- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹16,492 Cr340th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 22 Oct 2026
- 10.4
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 22 Oct 2026
- 1.8
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 22 Oct 2026
- 19.7%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 14.27%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.62%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 6.80%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 2.60%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 4.04times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 33,33,79326.3% delivered
Results
Standalone, as consolidated accounts are on record for only 7 of the last ten years; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Sep 2026, against the quarter beforeFiled 22 Oct
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹1,904 Crup 6.74%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹502 Crup 1.66%
Income from operations by year
Net profit by year, a loss in red
The years either side of a change of basis do not compare. From the year to Mar 2023, the company's income from operations for that year, ₹3,545 Cr, differs from its quarters added, ₹3,116 Cr.
| ₹ crore | Dec 2024Filed 27 Jan | Mar 2025Filed 16 May | Jun 2025Filed 22 Jul | Sep 2025Filed 28 Oct | Dec 2025Filed 20 Jan | Mar 2026Filed 8 May | Jun 2026Filed 24 Jul | Sep 2026Filed 22 Oct |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 1,380 | 1,407 | 1,463 | 1,508 | 1,490 | 1,597 | 1,783 | 1,904 |
| Net profit | −100 | 47 | 60 | 126 | 252 | 340 | 493 | 502 |
Business segments
In the year to Mar 2026 the company reports one business segment, Micro Finance, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Its history crosses a change of basis in the accounts in the year to Mar 2023: days before it are of the company before the change.PE ratio and valuation history
At or below today's level on 1% of 1,240 trading days over the last 5 years.
At or below today's level on 0.1% of 1,814 trading days since Nov 2018.
At or below today's level on 87% of 1,992 trading days since Oct 2018.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +21.6% | +45.9% | −16.7% | 0.0% |
| 3 years | +8.4% | −2.2% | +10.6% | 0.2% |
| 5 years | +11.7% | +39.6% | −20.1% | 0.1% |
Mutual funds holding it
106 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 46 of the 59 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 24
- CutCut. Funds that held fewer shares than at the end of the month before.
- 35
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 44
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end.
- 9
| Fund | |||
|---|---|---|---|
 Edelweiss Mid Cap FundEdelweiss Mutual Fund | 20,35,733 | 1.35% | ₹258.9 Cr |
 Axis Small Cap FundAxis Mutual Fund | 17,02,673 | 0.71% | ₹216.6 Cr |
 ICICI Prudential Multi Cap FundICICI Prudential Mutual Fund | 12,20,122 | 0.83% | ₹155.2 Cr |
 Canara Robeco Small Cap FundCanara Robeco Mutual Fund | 11,34,157 | 1.03% | ₹144.3 Cr |
 HSBC Small Cap FundHSBC Mutual Fund | 10,48,321 | 0.72% | ₹133.3 Cr |
 Nippon India Small Cap FundNippon India Mutual Fund | 10,38,984 | 0.16% | ₹132.2 Cr |
 Aditya Birla Sun Life Flexi Cap FundAditya Birla Sun Life Mutual Fund | 10,00,000 | 0.45% | ₹127.2 Cr |
 UTI Mid Cap FundUTI Mutual Fund | 9,25,000 | 0.99% | ₹117.7 Cr |
 HDFC Large & Mid Cap FundHDFC Mutual Fund | 7,20,141 | 0.32% | ₹91.6 Cr |
| HSBC Flexi Cap FundHSBC Mutual Fund | 6,27,148 | 1.39% | ₹79.8 Cr |
Peers and competitors
Finance, 514 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to CreditAccess Grameen in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 IIFL FinanceIIFL | 22,691 | 9.1 | 1.5 | – | +35.4% | +190.5% | 17.6% | – | 2.32% | 8.82% | 0.75% |
 Capri Global CapitalCGCL | 22,691 | 20.1 | 3.2 | – | +50.1% | +95.2% | 19.6% | – | 3.55% | 8.36% | 0.08% |
 TVS HoldingsTVSHLTD | 22,413 | 11.4 | 3.5 | 5.3 | +31.4% | +53.6% | 35.3% | 17.3% | – | – | 0.78% |
