UTI Liquid Fund Direct IDCW NAV today
AMFI: 120558ISIN: INF789F1AD38MUTF_IN: UTI_LIQU_DIR_19S9X68UTI Mutual FundLiquid funds
Formerly UTI - Liquid Cash
NAV ₹106.5281
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹27,453 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.15%18 Oct 2026
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 6.45%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- ModerateSep 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 10630 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 23 Jun 2003
UTI Liquid Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|
| 1 week | +0.07% | – | – | – |
| 1 month | +0.41% | 9 of 43 | +0.40% | +0.4% to +0.4% |
| 3 months | +1.51% | 7 of 42 | +1.48% | +1.5% to +1.5% |
| 6 months | Left out | – | +3.11% | +3.1% to +3.1% |
| 1 year | Left out | – | +6.41% | +6.3% to +6.5% |
| 3 years | Left out | – | +6.89% | +6.8% to +6.9% |
| 5 years | Left out | – | +6.38% | +6.3% to +6.4% |
| 10 years | Left out | – | +6.10% | +6.0% to +6.1% |
₹10,000 put in on 20 Jun 2026, the first price after the NAV last changed level, is ₹10,210 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Rank, median and middle half among the Direct plans of Liquid funds, each fund's return to its latest NAV on or before 25 Oct 2026. Left out: the window crosses a day the NAV changed level without the market moving, such as a unit split.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 7 days yearly rate | +4.29% | +4.98% |
| 15 days yearly rate | +5.29% | +5.37% |
| 1 month yearly rate | +5.95% | +6.19% |
| 3 months yearly rate | +6.15% | +6.21% |
| 6 months yearly rate | +6.80% | +6.82% |
| 1 year | +6.51% | +6.44% |
| 3 years | +6.94% | +6.89% |
| 5 years | +6.39% | +6.36% |
| 10 years | +6.13% | +6.02% |
| Since launch | +6.82% | +6.75% |
Benchmark: NIFTY Liquid Index A-I. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2014, +9.1%; lowest year to Dec 2021, +3.4%
Rolling returns
Per cent a year, every window from 1 Jan 2013 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year4,553 windows+3.3%+6.8%+9.8%100.0%
3 years3,823 windows+4.1%+6.5%+8.9%100.0%
5 years3,092 windows+5.3%+6.3%+8.2%100.0%
10 years1,266 windows+6.1%+6.4%+6.8%100.0%
Every 1, 3, 5 and 10-year window ended higher than it started.From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
UTI Liquid Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.10 ptsA year, on 18 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.15%Over the last 29 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.25%Over the last 29 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.18%, Aug 2024.Direct plan lowest 0.09%, Sep 2019.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.13% | 0.21% |
| Brokerage | None | None |
| Transaction costs | None | None |
| Statutory levies | 0.02% | 0.04% |
Per cent of assets a year, filed for 18 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
if redeemed 1st day-0.0070%, 2nd day-0.0065%, 3rd day-0.0060%, 4th day-0.0055%, 5th day- 0.0050%, 6th day-0.0045% from day 7th onwards Nil from the date of investment.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹20,000
- Minimum top-up
- ₹500
- Minimum redemption
- ₹500
- SIP
- Accepted
- SIP dates
- Any day
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
As listed for this plan on 24 Oct 2026.
UTI Liquid Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹30,162 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 88.8%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹40,415 Cr, quarter to Mar 2019.
Assets at each month end
Highest ₹33,237 Cr, May 2026.Lowest ₹19,763 Cr, Mar 2026.
