ICICI Prudential Banking and PSU Debt Fund Regular IDCW NAV today
AMFI: 116174ISIN: INF109K01YE1MUTF_IN: ICIC_PRU_BANK_QBFITOICICI Prudential Mutual FundBanking and PSU funds
Formerly ICICI Prudential Banking & PSU Debt Fund
NAV ₹10.9498
NAV for 23 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹8,041 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.74%15 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.81%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 9530 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 12 Jun 2009
ICICI Prudential Banking and PSU Debt Fund returns
Read from the regular plan's growth option: an IDCW plan's NAV falls by every payout, so it carries no return of its own
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −0.35% | – | – | – | – |
| 1 month | −0.85% | – | 20 of 20 | −0.51% | −0.7% to −0.3% |
| 3 months | −0.20% | – | 15 of 20 | −0.07% | −0.2% to +0.4% |
| 6 months | +1.60% | – | 13 of 20 | +1.74% | +1.6% to +2.1% |
| 1 year | +3.63% | +4.43%to 30 Sep 2026 | 7 of 20 | +3.54% | +3.2% to +3.7% |
| 3 years | +6.49% | +6.59%to 30 Sep 2026 | 10 of 19 | +6.49% | +6.3% to +6.7% |
| 5 years | +6.04% | +5.65%to 30 Sep 2026 | 2 of 18 | +5.69% | +5.6% to +5.8% |
| 10 years | +6.64% | +6.56%to 30 Sep 2026 | 7 of 16 | +6.57% | +6.3% to +6.8% |
| Since launch | +7.67% | +7.26%to 30 Sep 2026 | – | – | – |
₹10,000 put in on 4 Jan 2010 is ₹34,625 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: NIFTY Banking & PSU Debt Index A-II, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Banking and PSU funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +5.03% | +4.43% |
| 3 years | +6.80% | +6.59% |
| 5 years | +6.18% | +5.65% |
| 10 years | +6.78% | +6.56% |
| Since launch | +7.74% | +7.26% |
Benchmark: NIFTY Banking & PSU Debt Index A-II. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2016, +12.6%; lowest year to Dec 2021, +4.2%
ICICI Prudential Banking and PSU Debt Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,21,742₹1,21,736 after stamp duty | +2.82% | +2.81% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,90,724₹3,90,704 after stamp duty | +5.47% | +5.47% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,99,799₹6,99,764 after stamp duty | +6.14% | +6.14% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹16,66,076₹16,66,030 after stamp duty | +6.41% | +6.41% | ₹38 | |
| Since Jan 2010201 instalments | ₹20,10,000 | ₹38,28,473₹38,28,427 after stamp duty | +7.25% | +7.25% | ₹38 |
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Rolling returns
Per cent a year, every window from 4 Jan 2010 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year3,815 windows+2.9%+7.9%+14.3%100.0%
3 years3,333 windows+5.1%+8.0%+11.3%100.0%
5 years2,855 windows+6.0%+7.9%+10.3%100.0%
10 years1,648 windows+6.6%+8.0%+9.0%100.0%
Every 1, 3, 5 and 10-year window ended higher than it started.From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
ICICI Prudential Banking and PSU Debt Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.34 ptsA year, on 15 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.40%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.74%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.47%, Jan 2019.Direct plan lowest 0.35%, Oct 2022.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.33% | 0.62% |
| Brokerage | 0.01% | 0.01% |
| Transaction costs | None | None |
| Statutory levies | 0.06% | 0.11% |
Per cent of assets a year, filed for 15 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹500
- Minimum top-up
- ₹100
- Minimum redemption
- ₹0
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Not accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP minimum
- Daily,Weekly,Fortnightly,Monthly = Rs. 100 Quarterly = Rs. 5,000
- SIP instalments, at least
- Daily,Weekly,Fortnightly,Monthly = 6 Quarterly = 4
As listed for this plan on 24 Oct 2026.
ICICI Prudential Banking and PSU Debt Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹8,743 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 70.4%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹15,319 Cr, quarter to Mar 2021.
Assets at each month end
Highest ₹15,714 Cr, Dec 2020.Lowest ₹4,943 Cr, Feb 2019.
