Bank of India Flexi Cap Fund Regular Growth NAV today
AMFI: 148405ISIN: INF761K01FI9MUTF_IN: BANK_OF_INDI_13AQFJBank of India Mutual FundFlexi Cap funds
Formerly BOI Axa Flexi Cap Fund
NAV ₹35.5200down ₹0.79 (2.18%)
NAV for 23 Oct 2026, against 22 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹3,098 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 2.27%16 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 27.830 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 7530 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 29 Jun 2020
Bank of India Flexi Cap Fund returns
Regular Growth plan
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −5.43% | – | – | – | – |
| 1 month | −8.26% | – | 36 of 47 | −6.79% | −8.2% to −6.0% |
| 3 months | −4.98% | – | 20 of 44 | −5.32% | −6.5% to −4.0% |
| 6 months | −2.01% | – | 18 of 44 | −2.55% | −5.5% to −0.6% |
| 1 year | −0.50% | −2.33%to 30 Sep 2026 | 3 of 42 | −7.24% | −9.4% to −4.5% |
| 3 years | +15.71% | +9.19%to 30 Sep 2026 | 1 of 37 | +9.64% | +7.8% to +12.9% |
| 5 years | +12.62% | +8.90%to 30 Sep 2026 | 2 of 27 | +7.64% | +6.7% to +9.7% |
| 10 years | Needs 10 years | – | – | +11.57% | +10.6% to +12.4% |
₹10,000 put in on 1 Jul 2020 is ₹35,378 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: BSE 500 TRI, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Flexi Cap funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +9.86% | −2.33% |
| 3 years | +16.68% | +9.19% |
| 5 years | +14.69% | +8.90% |
| Since launch | +23.71% | +17.68% |
Benchmark: BSE 500 TRI. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2021, +46.0%; lowest year to Dec 2022, −0.9%
Bank of India Flexi Cap Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,18,720₹1,18,714 after stamp duty | −2.06% | −2.07% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,84,451₹3,84,432 after stamp duty | +4.38% | +4.38% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹8,14,736₹8,14,695 after stamp duty | +12.29% | +12.29% | ₹30 | |
| Since Jul 202076 instalments | ₹7,60,000 | ₹12,25,300₹12,25,239 after stamp duty | +15.00% | +15.00% | ₹38 |
10 years: Launched 29 Jun 2020, needs 10 years of history.
Rolling returns
Per cent a year, every window from 1 Jul 2020 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year1,310 windows−8.9%+22.9%+78.9%79.7%
3 years816 windows+13.6%+22.8%+29.1%100.0%
5 years325 windows+12.6%+19.9%+28.2%100.0%
10 yearsLaunched 29 Jun 2020, needs 11 years of history
Every 3 and 5-year window ended higher than it started.
Bank of India Flexi Cap Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.40 ptsA year, on 16 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.86%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 2.26%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.97%, Feb 2023.Direct plan lowest 0.39%, Aug 2022.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.49% | 1.66% |
| Brokerage | 0.10% | 0.10% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.29% | 0.50% |
Per cent of assets a year, filed for 23 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹1,000
- SIP instalments, at least
- Weekly 12 & Monthly 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Weekly (Monday to Friday) & Monthly (any day - 1 to 28)
As listed for this plan on 24 Oct 2026.
Bank of India Flexi Cap Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹2,876 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 24.9%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Jun 2020.
Assets at each month end
The latest month end is the highest since Jul 2021.Lowest ₹114 Cr, Jul 2021.
