Bandhan ELSS - Tax Saver Fund Regular IDCW NAV today
AMFI: 111570ISIN: INF194K01300MUTF_IN: BAND_ELSS_TAX_1K86FWCBandhan Mutual FundELSS funds
Formerly Bandhan Tax Advantage (ELSS) Fund, IDFC Tax Advantage (ELSS) Fund
NAV ₹29.5520
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹6,591 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 2.00%14 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 20.830 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 5630 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 26 Dec 2008
Bandhan ELSS - Tax Saver Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −3.09% | – | – | – | – |
| 1 month | −4.08% | – | 4 of 50 | −7.11% | −9.0% to −5.8% |
| 3 months | −4.17% | – | 7 of 50 | −6.13% | −7.2% to −5.2% |
| 6 months | −2.97% | – | 11 of 50 | −4.77% | −5.6% to −3.6% |
| 1 year | −6.47% | −2.33%to 30 Sep 2026 | 19 of 50 | −8.76% | −10.5% to −5.9% |
| 3 years | +7.88% | +9.19%to 30 Sep 2026 | 35 of 49 | +8.87% | +7.4% to +11.3% |
| 5 years | +8.37% | +8.90%to 30 Sep 2026 | 24 of 46 | +8.40% | +6.6% to +10.6% |
| 10 years | +13.02% | +12.78%to 30 Sep 2026 | 6 of 29 | +11.25% | +10.5% to +12.7% |
₹10,000 put in on 29 Dec 2008 is ₹1,46,251 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: BSE 500 TRI, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of ELSS funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | −1.07% | −2.33% |
| 3 years | +7.43% | +9.19% |
| 5 years | +9.43% | +8.90% |
| 10 years | +13.55% | +12.78% |
| Since launch | +16.38% | +15.30% |
Benchmark: BSE 500 TRI. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2009, +70.8%; lowest year to Dec 2011, −23.3%
Bandhan ELSS - Tax Saver Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,15,036₹1,15,031 after stamp duty | −7.90% | −7.91% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,60,672₹3,60,654 after stamp duty | +0.12% | +0.12% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹7,08,651₹7,08,615 after stamp duty | +6.65% | +6.65% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹23,13,070₹23,13,017 after stamp duty | +12.65% | +12.65% | ₹38 | |
| Since Dec 2008214 instalments | ₹21,40,000 | ₹87,20,591₹87,20,538 after stamp duty | +14.14% | +14.14% | ₹38 |
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 29 Dec 2008 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year4,154 windows−37.8%+18.0%+117.7%79.0%
3 years3,657 windows−8.4%+16.1%+41.5%96.6%
5 years3,163 windows−3.0%+16.5%+32.5%99.4%
10 years1,936 windows+6.7%+15.4%+19.8%100.0%
Every 10-year window ended higher than it started.From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Bandhan ELSS - Tax Saver Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.07 ptsA year, on 14 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.94%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 2.01%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.54%, Apr 2026.Direct plan lowest 0.37%, Mar 2019.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.63% | 1.56% |
| Brokerage | 0.06% | 0.06% |
| Transaction costs | None | None |
| Statutory levies | 0.24% | 0.38% |
Per cent of assets a year, filed for 14 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹500
- Minimum top-up
- ₹500
- Minimum redemption
- ₹500
- SIP
- Accepted
- SIP minimum
- ₹500
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- 3 years
- SIP dates
- Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment
As listed for this plan on 24 Oct 2026.
Bandhan ELSS - Tax Saver Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹6,911 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 28.1%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹7,233 Cr, quarter to Dec 2025.
Assets at each month end
Highest ₹7,354 Cr, Sep 2024.Lowest ₹1,488 Cr, Mar 2020.