ICICI Prudential Banking and PSU Debt Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.81%Lines stating a yield: 95.99% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 7.07%Regular plan
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| NABARDICRA AAA, repaid 24 Mar 2028 | Bonds and bills | 4.65% | 373.59 | 37,500 | 7.76% | Jan 2025 |
| LIC Housing Finance Ltd.CRISIL AAA, 7.58% coupon, repaid 23 Mar 2035 | Bonds and bills | 4.03% | 324.09 | 32,500 | 7.91% | Mar 2025 |
| Government SecuritiesSOV, 6.90% coupon, repaid 15 Apr 2065 | Bonds and bills | 3.56% | 285.97 | 3,18,79,000 | 7.89% | May 2025 |
| Power Finance Corporation Ltd.CRISIL AAA, 6.96% coupon, repaid 2 Mar 2028 | Bonds and bills | 3.08% | 247.66 | 25,000 | 7.64% | Mar 2026 |
| Government SecuritiesSOV, 6.94% coupon, repaid 11 May 2036 | Bonds and bills | 2.81% | 225.62 | 2,29,37,600 | 7.31% | May 2026 |
| Rural Electrification Corporation Ltd.ICRA AAA, 6.60% coupon, repaid 30 Jun 2027 | Bonds and bills | 2.78% | 223.24 | 22,500 | 7.58% | Sep 2025 |
| Power Finance Corporation Ltd.CRISIL AAA, 6.92% coupon, repaid 16 Feb 2028 | Bonds and bills | 2.46% | 198.07 | 20,000 | 7.64% | Apr 2026 |
| HDFC Bank Ltd.( Tier II Bond under Basel III )CRISIL AAA, 7.86% coupon, repaid 2 Dec 2032 | Bonds and bills | 2.24% | 180.02 | 182 | 8.08% | Jun 2023 |
| Mahanagar Telephone Nigam Ltd.FITCH AAA(CE), repaid 7 Nov 2033 | Bonds and bills | 2.14% | 172.40 | 17,500 | 8.24% | Nov 2023 |
| Siddhivinayak Securitisation TrustCRISIL AAA(SO), 7.80% coupon, repaid 28 Sep 2030 | Bonds and bills | 2.08% | 167.31 | 175 | 8.20% | Sep 2025 |
| HDFC Bank Ltd.CRISIL AAA, 8.44% coupon, repaid 28 Dec 2028 | Bonds and bills | 1.89% | 151.95 | 1,500 | 7.76% | Oct 2025 |
| HDFC Bank Ltd.CRISIL AAA, 8.55% coupon, repaid 27 Mar 2029 | Bonds and bills | 1.89% | 151.74 | 1,500 | 7.98% | Feb 2026 |
| Rural Electrification Corporation Ltd.CRISIL AAA, 7.46% coupon, repaid 30 Jun 2028 | Bonds and bills | 1.86% | 149.40 | 15,000 | 7.68% | Jun 2026 |
| Small Industries Development Bank Of India.CRISIL AAA, 7.04% coupon, repaid 9 Feb 2029 | Bonds and bills | 1.83% | 147.37 | 15,000 | 7.85% | Jan 2026 |
| Shivshakti Securitisation TrustCRISIL AAA(SO), 7.73% coupon, repaid 28 Sep 2029 | Bonds and bills | 1.78% | 143.25 | 150 | 8.14% | Sep 2025 |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
Futures and options on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | |||
|---|---|---|---|
| Interest Rate Swaps- MD -15-Sep-2031 (Pay float/receive fixed) | 1.24% | 100.00 | – |
| Interest Rate Swaps- MD -21-Feb-2029 (Pay float/receive fixed) | 0.93% | 75.00 | – |
| Interest Rate Swaps- MD -12-Jun-2028 (Pay float/receive fixed) | 0.62% | 50.00 | – |
| Interest Rate Swaps- MD -18-May-2029 (Pay float/receive fixed) | 0.56% | 45.00 | – |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| TREPS | 4.05% | 325.50 |
| Net Current Assets | −1.45% | −116.51 |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 4.65%NABARD
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 18.12%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 29.82%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 54.7Taken over 97.40% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills97.01%
- Units of other funds0.39%
- Cash and receivables2.60%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds.3.36%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces.3.36%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign15.73%
- AAA77.04%
- AA1.00%
Loans of under a year
- A1+3.25%
Other
- Overnight lending4.05%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month4.05%
- 1 to 3 months0.61%
- 3 to 6 months1.93%
- 6 to 12 months10.14%
- 1 to 3 years45.77%
- 3 to 5 years8.27%
- 5 to 10 years19.84%
- Over 10 years10.46%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 11.44%HDFC Bank Limited
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 53.63%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 69.79%
Per cent of the fund's net assets. Lent outside the government: 81.28% of the fund, to 20 borrowers; the borrower is named for 96.00% of it, its group for 50.91%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 116.68% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 1212.25% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 4