UTI Liquid Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 6.45%Lines stating a yield: 99.98% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 6.30%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 50days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 49days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 50days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| 91 DAYS T-BILL - 19/11/2026SOV, repaid 19 Nov 2026 | Bonds and bills | 4.52% | 1,241.09 | 12,50,00,00,000 | 5.35% | Aug 2026 |
| CD - UCO BANK - 04/11/2026CARE-A1+, repaid 4 Nov 2026 | Bonds and bills | 3.44% | 944.47 | 9,50,00,00,000 | 6.29% | Aug 2026 |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENTICRA-A1+, repaid 27 Nov 2026 | Bonds and bills | 2.71% | 742.61 | 7,50,00,00,000 | 6.37% | Aug 2026 |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIACRISIL-A1+, repaid 7 Dec 2026 | Bonds and bills | 2.52% | 691.82 | 7,00,00,00,000 | 6.45% | Sep 2026 |
| CD - HDFC BANK - 04/12/2026CARE-A1+, repaid 4 Dec 2026 | Bonds and bills | 2.34% | 642.87 | 6,50,00,00,000 | 6.33% | Sep 2026 |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENTICRA-A1+, repaid 9 Nov 2026 | Bonds and bills | 2.17% | 595.96 | 6,00,00,00,000 | 6.35% | Aug 2026 |
| 91 DAYS T-BILL - 03/12/2026SOV, repaid 3 Dec 2026 | Bonds and bills | 1.99% | 544.95 | 5,50,00,00,000 | 5.37% | Sep 2026 |
| CD - BANK OF INDIA - 03/12/2026CARE-A1+, repaid 3 Dec 2026 | Bonds and bills | 1.98% | 543.99 | 5,50,00,00,000 | 6.40% | Sep 2026 |
| CD - HDFC BANK LTD - 04/11/2026CARE-A1+, repaid 4 Nov 2026 | Bonds and bills | 1.81% | 497.12 | 5,00,00,00,000 | 6.21% | Aug 2026 |
| CD - HDFC BANK LTD - 06/11/2026CRISIL-A1+, repaid 6 Nov 2026 | Bonds and bills | 1.81% | 496.96 | 5,00,00,00,000 | 6.21% | Aug 2026 |
| CD - INDIAN BANK - 09/11/2026CRISIL-A1+, repaid 9 Nov 2026 | Bonds and bills | 1.81% | 496.73 | 5,00,00,00,000 | 6.17% | Aug 2026 |
| CD - PUNJAB & SIND BANK LTD - 17/11/2026ICRA-A1+, repaid 17 Nov 2026 | Bonds and bills | 1.81% | 495.84 | 5,00,00,00,000 | 6.51% | Aug 2026 |
| 91 DAYS T-BILL - 24/12/2026SOV, repaid 24 Dec 2026 | Bonds and bills | 1.80% | 493.75 | 5,00,00,00,000 | 5.50% | Sep 2026 |
| CD - KARUR VYSYA BANK LTD - 03/12/2026ICRA-A1+, repaid 3 Dec 2026 | Bonds and bills | 1.80% | 494.42 | 5,00,00,00,000 | 6.54% | Sep 2026 |
| CP BAJAJ FINANCE LTD.CRISIL-A1+, repaid 20 Nov 2026 | Bonds and bills | 1.80% | 495.33 | 5,00,00,00,000 | 6.89% | Sep 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| NET CURRENT ASSETS | 4.35% | 1,194.29 |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.02% | 6.84 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 4.52%91 DAYS T-BILL - 19/11/2026
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 15.53%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 25.29%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 64.3Taken over 95.57% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills95.28%
- Units of other funds0.29%
- Cash and receivables4.37%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign10.39%
- AAA0.33%
Loans of under a year
- A1+84.56%
Other
- Overnight lending0.02%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month5.29%
- 1 to 3 months90.01%
- 3 to 6 monthsNone
- 6 to 12 monthsNone
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 yearsNone
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 8.22%HDFC Bank Limited
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 23.23%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 34.84%
Per cent of the fund's net assets. Lent outside the government: 84.89% of the fund, to 56 borrowers; the borrower is named for 84.95% of it, its group for 23.34%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 5144.48% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 22.55% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 41
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 2
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 53
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 2.55%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 47.53%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| CP RELIANCE RETAIL VENTURES LIMITED | Matured | – | 2.90% | −2.90 pts | – |
| CD - ICICI BANK - 15/09/2026 | Matured | – | 2.56% | −2.56 pts | – |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | New | 2.52% | 0.00% | +2.52 pts | +7,00,00,00,000 |
| 182 DAYS T-BILL - 10/09/2026 | Matured | – | 2.39% | −2.39 pts | – |
