HDFC Floating Interest Rates Fund Direct IDCW NAV today
AMFI: 118959ISIN: INF179KC1IU6MUTF_IN: HDFC_FLOA_INTE_XFLEBTHDFC Mutual FundFloater funds
Formerly HDFC Floating Rate Debt Fund
NAV ₹10.0444
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹15,659 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.27%18 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.75%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 14230 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 16 Jan 2003
HDFC Floating Interest Rates Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −0.23% | – | – | – | – |
| 1 month | −0.36% | – | 9 of 12 | −0.23% | −0.4% to 0.0% |
| 3 months | +0.45% | – | 7 of 12 | +0.52% | +0.4% to +0.8% |
| 6 months | +2.24% | – | 10 of 12 | +2.58% | +2.3% to +2.7% |
| 1 year | +5.03% | +5.17%to 30 Sep 2026 | 9 of 12 | +5.48% | +5.0% to +5.6% |
| 3 years | +7.30% | +7.07%to 30 Sep 2026 | 8 of 12 | +7.40% | +7.3% to +7.5% |
| 5 years | +6.71% | +6.14%to 30 Sep 2026 | 5 of 12 | +6.68% | +6.6% to +6.8% |
| 10 years | +7.13% | +6.81%to 30 Sep 2026 | 2 of 5 | +7.10% | +7.1% to +7.1% |
₹10,000 put in on 1 Jan 2013 is ₹27,898 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Short Duration Debt A-II Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of Floater funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +5.84% | +5.17% |
| 3 years | +7.47% | +7.07% |
| 5 years | +6.83% | +6.14% |
| 10 years | +7.22% | +6.81% |
| Since launch | +7.76% | +7.49% |
Benchmark: CRISIL Short Duration Debt A-II Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2014, +9.5%; lowest year to Dec 2021, +4.4%
HDFC Floating Interest Rates Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,22,715₹1,22,709 after stamp duty | +4.41% | +4.40% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,96,706₹3,96,686 after stamp duty | +6.50% | +6.50% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹7,14,791₹7,14,756 after stamp duty | +7.00% | +6.99% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹17,16,979₹17,16,932 after stamp duty | +6.99% | +6.99% | ₹38 | |
| Since Jan 2013166 instalments | ₹16,60,000 | ₹28,10,317₹28,10,270 after stamp duty | +7.28% | +7.28% | ₹38 |
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 1 Jan 2013 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year3,095 windows+3.2%+7.8%+10.4%100.0%
3 years2,618 windows+5.7%+7.7%+9.6%100.0%
5 years2,135 windows+6.7%+7.5%+8.7%100.0%
10 years923 windows+7.1%+7.6%+7.9%100.0%
Every 1, 3, 5 and 10-year window ended higher than it started.From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
HDFC Floating Interest Rates Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.23 ptsA year, on 18 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.27%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.50%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.31%, Apr 2026.Direct plan lowest 0.23%, Apr 2022.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.23% | 0.43% |
| Brokerage | None | None |
| Transaction costs | None | None |
| Statutory levies | 0.04% | 0.07% |
Per cent of assets a year, filed for 18 Oct 2026. The parts add up to that day's total.
HDFC Floating Interest Rates Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹16,272 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 86.5%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹24,436 Cr, quarter to Dec 2021.
Assets at each month end
Highest ₹25,449 Cr, Oct 2021.Lowest ₹8,907 Cr, May 2020.