Bank of India Flexi Cap Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| State Bank of IndiaBanks | Shares | Large cap4th | 5.05% | 156.40 | 16,30,000 | Jan 2022or earlier |
| ICICI BankBanks | Shares | Large cap5th | 3.41% | 105.74 | 8,00,000 | Jan 2022or earlier |
| Quality Power Electrical EquipmentsElectrical Equipment | Shares | Small cap644th | 2.78% | 86.10 | 5,43,307 | Feb 2025 |
| Hindustan AeronauticsAerospace & Defense | Shares | Large cap29th | 2.77% | 85.89 | 1,84,000 | Sep 2022 |
| Mankind PharmaPharmaceuticals & Biotechnology | Shares | Mid cap119th | 2.67% | 82.63 | 3,30,000 | May 2026 |
| Sigma Advanced SystemsAerospace & Defense | Shares | Small cap875th | 2.62% | 81.09 | 7,90,573 | Jul 2026 |
| Sky Gold and DiamondsConsumer Durables | Shares | Small cap713th | 2.62% | 81.07 | 10,00,000 | Oct 2024 |
| Sterlite TechnologiesTelecom - Equipment & Accessories | Shares | Small cap460th | 2.61% | 80.98 | 8,90,000 | Jul 2026 |
| Balrampur Chini MillsAgricultural Food & other Products | Shares | Small cap567th | 2.51% | 77.82 | 11,74,000 | Jan 2022or earlier |
| Dr. Reddy's LaboratoriesPharmaceuticals & Biotechnology | Shares | Mid cap104th | 2.51% | 77.80 | 6,31,000 | Sep 2024 |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 2.27% | 70.28 | 4,00,000 | Sep 2024 |
| Entero Healthcare SolutionsRetailing | Shares | Small cap776th | 2.26% | 70.00 | 4,09,613 | May 2026 |
| Adani Ports and Special Economic ZoneTransport Infrastructure | Shares | Large cap21st | 2.21% | 68.34 | 3,80,000 | Apr 2025 |
| Netweb Technologies IndiaIT - Services | Shares | Small cap336th | 2.20% | 68.22 | 1,50,000 | May 2024 |
| Bank of BarodaBanks | Shares | Large cap58th | 2.07% | 64.23 | 27,86,000 | Oct 2022 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Futures and options on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | |||
|---|---|---|---|
| HDFC Bank Limited 750 Call October 2026 Option | 0.02% | 0.60 | 8,66,450 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 4.50% | 139.26 |
| Net Receivables / (Payables) | −0.02% | −1.97 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 5.05%State Bank of India
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 16.68%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 29.55%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 51.0Taken over 95.50% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares90.66%
- Bonds and bills4.84%
- Cash and receivables4.50%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds.0.02%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces.0.02%
Per cent of the fund's net assets.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap44.19%Category 53.86%
- Mid cap17.73%Category 20.36%
- Small cap35.41%Category 24.06%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 2.43% of the fund. Category is the average of 47 Flexi Cap funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.17sectors
- Financial Services19.74%Category 27.83%
- Capital Goods15.74%Category 8.85%
- Healthcare7.49%Category 9.56%
- Automobile And Auto Components6.54%Category 8.98%
- Telecommunication6.44%Category 2.94%
- Consumer Durables4.70%Category 3.60%
- Metals & Mining4.38%Category 2.60%
- Fast Moving Consumer Goods4.30%Category 4.15%
- Information Technology4.01%Category 4.76%
- Services3.57%Category 2.68%
- Power3.04%Category 2.10%
- Consumer Services2.52%Category 5.16%
- Chemicals2.25%Category 2.59%
- Construction1.90%Category 2.23%
- Oil Gas & Consumable Fuels1.34%Category 3.17%
- Textiles1.07%Category 0.76%
- Construction Materials0.88%Category 1.12%
- Sector not known0.77%Category –
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 47 Flexi Cap funds. Category average. The sector's weight, less the futures sold on it, averaged over the 47 Flexi Cap funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services10 companies | 19.74% | 19.86% | 22.04% | 23.64% | 21.45% | 23.57% | 24.62% | 18.34% | 24.27% | 26.15% | 26.84% | 27.09% | |