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 5
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 79
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 6.68%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 16.30%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| Small Industries Development Bank Of India. | Sold out | – | 2.31% | −2.31 pts | −20,000 |
| Government Securities | Added | 2.81% | 0.89% | +1.91 pts | +1,51,78,400 |
| Rural Electrification Corporation Ltd. | Sold out | – | 1.42% | −1.42 pts | −1,225 |
| NABARD | Trimmed | 1.56% | 2.89% | −1.33 pts | −12,500 |
| Government Securities | Added | 1.30% | 0.02% | +1.27 pts | +98,18,830 |
| Small Industries Development Bank Of India. | Added | 1.52% | 0.27% | +1.24 pts | +10,000 |
| Bajaj Finance Ltd. | Sold out | – | 1.14% | −1.14 pts | −10,000 |
| Axis Bank Ltd. | Sold out | – | 1.13% | −1.13 pts | −2,000 |
| Union Bank Of India | Sold out | – | 1.11% | −1.11 pts | −2,000 |
| Small Industries Development Bank Of India. | New | 0.88% | 0.00% | +0.88 pts | +1,500 |
| Indian Railway Finance Corporation Ltd. | Sold out | – | 0.84% | −0.84 pts | −7,500 |
| Power Finance Corporation Ltd. | New | 0.61% | 0.00% | +0.61 pts | +500 |
| Small Industries Development Bank Of India. | New | 0.58% | 0.00% | +0.58 pts | +1,000 |
| Small Industries Development Bank Of India. | New | 0.58% | 0.00% | +0.58 pts | +1,000 |
| Power Finance Corporation Ltd. | Sold out | – | 0.58% | −0.58 pts | −500 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 6 futures, options and cash lines that changed are not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NABARD | 3.13%Added | 3.14% | 3.12% | 3.15% | 4.25%Added | 4.39% | 4.64%Added | 4.73% | 4.84% | 4.24%Cut | 4.32% | 4.65% |
| LIC Housing Finance Ltd. | 4.70% | 4.72% | 4.67% | 3.40%Cut | 3.44% | 3.56% | 3.55% | 3.61% | 3.69% | 3.67% | 3.74% | 4.03% |
| Government Securities | 1.45%Added | 1.44% | 1.45% | 1.45% | 1.47% | 1.50%Added | 2.52%Added | 2.56% | 2.68% | 3.29%Added | 3.34% | 3.56% |
| Power Finance Corporation Ltd. | – | – | – | – | – | 1.36%Bought | 2.98%Added | 3.04% | 3.11% | 2.53%Cut | 2.86%Added | 3.08% |
| Government Securities | – | – | – | – | – | – | – | –Bought | 2.01%Added | 2.31%Added | 0.89%Cut | 2.81%Added |
| Rural Electrification Corporation Ltd. | 2.56%Added | 2.57% | 2.56% | 2.59% | 2.62% | 2.72% | 2.71% | 2.76% | 2.82% | 2.81% | 2.87% | 2.78%Cut |
| Power Finance Corporation Ltd. | – | – | – | – | – | – | 2.17%Bought | 2.21% | 2.26% | 2.25% | 2.29% | 2.46% |
| HDFC Bank Ltd.( Tier II Bond under Basel III ) | 2.02% | 2.04% | 2.03% | 2.03% | 2.05% | 2.11% | 2.10% | 2.15% | 2.10%Cut | 2.08% | 2.09% | 2.24% |
| Mahanagar Telephone Nigam Ltd. | 2.32% | 2.33% | 2.31% | 2.35% | 2.37% | 2.43% | 2.40% | 2.44% | 2.53% | 2.51% | 1.99%Cut | 2.14% |
| Siddhivinayak Securitisation Trust | 2.09%Cut | 2.12% | 2.07% | 2.09% | 2.14% | 2.16% | 2.17% | 2.21% | 2.24% | 2.24% | 2.29% | 2.08%Cut |
| HDFC Bank Ltd. | 0.27%Bought | 0.54%Added | 0.53% | 0.54% | 0.54% | 1.12%Added | 1.11% | 1.13% | 1.46%Added | 1.44% | 1.76%Added | 1.89% |
| HDFC Bank Ltd. | – | – | – | – | 1.20%Bought | 1.24% | 1.23% | 1.70%Added | 1.75% | 1.73% | 1.76% | 1.89% |
| Rural Electrification Corporation Ltd. | – | – | – | – | – | – | – | – | 0.86%Bought | 1.42%Added | 1.73%Added | 1.86% |
| Small Industries Development Bank Of India. | – | – | – | 1.56%Bought | 1.84%Added | 1.90% | 1.88% | 1.92% | 1.69%Cut | 1.68% | 1.71% | 1.83% |
| Shivshakti Securitisation Trust | 1.57%Cut | 1.59% | 1.55% | 1.57% | 1.60% | 1.62% | 1.62% | 1.66% | 1.67% | 1.67% | 1.71% | 1.78% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Banking and PSU funds (19 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.1.45%
0.97%Lowest1.51%Average2.16%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.0.27%
0.00%Lowest0.24%Average0.63%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.49
0.09Lowest0.42Average1.09Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.89
0.14Lowest0.77Average2.34Highest
From the Regular Growth plan's NAV, since an IDCW plan's NAV falls by each payout.
