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Union Bank of India results

NSE: UNIONBANKBSE: 532477BanksLarge Cap

Last close ₹178.90down ₹3.95 (2.16%)BSE ₹178.50

Share price at the NSE close on 23 Oct 2026. Previous close ₹182.85.

52-week range of traded prices to 23 Oct 2026
₹140.80Low, 24 Oct 2025₹205.49High, 27 Feb 2026
Market cap
₹1,36,565 Cr75th largest listed
P/E
6.2
P/B
0.9
Dividend yield
2.79%
ROE
16.3%
NIM
2.67%
Gross NPA
2.42%
Net NPA
0.42%
CET1
16.05%
ROA
1.25%
Volume, NSE
1,22,19,52952.6% delivered

Q2 results, quarter to Sep 2026

Consolidated: the company and its subsidiaries together. ₹ crore.Union Bank of India annual results and balance sheet

Total income
₹33,471 Cr+3.9% on a year ago · +2.5% on the quarter before
Net profit
₹5,781 Cr+30.6% on a year ago · +2.5% on the quarter before
Earnings per share
₹7.57+30.5% on a year ago · +2.4% on the quarter before
Net interest income
₹10,765 Cr
Profit before provisions
₹8,151 Cr

From interest earned to net profit, ₹ crore

  1. Interest earned28,378
  2. Interest paid−17,612
  3. Net interest income10,765
  4. Other income+5,094
  5. Operating expenses−7,708
  6. Before provisions8,151
  7. Set aside for bad loans−702
  8. Profit before tax7,449
  9. Tax−1,878
  10. Net profit5,781

Union Bank of India results by quarter

Consolidated: the company and its subsidiaries together. Latest quarter to Sep 2026. Results for the quarter to Dec 2026 are due by 14 Feb 2027, 45 days after it ends.Results filings and date

Total income and net profit by quarter, ₹ crore

  • Total income
  • Net profit

Net interest income and money set aside for bad loans by quarter, ₹ crore

  • Net interest income
  • Set aside for bad loans
₹ croreDec 2021Q3Filed 7 FebMar 2022Q4Filed 16 MayJun 2022Q1Filed 27 JulSep 2022Q2Filed 21 OctDec 2022Q3Filed 21 JanMar 2023Q4Filed 8 MayJun 2023Q1Filed 21 JulSep 2023Q2Filed 30 OctDec 2023Q3Filed 23 JanMar 2024Q4Filed 11 MayJun 2024Q1Filed 22 JulSep 2024Q2Filed 23 OctDec 2024Q3Filed 28 JanMar 2025Q4Filed 8 MayJun 2025Q1Filed 19 JulSep 2025Q2Filed 30 OctDec 2025Q3Filed 14 JanMar 2026Q4Filed 29 SepJun 2026Q1Filed 15 JulSep 2026Q2Filed 19 Oct
Total income20,23319,35421,20423,47524,63527,76427,82228,95329,80231,61231,32532,81231,74934,09232,34432,21532,00232,67532,66033,471
17,07217,02818,25619,77820,96622,16323,61324,73225,52126,51026,52726,88727,13527,86927,47526,66526,81926,67627,42728,378
On loans11,28411,46812,27613,83515,06215,70116,68017,54918,42819,49919,40819,43120,02320,39420,14419,67719,93120,34621,07022,020
On investments5,0564,8325,3075,3765,3935,5595,6675,7065,7515,7045,8016,0215,9015,9085,9455,3645,9545,6105,7655,738
On balances with the RBI and other banks5806085564413787581,1191,3431,2191,2091,2251,3311,0991,4701,2961,537723442271293
Other interest1511191171261331451471331229793103113979087210278321327
Interest paid9,76210,40910,59811,38412,24213,81014,66415,49816,23616,96617,00417,72017,76518,24518,23117,70717,37017,00517,20617,612
Net interest income7,3116,6197,6588,3958,7248,3538,9499,2339,2859,5449,5239,1679,3709,6249,2448,9589,4499,67110,22110,765
Other income3,1612,3262,9493,6973,6695,6014,2094,2214,2815,1024,7995,9264,6146,2234,8695,5505,1835,9995,2335,094
5,3803,3915,1595,4975,7467,0855,9736,1896,2328,1126,5106,9476,4748,1137,1777,6637,6727,6937,4147,708
Profit before provisions5,0915,5555,4486,5956,6476,8697,1857,2657,3356,5347,8118,1457,5117,7356,9366,8456,9607,9768,0408,151
Set aside for bad loans2,5663,5503,2834,1013,0712,9572,0051,7731,7811,2532,8571,7391,6221,5601,6671,3923221,050973702
Exceptional items00000000000000000000
Profit before tax2,5262,0052,1652,4933,5763,9125,1805,4925,5545,2814,9546,4065,8896,1755,2695,4536,6386,9267,0677,449
Tax1,4634646086541,3401,1141,9401,9441,9441,9711,3541,6841,2921,1741,1321,1711,6091,5921,6991,878
Share of profit of associates151627142713312415184129261029114544170273211
Net profitThe lines under it are parts of it, not all of it.1,0771,5571,5831,8532,2642,8123,2723,5723,6253,3283,6424,7514,6235,0114,4284,4265,0735,5045,6425,781
Earnings per share₹1.55₹2.30₹2.32₹2.71₹3.31₹4.11₹4.79₹5.14₹4.89₹4.44₹4.77₹6.22₹6.06₹6.56₹5.80₹5.80₹6.65₹7.21₹7.39₹7.57
Diluted earnings per share₹1.55₹2.30₹2.32₹2.71₹3.31₹4.11₹4.79₹5.14₹4.89₹4.44₹4.77₹6.22₹6.06₹6.56₹5.80₹5.80₹6.65₹7.21₹7.39₹7.57
Earnings per share in rupees, restated for later splits and bonuses.
FigureDec 2021Q3Filed 7 FebMar 2022Q4Filed 16 MayJun 2022Q1Filed 27 JulSep 2022Q2Filed 21 OctDec 2022Q3Filed 21 JanMar 2023Q4Filed 8 MayJun 2023Q1Filed 21 JulSep 2023Q2Filed 30 OctDec 2023Q3Filed 23 JanMar 2024Q4Filed 11 MayJun 2024Q1Filed 22 JulSep 2024Q2Filed 23 OctDec 2024Q3Filed 28 JanMar 2025Q4Filed 8 MayJun 2025Q1Filed 19 JulSep 2025Q2Filed 30 OctDec 2025Q3Filed 14 JanMar 2026Q4Filed 29 SepJun 2026Q1Filed 15 JulSep 2026Q2Filed 19 Oct
Gross bad loans, ₹ crore–––––––––43,098––––––––––
Net bad loans, ₹ crore–––––––––8,990––––––––––
Gross bad loans, % of loans–––––––––4.76%––––––––––
Net bad loans, % of loans–––––––––1.03%––––––––––
Bad loans already provided for–––––––––79.14%––––––––––
Core equity to risk-weighted loans10.13%10.61%10.67%10.65%10.69%12.35%12.33%13.04%11.71%13.65%13.80%13.87%13.59%15.00%15.86%15.01%14.61%16.39%17.08%16.72%
Tier 1 capital11.69%12.17%12.12%12.23%12.24%13.89%13.84%14.55%13.05%14.99%15.12%15.20%14.89%16.25%17.14%16.22%15.72%17.32%18.01%17.49%
Additional tier 1 capital1.56%1.56%1.45%1.58%1.55%1.54%1.51%1.51%1.34%1.34%1.32%1.33%1.30%1.25%1.28%1.21%1.11%0.93%0.93%0.77%
Held by the government83.49%83.49%83.49%83.49%83.49%83.49%83.49%76.99%76.99%74.76%74.76%74.76%74.76%74.76%74.76%74.76%74.76%74.76%74.76%74.76%
Per cent, and the bad loans themselves in ₹ crore. A non-performing loan is one the borrower has stopped paying, generally for 90 days.