Bandhan ELSS - Tax Saver Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| HDFC BankBanks | Large cap2nd | 8.43% | 556.33 | 78,50,000 | Jan 2014or earlier |
| Kotak Mahindra BankBanks | Large cap16th | 6.64% | 437.85 | 1,05,00,000 | Jan 2026 |
| Reliance IndustriesPetroleum Products | Large cap1st | 6.12% | 403.58 | 34,00,000 | Jul 2018 |
| ICICI BankBanks | Large cap5th | 5.41% | 356.86 | 27,00,000 | Jan 2018or earlier |
| Tata Consultancy ServicesIT - Software | Large cap6th | 3.89% | 256.33 | 12,50,000 | Oct 2021 |
| Axis BankBanks | Large cap15th | 2.97% | 196.16 | 16,00,000 | Apr 2021 |
| InfosysIT - Software | Large cap9th | 2.86% | 188.88 | 19,00,000 | Aug 2015or earlier |
| Bharti AirtelTelecom - Services | Large cap3rd | 2.66% | 175.70 | 10,00,000 | Jan 2020or earlier |
| Maruti Suzuki IndiaAutomobiles | Large cap12th | 2.63% | 173.52 | 1,45,000 | Sep 2023or earlier |
| ITCDiversified FMCG | Large cap17th | 2.59% | 170.79 | 65,00,000 | Dec 2022 |
| HDFC Life Insurance CompanyInsurance | Large cap65th | 2.45% | 161.57 | 31,00,000 | Mar 2023or earlier |
| Larsen & ToubroConstruction | Large cap8th | 2.28% | 150.40 | 4,00,000 | Feb 2024 |
| ICICI Lombard General Insurance CompanyInsurance | Mid cap122nd | 2.23% | 147.08 | 9,25,000 | Dec 2022 |
| Avenue SupermartsRetailing | Large cap33rd | 2.02% | 133.05 | 3,50,000 | Mar 2023or earlier |
| Jindal SteelFerrous Metals | Large cap87th | 1.98% | 130.51 | 11,50,000 | Mar 2018 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Triparty Repo TRP_011026 | 5.23% | 345.18 |
| Net Current Assets | −0.32% | −19.71 |
| Cash Margin - CCIL | 0.03% | 2.18 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 8.43%HDFC Bank
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 30.49%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 44.20%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 29.3Taken over 95.06% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares95.06%
- Cash and receivables4.94%
Per cent of the fund's net assets.
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap73.04%Category 50.29%
- Mid cap16.27%Category 18.21%
- Small cap10.69%Category 30.48%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Category is the average of 51 ELSS funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.17sectors
- Financial Services36.86%Category 29.60%
- Oil Gas & Consumable Fuels8.73%Category 3.43%
- Fast Moving Consumer Goods7.94%Category 3.90%
- Healthcare7.13%Category 8.89%
- Information Technology6.91%Category 5.55%
- Telecommunication4.11%Category 2.90%
- Consumer Services3.93%Category 5.55%
- Automobile And Auto Components3.82%Category 7.87%
- Construction2.74%Category 2.39%
- Construction Materials2.60%Category 1.42%
- Metals & Mining2.36%Category 2.15%
- Realty1.97%Category 1.21%
- Consumer Durables1.78%Category 3.63%
- Chemicals1.21%Category 2.65%
- Capital Goods1.15%Category 9.71%
- Power0.98%Category 2.20%
- Services0.84%Category 2.22%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 51 ELSS funds. Category average. The sector's weight, less the futures sold on it, averaged over the 51 ELSS funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services12 companies | 36.86% | 36.02% | 34.59% | 34.71% | 32.83% | 33.07% | 31.64% | 33.81% | 33.67% | 29.99% | 29.08% | 29.23% | |
| Oil Gas & Consumable Fuels3 companies | 8.73% | 8.78% | 9.12% | 8.80% | 8.91% | 10.00% | 9.87% | 8.91% | 8.35% | 8.38% | 9.00% | 8.80% | |
| Fast Moving Consumer Goods6 companies | 7.94% | 7.87% | 8.11% | 7.38% | 6.68% | 7.67% | 7.21% | 6.69% | 6.67% | 7.57% | 7.42% | 7.49% | |
| Healthcare6 companies | 7.13% | 6.96% | 6.76% | 6.71% | 6.02% | 6.51% | 7.65% | 6.21% | 5.76% | 5.65% | 5.77% | 5.57% | |
| Information Technology3 companies | 6.91% | 7.50% | 7.29% | 6.35% | 6.58% | 6.75% | 6.89% | 6.63% | 10.57% | 10.32% | 10.05% | 9.40% | |
| Telecommunication2 companies | 4.11% | 3.93% | 4.34% | 5.21% | 5.74% | 5.18% | 4.22% | 3.82% | 3.42% | 3.43% | 3.46% | 3.74% | |
| Consumer Services4 companies | 3.93% | 4.00% | 3.93% | 3.90% | 3.46% | 3.82% | 4.37% | 3.64% | 4.68% | 3.09% | 2.32% | 2.85% | |
