
Motilal Oswal Financial Services Fund Regular IDCW NAV today
AMFI: 154139ISIN: INF247L01GR6MUTF_IN: MOTI_OSWA_FINA_16YECBPMotilal Oswal Mutual FundSectoral / Thematic funds
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹209 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 2.70%15 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot make the fund look cheap. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted.
- 20.130 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 2930 Sep 2026
- Offer openedNew fund offer opened. The day the fund's new fund offer opened for investors to apply; units are allotted when it closes.
- 27 Jan 2026
Motilal Oswal Financial Services Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −5.10% | −3.87% | – | – | – |
| 1 month | −7.07% | −4.54% | 78 of 254 | −8.33% | −9.6% to −6.7% |
| 3 months | −4.06% | −5.93% | 56 of 249 | −6.53% | −8.0% to −4.6% |
| 6 months | −1.02% | −6.29% | 87 of 249 | −4.08% | −6.9% to +1.7% |
| 1 year | Needs a year | – | – | −6.21% | −10.1% to −0.6% |
| 3 years | Needs 3 years | – | – | +10.84% | +7.2% to +15.3% |
| 5 years | Needs 5 years | – | – | +9.47% | +6.9% to +13.1% |
| 10 years | Needs 10 years | – | – | +12.66% | +10.6% to +14.0% |
Motilal Oswal Financial Services Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 1.38 ptsA year, on 15 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 1.31%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 2.68%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.78% | 2.10% |
| Brokerage | 0.10% | 0.10% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.43% | 0.49% |
Exit load, in the fund house's words
1% - If redeemed within 90 days from the day of allotment. Nil - If redeemed after 90 days from the date of allotment. Exit Load will be applicable on switch amongst the Schemes of MOMF. No Load shall be imposed for switching between Options within the Scheme. Further, it is clarified that there will be no exit load charged on a switch-out amongst the plans within the same schemeMoreLess
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹500
- Minimum top-up
- ₹500
- Minimum redemption
- ₹500
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
Motilal Oswal Financial Services Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹207 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 28.1%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Assets at each month end
Motilal Oswal Financial Services Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | |||
|---|---|---|---|---|---|
| State Bank of IndiaBanks | Large cap4th | 6.56% | 13.74 | 1,43,181 | Feb 2026or earlier |
| ICICI BankBanks | Large cap5th | 6.31% | 13.22 | 1,00,000 | Feb 2026or earlier |
| Multi Commodity Exchange of IndiaCapital Markets | Mid cap157th | 5.75% | 12.05 | 36,500 | Aug 2026 |
| Bajaj FinanceFinance | Large cap7th | 4.69% | 9.81 | 1,02,279 | Feb 2026or earlier |
| One 97 CommunicationsFinancial Technology (Fintech) | Mid cap146th | 3.89% | 8.14 | 48,500 | Feb 2026or earlier |
| Kotak Mahindra BankBanks | Large cap16th | 3.86% | 8.09 | 1,94,000 | Jun 2026 |
| Cholamandalam Investment and Finance CompanyFinance | Large cap70th | 3.82% | 8.01 | 49,430 | Feb 2026or earlier |
| IndusInd BankBanks | Mid cap152nd | 3.58% | 7.50 | 83,183 | Feb 2026or earlier |
| HDFC BankBanks | Large cap2nd | 3.39% | 7.09 | 1,00,000 | Feb 2026or earlier |
| RBL BankBanks | Small cap346th | 3.37% | 7.06 | 1,75,000 | Feb 2026or earlier |
| Muthoot FinanceFinance | Large cap67th | 3.14% | 6.57 | 24,000 | Aug 2026 |
| MoneyviewFinancial Technology (Fintech) | 3.13% | 6.54 | 19,24,293 | Sep 2026 | |
| Prudent Corporate Advisory ServicesCapital Markets | Small cap535th | 3.10% | 6.50 | 20,771 | Feb 2026or earlier |
| Shriram FinanceFinance | Large cap42nd | 2.82% | 5.90 | 60,000 | Feb 2026or earlier |
| PNB Housing FinanceFinance | Small cap313th | 2.67% | 5.60 | 50,000 | Apr 2026 |
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Triparty Repo | 5.90% | 12.35 |
| Net Receivables / (Payables) | 5.19% | 10.88 |
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 6.56%State Bank of India
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 27.20%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 45.22%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 24.4Taken over 88.91% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Indian shares88.91%