| CD - HDFC BANK - 04/12/2026 | New | 2.34% | 0.00% | +2.34 pts | +6,50,00,00,000 |
| 91 DAYS T-BILL - 03/12/2026 | New | 1.99% | 0.00% | +1.99 pts | +5,50,00,00,000 |
| CD - BANK OF INDIA - 03/12/2026 | New | 1.98% | 0.00% | +1.98 pts | +5,50,00,00,000 |
| 91 DAYS T-BILL - 24/12/2026 | New | 1.80% | 0.00% | +1.80 pts | +5,00,00,00,000 |
| CD - KARUR VYSYA BANK LTD - 03/12/2026 | New | 1.80% | 0.00% | +1.80 pts | +5,00,00,00,000 |
| CP BAJAJ FINANCE LTD. | New | 1.80% | 0.00% | +1.80 pts | +5,00,00,00,000 |
| CD - PUNJAB & SIND BANK LTD - 22/12/2026 | New | 1.79% | 0.00% | +1.79 pts | +5,00,00,00,000 |
| CP CANFIN HOMES LTD. | Matured | – | 1.71% | −1.71 pts | – |
| 91 DAYS T-BILL - 01/10/2026 | Sold out | – | 1.70% | −1.70 pts | −5,00,00,00,000 |
| CD - BANK OF INDIA - 15/12/2026 | New | 1.44% | 0.00% | +1.44 pts | +4,00,00,00,000 |
| CP BAJAJ FINANCIAL SECURITIES LTD | New | 1.44% | 0.00% | +1.44 pts | +4,00,00,00,000 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 91 DAYS T-BILL - 19/11/2026 | – | – | – | – | – | – | – | – | – | – | 4.23%Bought | 4.52% |
| CD - UCO BANK - 04/11/2026 | – | – | – | – | – | – | – | – | – | – | 3.38%Bought | 3.44%Cut |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | – | – | – | – | – | – | – | – | – | – | 2.53%Bought | 2.71% |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | – | – | – | – | – | – | – | – | – | – | – | 2.52%Bought |
| CD - HDFC BANK - 04/12/2026 | – | – | – | – | – | – | – | – | – | – | – | 2.34%Bought |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | – | – | – | – | – | – | – | – | – | – | 2.03%Bought | 2.17% |
| 91 DAYS T-BILL - 03/12/2026 | – | – | – | – | – | – | – | – | – | – | – | 1.99%Bought |
| CD - BANK OF INDIA - 03/12/2026 | – | – | – | – | – | – | – | – | – | – | – | 1.98%Bought |
| CD - HDFC BANK LTD - 04/11/2026 | – | – | – | – | – | – | – | – | – | – | 1.69%Bought | 1.81% |
| CD - HDFC BANK LTD - 06/11/2026 | – | – | – | – | – | – | – | – | – | – | 1.69%Bought | 1.81% |
| CD - INDIAN BANK - 09/11/2026 | – | – | – | – | – | – | – | – | – | – | 1.69%Bought | 1.81% |
| CD - PUNJAB & SIND BANK LTD - 17/11/2026 | – | – | – | – | – | – | – | – | – | – | 1.69%Bought | 1.81% |
| 91 DAYS T-BILL - 24/12/2026 | – | – | – | – | – | – | – | – | – | – | – | 1.80%Bought |
| CD - KARUR VYSYA BANK LTD - 03/12/2026 | – | – | – | – | – | – | – | – | – | – | – | 1.80%Bought |
| CP BAJAJ FINANCE LTD. | – | – | – | – | – | – | – | – | – | – | – | 1.80%Bought |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap. The 538 holdings no longer held, sold or repaid within these months, are not listed.
UTI Liquid Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Amit SharmaPrimary | Jul 2017 | – | – | – | 100.0% | 98.1% | 5 | ₹54,716 Cr₹27,777 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| UTI Money Market FundAmit Sharma | Jul 2017 | +6.70%a year | – | – | ₹16,039 Cr |
| UTI Arbitrage FundAmit Sharma | Jul 2018 | +6.31%a year | – | – | ₹10,900 Cr |
| UTI Medium to Long Term FundAmit Sharma | Nov 2025 | +2.54%over 347 days | – | – | ₹303 Cr |
| UTI Annual Interval Fund - IAmit Sharma | Nov 2025 | +4.88%over 347 days | – | – | ₹20 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| DSP Liquid FundDSP Mutual Fund | 18.98% | 32 |
| Tata Liquid FundTata Mutual Fund | 18.22% | 19 |
| Mirae Asset Liquid FundMirae Asset Mutual Fund | 18.12% | 26 |
| Kotak Liquid FundKotak Mahindra Mutual Fund | 18.06% | 20 |
| ICICI Prudential Liquid FundICICI Prudential Mutual Fund | 17.56% | 27 |
| Nippon India Liquid FundNippon India Mutual Fund | 15.51% | 24 |
| HSBC Liquid FundHSBC Mutual Fund | 14.38% | 19 |
| Union Liquid FundUnion Mutual Fund | 14.29% | 17 |
| Bandhan Liquid FundBandhan Mutual Fund | 13.81% | 18 |
| Canara Robeco Liquid FundCanara Robeco Mutual Fund | 13.47% | 13 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| UTI Short Term FundUTI Mutual Fund | 0.45% |
| UTI 10 year Constant Maturity Gilt FundUTI Mutual Fund | 0.00% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 0.00% |
| UTI Corporate Bond FundUTI Mutual Fund | 0.00% |
| UTI Credit Risk FundUTI Mutual Fund | 0.00% |
| UTI Dynamic Term FundUTI Mutual Fund | 0.00% |
| UTI Floating Interest Rates FundUTI Mutual Fund | 0.00% |
| UTI Gilt FundUTI Mutual Fund | 0.00% |
| UTI Long Term FundUTI Mutual Fund | 0.00% |
| UTI Medium Term FundUTI Mutual Fund | 0.00% |
As the fund house states it, for Sep 2026.