| Automobile And Auto Components2 companies | 3.82% | 4.34% | 4.59% | 4.96% | 4.91% | 5.67% | 5.45% | 5.79% | 5.71% | 6.12% | 7.18% | 7.43% | |
| Construction2 companies | 2.74% | 2.80% | 2.79% | 3.15% | 3.15% | 1.83% | 2.33% | 2.48% | 1.87% | 1.89% | 1.81% | 1.80% | |
| Construction Materials3 companies | 2.60% | 2.60% | 2.22% | 1.55% | 1.53% | 1.50% | 1.56% | 2.15% | 2.15% | 2.02% | 1.97% | 2.07% | |
| Metals & Mining2 companies | 2.36% | 2.34% | 2.20% | 2.26% | 3.68% | 3.57% | 3.66% | 4.65% | 4.24% | 3.77% | 3.63% | 3.80% | |
| Realty2 companies | 1.97% | 2.39% | 2.50% | 2.42% | 2.15% | 1.96% | 1.82% | 1.94% | 2.01% | 2.04% | 2.19% | 2.13% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 10.26% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 41.44% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 11
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 4
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 40
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 0.26%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 3.86%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| HDFC Bank | Added | 8.43% | 7.74% | +0.69 pts | +2,50,000 |
| Bosch | Sold out | – | 0.54% | −0.54 pts | −7,500 |
| DLF | Sold out | – | 0.50% | −0.50 pts | −5,00,000 |
| ICICI Lombard General Insurance Company | Added | 2.23% | 1.74% | +0.49 pts | +1,50,000 |
| HDFC Life Insurance Company | Added | 2.45% | 2.03% | +0.42 pts | +5,00,000 |
| ITC | Added | 2.59% | 2.27% | +0.32 pts | +3,00,000 |
| Rhi Magnesita India | New | 0.26% | 0.00% | +0.26 pts | +4,50,000 |
| IDFC First Bank | Trimmed | 1.48% | 1.73% | −0.25 pts | −20,00,000 |
| Life Insurance Corporation of India | Trimmed | 0.96% | 1.20% | −0.24 pts | −3,95,824 |
| Nestle India | Sold out | – | 0.21% | −0.21 pts | −1,00,000 |
| Bharti Airtel | Added | 2.66% | 2.47% | +0.19 pts | +50,000 |
| Britannia Industries | Sold out | – | 0.19% | −0.19 pts | −25,000 |
| NTPC | Added | 0.98% | 0.80% | +0.18 pts | +3,00,000 |
| Hindustan Unilever | Added | 1.57% | 1.41% | +0.16 pts | +50,000 |
| Eternal | Trimmed | 1.31% | 1.41% | −0.10 pts | −3,00,000 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 HDFC Bank | 7.80% | 7.84% | 7.97%Added | 7.90%Added | 7.67%Added | 7.11% | 7.11%Added | 7.37%Added | 8.08%Added | 7.90%Added | 7.74%Added | 8.43%Added |
 Kotak Mahindra Bank | – | – | – | 4.33%Bought again | 4.65%Added | 4.45% | 4.77%Added | 5.11%Added | 5.11% | 5.85%Added | 6.32% | 6.64% |
 Reliance Industries | 6.80% | 7.06% | 7.07% | 6.52% | 6.52% | 7.07% | 6.91% | 6.44% | 6.37%Added | 6.35% | 6.23% | 6.12% |
 ICICI Bank | 4.66% | 4.74% | 4.94%Added | 5.18% | 5.28% | 5.19% | 4.99% | 5.01% | 5.37% | 5.53% | 5.64% | 5.41% |
 Tata Consultancy Services | 4.03% | 4.50%Added | 4.81%Added | 4.87% | 3.18%Cut | 3.20% | 3.98%Added | 3.84%Added | 3.67%Added | 4.22% | 4.31% | 3.89% |
 Axis Bank | 3.25% | 3.32% | 3.29% | 2.91%Cut | 2.94% | 2.78% | 3.39%Added | 3.47% | 3.55% | 2.81%Cut | 2.99% | 2.97% |
 Infosys | 2.88%Added | 2.98% | 2.81%Cut | 2.96% | 2.03%Cut | 2.19% | 2.77%Added | 2.74% | 2.68%Added | 3.07%Added | 3.09% | 2.86% |
 Bharti Airtel | 2.42%Cut | 2.30%Cut | 2.30% | 2.23% | 2.13% | 2.28% | 2.35%Added | 2.57%Added | 2.55% | 2.67% | 2.47% | 2.66%Added |
 Maruti Suzuki India | 2.24% | 2.17% | 2.28% | 2.07% | 2.11% | 1.96% | 2.43%Added | 2.62%Added | 2.76% | 2.74% | 2.63% | 2.63%Added |
 ITC | 2.04%Added | 1.93% | 2.03%Added | 1.46%Cut | 1.42% | 1.60%Added | 2.07%Added | 1.91% | 2.08%Added | 2.09%Added | 2.27%Added | 2.59%Added |
 HDFC Life Insurance Company | 1.52%Added | 1.67%Added | 1.64% | 1.66% | 1.62% | 1.51% | 1.46%Added | 1.49% | 1.67%Added | 1.96%Added | 2.03%Added | 2.45%Added |
 Larsen & Toubro | 1.12% | 1.11% | 1.11% | 1.11% | 1.82%Added | 1.68% | 1.17%Cut | 2.56%Added | 2.55% | 2.25%Cut | 2.32% | 2.28% |
 ICICI Lombard General Insurance Company | 1.66% | 1.61% | 1.67%Added | 1.61% | 1.68% | 1.70% | 1.61% | 1.66% | 1.58% | 1.74%Added | 1.74%Added | 2.23%Added |
 Avenue Supermarts | 1.30% | 1.23% | 1.29%Added | 1.57%Added | 1.64% | 1.89% | 2.01% | 1.80% | 2.06%Added | 1.96%Added | 1.96% | 2.02% |