- Cash and receivables11.09%
Large, mid and small cap
Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month.- Large cap48.80%Category 49.50%
- Mid cap24.11%Category 21.62%
- Small cap22.53%Category 26.68%
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets.- Financial Services88.91%Category 21.68%
Sector allocation month by month
| 8 months | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Financial Services29 companies | 88.91% | 98.22% | 97.92% | 96.47% | 97.30% | 96.56% | 86.27% | 44.91% | |
| Healthcare | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Capital Goods | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Automobile And Auto Components | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Consumer Services | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Information Technology | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Fast Moving Consumer Goods | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Consumer Durables | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Oil Gas & Consumable Fuels | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Telecommunication | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Power | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Services | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 37.63% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 49.43% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 5
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 9
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 12
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 7.63%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 22.99%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| PB Fintech | Sold out | – | 3.65% | −3.65 pts | −42,243 |
| Moneyview | New | 3.13% | 0.00% | +3.13 pts | +19,24,293 |
| HDFC Bank | Trimmed | 3.39% | 6.38% | −2.99 pts | −95,000 |
| ICICI Lombard General Insurance Company | New | 2.28% | 0.00% | +2.28 pts | +30,000 |
| BSE | New | 2.22% | 0.00% | +2.22 pts | +15,000 |
| L&T Finance | Sold out | – | 2.22% | −2.22 pts | −1,50,000 |
| Ujjivan Small Finance Bank | Sold out | – | 1.91% | −1.91 pts | −6,00,088 |
| The Federal Bank | Sold out | – | 1.65% | −1.65 pts | −1,00,000 |
| Muthoot Finance | Added | 3.14% | 1.65% | +1.49 pts | +12,000 |
| OnEMI Technology Solutions | Added | 2.47% | 0.99% | +1.48 pts | +70,000 |
| Billionbrains Garage Ventures | Trimmed | 1.78% | 3.13% | −1.35 pts | −1,50,000 |
| Axis Bank | Trimmed | 2.36% | 3.61% | −1.25 pts | −20,000 |
| Karur Vysya Bank | Added | 2.48% | 1.28% | +1.20 pts | +80,000 |
| PNB Housing Finance | Trimmed | 2.67% | 3.83% | −1.16 pts | −22,247 |
| Shriram Finance | Trimmed | 2.82% | 3.91% | −1.09 pts | −16,345 |
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| – | – | – | – | 5.72% | 5.67%Added | 7.22%Added | 6.71% | 6.88%Added | 8.02%Added | 7.00%Cut | 6.56% | |
| – | – | – | – | 4.38% | 8.88%Added | 8.37%Added | 8.56% | 8.62% | 7.09%Cut | 6.71% | 6.31% | |
| – | – | – | – | – | – | – | – | – | – | 5.73%Bought | 5.75% | |
| – | – | – | – | 3.09% | 7.09%Added | 6.84% | 6.82% | 6.95% | 7.45% | 4.99%Cut | 4.69% | |
| – | – | – | – | 0.87% | 2.25%Added | 2.12% | 2.22% | 2.89%Added | 3.22% | 3.84% | 3.89% | |
| – | – | – | – | – | – | – | – | 1.02%Bought | 1.39%Added | 2.79%Added | 3.86%Added | |
| – | – | – | – | 3.30% | 3.26%Added | 3.10% | 4.02%Added | 4.30% | 4.51%Added | 4.24% | 3.82% | |
| – | – | – | – | 4.32% | 4.19%Added | 4.20% | 4.32% | 4.02% | 4.16% | 3.90% | 3.58% | |
| – | – | – | – | 2.54% | 8.08%Added | 8.73%Added | 8.67% | 8.55% | 7.57% | 6.38%Cut | 3.39%Cut | |
| – | – | – | – | 2.84% | 3.30%Added | 3.71%Added | 3.92% | 1.93%Cut | 2.78%Added | 2.63% | 3.37%Added | |
| – | – | – | – | – | 3.02%Bought | 2.70% | 0.13%Cut | Sold out | – | 1.65%Bought again | 3.14%Added | |
| Moneyview | – | – | – | – | – | – | – | – | – | – | – | 3.13%Bought |
| – | – | – | – | 3.10% | 3.02% | 3.24% | 3.21% | 3.25% | 3.38% | 3.52% | 3.10% | |
| – | – | – | – | 1.43% | 3.87%Added | 3.95%Added | 4.11% | 4.16% | 3.95% | 3.91% | 2.82%Cut | |
| – | – | – | – | – | – | 2.73%Bought | 3.93%Added | 3.92%Added | 3.76% | 3.83% | 2.67%Cut |
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it.
