SBI Cards and Payment Services logo

SBI Cards and Payment Services shareholders and shareholding pattern

NSE: SBICARDBSE: 543066FinanceMid Cap

Last close ₹545.55down ₹20.75 (3.66%)BSE ₹545.00

Share price at the NSE close on 23 Oct 2026. Previous close ₹566.30.

52-week range of traded prices to 23 Oct 2026
₹525.00Low, 23 Oct 2026₹965.00High, 23 Oct 2025
Market cap
₹51,917 Cr161st largest listed
P/E
22.8
P/B
3.3
Dividend yield
0.46%
ROE
15.4%
NIM
11.24%
Cost of funds
6.90%
Credit cost
9.11%
ROA
3.29%
Leverage
4.47times net worth
Volume, NSE
28,31,36325.1% delivered

Who owns SBI Cards and Payment Services, filing by filing

Per cent of the company's shares. Every filing on record, from Mar 2020; the latest is the filing for Sep 2026.

Sep 2026 filing

  • Promoters68.86%
  • Foreign institutions7.12%
  • Indian institutions20.20%
  • GovernmentsNone
  • Individuals and others3.83%

Shareholding pattern, per cent, from Sep 2022

  • Promoters
  • Foreign institutions
  • Indian institutions
  • Governments
  • Individuals and others
Per centMar 2020Filed 11 AprJun 2020Filed 20 JulSep 2020Filed 7 OctDec 2020Filed 20 JanMar 2021Filed 19 AprJun 2021Filed 18 JulSep 2021Filed 11 OctDec 2021Filed 19 JanMar 2022Filed 14 AprJun 2022Filed 18 JulSep 2022Filed 20 OctDec 2022Filed 19 JanMar 2023Filed 20 AprJun 2023Filed 19 JulSep 2023Filed 20 OctDec 2023Filed 19 JanMar 2024Filed 19 AprJun 2024Filed 19 JulSep 2024Filed 18 OctDec 2024Filed 16 JanMar 2025Filed 17 AprJun 2025Filed 21 JulSep 2025Filed 17 OctDec 2025Filed 20 JanMar 2026Filed 17 AprJun 2026Filed 20 JulSep 2026Filed 14 Oct
69.55%69.53%69.46%69.40%69.40%69.50%69.37%69.47%69.59%69.64%69.41%69.05%69.02%68.96%68.94%68.75%68.63%68.62%68.61%68.60%68.60%68.59%68.59%68.58%68.92%68.86%68.86%
Indian promoters69.55%69.53%69.46%69.40%69.40%69.50%69.37%69.47%69.59%69.64%69.41%69.05%69.02%68.96%68.94%68.75%68.63%68.62%68.61%68.60%68.60%68.59%68.59%68.58%68.92%68.86%68.86%
30.45%30.47%30.54%30.60%30.60%30.50%30.63%30.53%30.41%30.36%30.59%30.95%30.98%31.04%31.06%31.25%31.37%31.38%31.39%31.40%31.40%31.41%31.41%31.42%31.08%31.14%31.14%
Shares in issue93,89,56,79493,89,56,79493,96,71,17694,05,25,45694,05,25,45694,10,48,85494,11,96,09994,30,88,53994,31,72,48994,32,62,13994,33,39,41494,57,00,13994,60,74,38994,63,60,09994,67,35,25995,07,57,31995,09,68,51995,10,52,53495,12,67,77495,13,52,95495,13,56,95495,15,27,70495,15,47,50495,15,77,40095,16,00,25195,16,14,50895,16,43,783
Shares locked in83,84,77,06980,18,07,48080,18,07,48080,18,07,48018,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,359000000000––––––
Promoters' shares locked in65,26,33,99265,26,33,99265,26,33,99265,26,33,99218,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,35918,77,91,359000000000––––––
Filings before Sep 2022 are on an older form, which did not split institutions into foreign and Indian and grouped some holders differently, so those columns show only the lines both forms state alike. A dash is a line the filing did not state. “Under 0.01%” is a holding of shares too small to show at two decimals.

Number of SBI Cards and Payment Services shareholders

Shareholders on the company's register in each filing.