| Capital Goods12 companies | 15.74% | 17.02% | 16.61% | 17.12% | 16.46% | 18.03% | 14.78% | 11.82% | 11.77% | 11.58% | 12.52% | 14.15% | |
| Healthcare4 companies | 7.49% | 8.90% | 8.57% | 9.26% | 7.02% | 3.94% | 4.48% | 3.98% | 4.47% | 4.30% | 4.93% | 4.91% | |
| Automobile And Auto Components6 companies | 6.54% | 7.40% | 8.08% | 7.67% | 8.04% | 7.96% | 8.41% | 4.47% | 4.46% | 6.29% | 5.50% | 4.83% | |
| Telecommunication3 companies | 6.44% | 4.57% | 4.27% | 2.56% | 2.69% | 2.86% | 3.17% | 3.11% | 3.29% | 3.40% | 3.38% | 3.29% | |
| Consumer Durables3 companies | 4.70% | 4.64% | 4.71% | 4.85% | 5.12% | 4.67% | 4.23% | 4.42% | 4.40% | 4.68% | 4.27% | 3.25% | |
| Metals & Mining4 companies | 4.38% | 2.68% | 4.29% | 6.02% | 12.90% | 12.66% | 10.64% | 4.34% | 8.07% | 11.03% | 9.74% | 9.76% | |
| Fast Moving Consumer Goods3 companies | 4.30% | 5.27% | 4.84% | 5.76% | 5.61% | 6.56% | 7.89% | 8.01% | 6.87% | 8.60% | 7.81% | 7.77% | |
| Information Technology3 companies | 4.01% | 3.15% | 2.43% | 0.96% | 1.99% | 2.11% | 2.87% | 3.12% | 6.36% | 7.07% | 6.95% | 6.41% | |
| Services3 companies | 3.57% | 3.79% | 2.31% | 2.63% | 2.79% | 2.64% | 2.27% | 2.44% | 2.30% | 2.30% | 2.36% | 2.25% | |
| Power3 companies | 3.04% | 3.16% | 3.63% | 4.21% | 4.61% | 4.41% | 3.31% | 3.07% | 3.37% | 4.14% | 4.33% | 5.03% | |
| Consumer Services2 companies | 2.52% | 2.71% | 2.04% | 1.80% | 1.93% | 0.00% | 0.00% | 0.00% | 0.53% | 0.50% | 0.86% | 1.05% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 118.58% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 86.70% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 2
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 15
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 2
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 48
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 6.70%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 15.29%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| Optiemus Infracom | New | 1.56% | 0.00% | +1.56 pts | +6,30,315 |
| HDFC Bank Limited (13/11/2026) | Sold out | – | 1.34% | −1.34 pts | −40,00,000 |
| Krishna Institute of Medical Sciences | Sold out | – | 1.28% | −1.28 pts | −4,98,776 |
| Nuvama Wealth Management | Sold out | – | 1.28% | −1.28 pts | −2,14,947 |
| HEG Advanced Materials | Sold out | – | 1.26% | −1.26 pts | −5,10,000 |
| Netweb Technologies India | Added | 2.20% | 0.98% | +1.22 pts | +94,247 |
| Larsen & Toubro | New | 1.21% | 0.00% | +1.21 pts | +1,00,000 |
| ICICI Prudential Asset Management Company | Added | 1.79% | 0.71% | +1.08 pts | +1,08,716 |
| Filatex India | New | 1.07% | 0.00% | +1.07 pts | +30,86,623 |
| JSW Steel | New | 1.01% | 0.00% | +1.01 pts | +2,50,000 |
| HDB Financial Services | Added | 1.48% | 0.63% | +0.85 pts | +4,66,714 |
| Sona BLW Precision Forgings | New | 0.80% | 0.00% | +0.80 pts | +3,00,000 |
| HDFC Bank Limited (15/01/2027) | New | 0.79% | 0.00% | +0.79 pts | +25,00,000 |
| HEG Graphite Ltd | New | 0.77% | 0.00% | +0.77 pts | +5,10,000 |
| MRF | Sold out | – | 0.76% | −0.76 pts | −1,680 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 1 futures, options or cash line that changed is not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 State Bank of India | 5.43% | 5.69% | 5.71%Cut | 6.31%Cut | 4.78%Cut | 4.62%Added | 4.44%Added | 4.04%Added | 4.48%Added | 5.14%Added | 5.01% | 5.05%Added |
 ICICI Bank | 3.87%Added | 4.01% | 3.89% | 3.56%Cut | 3.44%Cut | 3.23% | 2.88% | 3.06%Added | 3.68%Added | 4.12%Added | 3.94% | 3.41% |
 Quality Power Electrical Equipments | 2.87%Cut | 2.10% | 2.07% | 1.96% | 2.52% | 2.52% | 3.68% | 2.52%Cut | 2.73% | 2.37% | 2.84% | 2.78%Cut |
 Hindustan Aeronautics | 3.52% | 3.43% | 3.32% | 3.62% | 3.04% | 3.16%Added | 3.34% | 3.22% | 3.08% | 3.07% | 2.99% | 2.77% |