 Jindal Steel | 2.00% | 1.92% | 1.94% | 2.16% | 2.38% | 2.40% | 2.42% | 2.14%Cut | 1.76%Cut | 1.81% | 1.97% | 1.98% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Highest 32.0% in Mar 2026
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of ELSS funds (49 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.14.04%
11.65%Lowest16.42%Average21.99%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.9.41%
7.52%Lowest10.45%Average14.13%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.16
−0.09Lowest0.29Average0.81Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.22
−0.12Lowest0.44Average1.27Highest
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Against BSE 500 TRI
BetaBeta. How much the fund's monthly return moved for each 1% move in its benchmark: 1 moves with it, below 1 moves less.0.89
0.70Lowest0.96Average1.20Highest
R-squaredR-squared. The share of the fund's monthly movement that its benchmark's movement explains, from 0 to 100.97.9
68.1Lowest89.9Average98.1Highest
CorrelationCorrelation. How closely the fund's monthly returns moved in step with its benchmark's, from minus 1 (always opposite) to 1 (always together).0.99
0.83Lowest0.95Average0.99Highest
Upside captureUpside capture. The fund's return in the months its benchmark rose, as a percentage of the benchmark's return in those months.91.0%
70.0%Lowest99.1%Average145.7%Highest
Downside captureDownside capture. The fund's return in the months its benchmark fell, as a percentage of the benchmark's fall in those months.90.8%
70.0%Lowest94.1%Average122.1%Highest
Information ratioInformation ratio. The fund's return above its benchmark, divided by how much that difference varied, as stated by the fund house.To 30 Sep 2026−0.58
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 year | −13.99% | 2 Jan 2026 | 31 Mar 2026 | Not yet |
| 3 years | −18.09% | 26 Sep 2024 | 4 Mar 2025 | Not yet |
| 5 years | −18.78% | 17 Jan 2022 | 20 Jun 2022 | 29 Nov 2022 |
| 10 years and since Dec 2008 | −44.11% | 15 Jan 2018 | 23 Mar 2020 | 1 Dec 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Apr 2022 to Aug 202653 months | Very High | Very HighBSE 500 TRI |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Bandhan ELSS - Tax Saver Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Daylynn PintoPrimary | Oct 2016 | +13.40%a year | – | – | – | – | 5 | ₹23,429 Cr₹16,089 Cr alone |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Bandhan Value FundDaylynn Pinto | Oct 2016 | +13.60%a year | – | – | ₹9,498 Cr |
| Bandhan Multi Asset Allocation FundDaylynn Pinto | Jan 2024 | +12.91%a year | – | – | ₹3,676 Cr |
| Bandhan Multi Cap FundDaylynn Pinto | Dec 2021 | +11.48%a year | +11.45% | +0.03 pts | ₹2,938 Cr |
| Bandhan Transportation and Logistics FundDaylynn Pinto | – | – | – | ₹726 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Navi ELSS Tax Saver Nifty 50 Index FundNavi Mutual Fund | 51.23% | 23 |
| UTI - Master Equity Plan Unit SchemeUTI Mutual Fund | 46.86% | 22 |
| DSP ELSS Tax Saver FundDSP Mutual Fund | 44.40% | 21 |
| SBI ELSS Tax Saver FundSBI Mutual Fund | 41.22% | 22 |
| Groww ELSS Tax Saver FundGroww Mutual Fund | 40.88% | 23 |
| Mahindra Manulife ELSS Tax Saver FundMahindra Manulife Mutual Fund | 40.55% | 17 |
| UTI ELSS Tax Saver FundUTI Mutual Fund | 39.25% | 17 |
| Sundaram ELSS Tax Saver FundSundaram Mutual Fund | 39.10% | 18 |
| HDFC ELSS - Tax Saver FundHDFC Mutual Fund | 39.01% | 19 |
| ICICI Prudential ELSS - Tax Saver FundICICI Prudential Mutual Fund | 38.87% | 19 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Bandhan Value FundBandhan Mutual Fund | 78.65% |
| Bandhan Flexi Cap FundBandhan Mutual Fund | 64.12% |
| Bandhan Multi Cap FundBandhan Mutual Fund | 62.67% |
| Bandhan Large Cap FundBandhan Mutual Fund | 44.25% |
| Bandhan Business Cycle FundBandhan Mutual Fund | 38.02% |
| Bandhan Financial Services FundBandhan Mutual Fund | 31.74% |
| Bandhan Contra FundBandhan Mutual Fund | 31.34% |
| Bandhan Large & Mid Cap FundBandhan Mutual Fund | 30.88% |
| Bandhan Focused FundBandhan Mutual Fund | 24.96% |
| Bandhan Innovation FundBandhan Mutual Fund | 13.40% |
As the fund house states it, for Sep 2026.
