- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹11 Cr4,381st largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 31 Aug 2026
- 13.3
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 28 May 2026
- 0.3
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 31 Aug 2026
- 2.6%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 12.53%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.52%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.02%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 2.76%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.02times net worth
- Volume, BSEVolume. Shares traded on the last trading day.
- 93
Who owns United Credit, filing by filing
Per cent of the company's shares. The last ten years of filings, from Dec 2016; the latest is the filing for Sep 2026.
Sep 2026 filing
- Promoters57.31%
- Indian institutions0.01%
- Governments0.53%
- Individuals and others42.16%
Shareholding pattern, per cent, from Sep 2022
- Promoters
- Indian institutions
- Governments
- Individuals and others
| Per cent | Dec 2016Filed 13 Jan | Mar 2017Filed 6 Apr | Jun 2017Filed 8 Jul | Sep 2017Filed 10 Oct | Dec 2017Filed 9 Jan | Mar 2018Filed 11 Apr | Jun 2018Filed 10 Jul | Sep 2018Filed 9 Oct | Dec 2018Filed 7 Jan | Mar 2019Filed 8 May | Jun 2019Filed 15 Jul | Sep 2019Filed 12 Oct | Dec 2019Filed 6 Jan | Mar 2020Filed 8 May | Jun 2020Filed 6 Jul | Sep 2020Filed 7 Oct | Dec 2020Filed 8 Jan | Mar 2021Filed 7 Apr | Jun 2021Filed 8 Jul | Sep 2021Filed 4 Oct | Dec 2021Filed 4 Jan | Mar 2022Filed 6 Apr | Jun 2022Filed 5 Jul | Sep 2022Filed 15 Oct | Dec 2022Filed 17 Jan | Mar 2023Filed 4 Apr | Jun 2023Filed 5 Jul | Sep 2023Filed 7 Oct | Dec 2023Filed 5 Feb | Mar 2024Filed 9 Apr | Jun 2024Filed 6 Jul | Sep 2024Filed 7 Oct | Dec 2024Filed 8 Jan | Mar 2025Filed 9 Apr | Jun 2025Filed 9 Jul | Sep 2025Filed 13 Oct | Dec 2025Filed 7 Jan | Mar 2026Filed 10 Apr | Jun 2026Filed 8 Jul | Sep 2026Filed 7 Oct |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | |
| Indian promoters | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% |
| Public. Every shareholder outside the promoter group, the employee trusts and the shares held against depositary receipts, as the filing totals them. | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% |
| Shares in issue | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 |
Filings before Sep 2022 are on an older form, which did not split institutions into foreign and Indian and grouped some holders differently, so those columns show only the lines both forms state alike. A dash is a line the filing did not state. “Under 0.01%” is a holding of shares too small to show at two decimals.
United Credit promoters
Promoters are the founders, families and companies that control the company, as its filings name them. Every member of the promoter group holding shares in the filing for Sep 2026; the largest is DABRIWALA BANIJYA UDYOG LIMITED, 43.16%.Promoter buying and selling
| Holder | ||
|---|---|---|
| DABRIWALA BANIJYA UDYOG LIMITEDIndian companies, trusts and others | 43.16% | 22,99,264 |
| ASHOK KUMAR DABRIWALAIndividuals and Hindu undivided families | 13.86% | 7,38,540 |
| SUNANDA DABRIWALAIndividuals and Hindu undivided families | 0.29% | 15,460 |
No promoter shares are reported as pledged.
Largest public holders of United Credit, filing by filing
Per cent, on the same shares as the split above.
| Holder | Dec 2016Filed 13 Jan | Mar 2017Filed 6 Apr | Jun 2017Filed 8 Jul | Sep 2017Filed 10 Oct | Dec 2017Filed 9 Jan | Mar 2018Filed 11 Apr | Jun 2018Filed 10 Jul | Sep 2018Filed 9 Oct | Dec 2018Filed 7 Jan | Mar 2019Filed 8 May | Jun 2019Filed 15 Jul | Sep 2019Filed 12 Oct | Dec 2019Filed 6 Jan | Mar 2020Filed 8 May | Jun 2020Filed 6 Jul | Sep 2020Filed 7 Oct | Dec 2020Filed 8 Jan | Mar 2021Filed 7 Apr | Jun 2021Filed 8 Jul | Sep 2021Filed 4 Oct | Dec 2021Filed 4 Jan | Mar 2022Filed 6 Apr | Jun 2022Filed 5 Jul | Sep 2022Filed 15 Oct | Dec 2022Filed 17 Jan | Mar 2023Filed 4 Apr | Jun 2023Filed 5 Jul | Sep 2023Filed 7 Oct | Dec 2023Filed 5 Feb | Mar 2024Filed 9 Apr | Jun 2024Filed 6 Jul | Sep 2024Filed 7 Oct | Dec 2024Filed 8 Jan | Mar 2025Filed 9 Apr | Jun 2025Filed 9 Jul | Sep 2025Filed 13 Oct | Dec 2025Filed 7 Jan | Mar 2026Filed 10 Apr | Jun 2026Filed 8 Jul | Sep 2026Filed 7 Oct |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| United Nanotech Products LimitedCompanies | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | – | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% |
| IEPFInvestor education fund | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.08% | 3.08% | – | 3.08% | 3.08% |
| Pramila JalanResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.29% | 2.29% | 2.29% | – | 2.29% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% |
| Farooq Arbi HalaiResident individuals, over ₹2 lakh at face value | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.24% | 1.24% | 1.24% | 1.24% | 1.49% | 1.80% | 1.80% | 1.80% | – | 1.80% | 1.80% | 1.80% | 1.80% | 1.80% | 1.93% | 1.93% | 1.96% | 1.96% | 2.07% | – | 2.25% | 2.25% | 2.50% | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% |
| INVESTOR EDUCATION PROTECTION FUNDInvestor education fund | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.08% | – | – |
| KALPANA JALANResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | – | – | – | 2.29% | – | – | – | – | – | – | – |
| FAR00Q ARBI HALAIResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 1.80% | – | – | – | – | – | – | – | – | – | – | 2.10% | – | – | – | – | – | – | – | – | – |
| Unted Nanotech Products LimitedCompanies | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 13.93% | – | – | – | – | – | – | – | – | – | – |
| LAXMIPAT DUDHERIAResident individuals, over ₹2 lakh at face value | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | – | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | – | – | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.06% | 1.06% | – | – | – | – | – | – | – | – | – | – |
| KALPANA JALAResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.90% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| MYSORE UDYOG LIMITEDOther non-institutions | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.29% | 2.29% | 2.29% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| LAMIPAT DUDHERIAResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 1.13% | 1.13% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| MYSORE UDYOG PRIVATE LIMITEDOther non-institutions | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| LAXMIPAT DHUDHERIAResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | 1.13% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
A filing names every holder above one per cent, in the company's own words: an insurer's holding can carry one of its funds' names. A dash is a filing that did not name the holder, which includes holding under one per cent.