LIC Mf Medium to Long Term Fund Regular Growth NAV today
AMFI: 100315ISIN: INF767K01923MUTF_IN: LIC_MF_MEDI_1166CZILIC Mutual FundMedium to Long Duration funds
Formerly LIC Mf Bond Fund, LIC Mf Medium to Long Duration Bond Fund, LIC Mf Medium to Long Duration Fund
NAV ₹75.1302down ₹0.05 (0.06%)
NAV for 23 Oct 2026, against 22 Oct 2026. Declared once a day.
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month.
- ₹173 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it.
- 0.62%23 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought.
- 0.25%if sold within 15 days
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.38%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures.
- 1930 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer.
- 23 Jun 1999
LIC Mf Medium to Long Term Fund returns
Regular Growth plan
Over each window to 23 Oct 2026
| Over | ReturnTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. |
|---|---|---|---|---|---|
| 1 week | −0.32% | – | – | – | – |
| 1 month | −0.89% | – | 3 of 13 | −1.37% | −1.5% to −1.0% |
| 3 months | −0.39% | – | 2 of 13 | −1.23% | −1.3% to −0.8% |
| 6 months | +1.67% | – | 2 of 13 | +1.02% | +0.8% to +1.1% |
| 1 year | +2.74% | +3.27%to 30 Sep 2026 | 2 of 13 | +1.68% | +1.5% to +2.0% |
| 3 years | +6.43% | +6.49%to 30 Sep 2026 | 1 of 12 | +5.77% | +5.6% to +6.0% |
| 5 years | +5.39% | +5.47%to 30 Sep 2026 | 3 of 12 | +4.72% | +4.5% to +5.3% |
| 10 years | +5.52% | +6.76%to 30 Sep 2026 | 6 of 12 | +5.52% | +4.9% to +5.8% |
₹10,000 put in on 3 Apr 2006 is ₹39,312 at the NAV of 23 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load.Over a year and longer, a return is the yearly rate. Benchmark: CRISIL Medium to Long Duration Debt A-III Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Regular plans of Medium to Long Duration funds, each fund's return to its latest NAV on or before 25 Oct 2026.
At the month end, 30 Sep 2026
| Over | FundTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. |
|---|---|---|
| 1 year | +4.24% | +3.27% |
| 3 years | +6.38% | +6.49% |
| 5 years | +5.52% | +5.47% |
| 10 years | +5.66% | +6.76% |
| Since launch | +7.63% | +8.97% |
Benchmark: CRISIL Medium to Long Duration Debt A-III Index. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Regular GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2008, +15.1%; lowest year to Dec 2021, +1.3%
LIC Mf Medium to Long Term Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 23 Oct 2026
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,21,604₹1,21,598 after stamp duty | +2.60% | +2.59% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,86,734₹3,86,714 after stamp duty | +4.78% | +4.78% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,90,311₹6,90,276 after stamp duty | +5.60% | +5.59% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹15,94,333₹15,94,288 after stamp duty | +5.57% | +5.57% | ₹38 | |
| Since Apr 2006246 instalments | ₹24,60,000 | ₹50,12,295₹50,12,250 after stamp duty | +6.47% | +6.47% | ₹38 |
Rolling returns
Per cent a year, every window from 3 Apr 2006 to 23 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The worst yearly return of any window of this length in the fund's history, one window starting on each day it priced.AverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history.HighestHighest rolling return. The best yearly return of any window of this length in the fund's history.Ended higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started.
1 year4,721 windows−1.3%+7.1%+17.6%98.4%
3 years4,246 windows+3.1%+7.1%+11.2%100.0%
5 years3,759 windows+4.5%+7.0%+9.2%100.0%
10 years2,556 windows+5.5%+7.1%+8.5%100.0%
Every 3, 5 and 10-year window ended higher than it started.
LIC Mf Medium to Long Term Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio.
- 0.40 ptsA year, on 23 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.22%Over the last 30 days filed
- Regular, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies.
- 0.62%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.05%, Jan 2021.Direct plan lowest 0.17%, Nov 2019.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. | 0.18% | 0.53% |
| Brokerage | 0.01% | 0.01% |
| Transaction costs | None | None |
| Statutory levies | 0.03% | 0.08% |
Per cent of assets a year, filed for 23 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units, No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.
Buying and selling
- Lump-sum purchases
- Not accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase.
