- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹27,123 Cr247th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 15 Oct 2026
- 9.1
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 15 Oct 2026
- 0.8
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 2.03%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 15 Oct 2026
- 8.9%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 2.89%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026.
- 1.96%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026.
- 0.18%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026.
- 17.06%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 0.73%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 76,97,75342.2% delivered
Results
Standalone, as consolidated accounts are on record for only 4 of the last ten years; ₹ crore, the charts by years to March, the table by quarter. Total income is interest earned plus other income, fees and treasury gains among it.Quarterly results
Quarter to Sep 2026, against the quarter beforeFiled 15 Oct
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹8,174 Crdown 5.85%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹786 Crup 19.70%
Total income by year
Peak total income ₹29,741 Cr, year to Mar 2026
Net profit by year, a loss in red
- Net profit
- Loss
A loss in 4 of the 10 years shown
| ₹ crore | Dec 2024Filed 21 Jan | Mar 2025Filed 28 Apr | Jun 2025Filed 21 Jul | Sep 2025Filed 17 Oct | Dec 2025Filed 17 Jan | Mar 2026Filed 25 Apr | Jun 2026Filed 22 Jul | Sep 2026Filed 15 Oct |
|---|---|---|---|---|---|---|---|---|
| Total income | 7,406 | 8,137 | 7,433 | 7,421 | 7,521 | 7,365 | 8,682 | 8,174 |
| Net profit | 639 | 652 | 607 | 620 | 740 | 801 | 656 | 786 |
Standalone. The last eight quarters. The latest is shaded.
Business segments
Share of revenue, year to Mar 2026, standalone.Segment revenue and profit
- CORPORATE BANKING OPERATIONSCORPORATE BANKING OPERATIONS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹10,982 Cr36.9%
- RETAIL BANKING OPERATIONSRETAIL BANKING OPERATIONS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹10,666 Cr35.9%
- TREASURY OPERATIONSTREASURY OPERATIONS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹8,031 Cr27.0%
- OTHER BANKING OPERATIONSOTHER BANKING OPERATIONS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹62 Cr0.2%
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 0.1% of 1,041 trading days over the last 5 years.
LowestHighest
Its median18.5Industry median6.9
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 21% of 1,236 trading days over the last 5 years.
LowestHighest
Its median1.3Industry median0.9
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 100% of 2,480 trading days over the last 10 years.
LowestHighest
Its median0.00%Industry median2.86%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −35.2% | +13.2% | −44.5% | 2.0% |
| 3 years | −1.4% | +12.3% | −13.3% | 1.2% |
| 5 years | +16.1% | +67.0% | −30.9% | 0.7% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 1 year is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.
Mutual funds holding it
55 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 54 of the 55 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.Mutual fund holdings
- AddedAdded. Funds that held more shares than at the end of the month before.
- 17
- CutCut. Funds that held fewer shares than at the end of the month before.
- 38
| Fund | |||
|---|---|---|---|
 Nippon India ETF Nifty PSU Bank BeESNippon India Mutual Fund | 1,30,32,582 | 0.77% | ₹30.3 Cr |
 Kotak Nifty PSU Bank ETFKotak Mahindra Mutual Fund | 82,57,962 | 0.77% | ₹19.2 Cr |
 DSP Nifty PSU Bank ETFDSP Mutual Fund | 47,53,804 | 0.77% | ₹11.1 Cr |
| Nippon India Nifty Smallcap 250 Index FundNippon India Mutual Fund | 17,57,917 | 0.12% | ₹4.09 Cr |
 Motilal Oswal BSE Enhanced Value Index FundMotilal Oswal Mutual Fund | 15,44,961 | 0.17% | ₹3.60 Cr |
 HDFC Nifty Smallcap 250 ETFHDFC Mutual Fund | 13,79,424 | 0.12% | ₹3.21 Cr |
 SBI BSE PSU Bank Index FundSBI Mutual Fund | 12,41,486 | 0.87% | ₹2.90 Cr |
| SBI Nifty Smallcap 250 Index FundSBI Mutual Fund | 8,92,996 | 0.12% | ₹2.08 Cr |
| Motilal Oswal Nifty Smallcap 250 Index FundMotilal Oswal Mutual Fund | 6,33,438 | 0.12% | ₹1.47 Cr |
| SBI BSE PSU Bank ETFSBI Mutual Fund | 4,25,834 | 0.87% | ₹0.99 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Peers and competitors
