- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹1,028 Cr1,403rd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 12 Aug 2026
- 7.8
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 26 May 2026
- 0.9
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 12 Aug 2026
- 12.8%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.35%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 13.97%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.80%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 7.93%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.12times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 11100.0% delivered
Results
Consolidated; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 12 Aug
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹76 Crup 2,945.40%
- Net profitNet profit. Under it, net profit in the quarter before. A change in per cent is not worked out where either period is a loss or nothing.
- ₹64 CrQuarter to Mar 2026: −₹16 Cr
Income from operations by year
Net profit by year, a loss in red
- Net profit
- Loss
The years either side of a change of basis do not compare. From the year to Mar 2023, the company's income from operations for that year, ₹24 Cr, differs from its quarters added, ₹54 Cr. From the year to Mar 2025, the company's income from operations for that year, ₹75 Cr, differs from its quarters added, ₹102 Cr. From the year to Mar 2026, the company's income from operations for that year, ₹11 Cr, differs from its quarters added, ₹140 Cr.
| ₹ crore | Sep 2024Filed 20 Dec | Dec 2024Filed 26 Jun | Mar 2025Filed 27 May | Jun 2025Filed 13 Aug | Sep 2025Filed 12 Nov | Dec 2025Filed 12 Feb | Mar 2026Filed 26 May | Jun 2026Filed 12 Aug |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 78.3 | −44.8 | 0.3 | 31.5 | 73.3 | 32.7 | 2.5 | 75.6 |
| Net profit | 63.3 | −39.4 | −22.9 | 23.6 | 60.3 | 24.7 | −16.3 | 63.6 |
The quarters either side of a change of basis do not compare. From the quarter to Mar 2025, the company's income from operations for the year to Mar 2025, ₹75 Cr, differs from its quarters added, ₹102 Cr. From the quarter to Mar 2026, the company's income from operations for the year to Mar 2026, ₹11 Cr, differs from its quarters added, ₹140 Cr.
Business segments
In the year to Mar 2026 the company reports one business segment which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Dividend yield is not shown: no dividend in the years on record. Its history crosses a change of basis in the accounts in the years to Mar 2023, Mar 2025 and Mar 2026: days before it are of the company before the change.PE ratio and valuation history
At or below today's level on 31% of 1,161 trading days over the last 5 years.
At or below today's level on 49% of 1,173 trading days over the last 5 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −26.4% | +72.8% | −57.4% | 0.0% |
| 3 years | +51.8% | +95.1% | −22.2% | 0.0% |
| 5 years | +34.1% | +31.6% | +1.9% | 0.0% |
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Saraswati Commercial India in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 Arman Financial ServicesARMANFIN | 1,489 | 12.8 | 1.6 | – | 0.0% | +1,781.9% | 12.9% | – | 2.25% | 18.46% | 0.00% |
 Ugro CapitalUGROCAP | 1,150 | 8.2 | 0.4 | – | +16.5% | −5.2% | 5.7% | – | 1.05% | 4.11% | 0.00% |
 AK Capital ServicesAKCAPIT | 1,133 | 9.8 | 1.1 | – | +15.2% | +35.6% | 11.4% | – | 2.68% | 3.21% | 4.19% |
 Fedders HoldingFEDDERSHOL | 1,088 | 12.7 | 1.5 | – | −6.7% | +151.7% | 12.7% | −2.0% | – | – | 0.00% |
 Crest VenturesCREST | 982 | – | 0.8 | – | −33.2% | – | – | – | 2.86% | 8.24% | 0.29% |
 Finkurve Financial ServicesFINKURVE | 878 | 29.9 | 2.5 | – | +59.4% | +62.2% | 10.7% | – | 3.04% | 20.60% | 0.00% |
 Aryaman Financial ServicesARYAMAN | 761 | 25.6 | 4.7 | 16.0 | −46.9% | – | 20.5% | 19.1% | – | – | 0.00% |
 India FinsecIFINSEC | 727 | – | 5.6 | 12.6 | +29.4% | – | – | 16.2% | – | – | 0.00% |
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
Sep 2026
Aug 2026
31 Aug · Letter To Members - Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015.
Saraswati Commercial India share price by year
Each calendar year to 2025.Saraswati Commercial India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025BSE close | 12,768.80 | −34.9% | 19,990.05 | 9,392.80 |
| 2024BSE close | 19,605.50 | +555.8% | 26,467.60 | 2,939.85 |
| 2023BSE close | 2,989.45 | −0.4% | 3,277.75 | 2,318.75 |
| 2022BSE close | 3,000.05 | +11.1% | 4,237.20 | 2,370.15 |
| 2021BSE close | 2,700.00 | +186.9% | 3,230.00 | 904.10 |
| 2020BSE close | 941.00 | +926.7% | 1,079.95 | 96.20 |
| 2019BSE close | 91.65 | +151.1% | 91.65 | 38.30 |
| 2018BSE close | 36.50 | +148.1% | 36.50 | 15.44 |
| 2017BSE close | 14.71 | +78.5% | 14.71 | 8.40 |
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 9,431.00 | 9,431.00 | 9,380.00 | 9,380.00 | 9,400.91 | 11 | 100.0% |
| 22 Oct 2026 | 10,000.00 | 10,008.00 | 9,405.00 | 9,431.00 | 9,503.93 | 29 | 75.9% |
| 21 Oct 2026 | 9,790.00 | 9,790.00 | 9,405.00 | 9,464.00 | 9,519.09 | 11 | 90.9% |
| 19 Oct 2026 | 9,701.00 | 9,850.00 | 9,701.00 | 9,790.00 | 9,791.86 | 7 | 100.0% |
| 16 Oct 2026 | 9,890.00 | 9,890.00 | 9,701.00 | 9,805.00 | 9,797.40 | 5 | 100.0% |
| 15 Oct 2026 | 9,750.00 | 10,300.00 | 9,750.00 | 9,890.00 | 10,058.96 | 24 | 70.8% |
| 14 Oct 2026 | 9,872.00 | 10,062.00 | 9,725.00 | 9,750.00 | 9,907.57 | 23 | 73.9% |
| 13 Oct 2026 | 10,093.00 | 10,093.00 | 9,701.00 | 10,063.00 | 10,009.00 | 11 | 72.7% |
| 12 Oct 2026 | 9,900.00 | 9,900.00 | 9,665.00 | 9,670.00 | 9,864.23 | 13 | 100.0% |
| 9 Oct 2026 | 9,636.00 | 9,900.00 | 9,636.00 | 9,900.00 | 9,742.00 | 3 | 33.3% |
Company details
- Legal name
- Saraswati Commercial India Limited
- NSE symbol
- ZSARACOM
- BSE code
- 512020
- ISIN
- INE967G01019
- Industry
- Finance
- Listed
- Nov 1984
- Face value
- ₹10
- CIN
- L51909MH1983PLC166605
- Corporate identity number, the registrar of companies' code for it