- ₹5,000
- Minimum top-up
- ₹500
- Minimum redemption
- ₹1
- SIP
- Not accepted
- SIP minimum
- 100,150, 200, 1000 |
- SIP instalments, at least
- 12,40,4 |
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold.
- None
- SIP dates
- Daily - All business days,Weekly – Between Monday to Friday, Monthly & Quarterly - Any date between 1st to 28th |
As listed for this plan on 24 Oct 2026.
LIC Mf Medium to Long Term Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹175 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors.
- 42.8%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹530 Cr, quarter to Sep 2017.
Assets at each month end
Highest ₹282 Cr, Mar 2019.Lowest ₹102 Cr, Jun 2022.
LIC Mf Medium to Long Term Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each.
- 7.38%Lines stating a yield: 98.13% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio.
- 6.76%Regular plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal.
- 4.19years
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates.
- 4.00years
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid.
- 9.35years
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over.
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window.
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. | ||||
|---|---|---|---|---|---|---|
| 7.48% National Bk for Agriculture & Rural Dev.CRISIL AAA, 7.48% coupon, repaid 15 Sep 2028 | Bonds and bills | 8.65% | 14.97 | 1,500 | 7.79% | Jun 2026 |
| 7.3% Government of IndiaSOVEREIGN, 7.30% coupon, repaid 19 Jun 2053 | Bonds and bills | 8.50% | 14.71 | 15,00,000 | 7.80% | Dec 2025 |
| HDFC Bank Ltd.CRISIL A1+, repaid 5 Mar 2027 | Bonds and bills | 8.42% | 14.57 | 300 | 6.89% | Sep 2026 |
| Canara BankCRISIL A1+, repaid 29 Jun 2027 | Bonds and bills | 8.23% | 14.24 | 300 | 7.23% | Jul 2026 |
| 7.42% Power Finance Corporation Ltd.CRISIL AAA, 7.42% coupon, repaid 15 Apr 2028 | Bonds and bills | 6.02% | 10.41 | 1,000 | 7.70% | Mar 2026 |
| 7.43% Jamnagar Utilities & Power Pvt. Ltd.CRISIL AAA, repaid 24 Oct 2034 | Bonds and bills | 5.99% | 10.37 | 1,000 | 8.00% | Oct 2024 |
| 7.65% State Government of KarnatakaSOVEREIGN, 7.65% coupon, repaid 29 Nov 2027 | Bonds and bills | 5.98% | 10.35 | 10,00,000 | 6.91% | Sep 2026 |
| 7.33% Government of IndiaSOVEREIGN, 7.33% coupon, repaid 30 Oct 2026 | Bonds and bills | 5.97% | 10.32 | 10,00,000 | 5.46% | Aug 2026 |
| 7.71% Government of IndiaSOVEREIGN, 7.71% coupon, repaid 18 May 2066 | Bonds and bills | 5.94% | 10.28 | 10,00,000 | 7.86% | Jun 2026 |
| Indian BankFITCH A1+, repaid 12 Jan 2027 | Bonds and bills | 5.67% | 9.81 | 200 | 6.68% | May 2026 |
| Small Industries Development Bk of IndiaCRISIL A1+, repaid 11 Aug 2027 | Bonds and bills | 5.42% | 9.39 | 200 | 7.60% | Aug 2026 |
| 6.9% Government of IndiaSOVEREIGN, 6.90% coupon, repaid 15 Apr 2065 | Bonds and bills | 5.37% | 9.29 | 10,00,000 | 7.89% | Feb 2026 |
| 7.92% National Highways Authority of IndiaCRISIL AAA, repaid 6 Jun 2029 | Bonds and bills | 2.99% | 5.18 | 50 | 7.47% | Sep 2026 |
| 6.94% Government of IndiaSOVEREIGN, 6.94% coupon, repaid 11 May 2036 | Bonds and bills | 2.92% | 5.05 | 5,00,000 | 7.31% | Jul 2026 |
| 7.39% Indian Railway Finance Corporation Ltd.CRISIL AAA, 7.39% coupon, repaid 15 Jul 2034 | Bonds and bills | 2.92% | 5.05 | 500 | 7.81% | Aug 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. | ||
|---|---|---|
| Treps | 1.85% | 3.20 |
| Net Receivables / (Payables) | 0.40% | 0.70 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions.
- 8.65%7.48% National Bk for Agriculture & Rural Dev.