HDFC Floating Interest Rates Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.75%Lines stating a yield: 98.78% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 7.48%Direct plan
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- 0.65%Of the bond book
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| 6.64% GOI MAT 071231Sovereign, 6.33% coupon, repaid 7 Dec 2031 | Bonds and bills | 6.97% | 1,090.80 | 10,60,00,000 | 6.10% | Jun 2024 |
| Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)CRISIL - AAA(SO), 7.73% coupon, repaid 28 Sep 2029 | Bonds and bills | 4.24% | 663.74 | 695 | 8.14% | Sep 2025 |
| Floating Rate GOI 2034Sovereign, repaid 30 Oct 2034 | Bonds and bills | 3.28% | 513.99 | 5,00,00,000 | 6.12% | Aug 2021 |
| Jubilant Beverages LimitedCRISIL - AA, repaid 31 May 2028 | Bonds and bills | 3.12% | 488.35 | 43,600 | 9.06% | Jun 2025 |
| National Bank for Agri & Rural Dev.CRISIL - AAA, 7.48% coupon, repaid 15 Sep 2028 | Bonds and bills | 2.54% | 397.78 | 40,000 | 7.79% | Jun 2025 |
| Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)CRISIL - AAA(SO), 7.80% coupon, repaid 28 Sep 2030 | Bonds and bills | 2.44% | 382.42 | 400 | 8.20% | Sep 2025 |
| National Bank for Agri & Rural Dev.ICRA - AAA, repaid 24 Mar 2028 | Bonds and bills | 2.35% | 368.60 | 37,000 | 7.76% | Jan 2025 |
| National Bank for Agri & Rural Dev.CRISIL - AAA, repaid 31 Jan 2028 | Bonds and bills | 2.23% | 349.22 | 35,000 | 7.75% | Jan 2023 |
| Aadhar Housing Finance LimitedICRA - AA+, repaid 2 Dec 2027 | Bonds and bills | 1.92% | 300.54 | 30,000 | 8.36% | Aug 2024 |
| Small Industries Development BankCRISIL - AAA, repaid 4 Jun 2029 | Bonds and bills | 1.76% | 275.39 | 27,500 | 8.35% | Jun 2026 |
| ASCENDAS IT PARK PUNE PRIVATE LIMITEDCRISIL - AAA, repaid 2 Jan 2029 | Bonds and bills | 1.66% | 259.22 | 26,499 | 8.59% | Jan 2026 |
| Small Industries Development BankCRISIL - AAA, 7.04% coupon, repaid 9 Feb 2029 | Bonds and bills | 1.57% | 245.62 | 25,000 | 7.86% | Jan 2026 |
| Torrent Power Ltd.CRISIL - AA+, 8.10% coupon, repaid 24 Jun 2029 | Bonds and bills | 1.46% | 229.18 | 23,000 | 8.23% | Jun 2026 |
| Bajaj Finance Ltd.CRISIL - AAA, repaid 26 Jun 2028 | Bonds and bills | 1.42% | 222.16 | 22,500 | 8.15% | Sep 2025 |
| Bajaj Housing Finance Ltd.CRISIL - AAA, repaid 8 Jul 2027 | Bonds and bills | 1.28% | 199.98 | 20,000 | 7.97% | May 2024 |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Net Current Assets | 2.14% | 329.44 |
| TREPS - Tri-party Repo | 1.19% | 186.96 |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 6.97%6.64% GOI MAT 071231
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 20.15%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 30.85%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 56.3Taken over 96.67% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills96.35%
- Units of other funds0.32%
- Cash and receivables3.33%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign11.07%
- AAA59.42%
- AA14.60%
Loans of under a year
- A1+11.26%
Other
- Overnight lending1.19%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month1.19%
- 1 to 3 months2.41%
- 3 to 6 months10.56%
- 6 to 12 months7.73%
- 1 to 3 years51.50%
- 3 to 5 years7.69%
- 5 to 10 years15.83%
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 8.54%National Bank for Agriculture and Rural Development
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 27.94%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 42.85%
Per cent of the fund's net assets. Lent outside the government: 85.28% of the fund, to 58 borrowers; the borrower is named for 95.59% of it, its group for 44.58%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 40.82% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 62.50% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 1