Filed results, as an XML file each

16 earlier filings

Segment results by quarter

Consolidated, ₹ crore, quarters to Sep 2026.Union Bank of India segment results by year

  • Retail Banking Operations

    Revenue, ₹ crore
    Profit, ₹ crore
  • Corporate/Wholesale Banking Operations

    Revenue, ₹ crore
    Profit, ₹ crore
  • Treasury Operation

    Revenue, ₹ crore
    Profit, ₹ crore
  • Other Banking Operations

    Revenue, ₹ crore
    Profit, ₹ crore
₹ croreDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue of all businesses29,38730,80530,87431,70231,11732,73431,76831,11430,47131,28931,27432,286
Company revenue, as in its results29,80231,61231,32532,81231,74934,09232,34432,21532,00232,67532,66033,471
Revenue13,0859,08910,51411,42111,47811,67911,79211,423–12,27512,32612,533
Revenue growth61.0%7.2%18.0%11.0%−12.3%28.5%12.2%0.0%–5.1%4.5%9.7%
Profit3,5301,0681,2022,3052,5442,1192,3291,455–2,7383,0382,515
Profit growth102.4%721.7%−25.9%1.3%−27.9%98.3%93.8%−36.9%–29.2%30.5%72.9%
Margin27.0%11.8%11.4%20.2%22.2%18.1%19.7%12.7%–22.3%24.7%20.1%
Assets3,87,5634,14,5354,26,8554,43,1894,47,2054,57,8414,68,9794,58,204–5,07,4315,08,6825,07,442
Liabilities3,48,5103,75,4103,95,6994,09,6174,11,7394,23,3544,31,9234,20,525–4,65,8584,64,4074,63,643
Revenue––––––11,03411,19010,40811,74711,60012,451
Revenue7,7977,9997,7028,3577,7958,9948,6148,0897,4466,7946,8166,887
Revenue6935351,190449465360327412533473532416
Revenue––––––––12,084–––
Revenue–––––11,700––––––
Revenue7,81213,18211,46711,47611,379–––––––
Revenue6711,0524521,1106321,3595761,1011,5311,3861,3861,185
Profit is before tax and finance costs, the way companies report their segments.