Aditya Birla Sun Life Floating Interest Rate Fund Direct IDCW NAV today
AMFI: 122645ISIN: INF209K01UW9MUTF_IN: ADIT_BSL_FLTN_VCUXO9Aditya Birla Sun Life Mutual FundFloater funds
Formerly Aditya Birla Sun Life Floating Interest Rate Fund-Retail, Aditya Birla Sun Life Floating Rate Fund, Aditya Birla Sun Life Floating Rate Fund-Long Term, Birla Sun Life Floating Rate - Long Term, Birla Sun Life Floating Rate Fund-Long Term
NAV ₹99.7603
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹12,971 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.25%21 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.49%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Low to ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 20930 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 5 Jun 2003
Aditya Birla Sun Life Floating Interest Rate Fund returns
Read from the direct plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −0.10% | – | – | – | – |
| 1 month | −0.05% | – | 4 of 12 | −0.23% | −0.4% to 0.0% |
| 3 months | +0.96% | – | 1 of 12 | +0.52% | +0.4% to +0.8% |
| 6 months | +2.63% | – | 4 of 12 | +2.58% | +2.3% to +2.7% |
| 1 year | +5.52% | +6.31%to 30 Sep 2026 | 5 of 12 | +5.48% | +5.0% to +5.6% |
| 3 years | +7.26% | +7.09%to 30 Sep 2026 | 9 of 12 | +7.40% | +7.3% to +7.5% |
| 5 years | +6.72% | +6.35%to 30 Sep 2026 | 4 of 12 | +6.68% | +6.6% to +6.8% |
| 10 years | +7.09% | +6.46%to 30 Sep 2026 | 4 of 5 | +7.10% | +7.1% to +7.1% |
₹10,000 put in on 29 May 2013 is ₹27,190 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: NIFTY Low Duration Debt Index A-I, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of Floater funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +6.09% | +6.31% |
| 3 years | +7.39% | +7.09% |
| 5 years | +6.77% | +6.35% |
| 10 years | +7.16% | +6.46% |
| Since launch | +7.85% | +7.11% |
Benchmark: NIFTY Low Duration Debt Index A-I. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2014, +9.8%; lowest year to Dec 2021, +3.8%
Aditya Birla Sun Life Floating Interest Rate Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,23,211₹1,23,205 after stamp duty | +5.22% | +5.21% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,97,655₹3,97,635 after stamp duty | +6.67% | +6.66% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹7,14,837₹7,14,801 after stamp duty | +7.00% | +7.00% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹17,09,245₹17,09,198 after stamp duty | +6.91% | +6.91% | ₹38 | |
| Since May 2013161 instalments | ₹16,10,000 | ₹26,69,214₹26,69,167 after stamp duty | +7.22% | +7.22% | ₹38 |
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 29 May 2013 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year2,999 windows+3.6%+7.8%+10.8%100.0%
3 years2,521 windows+5.3%+7.7%+10.0%100.0%
5 years2,037 windows+6.5%+7.5%+9.0%100.0%
10 years827 windows+7.1%+7.6%+8.0%100.0%
Every 1, 3, 5 and 10-year window ended higher than it started.From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Aditya Birla Sun Life Floating Interest Rate Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.18 ptsA year, on 21 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.25%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.43%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.26%, Apr 2026.Direct plan lowest 0.15%, Sep 2019.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.21% | 0.36% |
| Brokerage | 0.01% | 0.01% |
| Transaction costs | None | None |
| Statutory levies | 0.03% | 0.06% |
Per cent of assets a year, filed for 21 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹1,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹1,000
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Not accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Any Day(1 to 31)Weekly(Monday to Friday)
As listed for this plan on 24 Oct 2026.
Aditya Birla Sun Life Floating Interest Rate Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹13,187 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 91.2%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹19,763 Cr, quarter to Sep 2021.
Assets at each month end
Highest ₹21,707 Cr, Aug 2021.Lowest ₹4,579 Cr, Feb 2019.