UTI Liquid Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 30 Sep 2026 | ₹0.022518 | 0.021% | ₹106.5304 | ₹106.5304 |
| 29 Sep 2026 | ₹0.016419 | 0.015% | ₹106.5304 | ₹106.5304 |
| 28 Sep 2026 | ₹0.014556 | 0.014% | ₹106.5304 | ₹106.5304 |
| 27 Sep 2026 | ₹0.017845 | 0.017% | ₹106.5304 | ₹106.5304 |
| 26 Sep 2026 | ₹0.011193 | 0.011% | ₹106.5238 | ₹106.5304 |
| 24 Sep 2026 | ₹0.005142 | 0.005% | ₹106.5304 | ₹106.5304 |
| 23 Sep 2026 | ₹0.016364 | 0.015% | ₹106.5304 | ₹106.5304 |
| 22 Sep 2026 | ₹0.02528 | 0.024% | ₹106.5304 | ₹106.5304 |
| 21 Sep 2026 | ₹0.021761 | 0.020% | ₹106.5304 | ₹106.5304 |
| 20 Sep 2026 | ₹0.01715 | 0.016% | ₹106.5304 | ₹106.5304 |
| 19 Sep 2026 | ₹0.017139 | 0.016% | ₹106.5304 | ₹106.5304 |
| 18 Sep 2026 | ₹0.018071 | 0.017% | ₹106.5304 | ₹106.5304 |
The latest 120 of 1,284 payouts since 1 Oct 2014.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2024
- 31 MarBenchmarkBenchmark: CRISIL Liquid Debt A-I Index to NIFTY Liquid Index A-I
2022
- 30 AprBenchmarkBenchmark: CRISIL Liquid Debt Index to CRISIL Liquid Debt A-I Index
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| May 2026 to Sep 20265 months | Moderate | Low to ModerateNIFTY Liquid Index A-I |
| Apr 20261 month | Low to Moderate | Low to ModerateNifty Liquid Index A-I |
| Mar 20261 month | Moderate | Low to ModerateNifty Liquid Index A-I |
| Feb 20261 month | Low to Moderate | Low to ModerateNifty Liquid Index A-I |
| Dec 2025 to Jan 20262 months | Moderate | Low to ModerateNifty Liquid Index A-I |
| Oct 2025 to Nov 20252 months | Low to Moderate | Low to ModerateNifty Liquid Index A-I |
| Jul 2025 to Sep 20253 months | Moderate | Low to ModerateNifty Liquid Index A-I |
| Jun 20251 month | Low to Moderate | Low to ModerateNifty Liquid Index A-I |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Fund details
Objective
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee /indicate any returns.
Asset allocation
- Money market instruments (including Triparty Repo on Governemnt Securities or treasury bill & Repo): 0-100% (Low)
- Debt Securities (including securitised debt): 0-100% (Low to Medium)*
* Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio
Type of scheme
An open ended liquid scheme. A Relatively Low interest rate risk and Relatively Moderate Credit Risk (B-I)
- Stated category
- Debt - Liquid Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- Nifty Liquid Index A-I
- Second benchmarkSecond benchmark. An additional index the fund house chose to compare the fund with, beside the first benchmark, which every fund of its category shares.
- Nifty 1 Year T-Bill Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- B-I
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Low to Moderate
- New fund offer
- 23 Jun 2003 to 24 Jun 2003
- Units first allotted
- 23 Jun 2003
- Minimum at the offer
- ₹10,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 120304 | INF789F1AD46 | UTI_LIQU_DIR_13NSAJ2 | 1 Jan 2013 | |
| Regular Growth | 102012 | INF789F1AF85 | UTI_LIQU_REG_60LJPH | 1 Apr 2006 | |
| Direct IDCW | 120558 | INF789F1AD38 | UTI_LIQU_DIR_19S9X68 | 1 Jan 2013 | |
| Regular IDCW | 102010 | INF789F1AF77 | UTI_LIQU_REG_1AV232B | 1 Apr 2006 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- UTI Fund Watch (Active)-October 2026 (opens in a new tab)UTI Mutual Fund, Sep 2026
Statement of additional information
- SAI UTI Mutual Fund (opens in a new tab)UTI Mutual Fund, Oct 2026
Annual report
- Annual Report 2025-2026 (opens in a new tab)UTI Mutual Fund, Mar 2026
- 767 UTI LONG DURATION FUND (opens in a new tab)UTI Mutual Fund, Mar 2026
- 055 UTI Children's Hybrid Fund ( formerly known as UTI Children's Career Fund (UTI CCF) - Savings Plan) (opens in a new tab)UTI Mutual Fund, Mar 2026
- 066 UTI Aggressive Hybrid Fund (Formerly UTI Hybrid Equity Fund) (opens in a new tab)UTI Mutual Fund, Mar 2026
Riskometer disclosure
- Annual Disclosure of Riskometer 2025-2026 (opens in a new tab)UTI Mutual Fund, Mar 2026