹29,326 Cr |
| Axis Balanced Advantage FundJayesh Sundar | Sep 2023 | +9.84%a year | – | – | ₹3,654 Cr |
| Axis Consumption FundJayesh Sundar | Jul 2026 | −5.40%over 105 days | −5.96% | +0.56 pts | ₹2,375 Cr |
| Axis Aggressive Hybrid FundJayesh Sundar | Sep 2023 | +7.83%a year | – | – | ₹1,408 Cr |
| Axis Children's FundJayesh Sundar | Sep 2023 | +6.92%a year | – | – | ₹864 Cr |
| Axis Retirement Fund - DynamicJayesh Sundar | Jan 2024 | +7.00%a year | – | – | ₹269 Cr |
| Axis Conservative Hybrid FundJayesh Sundar | Sep 2023 | +4.95%a year | – | – | ₹217 Cr |
| Axis Retirement Fund - ConservativeJayesh Sundar | Jan 2024 | +3.66%a year | – | – | ₹45 Cr |
| Axis Liquid FundDevang Shah | Nov 2012 | +6.80%a year | – | – | ₹53,459 Cr |
| Axis Money Market FundDevang Shah | Aug 2019 | +6.28%a year | – | – | ₹19,004 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Axis Retirement Fund - DynamicAxis Mutual Fund | 75.27% | 87 |
| Axis Retirement Fund - ConservativeAxis Mutual Fund | 37.01% | 31 |
| HDFC Retirement Fund - EquityHDFC Mutual Fund | 35.96% | 24 |
| Nippon India Retirement Fund- Wealth Creation SchemeNippon India Mutual Fund | 35.68% | 30 |
| Union Retirement FundUnion Mutual Fund | 33.58% | 34 |
| Bandhan Retirement FundBandhan Mutual Fund | 32.83% | 23 |
| HDFC Retirement Fund - Hybrid-EquityHDFC Mutual Fund | 31.96% | 21 |
| Aditya Birla Sun Life Retirement Fund-The 40sAditya Birla Sun Life Mutual Fund | 31.08% | 22 |
| PGIM India Retirement FundPGIM India Mutual Fund | 30.88% | 26 |
| ICICI Prudential Retirement Fund - Pure EquityICICI Prudential Mutual Fund | 28.61% | 28 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2023
- 31 AugBenchmarkBenchmark: NIFTY 50 Hybrid Composite Debt 70:30 Index to CRISIL Hybrid 25+75 - Aggressive Index
Fund details
Objective
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate capital appreciation by predominantly investing in equity and equity related instruments. The Investment Plan may also invest in debt and money market instruments, units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Asset allocation
- Equity and Equity related instruments - (65%-80%),Debt & Money Market Instruments - (0%-35%),Gold ETF - (0%-10%),Units issued by InvITs - (0%-10%)
Type of scheme
Open Ended
- Stated category
- Solution Oriented - Retirement Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Hybrid 25+75 - Aggressive Index
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 29 Nov 2019 to 13 Dec 2019
- Units first allotted
- 20 Dec 2019
- Open for sale again
- 27 Dec 2019
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | MUTF_IN | First NAV |
|---|---|---|---|---|
| Direct Growth | 147825 | INF846K01S86 | AXIS_RETI_AGRS_Y215GA | 27 Dec 2019 |
| Regular Growth | 147823 | INF846K01T02 | AXIS_RETI_AGRS_GFIBHW | 27 Dec 2019 |
| Direct IDCW | 147822 | INF846K01S94 | AXIS_RETI_AGRS_GBHFRO | 27 Dec 2019 |
| Regular IDCW | 147824 | INF846K01T10 | AXIS_RETI_AGRS_1M0YW5X | 27 Dec 2019 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Axis Fund Factsheet September - 2026 (opens in a new tab)Axis Mutual Fund, Sep 2026
Statement of additional information
- SAI Axis Mutual Fund (opens in a new tab)Axis Mutual Fund, Oct 2026
Annual report
- Axis Mutual Fund Annual Report FY 2025-26 (opens in a new tab)Axis Mutual Fund, Mar 2026
- Abridged Financial 2025-26 - Set 1-Debt (opens in a new tab)Axis Mutual Fund, Mar 2026
- Abridged Financial 2025-26 - Set 2 Equity (opens in a new tab)Axis Mutual Fund, Mar 2026
- Abridged Financial 2025-26 - Set 4 Close ended (opens in a new tab)Axis Mutual Fund, Mar 2026
Riskometer disclosure
- Pursuant to SEBI circular - Riskometer FY 2025-26 (opens in a new tab)Axis Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap 30 Sep 2026 (opens in a new tab)Axis Mutual Fund, Sep 2026