Aditya Birla Sun Life Floating Interest Rate Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.49%Lines stating a yield: 98.88% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 7.24%Direct plan
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| Government of India (22/09/2033) (FRB)Sovereign, repaid 22 Sep 2033 | Bonds and bills | 7.46% | 967.53 | 9,28,08,500 | 6.26% | May 2021 |
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028)CRISIL AAA, 7.48% coupon, repaid 15 Sep 2028 | Bonds and bills | 3.45% | 447.50 | 45,000 | 7.79% | Apr 2025 |
| 7.00% Small Industries Development Bank of India (04/06/2029) (FRN)CARE AAA, repaid 4 Jun 2029 | Bonds and bills | 2.70% | 350.49 | 35,000 | 8.35% | Jun 2026 |
| 7.20% Knowledge Realty Trust (26/09/2028)CRISIL AAA, repaid 26 Sep 2028 | Bonds and bills | 2.29% | 296.45 | 30,000 | 8.09% | Sep 2025 |
| HDFC Bank Ltd. (15/01/2027)CARE A1+, repaid 15 Jan 2027 | Bonds and bills | 2.27% | 294.23 | 6,000 | 6.75% | Sep 2026 |
| 7.30% Bharti Telecom Ltd. (01/12/2027)CRISIL AAA, 7.30% coupon, repaid 1 Dec 2027 | Bonds and bills | 2.02% | 262.17 | 26,500 | 8.26% | Nov 2025 |
| Union Bank of India (16/03/2027)ICRA A1+, repaid 16 Mar 2027 | Bonds and bills | 1.87% | 242.47 | 5,000 | 6.83% | Mar 2026 |
| 7.21% Embassy Office Parks Reit (17/03/2028)CRISIL AAA, repaid 17 Mar 2028 | Bonds and bills | 1.73% | 223.94 | 22,600 | 8.12% | May 2025 |
| ICICI Bank Ltd. (25/03/2027)ICRA A1+, repaid 25 Mar 2027 | Bonds and bills | 1.68% | 217.89 | 4,500 | 6.80% | Apr 2026 |
| Small Industries Development Bank of India (03/09/2027)CRISIL A1+, repaid 3 Sep 2027 | Bonds and bills | 1.44% | 186.89 | 4,000 | 7.60% | Sep 2026 |
| 6.66% National Bank for Agriculture and Rural Development (12/10/2028)ICRA AAA, 6.66% coupon, repaid 12 Oct 2028 | Bonds and bills | 1.36% | 176.23 | 18,000 | 7.81% | Aug 2025 |
| 8.07% SMFG India Home Finance Co. Ltd. (10/09/2027)CARE AAA, 8.07% coupon, repaid 10 Sep 2027 | Bonds and bills | 1.35% | 174.91 | 17,500 | 8.10% | Dec 2024 |
| 7.34% TATA Capital Ltd. (21/02/2029) (FRN)ICRA AAA, repaid 21 Feb 2029 | Bonds and bills | 1.35% | 174.46 | 17,500 | 8.84% | May 2026 |
| 7.31% Aditya Birla Housing Finance Ltd. (22/05/2028)ICRA AAA, repaid 22 May 2028 | Bonds and bills | 1.33% | 172.63 | 17,500 | 8.18% | May 2025 |
| 7.96% Embassy Office Parks Reit (27/09/2027)CRISIL AAA, repaid 27 Sep 2027 | Bonds and bills | 1.31% | 170.35 | 17,000 | 7.99% | Sep 2024 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Net Receivable / Payable | 1.72% | 223.06 |
| TREPS | 1.09% | 141.76 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 7.46%Government of India (22/09/2033) (FRB)
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 18.16%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 26.90%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 62.2Taken over 97.19% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills96.88%
- Units of other funds0.31%
- Cash and receivables2.81%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign11.93%
- AAA55.96%
Loans of under a year
- A1+28.99%
Other
- Overnight lending1.09%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month1.14%
- 1 to 3 months1.93%
- 3 to 6 months25.84%
- 6 to 12 months15.72%
- 1 to 3 years39.44%
- 3 to 5 years5.38%
- 5 to 10 years8.52%
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 7.01%National Bank for Agriculture and Rural Development
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 25.42%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 40.40%
Per cent of the fund's net assets. Lent outside the government: 84.94% of the fund, to 51 borrowers; the borrower is named for 89.64% of it, its group for 29.42%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 157.70% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 146.83% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 3
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 7