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1, 3 and 5 years | −0.91% | 14 Aug 2026 | 23 Oct 2026 | Not yet |
| 10 years and since Jan 2010 | −2.91% | 6 Mar 2020 | 23 Mar 2020 | 23 Apr 2020 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Feb 2024 to Aug 202631 months | Moderate | Low to ModerateNIFTY Banking & PSU Debt Index A-II |
| Jun 2023 to Jan 20248 months | Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| Apr 2023 to May 20232 months | Low to Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| Dec 2022 to Mar 20234 months | Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| May 2022 to Nov 20227 months | Low to Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| Oct 2021 to Apr 20227 months | Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
ICICI Prudential Banking and PSU Debt Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Rohit LakhotiaComanage | Jun 2023 | +6.66%a year | – | – | 39.5% | 25.3% | 16 | ₹25,324 Cr |
| Manish BanthiaComanage | Sep 2024 | +6.19%a year | – | – | 21.2% | 16.9% | 31 | ₹4,36,954 Cr |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40 60 Index FundRohit Lakhotia | Jun 2023 | +6.91%a year | +7.34% | −0.43 pts | ₹7,771 Cr |
| ICICI Prudential Retirement Fund - Pure EquityRohit Lakhotia | Jan 2024 | +12.65%a year | +6.62% | +6.03 pts | ₹2,106 Cr |
| ICICI Prudential Nifty SDL Sep 2027 Index FundRohit Lakhotia | Jun 2023 | +6.99%a year | +7.43% | −0.44 pts | ₹1,429 Cr |
| ICICI Prudential Children's FundRohit Lakhotia | Jun 2023 | +12.56%a year | – | – | ₹1,376 Cr |
| ICICI Prudential Retirement Fund - Hybrid AggressiveRohit Lakhotia | Jun 2023 | +16.35%a year | – | – | ₹1,268 Cr |
| ICICI Prudential Nifty SDL Dec 2028 Index FundRohit Lakhotia | Jun 2023 | +6.85%a year | +7.35% | −0.50 pts | ₹899 Cr |
| ICICI Prudential Nifty 10 yr Benchmark G-sec ETFRohit Lakhotia | Jan 2024 | +5.49%a year | +5.65% | −0.16 pts | ₹811 Cr |
| ICICI Prudential Nifty G-Sec Dec 2030 Index FundRohit Lakhotia | Jun 2023 | +6.52%a year | +6.94% | −0.42 pts | ₹803 Cr |
| ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IRohit Lakhotia | Jan 2024 | +7.41%a year | – | – | ₹496 Cr |
| ICICI Prudential Retirement Fund - Hybrid ConservativeRohit Lakhotia | Jun 2023 | +8.82%a year | – | – | ₹95 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| HSBC Banking and PSU Debt FundHSBC Mutual Fund | 17.46% | 17 |
| HDFC Banking and PSU Debt FundHDFC Mutual Fund | 15.22% | 18 |
| Aditya Birla Sun Life Banking & PSU Debt FundAditya Birla Sun Life Mutual Fund | 14.15% | 23 |
| Kotak Banking and PSU DebtKotak Mahindra Mutual Fund | 13.76% | 15 |
| Axis Banking & PSU Debt FundAxis Mutual Fund | 12.13% | 18 |
| Sundaram Banking and PSU Debt FundSundaram Mutual Fund | 11.32% | 6 |
| Nippon India Banking and PSU Debt FundNippon India Mutual Fund | 9.71% | 16 |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 9.01% | 11 |
| ITI Banking & PSU Debt FundITI Mutual Fund | 7.83% | 4 |
| Mirae Asset Banking and PSU Debt FundMirae Asset Mutual Fund | 7.01% | 5 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| ICICI Prudential Corporate Bond FundICICI Prudential Mutual Fund | 43.60% |
| ICICI Prudential Short Term FundICICI Prudential Mutual Fund | 36.15% |
| ICICI Prudential Floating Interest FundICICI Prudential Mutual Fund | 32.88% |
| ICICI Prudential Medium to Long Term FundICICI Prudential Mutual Fund | 21.88% |
| ICICI Prudential Dynamic Term FundICICI Prudential Mutual Fund | 17.49% |
| ICICI Prudential Ultra Short to Short Term FundICICI Prudential Mutual Fund | 14.98% |
| ICICI Prudential Gilt FundICICI Prudential Mutual Fund | 14.13% |
| ICICI Prudential Medium Term FundICICI Prudential Mutual Fund | 13.88% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 10.42% |
| ICICI Prudential Ultra Short Term FundICICI Prudential Mutual Fund | 8.04% |
As the fund house states it, for Sep 2026.