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 4
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 133
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 0.82%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 4.24%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Trimmed | 0.31% | 1.37% | −1.06 pts | −17,500 |
| National Bank for Agri & Rural Dev. | Sold out | – | 0.91% | −0.91 pts | −15,000 |
| Bajaj Finance Ltd. | Sold out | – | 0.62% | −0.62 pts | −10,000 |
| Indian Railways Finance Corp. Ltd. | Sold out | – | 0.45% | −0.45 pts | −7,500 |
| REC Limited. | New | 0.32% | 0.00% | +0.32 pts | +5,000 |
| TMF Holdings Ltd. (Perpetual) | Sold out | – | 0.31% | −0.31 pts | −500 |
| Union Bank of India | New | 0.31% | 0.00% | +0.31 pts | +1,000 |
| LIC Housing Finance Ltd. | Trimmed | 0.31% | 0.61% | −0.30 pts | −500 |
| 6.94% GOI MAT 110536 | Added | 0.31% | 0.15% | +0.16 pts | +25,00,000 |
| Power Finance Corporation Ltd. | New | 0.16% | 0.00% | +0.16 pts | +250 |
| 6.92% GOI MAT 181139 | Sold out | – | 0.15% | −0.15 pts | −25,00,000 |
| Power Finance Corporation Ltd. | Trimmed | 0.16% | 0.31% | −0.15 pts | −2,500 |
| Bajaj Finance Ltd. | Trimmed | 1.42% | 1.53% | −0.11 pts | −2,500 |
| 7.41% GOI MAT 191236 | Sold out | – | 0.06% | −0.06 pts | −10,00,000 |
| Kotak Mahindra Bank Limited | New | 0.03% | 0.00% | +0.03 pts | +100 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6.64% GOI MAT 071231 | 6.63%Added | 6.84%Added | 6.66% | 6.54% | 6.50% | 6.64% | 6.63% | 6.64% | 6.62% | 6.63% | 6.77% | 6.97% |
| Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited) | 3.67%Added | 4.53%Added | 4.30% | 4.20% | 4.20% | 4.17% | 4.18% | 4.18% | 4.15% | 4.17% | 4.25% | 4.24% |
| Floating Rate GOI 2034 | 13.07%Cut | 11.25%Cut | 10.94% | 10.85%Added | 10.79% | 11.06% | 11.07% | 9.52%Cut | 3.12%Cut | 3.13% | 3.18% | 3.28% |
| Jubilant Beverages Limited | 2.97% | 2.94% | 2.88% | 2.81% | 2.81% | 2.87% | 2.87% | 2.89% | 2.94% | 2.95% | 3.01% | 3.12% |
| National Bank for Agri & Rural Dev. | 0.82% | 0.81% | 1.40%Added | 1.82%Added | 1.81% | 1.82% | 1.82% | 2.42%Added | 2.44% | 2.44% | 2.47% | 2.54% |
| Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited) | 1.64% | 2.61%Added | 2.48% | 2.42% | 2.42% | 2.40% | 2.41% | 2.41% | 2.40% | 2.41% | 2.46% | 2.44% |
| National Bank for Agri & Rural Dev. | 0.98% | 0.97% | 0.94% | 0.91% | 0.90% | 0.91% | 1.43%Added | 1.43% | 2.26%Added | 2.26% | 2.29% | 2.35% |
| National Bank for Agri & Rural Dev. | 2.13% | 2.10% | 2.03% | 1.97% | 1.96% | 1.98% | 2.13%Added | 2.13% | 2.14% | 2.14% | 2.17% | 2.23% |
| Aadhar Housing Finance Limited | 1.96% | 1.94% | 1.87% | 1.82% | 1.81% | 1.83% | 1.83% | 1.83% | 1.83% | 1.84% | 1.86% | 1.92% |
| Small Industries Development Bank | – | – | – | – | – | – | – | – | 1.69%Bought | 1.68% | 1.70% | 1.76% |
| ASCENDAS IT PARK PUNE PRIVATE LIMITED | – | – | – | 1.58%Bought | 1.57% | 1.59% | 1.58% | 1.58% | 1.59% | 1.59% | 1.61% | 1.66% |
| Small Industries Development Bank | – | – | – | 0.60%Bought | 0.59% | 0.60% | 0.60% | 0.60% | 0.61% | 1.21%Added | 1.53%Added | 1.57% |
| Torrent Power Ltd. | – | – | – | – | – | – | – | – | 1.41%Bought | 1.41% | 1.43% | 1.46% |
| Bajaj Finance Ltd. | 0.65% | 0.64% | 0.77%Added | 1.20%Added | 1.49%Added | 1.51% | 1.51% | 1.50% | 1.51% | 1.51% | 1.53% | 1.42%Cut |
| Bajaj Housing Finance Ltd. | 1.31% | 1.29% | 1.25% | 1.22% | 1.21% | 1.22% | 1.22% | 1.22% | 1.22% | 1.22% | 1.24% | 1.28% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Floater funds (12 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.1.03%
0.76%Lowest1.23%Average2.64%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.No losing month
0.00%Lowest0.12%Average0.74%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.1.32