Risk ratios
NAV to 23 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| Since Feb 2026 | −11.52% | 20 Feb 2026 | 31 Mar 2026 | 21 Apr 2026 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Jan 2026 to Aug 20268 months | Very High | Very HighNifty Financial Services TRI |
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Baroda BNP Paribas Banking and Financial Services FundBaroda BNP Paribas Mutual Fund | 60.48% | 22 |
| Kotak Banking & Financial Services FundKotak Mahindra Mutual Fund | 53.97% | 20 |
| Canara Robeco Banking and Financial Services FundCanara Robeco Mutual Fund | 51.87% | 18 |
| Tata Banking & Financial Services FundTata Mutual Fund | 51.18% | 19 |
| Helios Financial Services FundHelios Mutual Fund | 50.53% | 17 |
| MahindraManulife Banking & Financial Services FundMahindra Manulife Mutual Fund | 49.15% | 17 |
| Edelweiss Financial Services FundEdelweiss Mutual Fund | 46.45% | 18 |
| HSBC Financial Services FundHSBC Mutual Fund | 45.86% | 18 |
| ITI Banking and Financial Services FundITI Mutual Fund | 45.65% | 16 |
| DSP Banking & Financial Services FundDSP Mutual Fund | 44.87% | 15 |
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Motilal Oswal Multi Cap FundMotilal Oswal Mutual Fund | 25.39% |
| Motilal Oswal Contra FundMotilal Oswal Mutual Fund | 25.12% |
| Motilal Oswal Business Cycle FundMotilal Oswal Mutual Fund | 23.30% |
| Motilal Oswal Services FundMotilal Oswal Mutual Fund | 22.50% |
| Motilal Oswal Large CapMotilal Oswal Mutual Fund | 20.61% |
| Motilal Oswal ELSS Tax Saver FundMotilal Oswal Mutual Fund | 19.31% |
| Motilal Oswal Focused FundMotilal Oswal Mutual Fund | 18.59% |
| Motilal Oswal Large and Midcap FundMotilal Oswal Mutual Fund | 18.36% |
| Motilal Oswal Flexi cap FundMotilal Oswal Mutual Fund | 16.74% |
| Motilal Oswal Midcap FundMotilal Oswal Mutual Fund | 15.79% |
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The primary objective of the Scheme is to generate long-term capital appreciation by investing in equity or equity related instruments across market capitalization of companies deriving majority of their income from financial Services businesses. However, there is no assurance that the investment objective of the scheme will be realized
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- Nifty Financial Services TRI
- New fund offer
- 27 Jan 2026 to 10 Feb 2026
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹500
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 154142 | INF247L01GN5 | MOTI_OSWA_FINA_16HM0MS | 20 Feb 2026 | |
| Regular Growth | 154137 | INF247L01GQ8 | MOTI_OSWA_FINA_HQEDHJ | 20 Feb 2026 | |
| Direct IDCW | 154140 | INF247L01GO3 | INF247L01GP0 | MOTI_OSWA_FINA_1JDJ625 | 20 Feb 2026 |
| Regular IDCW | 154139 | INF247L01GR6 | INF247L01GS4 | MOTI_OSWA_FINA_16YECBP | 20 Feb 2026 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Factsheet September 2026 active (opens in a new tab)Motilal Oswal Mutual Fund, Sep 2026
Statement of additional information
- SAI Motilal Oswal Mutual Fund (opens in a new tab)Motilal Oswal Mutual Fund, Oct 2026
Annual report
- Motilal mf index fund ar 2025-26 (opens in a new tab)Motilal Oswal Mutual Fund, Mar 2026
- Motilal mf equity fund ar 2025-26 (opens in a new tab)Motilal Oswal Mutual Fund, Mar 2026
- Motilal mf debt fund ar 2025-26 (opens in a new tab)Motilal Oswal Mutual Fund, Mar 2026
- Motilal mf etf fund ar 2025-26 (opens in a new tab)Motilal Oswal Mutual Fund, Mar 2026
Riskometer disclosure
- Riskometer Output July 2026 Portfolio Motilal Oswal Mutual Fund (opens in a new tab)Motilal Oswal Mutual Fund, Jul 2026
Portfolio overlap disclosure
- Portfolio overlap data as on september 30,2026 (opens in a new tab)Motilal Oswal Mutual Fund, Sep 2026