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 5
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 182
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 6.83%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 11.30%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| HDFC Bank Ltd. (15/01/2027) | New | 2.27% | 0.00% | +2.27 pts | +6,000 |
| Small Industries Development Bank of India (03/09/2027) | New | 1.44% | 0.00% | +1.44 pts | +4,000 |
| HDFC Bank Ltd. (14/12/2026) | Sold out | – | 1.41% | −1.41 pts | −3,800 |
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028) | Added | 3.45% | 2.34% | +1.11 pts | +14,000 |
| Union Bank of India (19/01/2027) | Sold out | – | 0.92% | −0.92 pts | −2,500 |
| HDFC Bank Ltd. (10/09/2026) | Matured | – | 0.76% | −0.76 pts | – |
| Canara Bank (10/02/2027) | New | 0.75% | 0.00% | +0.75 pts | +2,000 |
| REC Ltd. (19/03/2027) | New | 0.75% | 0.00% | +0.75 pts | +2,000 |
| Bank of Baroda (25/11/2026) | Sold out | – | 0.75% | −0.75 pts | −2,000 |
| Punjab National Bank (15/12/2026) | Sold out | – | 0.74% | −0.74 pts | −2,000 |
| 7.62% National Bank for Agriculture and Rural Development (31/01/2028) | Sold out | – | 0.61% | −0.61 pts | −8,000 |
| 7.83% Bajaj Housing Finance Ltd. (18/05/2029) | Trimmed | 0.43% | 0.99% | −0.56 pts | −7,500 |
| Bank of Baroda (15/12/2026) | Sold out | – | 0.56% | −0.56 pts | −1,500 |
| Canara Bank (22/01/2027) | Sold out | – | 0.55% | −0.55 pts | −1,500 |
| 7.44% National Bank for Agriculture and Rural Development (17/07/2029) | Trimmed | 0.95% | 1.50% | −0.55 pts | −7,500 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Government of India (22/09/2033) (FRB) | 5.70% | 5.67% | 5.57% | 5.59% | 6.11%Added | 6.22%Added | 6.37%Added | 6.44%Added | 6.61%Added | 7.10%Added | 7.33%Added | 7.46% |
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028) | 2.64%Added | 2.63% | 3.70%Added | 3.69% | 3.37%Cut | 2.92%Cut | 2.78%Cut | 2.03%Cut | 2.68%Added | 1.97%Cut | 2.34%Added | 3.45%Added |
| 7.00% Small Industries Development Bank of India (04/06/2029) (FRN) | – | – | – | – | – | – | – | – | 2.61%Bought | 2.66% | 2.64% | 2.70% |
| 7.20% Knowledge Realty Trust (26/09/2028) | 2.29% | 2.28% | 2.24% | 2.23% | 2.22% | 2.17% | 2.21% | 2.20% | 2.21% | 2.26% | 2.25% | 2.29% |
| HDFC Bank Ltd. (15/01/2027) | – | – | – | – | – | – | – | – | – | – | – | 2.27%Bought |
| 7.30% Bharti Telecom Ltd. (01/12/2027) | – | 2.88%Bought | 4.68%Added | 4.31%Cut | 3.96%Cut | 3.87% | 3.94% | 3.92% | 3.93% | 3.82%Cut | 1.99%Cut | 2.02% |
| Union Bank of India (16/03/2027) | – | – | – | – | – | 1.71%Bought | 1.75% | 1.75% | 1.76% | 1.81% | 1.83% | 1.87% |
| 7.21% Embassy Office Parks Reit (17/03/2028) | 1.73% | 1.72% | 1.69% | 1.69% | 1.68% | 1.64% | 1.67% | 1.66% | 1.67% | 1.70% | 1.70% | 1.73% |
| ICICI Bank Ltd. (25/03/2027) | – | – | – | – | – | – | 1.40%Bought | 1.40% | 1.41% | 1.45% | 1.46% | 1.68%Added |
| Small Industries Development Bank of India (03/09/2027) | – | – | – | – | – | – | – | – | – | – | – | 1.44%Bought |
| 6.66% National Bank for Agriculture and Rural Development (12/10/2028) | 0.57%Added | 0.57% | 0.56% | 1.11%Added | 1.10% | 1.07% | 1.31%Added | 1.31% | 1.32% | 1.34% | 1.34% | 1.36% |
| 7.34% TATA Capital Ltd. (21/02/2029) (FRN) | – | – | – | – | – | – | – | 1.31%Bought | 1.30% | 1.32% | 1.32% | 1.35% |
| 8.07% SMFG India Home Finance Co. Ltd. (10/09/2027) | 1.35% | 1.34% | 1.32% | 1.32% | 1.31% | 1.28% | 1.30% | 1.30% | 1.30% | 1.33% | 1.33% | 1.35% |
| 7.31% Aditya Birla Housing Finance Ltd. (22/05/2028) | 1.34% | 1.33% | 1.31% | 1.31% | 1.30% | 1.27% | 1.29% | 1.28% | 1.29% | 1.32% | 1.31% | 1.33% |
| 7.96% Embassy Office Parks Reit (27/09/2027) | 1.32% | 1.31% | 1.29% | 1.28% | 1.28% | 1.25% | 1.27% | 1.26% | 1.27% | 1.29% | 1.29% | 1.31% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap. The 217 holdings no longer held, sold or repaid within these months, are not listed.