ICICI Prudential Banking and PSU Debt Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV.
Paid per unit, the latest payouts
- Paid per unitIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount.
Largest ₹0.7017 a unit, Sep 2020.
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. | NAV before | NAV after | |
|---|---|---|---|---|
| 3 Sep 2026 | ₹0.1712 | 1.53% | ₹11.2032 | ₹11.0381 |
| 8 Jun 2026 | ₹0.0466 | 0.42% | ₹11.0581 | ₹11.0423 |
| 10 Mar 2026 | ₹0.0867 | 0.79% | ₹11.0359 | ₹10.9570 |
| 8 Dec 2025 | ₹0.1808 | 1.62% | ₹11.1289 | ₹10.9373 |
| 18 Sep 2025 | ₹0.0959 | 0.87% | ₹11.0318 | ₹10.9386 |
| 26 Jun 2025 | ₹0.1636 | 1.48% | ₹11.0895 | ₹10.9266 |
| 4 Mar 2025 | ₹0.1535 | 1.41% | ₹10.8690 | ₹10.7172 |
| 5 Dec 2024 | ₹0.1888 | 1.73% | ₹10.9058 | ₹10.7118 |
| 6 Jun 2024 | ₹0.1503 | 1.39% | ₹10.8344 | ₹10.6885 |
| 21 Mar 2024 | ₹0.2046 | 1.88% | ₹10.8833 | ₹10.6760 |
| 7 Sep 2023 | ₹0.1632 | 1.51% | ₹10.8066 | ₹10.6417 |
| 22 Jun 2023 | ₹0.2146 | 1.98% | ₹10.8499 | ₹10.6418 |
All 34 payouts since 29 Dec 2016.
Changes to the fund
Newest first.
2026
- 30 SepCategoryCategory: Debt / Banking and PSU to Debt / Banking and PSU Debt
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
To generate income through predominantly investing in Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Asset allocation
- Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds = 80% - 100%
- Debt and money market securities (including government securities) issued by entities other than banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. = 0% - 20%
Type of scheme
Open Ended
- Stated category
- Banking and PSU Debt Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- Nifty Banking and PSU Debt Index A-II
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- B-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate
- New fund offer
- 28 Dec 2009 to 29 Dec 2009
- Units first allotted
- 12 Jun 2009
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 120256 | INF109K010A6 | ICIC_PRU_BANK_MY25E5 | 14 Mar 2013 | |
| Regular Growth | 112342 | INF109K01RT3 | ICIC_PRU_BANK_CUQOW1 | 4 Jan 2010 | |
| Direct IDCW | 120258 | INF109K011A4 | INF109K012A2 | ICIC_PRU_BANK_1XJ0BRF | 2 Aug 2013 |
| Regular IDCW | 116174 | INF109K01YE1 | INF109K01YD3 | ICIC_PRU_BANK_QBFITO | 2 May 2013 |
This fund
- Scheme information document (opens in a new tab)The fund's objective, terms, costs and risks in full
Factsheet
- Complete Factsheet September 2026 (opens in a new tab)ICICI Prudential Mutual Fund, Sep 2026
Statement of additional information
- SAI ICICI Prudential Mutual Fund (opens in a new tab)ICICI Prudential Mutual Fund, Oct 2026
Annual report
- ICICI Prudential Aggressive Hybrid Active FOF (opens in a new tab)ICICI Prudential Mutual Fund, Mar 2026
- ICICI Prudential All Seasons Bond Fund (opens in a new tab)ICICI Prudential Mutual Fund, Mar 2026
- ICICI Prudential Banking and Financial Services Fund (opens in a new tab)ICICI Prudential Mutual Fund, Mar 2026
- ICICI Prudential Banking and PSU Debt Fund (opens in a new tab)ICICI Prudential Mutual Fund, Mar 2026
Riskometer disclosure
- Annual Disclosure of Scheme Riskometer FY 2025-26 (opens in a new tab)ICICI Prudential Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap September 2026 (opens in a new tab)ICICI Prudential Mutual Fund, Sep 2026