- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹11 Cr4,381st largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 31 Aug 2026
- 13.3
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 28 May 2026
- 0.3
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 31 Aug 2026
- 2.6%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 12.53%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.52%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.02%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 2.76%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.02times net worth
- Volume, BSEVolume. Shares traded on the last trading day.
- 93
United Credit board of directors
At the end of the quarter to Sep 2026, as the company filed it; changes since are in its announcements.Their trades in its shares
- Chairperson and managing director and CEOASHOK KUMAR DABRIWALA
- Company Secretary and Compliance OfficerDEEPALI SONEE
6 directors3 independent1 executive2 non-executive
- ASHOK KUMAR DABRIWALA · Chairperson and managing director and CEOExecutive · joined Jul 1989 · 1 listed board · 1 committee seat
- PRAMOD KUMAR DHELIAIndependent · joined Dec 2022 · 45 months as independent · 2 listed boards · 2 as independent · 3 committee seats, 3 as chair
- SURESH KUMAR KANDOIIndependent · joined Aug 2024 · 25 months as independent · 1 listed board · 1 as independent · 2 committee seats, 1 as chair
- RASHMI BIHANIIndependent · joined Aug 2024 · 25 months as independent · 4 listed boards · 4 as independent · 5 committee seats
- DEVASHISH DABRIWALNon-executive · joined Jan 2004 · 1 listed board · 1 committee seat
- RASHMI DABRIWALNon-executive · joined Feb 2014 · 1 listed board
An independent director has no business or family tie to the company, its promoters or its managers beyond the seat. Listed boards counts the boards of listed companies the director sits on, this one included, and "as independent" how many of those seats are independent ones. Committee seats are audit and stakeholder committee seats across those companies. Months as independent is filed for independent directors only, whose terms the rules cap. Disqualified is the company's own mark that a director may not serve under company law.
Committees and meetings
Who sits on each, and how often they met.Board meeting notices and outcomes
Board
- 10 Aug 20266 of 6 present3 independent · 73 days in between
- 28 May 20266 of 6 present3 independent
Audit Committee
Chair PRAMOD KUMAR DHELIA
SURESH KUMAR KANDOI, RASHMI BIHANI
- 10 Aug 20263 of 3 present3 independent · 73 days in between
- 28 May 20263 of 3 present3 independent
Nomination and remuneration committee
Chair RASHMI BIHANI
SURESH KUMAR KANDOI, PRAMOD KUMAR DHELIA
No meeting listed in the filing.
Stakeholders Relationship Committee
Chair SURESH KUMAR KANDOI
ASHOK KUMAR DABRIWALA, DEVASHISH DABRIWAL
No meeting listed in the filing.
SHARE TRANSFER COMMITTEE
Chair ASHOK KUMAR DABRIWALA
RASHMI DABRIWAL
- 30 Sep 20261 of 2 present0 independent · 14 days in between
- 15 Sep 20262 of 2 present0 independent · 14 days in between
- 31 Aug 20261 of 2 present0 independent · 16 days in between
- 14 Aug 20261 of 2 present0 independent · 13 days in between
3 earlier meetings
- 31 Jul 20262 of 2 present0 independent · 15 days in between
- 15 Jul 20261 of 2 present0 independent · 14 days in between
- 30 Jun 20261 of 2 present0 independent
Meetings in the quarter filed and the one before it. The days in between are as the company files them, neither meeting's day counted; the rules allow at most 120. A quorum is the least number of members who must attend for the meeting to decide anything.
United Credit AGM and shareholder votes
Each resolution, how the votes went, and how institutions voted apart from the promoters. A postal ballot is a vote by post or online, held without a meeting.United Credit dividend history
Annual general meeting, 28 Sep 2026
2,650 shareholders on the register on 21 Sep 2026; present: 2 promoters and 43 others; votes counted by Indrani Chaudhuri / Indrani Chaudhuri.The company's voting result (opens in a new tab)
- To receive, consider and adopt the Audited Financial Statements of the Company for the financial year ended 31st March, 2026Ordinary100.00% for0.00% against
Against: promoters 0.00% · institutions 0.00% · other public 0.02%
Turnout: all 71.30% · promoters 100.00% · institutions 0.00% · other public 33.20%
- To appoint a director in place of Mrs Rashmi Dabriwal (DIN: 00393162). Who retires by rotation in terms of Section 152(6) of the Companies Act, 2013 and being eligible, seeks re-appointment.OrdinaryPromoters have an interest in it100.00% for0.00% against
Against: promoters 0.00% · institutions 0.00% · other public 0.02%
Turnout: all 57.15% · promoters 75.31% · institutions 0.00% · other public 33.20%
For and against are per cent of the votes cast. Turnout is the votes cast as a per cent of the shares each group holds. Institutions are funds, insurers, banks and foreign investors. An ordinary resolution passes with more than half the votes cast, a special one with at least three quarters.
Investor complaints and compliance
Quarter by quarter.
Investor complaints received and resolved, the company's own count
- Received
- Resolved
Open at the quarter's end
- The board is made up as the listing rules require
- Yes
- The board has a regular chairperson
- Yes
- The company has a risk management committee
- No
- The chair is related to the managing director
- No
- The filing has a part on fines and penalties
- No
- The filing has a part on tax disputes
- No
- There was a cyber security incident in the quarter
- No
The company's own answers in its filing.