Housing Development Finance Corp.Lt (Delisted) results
BSE: 500010Finance
Last traded ₹2,724.30 on 12 Jul 2023
Delisted on 28 Mar 2024.
Q4 results, quarter to Mar 2023
Standalone: the listed company alone, without its subsidiaries. ₹ crore.Housing Development Finance Corp.Lt annual results and balance sheet
- Income from operationsIncome from operations. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.
- ₹16,679 Cr+35.6% on a year ago · +9.5% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax.
- ₹4,426 Cr+19.6% on a year ago · +19.9% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line.
- ₹24.19+18.4% on a year ago · +19.6% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, on the quarter before wherever the profit of that quarter was restated, and across a change of basis named under the table, on the lines it affects.
- Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs.
- ₹5,248 Cr
- Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses.
- ₹5,836 Cr
From interest earned to net profit, ₹ crore
- Interest earned15,433
- Interest paid−10,185
- Net interest income5,248
- Other income+1,259
- Operating expenses−671
- Before provisions5,836
- Set aside for bad loans−438
- Profit before tax5,398
- Tax−973
- Net profit4,426
Housing Development Finance Corp.Lt results by quarter
Standalone: the listed company alone, without its subsidiaries. Latest quarter to Mar 2023. Results for the quarter to Jun 2023 were due by 14 Aug 2023, 45 days after it ends.Results filings and date
Income from operations and net profit by quarter, ₹ crore
- Income from operations
- Net profit
Net interest income and money set aside for bad loans by quarter, ₹ crore
- Net interest income
- Set aside for bad loans
| ₹ crore | Jun 2018Q1 | Sep 2018 | Dec 2018Q3 | Mar 2019Q4Filed 19 Jul | Jun 2019Q1Filed 20 Sep | Sep 2019Q2Filed 3 Dec | Dec 2019Q3Filed 11 Mar | Mar 2020Q4Filed 18 Jul | Jun 2020Q1Filed 26 Aug | Sep 2020Q2Filed 23 Nov | Dec 2020Q3Filed 3 Mar | Mar 2021Q4Filed 5 Jun | Jun 2021Q1Filed 3 Sep | Sep 2021Q2Filed 5 Mar | Dec 2021Q3Filed 23 Feb | Mar 2022Q4Filed 4 May | Jun 2022Q1Filed 30 Jul | Sep 2022Q2Filed 4 Nov | Dec 2022Q3Filed 3 Feb | Mar 2023Q4Filed 6 May |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income from operationsIncome from operations. Income from operations is what the business earns: interest on loans, fees, dividends and the rest. | 9,941 | 11,246 | 10,556 | 11,580 | 12,990 | 13,487 | 20,285 | 11,976 | 13,018 | 11,728 | 11,707 | 11,697 | 11,657 | 12,216 | 11,784 | 12,300 | 13,240 | 15,027 | 15,230 | 16,679 |
| Interest earned | – | – | – | 10,343 | 10,478 | 10,478 | 10,727 | 10,963 | 10,791 | 10,825 | 10,710 | 10,446 | 10,523 | 10,579 | 11,055 | 11,140 | 11,964 | 13,143 | 14,458 | 15,433 |
| Interest paid | – | – | – | 7,182 | 7,739 | 7,831 | 7,770 | 7,662 | 7,817 | 7,399 | 6,833 | 6,566 | 6,522 | 6,573 | 6,873 | 6,771 | 7,556 | 8,560 | 9,694 | 10,185 |
| Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs. | – | – | – | 3,161 | 2,739 | 2,648 | 2,958 | 3,301 | 2,974 | 3,426 | 3,878 | 3,880 | 4,001 | 4,005 | 4,182 | 4,369 | 4,407 | 4,583 | 4,764 | 5,248 |
| Other income. Income besides interest, for the period: for a bank, its other income as stated, such as fees, commissions and gains on investments; for a finance company, total income − interest earned, or where total income is not stated, fees and commission + gains on fair value changes + other income. | – | – | – | 1,244 | 2,518 | 3,016 | 9,564 | 1,018 | 2,229 | 908 | 1,006 | 1,262 | 1,140 | 1,647 | 737 | 1,169 | 1,285 | 1,893 | 789 | 1,259 |