0.80Lowest1.27Average1.69Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.3.35
1.47Lowest3.10Average5.29Highest
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 and 3 years | −0.36% | 23 Sep 2026 | 23 Oct 2026 | Not yet |
| 5 years | −0.53% | 2 May 2022 | 6 May 2022 | 6 Jul 2022 |
| 10 years and since Jan 2013 | −1.33% | 6 Mar 2020 | 24 Mar 2020 | 27 Mar 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Sep 2025 to Aug 202612 months | Moderate | Low to ModerateCRISIL Short Duration Debt A-II Index |
| Jul 2025 to Aug 20252 months | Low to Moderate | Low to ModerateCRISIL Short Duration Debt A-II Index |
| Jun 20251 month | Moderate | Low to ModerateCRISIL Short Duration Debt A-II Index |
| Nov 2024 to May 20257 months | Low to Moderate | Low to ModerateCRISIL Short Duration Debt A-II Index |
| Sep 2024 to Oct 20242 months | Low to Moderate | ModerateCRISIL Short Duration Debt A-II Index |
| Jun 2024 to Aug 20243 months | Low to Moderate | Low to ModerateCRISIL Short Duration Debt A-II Index |
| Mar 2024 to May 20243 months | Moderate | Low to ModerateCRISIL Short Duration Debt A-II Index |
| Jan 2023 to Feb 202414 months | Moderate | ModerateCRISIL Short Term Bond Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
HDFC Floating Interest Rates Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Anil BamboliFund Manager of the Scheme | Mar 2026 | +3.14%over 221 days | – | – | 8.2% | 10.7% | 15 | ₹2,14,749 Cr₹2,626 Cr alone |
| Gopal AgrawalFund Manager for Overseas Investments | Sep 2026 | +0.22%over 45 days | – | – | – | – | 46 | ₹8,22,736 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| HDFC Balanced Advantage FundAnil Bamboli | Jul 2022 | +14.17%a year | – | – | ₹1,02,534 Cr |
| HDFC Arbitrage FundAnil Bamboli | Feb 2022 | +6.91%a year | – | – | ₹25,509 Cr |
| HDFC Ultra Short Term FundAnil Bamboli | Sep 2018 | +6.63%a year | – | – | ₹15,675 Cr |
| HDFC Short Term FundAnil Bamboli | Jun 2010 | – | – | – | ₹14,219 Cr |
| HDFC Childrens FundAnil Bamboli | Oct 2022 | +11.06%a year | – | – | ₹10,339 Cr |
| HDFC Multi-Asset Active FOFAnil Bamboli | May 2021 | +13.81%a year | – | – | ₹5,956 Cr |
| HDFC Multi Asset Allocation FundAnil Bamboli | Aug 2005 | – | – | – | ₹5,782 Cr |
| HDFC Equity Savings FundAnil Bamboli | Sep 2004 | – | – | – | ₹5,532 Cr |
| HDFC Banking and PSU Debt FundAnil Bamboli | Mar 2014 | +7.69%a year | – | – | ₹5,055 Cr |
| HDFC Medium Term FundAnil Bamboli | Mar 2026 | +3.63%over 221 days | – | – | ₹3,499 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| ICICI Prudential Floating Interest FundICICI Prudential Mutual Fund | 15.35% | 18 |
| Aditya Birla Sun Life Floating Interest Rate FundAditya Birla Sun Life Mutual Fund | 13.73% | 30 |
| Nippon India Floating Interest Rates FundNippon India Mutual Fund | 13.65% | 20 |
| Kotak Floating Interest Rates FundKotak Mahindra Mutual Fund | 11.26% | 11 |
| Axis Floater FundAxis Mutual Fund | 8.63% | 10 |
| UTI Floating Interest Rates FundUTI Mutual Fund | 7.38% | 9 |
| Bandhan Floating Rate FundBandhan Mutual Fund | 6.47% | 7 |
| Tata Floating Rate FundTata Mutual Fund | 5.58% | 6 |
| Franklin India Floating Rate FundFranklin Templeton Mutual Fund | 3.90% | 4 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| HDFC Short Term FundHDFC Mutual Fund | 30.45% |
| HDFC Ultra Short to Short Term FundHDFC Mutual Fund | 24.89% |
| HDFC Medium Term FundHDFC Mutual Fund | 18.27% |
| HDFC Banking and PSU Debt FundHDFC Mutual Fund | 18.06% |
| HDFC Corporate Bond FundHDFC Mutual Fund | 15.68% |
| HDFC Credit Risk FundHDFC Mutual Fund | 12.38% |
| HDFC Ultra Short Term FundHDFC Mutual Fund | 9.22% |
| HDFC Medium to Long Term FundHDFC Mutual Fund | 8.75% |
| HDFC Money Market FundHDFC Mutual Fund | 3.42% |
| HDFC Dynamic Term FundHDFC Mutual Fund | 2.35% |
As the fund house states it, for Sep 2026.