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions.
- 39.82%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions.
- 69.37%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights.
- 15.8Taken over 97.74% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought.- Bonds and bills97.40%
- Units of other funds0.35%
- Cash and receivables2.26%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared.Loans of over a year
- Sovereign37.45%
- AAA29.40%
Loans of under a year
- A1+30.55%
Other
- Overnight lending1.85%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off.- Up to 1 month7.82%
- 1 to 3 monthsNone
- 3 to 6 months16.90%
- 6 to 12 months13.65%
- 1 to 3 years23.64%
- 3 to 5 yearsNone
- 5 to 10 years14.66%
- Over 10 years22.58%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 8.65%National Bank for Agriculture and Rural Development
- Top 5 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 37.30%
- Top 10 borrowersLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out.
- 54.52%
Per cent of the fund's net assets. Lent outside the government: 59.95% of the fund, to 10 borrowers; the borrower is named for 90.95% of it, its group for 24.37%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before.
- 420.20% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date.
- 25.96% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same.
- 1
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth.
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth.
- 0
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price.
- 15
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month.
- 5.96%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it.
- 20.90%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. | ||||
|---|---|---|---|---|---|
| HDFC Bank Ltd. | New | 8.42% | 0.00% | +8.42 pts | +300 |
| 7.65% State Government of Karnataka | New | 5.98% | 0.00% | +5.98 pts | +10,00,000 |
| 7.92% National Highways Authority of India | New | 2.99% | 0.00% | +2.99 pts | +50 |
| 7.77% State Government of Gujarat | Sold out | – | 2.98% | −2.98 pts | −5,00,000 |
| 7.63% State Government of Maharashtra | Sold out | – | 2.97% | −2.97 pts | −5,00,000 |
| Bajaj Finance Ltd. | Matured | – | 2.86% | −2.86 pts | – |
| Punjab National Bank | New | 2.80% | 0.00% | +2.80 pts | +100 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7.48% National Bk for Agriculture & Rural Dev. | – | – | – | – | – | – | – | – | 6.02%Bought | 9.11%Added | 9.17% | 8.65% |
| 7.3% Government of India | – | – | 7.55%Bought | 9.97%Added | 10.15% | 10.28% | 10.63% | 10.80% | 11.34% | 11.24% | 8.44%Cut | 8.50% |
| HDFC Bank Ltd. | – | – | – | – | – | – | – | – | – | – | – | 8.42%Bought |
| Canara Bank | – | – | – | – | – | – | – | – | – | 8.02%Bought | 8.10% | 8.23% |
| 7.42% Power Finance Corporation Ltd. | – | – | – | – | – | 5.32%Bought | 5.42% | 5.50% | 5.84% | 5.89% | 5.93% | 6.02% |
| 7.43% Jamnagar Utilities & Power Pvt. Ltd. | 5.01% | 5.05% | 5.10% | 5.03% | 5.15% | 5.30% | 5.41% | 5.48% | 5.91% | 5.96% | 5.94% | 5.99% |
| 7.65% State Government of Karnataka | – | – | – | – | – | – | – | – | – | – | – | 5.98%Bought |
| 7.33% Government of India | – | – | – | – | – | – | – | – | – | – | 5.88%Bought | 5.97% |
| 7.71% Government of India | – | – | – | – | – | – | – | – | 2.97%Bought | 8.84%Added | 5.90%Cut | 5.94% |
| Indian Bank | – | – | – | – | – | – | – | 5.17%Bought | 5.46% | 5.52% | 5.58% | 5.67% |
| Small Industries Development Bk of India | – | – | – | – | – | – | – | – | – | – | 5.34%Bought | 5.42% |
| 6.9% Government of India | 2.37% | 4.71%Added | Sold out | – | 7.28%Bought again | 12.18%Added | 12.16% | 12.34% | 13.36% | 7.98%Cut | 5.34%Cut | 5.37% |
| 7.92% National Highways Authority of India | – | – | – | – | – | – | – | – | – | – | – | 2.99%Bought |
| 6.94% Government of India | – | – | – | – | – | – | – | – | – | 5.83%Bought | 2.92%Cut | 2.92% |
| 7.39% Indian Railway Finance Corporation Ltd. | – | – | – | – | – | – | – | – | – | – | 2.90%Bought | 2.92% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 23 Oct 2026
Each bar runs from the lowest to the highest figure among the Regular plans of Medium to Long Duration funds (12 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves.2.68%