Bandhan ELSS - Tax Saver Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Paid per unit, the latest payouts
- Paid per unitIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount.
Largest ₹2.456 a unit, Mar 2024.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 24 Mar 2026 | ₹1.947 | 6.40% | ₹30.4160 | ₹28.9680 |
| 24 Mar 2025 | ₹2.294 | 6.94% | ₹33.0320 | ₹30.6180 |
| 27 Mar 2024 | ₹2.456 | 7.21% | ₹34.0670 | ₹31.8500 |
| 28 Jul 2023 | ₹1.689 | 5.49% | ₹30.7750 | ₹29.3240 |
| 28 Jul 2022 | ₹1.28 | 4.88% | ₹26.2100 | ₹25.0800 |
| 22 Jul 2021 | ₹1.27 | 4.97% | ₹25.5500 | ₹24.4000 |
| 27 Mar 2019 | ₹0.37 | 2.21% | ₹16.7300 | ₹16.4700 |
| 27 Sep 2018 | ₹0.48 | 2.85% | ₹16.8600 | ₹16.1000 |
All 8 payouts since 27 Sep 2018.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2021
- 31 DecBenchmarkBenchmark: BSE 200 TRI to BSE 500 TRI
Fund details
Objective
The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities.
Asset allocation
- Equities & Equity Related securities - 80%-100%, Debt & Money Market instruments - 0%-20%, Securitised debt instruments - 0%-20%
Type of scheme
An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit.
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- S&P BSE 500 TRI
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very High
- New fund offer
- 1 Dec 2008 to 17 Dec 2008
- Units first allotted
- 26 Dec 2008
- Open for sale again
- 29 Dec 2008
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹500
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 118473 | INF194K01Y29 | BAND_ELSS_TAX_1M8MUEE | 2 Jan 2013 | |
| Regular Growth | 111569 | INF194K01292 | BAND_ELSS_TAX_OMDGJR | 29 Dec 2008 | |
| Direct IDCW | 118472 | INF194K01Y37 | INF194K01Y45 | BAND_ELSS_TAX_ALQAQM | 2 Jan 2013 |
| Regular IDCW | 111570 | INF194K01300 | INF194K01318 | BAND_ELSS_TAX_1K86FWC | 29 Dec 2008 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- October 2026 (opens in a new tab)Bandhan Mutual Fund, Sep 2026
Statement of additional information
- SAI Bandhan Mutual Fund (opens in a new tab)Bandhan Mutual Fund, Oct 2026
Annual report
- Abridged Annual Report - Set 1 - Debt Schemes (opens in a new tab)Bandhan Mutual Fund, Mar 2026
- Abridged Annual Report - Set 2 - Equity Schemes (opens in a new tab)Bandhan Mutual Fund, Mar 2026
- Abridged Annual Report - Set 3 - Fixed Term Plans (opens in a new tab)Bandhan Mutual Fund, Mar 2026
- Abridged Annual Report - Set 4 - Fund of Funds Schemes (opens in a new tab)Bandhan Mutual Fund, Mar 2026
Riskometer disclosure
- Annual changes in Risk-o-meter (opens in a new tab)Bandhan Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap - 30-Sep-2026 (opens in a new tab)Bandhan Mutual Fund, Sep 2026