 Mankind Pharma | – | – | – | – | – | – | – | 0.98%Bought again | 2.45%Added | 2.92%Added | 2.70% | 2.67% |
 Sigma Advanced Systems | – | – | – | – | – | – | – | – | – | 1.64%Bought | 1.95% | 2.62%Added |
 Sky Gold and Diamonds | 2.49% | 2.33% | 2.35% | 2.22% | 2.53%Cut | 2.40% | 2.91% | 3.24% | 3.12% | 2.95%Cut | 2.90%Cut | 2.62%Cut |
 Sterlite Technologies | – | – | – | – | – | – | – | – | – | 1.71%Bought | 2.12% | 2.61%Added |
 Balrampur Chini Mills | 1.18% | 1.15% | 1.15% | 1.12% | 1.25% | 1.93%Added | 1.73% | 1.66% | 1.89%Added | 2.28%Added | 2.76%Added | 2.51% |
 Dr. Reddy's Laboratories | 2.12% | 2.24% | 2.01%Cut | 1.80%Cut | 1.88% | 1.97% | 1.77% | 1.96%Added | 2.57%Added | 2.60%Added | 2.47% | 2.51% |
 Bharti Airtel | 3.29% | 3.38% | 3.40% | 3.29% | 3.11% | 3.17% | 2.86% | 2.69% | 2.56% | 2.56% | 2.45%Added | 2.27% |
 Entero Healthcare Solutions | – | – | – | – | – | – | – | 1.93%Bought | 1.80% | 1.77% | 2.43% | 2.26%Added |
 Adani Ports and Special Economic Zone | 2.25% | 2.36% | 2.30% | 2.30% | 2.44% | 2.27% | 2.64%Added | 2.79% | 2.63% | 2.31% | 2.05% | 2.21% |
 Netweb Technologies India | 2.93%Cut | 1.93%Cut | 1.29%Cut | 0.87%Cut | 0.25%Cut | 0.21% | 0.24% | 0.27% | 0.24% | 0.23% | 0.98%Added | 2.20%Added |
 Bank of Baroda | 2.08% | 2.17% | 2.23% | 2.33% | 1.35%Cut | 1.67%Added | 1.51% | 1.50% | 1.43% | 1.67%Added | 1.55% | 2.07%Added |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 97.0% in Sep 2026
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Flexi Cap funds (37 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.18.73%
10.08%Lowest15.85%Average19.50%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.10.74%
5.70%Lowest10.37%Average15.68%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.61
−0.46Lowest0.33Average0.62Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.98
−0.54Lowest0.48Average0.98Highest
Against BSE 500 TRI
BetaBeta. How much the fund's monthly return moved for each 1% move in its benchmark: 1 moves with it, below 1 moves less.1.08
0.59Lowest0.96Average1.11Highest
R-squaredR-squared. The share of the fund's monthly movement that its benchmark's movement explains, from 0 to 100.81.4
72.5Lowest90.4Average97.9Highest
CorrelationCorrelation. How closely the fund's monthly returns moved in step with its benchmark's, from minus 1 (always opposite) to 1 (always together).0.90
0.85Lowest0.95Average0.99Highest
Upside captureUpside capture. The fund's return in the months its benchmark rose, as a percentage of the benchmark's return in those months.126.1%
71.0%Lowest100.5%Average126.1%Highest
Downside captureDownside capture. The fund's return in the months its benchmark fell, as a percentage of the benchmark's fall in those months.89.0%
45.1%Lowest93.3%Average140.0%Highest
Information ratioInformation ratio. The fund's return above its benchmark, divided by how much that difference varied, as stated by the fund house.To 30 Sep 20261.04
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 year | −12.28% | 29 Oct 2025 | 30 Mar 2026 | 21 Apr 2026 |
| 3 and 5 years and since Jul 2020 | −23.98% | 11 Dec 2024 | 28 Feb 2025 | 2 Jul 2026 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Oct 2021 to Aug 202659 months | Very High | Very HighBSE 500 TRI |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Bank of India Flexi Cap Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Alok SinghPrimary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry. | Jun 2020 | +23.31%a year | – | – | – | – | 10 | ₹12,037 Cr₹11,811 Cr alone |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Bank of India Small Cap FundAlok Singh | Apr 2022 | +19.96%a year | +15.46% | +4.51 pts | ₹3,671 Cr |
| Bank of India Aggressive Hybrid FundAlok Singh | Feb 2017 | +15.07%a year | – | – | ₹2,196 Cr |
| Bank of India ELSS Tax SaverAlok Singh | Apr 2022 | +12.47%a year | – | – | ₹1,366 Cr |