HDFC Floating Interest Rates Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.Every fund's payouts
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 23 Sep 2026 | ₹0.0012 | 0.012% | ₹10.0784 | ₹10.0809 |
| 8 Sep 2026 | ₹0.0013 | 0.013% | ₹10.0809 | ₹10.0809 |
| 7 Sep 2026 | ₹0.0073 | 0.072% | ₹10.0809 | ₹10.0809 |
| 4 Sep 2026 | ₹0.004 | 0.040% | ₹10.0809 | ₹10.0809 |
| 3 Sep 2026 | ₹0.0083 | 0.082% | ₹10.0746 | ₹10.0809 |
| 14 Aug 2026 | ₹0.0018 | 0.018% | ₹10.0809 | ₹10.0809 |
| 13 Aug 2026 | ₹0.004 | 0.040% | ₹10.0804 | ₹10.0809 |
| 10 Aug 2026 | ₹0.0077 | 0.076% | ₹10.0809 | ₹10.0809 |
| 7 Aug 2026 | ₹0.0024 | 0.024% | ₹10.0809 | ₹10.0809 |
| 6 Aug 2026 | ₹0.0051 | 0.051% | ₹10.0809 | ₹10.0809 |
| 5 Aug 2026 | ₹0.0058 | 0.058% | ₹10.0809 | ₹10.0809 |
| 4 Aug 2026 | ₹0.002 | 0.020% | ₹10.0809 | ₹10.0809 |
The latest 120 of 2,573 payouts since 2 Jan 2013.
Changes to the fund
Newest first.
2026
- 30 SepCategoryCategory: Debt / Floater to Debt / Floating Interest Rates
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2024
- 30 AprBenchmarkBenchmark: CRISIL Short Term Bond Index to CRISIL Short Duration Debt A-II Index
2023
- 30 AprBenchmarkBenchmark: NIFTY Low Duration Debt Index A-I to CRISIL Short Term Bond Index
Earlier, 2021 to 2021Hide earlier
2021
- 31 DecBenchmarkBenchmark: CRISIL Liquid Debt Index to NIFTY Low Duration Debt Index A-I
Fund details
Objective
To generate income/capital appreciation through investment in a portfolio comprising substantially of floating rate debt, fixed rate debt instruments swapped for floating rate returns and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Asset allocation
- Floating rate Securities* (including fixed rate Securities converted to floating rate exposures using swaps/derivatives)@ : 65% - 100%;
- Fixed rate debt securities (including securitized debt,money market instruments & floating rate debt securities swapped for fixed rate returns)@ : 0% - 35%;
- Units issued by InvITs : 0% - 10%;
*Floating rate Securities include Floating rate Money Market Securities. @ As required under clause 5.7. of Master Circular, the Scheme shall hold at least 10% of its net assets in liquid assets (‘liquid assets’ shall include Cash, Government Securities, T-bills and Repo on Government Securities). In case of reduction in exposure to such liquid assets / securities below 10%, the AMC shall ensure that the above requirement is complied with before making any further investments. Further, the asset allocation limits shown above will be calculated after excluding this 10% limit. For detailed asset allocation, refer Scheme Information Document (SID) available on the website.
Type of scheme
An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives).A scheme with Relatively High Interest Rate Risk and Moderate Credit Risk.
- Stated category
- Floating Interest Rates Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Short Duration Debt A-II Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- B-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate Risk
- New fund offer
- 27 Dec 2002 to 8 Jan 2003
- Units first allotted
- 16 Jan 2003
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹1,00,00,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 118961 | INF179K01VQ4 | HDFC_FLOA_INTE_169CFRA | 1 Jan 2013 | |
| Regular Growth | 106841 | INF179K01707 | HDFC_FLOA_INTE_8YWS7Q | 23 Oct 2007 | |
| Direct IDCW | 118959 | INF179KC1IU6 | HDFC_FLOA_INTE_XFLEBT | 1 Jan 2013 | |
| Regular IDCW | 106838 | INF179K01699 | HDFC_FLOA_INTE_1OQZLRO | 23 Oct 2007 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- HDFC MF Factsheet - September 2026HDFC Mutual Fund, Sep 2026
Statement of additional information
- SAI HDFC Mutual FundHDFC Mutual Fund, Oct 2026
Annual report
- HDFC Mutual Fund - Trustee Report- FY- 2025- 2026HDFC Mutual Fund, Mar 2026
- HDFC Flexi Cap Fund - Auditor's Report, Balance Sheet, Revenue Account & Schedules (Scheme Financials)HDFC Mutual Fund, Mar 2026
- HDFC Flexi Cap Fund - Notes to Accounts (Scheme Financials)HDFC Mutual Fund, Mar 2026
- HDFC ELSS - Tax Saver Fund - Auditor's Report, Balance Sheet, Revenue Account & Schedules (Scheme Financials)HDFC Mutual Fund, Mar 2026
Riskometer disclosure
- Annual Disclosure of Riskometers - HDFC MF - as at March 31, 2026 - FinalHDFC Mutual Fund, Mar 2026
- Annual Disclosure of Riskometers - HDFC MF - as at March 31, 2026HDFC Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap 30 SepHDFC Mutual Fund, Sep 2026