2.34%Lowest2.68%Average3.07%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure.1.16%
0.91%Lowest1.15%Average1.44%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV.0.12
−0.43Lowest−0.05Average0.21Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down.0.18
−0.56Lowest−0.07Average0.30Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. |
|---|---|---|---|---|
| 1 and 3 years | −1.64% | 11 Mar 2026 | 2 Apr 2026 | 21 Apr 2026 |
| 5 years | −2.20% | 5 Apr 2022 | 13 Jun 2022 | 2 Aug 2022 |
| 10 years | −3.36% | 24 Nov 2016 | 10 Mar 2017 | 8 Jun 2017 |
| Since Apr 2006 | −6.42% | 8 Apr 2010 | 2 Aug 2010 | 8 Apr 2011 |
Risk level by month
| Months | FundRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. |
|---|---|---|
| Feb 2024 to Aug 202631 months | Moderate | ModerateCRISIL Medium to Long Duration Debt A-III Index |
| Apr 2022 to Jan 202422 months | Moderate | Moderately HighCRISIL Medium to Long Duration Debt A-III Index |
| Mar 20221 month | Low to Moderate | CRISIL Medium to Long Duration Debt A-III Index |
| Feb 20221 month | Low to Moderate | ModerateCRISIL Composite Bond Index |
| Dec 2021 to Jan 20222 months | Moderate | ModerateCRISIL Composite Bond Index |
| Oct 2021 to Nov 20212 months | Low to Moderate | ModerateCRISIL Composite Bond Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
LIC Mf Medium to Long Term Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. | ||
|---|---|---|---|---|---|---|---|---|
| Pratik Harish ShroffPrimary | Sep 2023 | +6.08%a year | – | – | 34.8% | 33.0% | 15 | ₹13,296 Cr |
| Rahul SinghComanage | Oct 2025 | +3.47%a year | – | – | 68.8% | 31.1% | 11 | ₹25,683 Cr |
Returns are the regular plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. | ||
|---|---|---|---|---|---|
| LIC Mf Money Market FundPratik Harish Shroff | Oct 2025 | +6.26%a year | – | – | ₹3,979 Cr |
| LIC Mf Ultra Short to Short Term FundPratik Harish Shroff | Oct 2025 | +5.74%a year | – | – | ₹1,900 Cr |
| LIC Mf Nifty 8-13 yr G-Sec ETFPratik Harish Shroff | Sep 2023 | +6.04%a year | +6.18% | −0.14 pts | ₹1,704 Cr |
| LIC Mf Banking & PSU Debt FundPratik Harish Shroff | Sep 2023 | +6.58%a year | – | – | ₹1,598 Cr |
| LIC Mf Ultra Short Term FundPratik Harish Shroff | Oct 2025 | +5.67%a year | – | – | ₹1,420 Cr |
| LIC Mf Multi Asset Allocation FundPratik Harish Shroff | Feb 2025 | +10.58%a year | – | – | ₹966 Cr |
| LIC Mf Aggressive Hybrid FundPratik Harish Shroff | Sep 2023 | +9.50%a year | – | – | ₹561 Cr |
| LIC Mf Unit Linked Insurance Scheme (ULIS)Pratik Harish Shroff | Sep 2023 | – | – | – | ₹424 Cr |
| LIC Mf Arbitrage FundPratik Harish Shroff | Sep 2023 | +6.44%a year | – | – | ₹305 Cr |
| LIC Mf Short Term FundPratik Harish Shroff | Sep 2023 | +6.30%a year | – | – | ₹122 Cr |
Up to ten funds a manager, largest first. Returns are the regular plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | Shared holdings. The number of securities both funds hold, cash and futures left out. | |
|---|---|---|
| Nippon India Medium to Long Term FundNippon India Mutual Fund | 14.43% | 4 |
| Bandhan Medium to Long Term FundBandhan Mutual Fund | 13.82% | 5 |
| ICICI Prudential Medium to Long Term FundICICI Prudential Mutual Fund | 13.67% | 6 |
| HSBC Medium to Long Term FundHSBC Mutual Fund | 12.88% | 4 |
| HDFC Medium to Long Term FundHDFC Mutual Fund | 12.85% | 5 |
| Aditya Birla Sun Life Medium to Long Term FundAditya Birla Sun Life Mutual Fund | 11.44% | 6 |
| Canara Robeco Medium To Long Term FundCanara Robeco Mutual Fund | 11.40% | 4 |
| JM Medium to Long Term FundJM Financial Mutual Fund | 10.11% | 3 |
| UTI Medium to Long Term FundUTI Mutual Fund | 10.08% | 4 |
| SBI Medium to Long Term FundSBI Mutual Fund | 8.20% | 4 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. | |
|---|---|
| LIC Mf Gilt FundLIC Mutual Fund | 19.68% |
| LIC Mf Banking & PSU Debt FundLIC Mutual Fund | 13.80% |
| LIC Mf Short Term FundLIC Mutual Fund | 11.88% |
| LIC Mf Money Market FundLIC Mutual Fund | 7.66% |
| LIC Mf Ultra Short to Short Term FundLIC Mutual Fund | 4.72% |
| LIC Mf Ultra Short Term FundLIC Mutual Fund | 2.35% |
| LIC Mf Liquid FundLIC Mutual Fund | 0.20% |
| LIC Mf Overnight FundLIC Mutual Fund | 0.00% |
As the fund house states it, for Aug 2026.