Shareholders, filing by filing

ShareholdersMar 2020Filed 11 AprJun 2020Filed 20 JulSep 2020Filed 7 OctDec 2020Filed 20 JanMar 2021Filed 19 AprJun 2021Filed 18 JulSep 2021Filed 11 OctDec 2021Filed 19 JanMar 2022Filed 14 AprJun 2022Filed 18 JulSep 2022Filed 20 OctDec 2022Filed 19 JanMar 2023Filed 20 AprJun 2023Filed 19 JulSep 2023Filed 20 OctDec 2023Filed 19 JanMar 2024Filed 19 AprJun 2024Filed 19 JulSep 2024Filed 18 OctDec 2024Filed 16 JanMar 2025Filed 17 AprJun 2025Filed 21 JulSep 2025Filed 17 OctDec 2025Filed 20 JanMar 2026Filed 17 AprJun 2026Filed 20 JulSep 2026Filed 14 Oct
All shareholders19,61,80819,14,95614,10,22612,48,97010,57,51811,18,64710,46,24911,40,58611,61,09011,78,35310,63,05410,57,26010,41,1689,67,5319,61,29610,28,67310,36,63210,19,1179,48,9169,37,2708,47,6727,74,6427,50,7867,18,3427,05,5977,29,8627,17,215
888844333322222222222222222
Indian promoters888844333322222222222222222
19,61,80019,14,94814,10,21812,48,96210,57,51411,18,64310,46,24611,40,58311,61,08711,78,35010,63,05210,57,25810,41,1669,67,5299,61,29410,28,67110,36,63010,19,1159,48,9149,37,2688,47,6707,74,6407,50,7847,18,3407,05,5957,29,8607,17,213
Filings before Sep 2022 are on an older form, which did not split institutions into foreign and Indian and grouped some holders differently, so those columns show only the lines both forms state alike. A dash is a line the filing did not state.

SBI Cards and Payment Services promoters

Promoters are the founders, families and companies that control the company, as its filings name them. Every member of the promoter group holding shares in the filing for Sep 2026; the largest is State Bank of India, 68.58%. The filing names 45 more members with no shares.Promoter buying and selling

Holder
State Bank of IndiaIndian financial institutions and banks68.58%65,26,33,992
SBI Life Insurance Company LimitedIndian companies, trusts and others0.28%26,50,319
No promoter shares are reported as pledged.

Largest public holders of SBI Cards and Payment Services, filing by filing

Per cent, on the same shares as the split above.Mutual funds holding SBI Cards and Payment Services

HolderMar 2020Filed 11 AprJun 2020Filed 20 JulSep 2020Filed 7 OctDec 2020Filed 20 JanMar 2021Filed 19 AprJun 2021Filed 18 JulSep 2021Filed 11 OctDec 2021Filed 19 JanMar 2022Filed 14 AprJun 2022Filed 18 JulSep 2022Filed 20 OctDec 2022Filed 19 JanMar 2023Filed 20 AprJun 2023Filed 19 JulSep 2023Filed 20 OctDec 2023Filed 19 JanMar 2024Filed 19 AprJun 2024Filed 19 JulSep 2024Filed 18 OctDec 2024Filed 16 JanMar 2025Filed 17 AprJun 2025Filed 21 JulSep 2025Filed 17 OctDec 2025Filed 20 JanMar 2026Filed 17 AprJun 2026Filed 20 JulSep 2026Filed 14 Oct
Life Insurance Corporation of India - P & Gs FundInsurance companies––––––––––––3.82%3.82%4.32%4.60%5.88%5.96%6.13%6.12%6.12%6.11%6.11%6.11%6.11%6.11%6.11%
Government Pension Fund GlobalForeign portfolio investors, category I–––––––––––––1.02%––––1.13%1.10%1.13%1.22%1.23%1.25%1.19%1.30%1.80%
Life Insurance Corporation of IndiaInsurance companies––––––2.02%3.39%3.43%3.43%3.43%3.47%–––––––––––––––
Ca Rover HoldingsOther non-institutions15.89%15.89%15.88%15.86%11.61%6.50%3.10%3.09%3.09%––––––––––––––––––
Bnp Paribas Arbitrage - OdiInstitutions Foreign Portfolio Investor––1.06%–1.00%––––––––––––––––––––––
A filing names every holder above one per cent, in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here: each fund's holding is on the Mutual funds tab, from its own portfolio. A dash is a filing that did not name the holder, which includes holding under one per cent.