| Bank of India Mid Cap FundAlok Singh | Aug 2025 | +1.14%a year | +1.82% | −0.68 pts | ₹729 Cr |
| Bank of India Business Cycle FundAlok Singh | Aug 2024 | −2.72%a year | −2.11% | −0.61 pts | ₹437 Cr |
| Bank of India Large Cap FundAlok Singh | Oct 2024 | −2.68%a year | −4.10% | +1.42 pts | ₹226 Cr |
| Bank of India Balanced Advantage FundAlok Singh | Dec 2021 | +9.34%a year | – | – | ₹174 Cr |
| Bank of India Credit Risk FundAlok Singh | Feb 2015 | – | – | – | ₹74 Cr |
| Bank of India Conservative Hybrid FundAlok Singh | May 2012 | +7.68%a year | – | – | ₹66 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Mirae Asset Flexi Cap FundMirae Asset Mutual Fund | 23.59% | 17 |
| Unifi Flexi Cap FundUnifi Mutual Fund | 23.49% | 14 |
| Franklin India Flexi Cap FundFranklin Templeton Mutual Fund | 22.91% | 14 |
| Nippon India Flexi Cap FundNippon India Mutual Fund | 22.90% | 17 |
| Edelweiss Flexi Cap FundEdelweiss Mutual Fund | 22.37% | 20 |
| JM Flexi Cap FundJM Financial Mutual Fund | 22.20% | 20 |
| ITI Flexi Cap FundITI Mutual Fund | 21.62% | 18 |
| Shriram Flexi Cap FundShriram Mutual Fund | 21.50% | 13 |
| Canara Robeco Flexi Cap FundCanara Robeco Mutual Fund | 21.25% | 18 |
| Aditya Birla Sun Life Flexi Cap FundAditya Birla Sun Life Mutual Fund | 21.24% | 17 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Bank of India ELSS Tax SaverBank of India Mutual Fund | 54.35% |
| Bank of India Large Cap FundBank of India Mutual Fund | 42.50% |
| Bank of India Business Cycle FundBank of India Mutual Fund | 36.09% |
| Bank of India Multi Cap FundBank of India Mutual Fund | 31.21% |
| Bank of India Small Cap FundBank of India Mutual Fund | 30.06% |
| Bank of India Large & Mid Cap FundBank of India Mutual Fund | 28.90% |
| Bank of India Manufacturing & Infrastructure FundBank of India Mutual Fund | 24.21% |
| Bank of India Mid Cap Tax Fund Series 1Bank of India Mutual Fund | 23.81% |
| Bank of India Midcap Tax Fund Series 2Bank of India Mutual Fund | 23.46% |
| Bank of India Banking & Financial Services FundBank of India Mutual Fund | 19.10% |
As the fund house states it, for Sep 2026.
Bank of India Flexi Cap Fund dividend history
Paid through the IDCW (income distribution cum capital withdrawal) option, once called a dividend.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation. However, there can be no assurance that the investment objectives of the Scheme will be realized.
Asset allocation
- Equity and equity related securities - 65% to 100%
- Residual Portion: Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 35%
- Units issued by InvITS - 00% to 10%
Type of scheme
An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- BSE 500 TRI
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 10 Jun 2020 to 23 Jun 2020
- Units first allotted
- 29 Jun 2020
- Open for sale again
- 1 Jul 2020
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 148404 | INF761K01FF5 | BANK_OF_INDI_ODWO0N | 1 Jul 2020 | |
| Regular Growth | 148405 | INF761K01FI9 | BANK_OF_INDI_13AQFJ | 1 Jul 2020 | |
| Direct IDCW | 148406 | INF761K01FE8 | INF761K01FG3 | BANK_OF_INDI_1KAX1MJ | 1 Jul 2020 |
| Regular IDCW | 148407 | INF761K01FH1 | INF761K01FJ7 | BANK_OF_INDI_5KZQXP | 1 Jul 2020 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- FACTSHEET SEPTEMBER 2026 (opens in a new tab)Bank of India Mutual Fund, Sep 2026
Statement of additional information
- SAI Bank of India Mutual Fund (opens in a new tab)Bank of India Mutual Fund, Oct 2026
Annual report
- ABRIDGED ANNUAL REPORT 2025 2026 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
- ANNUAL REPORT 2025 - 26 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
Riskometer disclosure
- RISKOMETER FY 25-26 (opens in a new tab)Bank of India Mutual Fund, Mar 2026
Portfolio overlap disclosure
- PORTFOLIO OVERLAP DISCLOSURE SEPTEMBER 30, 2026 (opens in a new tab)Bank of India Mutual Fund, Sep 2026