LIC Mf Medium to Long Term Fund dividend history
Paid through the IDCW (income distribution cum capital withdrawal) option, once called a dividend.Every fund's payouts
Regular IDCW planIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount.This plan keeps its gains invested and pays nothing out. The Regular IDCW plan has made 36 payouts since Jul 2006, the latest on 28 Sep 2026.
Changes to the fund
Newest first.
2026
- 17 OctNameRenamed: LIC Mf Bond Fund to LIC Mf Medium to Long Term Fund
- 17 OctTermsNew purchases: accepted to not accepted
- 17 OctTermsSIP instalments: accepted to not accepted
- 30 SepCategoryCategory: Debt / Medium to Long Duration to Debt / Medium to Long Term
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
2022
- 30 AprBenchmarkBenchmark: CRISIL Composite Bond Index to CRISIL Medium to Long Duration Debt A-III Index
Fund details
Objective
LIC MF Medium to Long Duration Bond Fund is an open-ended debt scheme which will endeavor to generate an attractive return for its investors by investing in a portfolio is between 4 years and 7 years. There is no assurance that the investment objective of the Scheme will be achieved.
Asset allocation
- Debt :60-100%, Money Market :0-40%, Please refer the Scheme Information Document for complete details.
Type of scheme
An open-ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.14. A Relatively High interest rate risk and moderate Credit Risk)
- Stated category
- Medium to Long Term Fund
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back.
- CRISIL Medium to Long Duration Debt A-III Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high).
- B-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month.
- Moderate
- New fund offer
- 26 Mar 1999 to 16 Apr 1999
- Units first allotted
- 23 Jun 1999
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 120279 | INF767K01EW0 | LIC_MF_MEDI_1YZ8YBA | 2 Jan 2013 | |
| Regular Growth | 100315 | INF767K01923 | LIC_MF_MEDI_1166CZI | 3 Apr 2006 | |
| Direct IDCW | 120278 | INF767K01EV2 | INF767K01EX8 | LIC_MF_MEDI_3LQT1K | 8 Jan 2013 |
| Regular IDCW | 100314 | INF767K01907 | INF767K01915 | LIC_MF_MEDI_1AQVV6 | 3 Apr 2006 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- Lic-mf-factsheet-30 th-september-2026-275881603LIC Mutual Fund, Sep 2026
Statement of additional information
- SAI LIC Mutual FundLIC Mutual Fund, Oct 2026
Annual report
- LIC-MF-Annual-Report-2025-26LIC Mutual Fund, Mar 2026
- LIC-MF-Aggressive-Hybrid-Fund CombinedLIC Mutual Fund, Mar 2026
- LIC-MF-Arbitrage-Fund CombinedLIC Mutual Fund, Mar 2026
- LIC-MF-Balanced-Advantage-Fund CombinedLIC Mutual Fund, Mar 2026
Riskometer disclosure
- 1791450720-LIC-MF-Schemes-&-Benchmark-Risk-o-meter-as-on-September-30,-2026LIC Mutual Fund, Sep 2026
Portfolio overlap disclosure
- 1791277986-Portfolio Overlap 30Sep2026 websiteLIC Mutual Fund, Sep 2026