 Aadhar Housing FinanceAADHARHFC | 19,294 | 16.9 | 2.6 | – | +17.7% | +20.2% | 16.4% | – | 4.33% | 8.09% | 0.00% |
 IFCIIFCI | 15,972 | 91.6 | 1.8 | 12.9 | +4.8% | – | 2.0% | 4.6% | – | – | 0.00% |
 Choice InternationalCHOICEIN | 15,297 | 63.0 | 9.2 | 37.2 | +26.6% | – | 18.0% | 14.7% | – | – | 0.00% |
 Maharashtra ScootersMAHSCOOTER | 13,557 | 44.5 | 0.4 | 43.0 | +0.8% | −14.7% | 0.9% | 1.0% | – | – | 1.85% |
 Sammaan CapitalSAMMAANCAP | 13,391 | – | 0.7 | – | −17.1% | – | −35.5% | – | −9.89% | −0.06% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.| Ex-date | Type | Per share |
|---|---|---|
| 26 Jul 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹10.00 |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
21 Oct · Disclosure
14 Oct · Analysts
CreditAccess Grameen share price by year
Each calendar year to 2025.CreditAccess Grameen share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 1,273.60 | +43.7% | 1,477.10 | 853.50 |
| 2024 | 886.55 | −44.5% | 1,757.50 | 813.90 |
| 2023 | 1,596.55 | +74.4% | 1,763.50 | 854.45 |
| 2022 | 915.30 | +53.1% | 1,087.00 | 565.15 |
| 2021 | 597.85 | −20.9% | 799.90 | 503.35 |
| 2020 | 755.85 | −1.6% | 991.60 | 314.10 |
| 2019 | 767.95 | +100.4% | 821.60 | 368.50 |
| 2018 | 383.25 | – | 422.05 | 247.70 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 1,140.90 | 1,173.00 | 1,012.80 | 1,027.40 | 1,054.39 | 33,33,793 | 26.3% |
| 22 Oct 2026 | 1,108.00 | 1,119.60 | 1,061.30 | 1,088.50 | 1,084.43 | 9,38,521 | 46.3% |
| 21 Oct 2026 | 1,226.00 | 1,229.60 | 1,128.20 | 1,142.40 | 1,151.29 | 5,78,465 | 54.4% |
| 19 Oct 2026 | 1,233.20 | 1,247.70 | 1,219.40 | 1,226.50 | 1,232.55 | 76,818 | 58.3% |
| 16 Oct 2026 | 1,276.60 | 1,276.60 | 1,230.20 | 1,233.20 | 1,245.39 | 97,998 | 61.6% |
| 15 Oct 2026 | 1,261.00 | 1,277.90 | 1,258.00 | 1,262.40 | 1,265.63 | 49,965 | 52.4% |
| 14 Oct 2026 | 1,272.00 | 1,289.00 | 1,265.00 | 1,267.50 | 1,273.26 | 75,972 | 56.5% |
| 13 Oct 2026 | 1,314.80 | 1,320.00 | 1,271.70 | 1,278.40 | 1,285.91 | 1,18,365 | 43.6% |
| 12 Oct 2026 | 1,265.10 | 1,324.70 | 1,255.10 | 1,301.20 | 1,305.24 | 3,62,981 | 48.6% |
| 9 Oct 2026 | 1,263.40 | 1,293.30 | 1,250.40 | 1,267.50 | 1,272.32 | 1,58,963 | 47.1% |
About CreditAccess Grameen
CreditAccess Grameen Limited is a microfinance company registered as a non-banking finance company (NBFC), a lender that is not a bank. Its customers are predominantly women, 99.97 per cent of the total, from low-income households. They borrow mainly for income generation and for other needs that arise through life. At the end of the year to March 2026 the company had 4.42 million active borrowers and 21,941 employees. Women make up 20.89 per cent of its workforce.
The company lends through two product lines, group loans and retail loans. It also offers insurance to its customers. For women customers it runs a digital platform called Mahi, which gives access to loan details and repayment schedules. A wholly owned subsidiary, CreditAccess India Foundation, set up in the year to March 2022, is a not-for-profit company that carries out the company's corporate social responsibility activities.
It operates 2,236 branches across 451 districts, spread over 16 states and one union territory. Its work is supported by 22 regional or divisional offices, 22 processing centres and one leadership training centre. The registered office is in Bengaluru, Karnataka.
The company was incorporated in 1991. The organisation's work began in 1999, and it became an NBFC in 2007. In June 2026, CreditAccess India B.V., which is headquartered in Amsterdam in the Netherlands, held 66.21 per cent of the company's shares.
- Legal name
- CREDITACCESS GRAMEEN LIMITED
- NSE symbol
- CREDITACC
- BSE code
- 541770
- ISIN
- INE741K01010
- Industry
- Finance
- Listed
- Aug 2018
- Face value
- ₹10
- CIN
- L51216KA1991PLC053425
- Corporate identity number, the registrar of companies' code for it