| Fees and commissionFees and commission. Fees and commissions the finance company charged its customers in the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | – | – | – | 88 | 36 | 46 | 45 | 66 | 32 | 59 | 53 | 67 | 44 | 69 | 61 | 78 | 55 | 76 | 97 | 94 |
| Gains on fair value changesGains on fair value changes. Gains on investments and other holdings counted at their market value, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | – | – | – | 167 | −45 | −322 | 39 | 428 | 94 | 166 | 230 | 466 | 402 | 146 | 124 | 267 | 8 | 142 | −62 | 273 |
| Gains on loans soldGains on loans sold. Gains on loans the finance company sold or assigned to others and took off its books, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | – | – | – | 66 | 296 | 264 | 170 | 238 | 183 | 159 | 410 | 438 | 267 | 128 | 225 | 436 | 282 | 232 | 158 | 573 |
| DividendsDividends received. Dividends received on the shares the finance company holds, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | – | – | – | 537 | 1 | 1,074 | 4 | 2 | 298 | 323 | 2 | 111 | 16 | 1,171 | 195 | 128 | 687 | 1,360 | 482 | 207 |
| RentRent received. Rent earned on property the finance company lets out, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | – | – | – | 20 | 13 | 18 | 18 | 21 | 16 | 20 | 17 | 25 | 21 | 20 | 20 | 20 | 20 | 19 | 20 | 22 |
| Other operating revenueOther operating revenue. Revenue from operations besides interest, fees, gains, dividends, rent and sales, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | – | – | – | 359 | 2,211 | 1,930 | 9,283 | 258 | 1,603 | 176 | 284 | 145 | 383 | 103 | 104 | 231 | 224 | 56 | 77 | 77 |
| Income outside operationsIncome outside operations. The finance company's income outside its revenue from operations, for the period, as its statement gives it. | – | – | – | 7 | 6 | 7 | 6 | 6 | 2 | 5 | 9 | 10 | 6 | 10 | 9 | 8 | 8 | 9 | 17 | 13 |
| The lines under it are parts of it, not all of it. | – | – | – | 316 | 382 | 379 | 384 | 353 | 396 | 366 | 537 | 499 | 551 | 530 | 478 | 514 | 589 | 589 | 571 | 671 |
| Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses. | – | – | – | 4,089 | 4,875 | 5,284 | 12,138 | 3,966 | 4,806 | 3,968 | 4,347 | 4,643 | 4,591 | 5,123 | 4,441 | 5,023 | 5,104 | 5,887 | 4,982 | 5,836 |
| Set aside for bad loansProvisions for bad loans. What was set aside in the period for loans that may not be repaid: for a bank, its provisions other than for tax, which also cover its investments and loans still being repaid; for a finance company, the impairment of its loans and other financial assets. | – | – | – | 398 | 890 | 754 | 2,995 | 1,274 | 1,199 | 436 | 594 | 719 | 686 | 452 | 393 | 401 | 514 | 473 | 370 | 438 |
| Exceptional itemsExceptional items. One-off gains or losses the company states separately, for the period; on a bank's group accounts, not given where the line is the outside owners' share of its subsidiaries' profit. | – | – | – | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3,070 | 3,489 | 2,869 | 3,691 | 3,985 | 4,530 | 9,143 | 2,692 | 3,607 | 3,532 | 3,753 | 3,924 | 3,905 | 4,671 | 4,048 | 4,622 | 4,590 | 5,414 | 4,612 | 5,398 |