Public Sector Bank, 12 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to UCO Bank in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 Bank of BarodaBANKBARODA | 1,19,407 | – | 0.7 | +2.7% | – | – | 0.98% | 2.83% | 3.68% |
 Indian BankINDIANB | 1,12,761 | 8.5 | 1.3 | +12.4% | +17.2% | 16.1% | 1.25% | 3.07% | 2.18% |
 Canara BankCANBK | 1,05,365 | 5.2 | 0.8 | −6.8% | +17.7% | 16.8% | 0.99% | 2.21% | 3.62% |
 Bank of IndiaBANKINDIA | 59,640 | 5.1 | 0.7 | +6.0% | +24.1% | 13.8% | 0.92% | 2.47% | 3.55% |
 Bank of MaharashtraMAHABANK | 57,933 | 7.7 | 1.7 | +15.2% | +31.0% | 24.3% | 1.76% | 3.83% | 2.92% |
 Indian Overseas BankIOB | 55,228 | 9.3 | 1.5 | +13.1% | +51.8% | 17.2% | 1.25% | 3.17% | 0.00% |
 Central Bank of IndiaCENTRALBK | 26,095 | 5.4 | 0.6 | +8.3% | +5.2% | 12.0% | 0.88% | 2.99% | 3.47% |
 Punjab & Sind BankPSB | 12,921 | 8.6 | 0.9 | +3.2% | +29.6% | 10.7% | 0.78% | 2.46% | 2.14% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹0.44 a share, year to Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 4 May 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.44 |
| 9 May 2025 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.39 |
| 10 May 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹0.28 |
| 23 Jun 2015 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹2.00 |
| 24 Jun 2014 | Final | ₹1.00 |
| 20 Jan 2014 | Interim | ₹2.00 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
12 Oct · Analysts
9 Oct · Rating
UCO Bank share price by year
Each calendar year to 2025.UCO Bank share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 29.45 | −32.9% | 45.27 | 28.00 |
| 2024 | 43.87 | +10.4% | 68.40 | 39.85 |
| 2023 | 39.75 | +26.2% | 46.50 | 22.55 |
| 2022 | 31.50 | +142.3% | 36.40 | 10.60 |
| 2021 | 13.00 | +2.4% | 15.30 | 10.90 |
| 2020 | 12.70 | −24.0% | 16.80 | 8.55 |
| 2019 | 16.70 | −17.7% | 22.70 | 11.50 |
| 2018 | 20.30 | −30.7% | 33.30 | 15.55 |
| 2017 | 29.30 | −12.3% | 43.70 | 29.10 |
| 2016 | 33.40 | −26.4% | 45.70 | 28.35 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 22.60 | 22.60 | 21.46 | 21.63 | 21.81 | 76,97,753 | 42.2% |
| 22 Oct 2026 | 23.11 | 23.11 | 22.40 | 22.55 | 22.60 | 54,01,336 | 37.9% |
| 21 Oct 2026 | 23.87 | 23.87 | 23.00 | 23.07 | 23.35 | 49,54,527 | 30.0% |
| 19 Oct 2026 | 23.73 | 24.31 | 23.55 | 23.61 | 23.82 | 53,90,426 | 26.9% |
| 16 Oct 2026 | 23.44 | 23.92 | 23.38 | 23.73 | 23.66 | 63,84,375 | 22.8% |
| 15 Oct 2026 | 24.45 | 24.80 | 23.38 | 23.56 | 24.10 | 2,17,36,281 | 19.5% |
| 14 Oct 2026 | 23.61 | 24.10 | 23.51 | 23.96 | 23.92 | 40,65,909 | 35.1% |
| 13 Oct 2026 | 23.19 | 23.75 | 23.04 | 23.61 | 23.45 | 33,12,628 | 42.8% |
| 12 Oct 2026 | 23.25 | 23.46 | 23.06 | 23.12 | 23.20 | 20,96,635 | 41.0% |
| 9 Oct 2026 | 23.09 | 23.41 | 22.90 | 23.25 | 23.23 | 29,73,032 | 32.3% |
Prices in ₹ per share as traded, not adjusted.
About UCO Bank
UCO Bank is a bank that accepts deposits and makes loans. Its lending journeys cover vehicle, home, gold, dairy, self-help group, MSME and agricultural financing, and it runs these as end-to-end digital processes. It offers mobile and internet banking, with features such as beneficiary lookup, branch slot booking, biometric and face-authentication-enabled UPI services and green fixed deposit certificates. It has also built API banking partnerships with other institutions, so that outside systems can connect to its services. It also works as a depository participant of National Securities Depository Limited through its D.N. Road branch in Mumbai.
The bank operates through 49 zonal offices and 3,412 domestic branches, spread across 28 states and 8 Union Territories of India. In the year to March 2026 it added 110 new branches. Its network also includes 2,647 ATM centres and 11,136 business correspondent units. Outside India it has 2 overseas branches and 1 representative office in Tehran, Iran.
UCO Bank has its head office in Kolkata, and its corporate office is at 2 India Exchange Place in the same city. It was incorporated in 1943. The Government of India is its promoter. A promoter is the person or group that set up a company or controls it. The Government of India holds 90.95 per cent of the bank's equity shares. The bank has no holding, subsidiary or associate companies or joint ventures.
- NSE symbol
- UCOBANK
- BSE code
- 532505
- ISIN
- INE691A01018
- Industry
- Banks
- Listed
- Oct 2003
- Face value
- ₹10
In Nifty 500, BSE 500, BSE 150 MidCap Index, Nifty Smallcap 250, BSE MidCap, Nifty Total Market