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Floater funds (12 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.0.76%
0.76%Lowest1.23%Average2.64%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.No losing month
0.00%Lowest0.12%Average0.74%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.1.69
0.80Lowest1.27Average1.69Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.4.47
1.47Lowest3.10Average5.29Highest
From the Direct Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 and 3 years | −0.23% | 13 Oct 2026 | 23 Oct 2026 | Not yet |
| 5 years | −0.44% | 2 May 2022 | 6 May 2022 | 20 Jun 2022 |
| 10 years and since May 2013 | −1.82% | 5 Mar 2020 | 24 Mar 2020 | 27 Mar 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Feb 2024 to Aug 202631 months | Low to Moderate | Low to ModerateNIFTY Low Duration Debt Index A-I |
| Apr 2023 to Jan 202410 months | Low to Moderate | ModerateCRISIL Low Duration Debt Index |
| Feb 2023 to Mar 20232 months | Moderate | ModerateCRISIL Low Duration Debt Index |
| Dec 2021 to Jan 202314 months | Low to Moderate | ModerateCRISIL Low Duration Debt Index |
| Nov 20211 month | Low to Moderate | Moderately HighCRISIL Low Duration Debt Index |
| Oct 20211 month | Low to Moderate | Low to ModerateCRISIL Liquid Debt Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Aditya Birla Sun Life Floating Interest Rate Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Kaustubh GuptaComanage | Jan 2013this role since Jun 2014 | – | – | – | 85.2% | – | 12 | ₹1,76,117 Cr₹34,108 Cr alone |
| Harshil SuvarnkarComanage | Mar 2021 | +6.65%a year | – | – | 56.2% | 43.5% | 16 | ₹41,210 Cr₹57 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid FundKaustubh Gupta | Jul 2011 | – | – | – | ₹61,167 Cr |
| Aditya Birla Sun Life Money Market FundKaustubh Gupta | Jul 2011 | – | – | – | ₹26,943 Cr |
| Aditya Birla Sun Life Corporate Bond FundKaustubh Gupta | Apr 2017 | +7.16%a year | – | – | ₹22,722 Cr |
| Aditya Birla Sun Life Ultra Short Term FundKaustubh Gupta | Jul 2011 | – | – | – | ₹16,279 Cr |
| Aditya Birla Sun Life Overnight FundKaustubh Gupta | Nov 2018 | – | – | – | ₹11,387 Cr |
| Aditya Birla Sun Life Ultra Short to Short Term FundKaustubh Gupta | Jul 2011 | – | – | – | ₹9,185 Cr |
| Aditya Birla Sun Life Banking & PSU Debt FundKaustubh Gupta | Sep 2009 | – | – | – | ₹8,439 Cr |
| Aditya Birla Sun Life Short Term FundKaustubh Gupta | Sep 2014 | +8.03%a year | – | – | ₹5,966 Cr |
| Aditya Birla Sun Life Income Plus Arbitrage Active FOFKaustubh Gupta | Mar 2021 | +6.35%a year | – | – | ₹1,046 Cr |
| Aditya Birla Sun Life Crisil Broad Based Gilt ETFKaustubh Gupta | Jul 2024 | – | – | – | ₹12 Cr |
Up to ten funds a manager, largest first. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Nippon India Floating Interest Rates FundNippon India Mutual Fund | 14.64% | 26 |
| HDFC Floating Interest Rates FundHDFC Mutual Fund | 13.73% | 30 |
| ICICI Prudential Floating Interest FundICICI Prudential Mutual Fund | 10.71% | 19 |
| DSP Floating Interest Rates FundDSP Mutual Fund | 10.09% | 6 |
| UTI Floating Interest Rates FundUTI Mutual Fund | 7.92% | 14 |
| Axis Floater FundAxis Mutual Fund | 4.77% | 5 |
| SBI Floating Interest Rates FundSBI Mutual Fund | 2.92% | 4 |
| Kotak Floating Interest Rates FundKotak Mahindra Mutual Fund | 2.58% | 4 |
| Franklin India Floating Rate FundFranklin Templeton Mutual Fund | 2.54% | 3 |
| Bandhan Floating Rate FundBandhan Mutual Fund | 2.22% | 4 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| Aditya Birla Sun Life Banking & PSU Debt FundAditya Birla Sun Life Mutual Fund | 29.72% |
| Aditya Birla Sun Life Corporate Bond FundAditya Birla Sun Life Mutual Fund | 26.00% |
| Aditya Birla Sun Life Ultra Short to Short Term FundAditya Birla Sun Life Mutual Fund | 23.54% |
| Aditya Birla Sun Life Short Term FundAditya Birla Sun Life Mutual Fund | 17.88% |
| Aditya Birla Sun Life Medium to Long Term FundAditya Birla Sun Life Mutual Fund | 9.50% |
| Aditya Birla Sun Life Ultra Short Term FundAditya Birla Sun Life Mutual Fund | 9.46% |
| Aditya Birla Sun Life Money Market FundAditya Birla Sun Life Mutual Fund | 7.35% |
| Aditya Birla Sun Life Medium Term FundAditya Birla Sun Life Mutual Fund | 6.97% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | 5.66% |
| Aditya Birla Sun Life Dynamic Term FundAditya Birla Sun Life Mutual Fund | 5.49% |
As the fund house states it, for Sep 2026.