| 880 | 1,022 | 755 | 829 | 782 | 569 | 771 | 460 | 555 | 662 | 827 | 744 | 904 | 891 | 787 | 922 | 921 | 960 | 921 | 973 | |
| Net profit | 2,190 | 2,467 | 2,114 | 2,862 | 3,203 | 3,962 | 8,372 | 2,233 | 3,052 | 2,870 | 2,926 | 3,180 | 3,001 | 3,781 | 3,261 | 3,700 | 3,669 | 4,454 | 3,691 | 4,426 |
| Other comprehensive incomeOther comprehensive income. Gains and losses after tax that bypass profit, such as the change in value of some investments and of pension obligations. | −29 | – | 25 | −39 | 262 | −95 | −807 | −6,012 | 2,019 | −1,405 | 2,326 | −1,205 | −21 | −515 | −193 | 764 | −448 | 105 | 523 | −966 |
| Total comprehensive incomeTotal comprehensive income. Profit + other comprehensive income, given where the two come to it. | 2,161 | – | 2,139 | 2,823 | 3,465 | 3,866 | 7,566 | −3,780 | 5,070 | 1,465 | 5,252 | 1,974 | 2,979 | 3,265 | 3,068 | 4,464 | 3,221 | 4,559 | 4,214 | 3,459 |
| Earnings per shareEarnings per share. The earnings per share stated for the period ÷ the split factor, so a figure from before a split sits on the same share as today's; a figure the company filed after a split or bonus is already on the new share count and is divided by the splits after its filing day only. | ₹12.96 | ₹14.60 | ₹12.29 | ₹16.68 | ₹18.60 | ₹22.94 | ₹48.51 | ₹12.86 | ₹17.62 | ₹16.24 | ₹16.27 | ₹17.65 | ₹16.63 | ₹20.93 | ₹18.02 | ₹20.43 | ₹20.22 | ₹24.51 | ₹20.22 | ₹24.19 |
| Diluted earnings per shareDiluted earnings per share. That diluted earnings per share on today's share count, restated by the same splits and bonuses as the basic figure. | ₹12.83 | ₹14.45 | ₹12.23 | ₹16.57 | ₹18.48 | ₹22.77 | ₹48.11 | ₹12.76 | ₹17.55 | ₹16.22 | ₹16.24 | ₹17.50 | ₹16.45 | ₹20.71 | ₹17.75 | ₹20.29 | ₹20.10 | ₹24.41 | ₹19.99 | ₹24.02 |
Earnings per share in rupees, restated for later splits and bonuses. A lender's lines are blank for the quarters to Jun 2018, Sep 2018 and Dec 2018: the company's filing for those results has none of them.
Filed results, as an XML file each
- Results for the quarter to Mar 2023 (opens in a new tab)Filed 6 May 2023
- Results for the quarter to Dec 2022 (opens in a new tab)Filed 3 Feb 2023
- Results for the quarter to Sep 2022 (opens in a new tab)Filed 4 Nov 2022
- Results for the quarter to Jun 2022 (opens in a new tab)Filed 30 Jul 2022
15 earlier filings
- Results for the quarter to Mar 2022 (opens in a new tab)Filed 4 May 2022
- Results for the quarter to Dec 2021 (opens in a new tab)Filed 23 Feb 2022
- Results for the quarter to Sep 2021 (opens in a new tab)Filed 5 Mar 2022
- Results for the quarter to Jun 2021 (opens in a new tab)Filed 3 Sep 2021
- Results for the quarter to Mar 2021 (opens in a new tab)Filed 5 Jun 2021
- Results for the quarter to Dec 2020 (opens in a new tab)Filed 3 Mar 2021
- Results for the quarter to Sep 2020 (opens in a new tab)Filed 23 Nov 2020
- Results for the quarter to Jun 2020 (opens in a new tab)Filed 26 Aug 2020
- Results for the quarter to Mar 2020 (opens in a new tab)Filed 18 Jul 2020
- Results for the quarter to Dec 2019 (opens in a new tab)Filed 11 Mar 2020
- Results for the quarter to Sep 2019 (opens in a new tab)Filed 3 Dec 2019
- Results for the quarter to Jun 2019 (opens in a new tab)Filed 20 Sep 2019
- Results for the quarter to Mar 2019 (opens in a new tab)Filed 19 Jul 2019
- Results for the quarter to Dec 2018 (opens in a new tab)Filed 30 Jan 2019
- Results for the quarter to Jun 2018 (opens in a new tab)Filed 31 Jul 2018