Aditya Birla Sun Life Floating Interest Rate Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 8 Apr 2025 | ₹0.039787 | 0.039% | ₹100.9250 | ₹100.9667 |
| 7 Apr 2025 | ₹0.020634 | 0.020% | ₹100.8889 | ₹100.8889 |
| 3 Apr 2025 | ₹0.063754 | 0.063% | ₹100.9308 | ₹100.8889 |
| 2 Apr 2025 | ₹0.208365 | 0.21% | ₹100.8464 | ₹100.8614 |
| 26 Mar 2025 | ₹0.079403 | 0.079% | ₹100.7488 | ₹100.7488 |
| 25 Mar 2025 | ₹0.06834 | 0.068% | ₹100.7488 | ₹100.7488 |
| 21 Mar 2025 | ₹0.075613 | 0.075% | ₹100.7488 | ₹100.7488 |
| 20 Mar 2025 | ₹0.041281 | 0.041% | ₹100.7488 | ₹100.7488 |
| 19 Mar 2025 | ₹0.047656 | 0.047% | ₹100.7488 | ₹100.7488 |
| 18 Mar 2025 | ₹0.044595 | 0.044% | ₹100.7488 | ₹100.7488 |
| 17 Mar 2025 | ₹0.083225 | 0.083% | ₹100.7488 | ₹100.7488 |
| 13 Mar 2025 | ₹0.011773 | 0.012% | ₹100.7488 | ₹100.7488 |
The latest 120 of 2,382 payouts since 30 May 2013.
Changes to the fund
Newest first.
2026
- 30 SepCategoryCategory: Debt / Floater to Debt / Floating Interest Rates
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2024
- 31 MarBenchmarkBenchmark: CRISIL Low Duration Debt Index to NIFTY Low Duration Debt Index A-I
2021
- 31 DecBenchmarkBenchmark: CRISIL Liquid Debt Index to CRISIL Low Duration Debt Index
Fund details
Objective
The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The scheme may invest a portion of its net assets in fixed rate debt securities and money market instruments.
Asset allocation
- Under normal circumstances, the asset allocation of the Scheme will be as follows:
- Floating Rate Debt Securities (including securitized debt and Fixed rate debt instruments swapped for floating rate returns) - 65-100%
- Fixed Rate Debt Securities (including securitized debt, money market instruments) - 0-35%
- Units issued by InvITs - 0-10%
Type of scheme
An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps / derivatives). A relatively high interest rate risk and moderate credit risk.
- Stated category
- Debt Scheme - Floating Interest Rates Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- NIFTY Low Duration Debt Index A-I
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- B-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Low to Moderate
- New fund offer
- 1 Jun 1993 to 1 Jun 1993
- Units first allotted
- 5 Jun 2003
- Open for sale again
- 6 Jun 2003
- Price at the offer
- ₹100 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 122646 | INF209K01UX7 | ADIT_BSL_FLTN_11HN7FG | 29 May 2013 | |
| Regular Growth | 122644 | INF209K01MG9 | ADIT_BSL_FLTN_91I2KW | 29 May 2013 | |
| Direct IDCW | 122645 | INF209K01UW9 | ADIT_BSL_FLTN_VCUXO9 | 29 May 2013 | |
| Regular IDCW | 122643 | INF209KA1LN1 | ADIT_BSL_FLTN_CWRQ8O | 29 May 2013 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Empower for the Month of October 2026 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Sep 2026
Statement of additional information
- SAI Aditya Birla Sun Life Mutual Fund (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Oct 2026
Annual report
- Annual Report for Fixed Term Plans for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Matured and Closed Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Equity-Exchange Traded Funds and Fund of Fund Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Debt Schemes for the year 2025-26 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Mar 2026
Riskometer disclosure
- 06-10-2026 - Change in the Riskometer (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Oct 2026
Portfolio overlap disclosure
- ABSL Portfolio Overlap - September 2026 (opens in a new tab)Aditya Birla Sun Life Mutual Fund, Sep 2026