- Delivery only: shares bought must be paid for in full, with no selling on the same day.
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹458 Cr2,212th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 10 Aug 2026
- 7.4
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 27 May 2026
- 1.2
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 10 Aug 2026
- 17.2%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 25.13%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 13.95%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.43%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 12.57%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.07times net worth
- Volume, NSEVolume. Shares traded on the last trading day.
- 3,60,826
Who owns U. Y. Fincorp, filing by filing
Per cent of the company's shares. The last ten years of filings, from Dec 2016; the latest is the filing for Sep 2026.
Sep 2026 filing
- Promoters71.50%
- Foreign institutions0.09%
- GovernmentsNone
- Individuals and others28.40%
Shareholding pattern, per cent, from Sep 2022
- Promoters
- Foreign institutions
- Governments
- Individuals and others
| Per cent | Dec 2016Filed 11 Jan | Mar 2017Filed 5 Apr | Jun 2017Filed 8 Jul | Sep 2017Filed 14 Oct | Dec 2017Filed 15 Jan | Mar 2018Filed 13 Apr | Jun 2018Filed 13 Jul | Sep 2018Filed 10 Oct | Dec 2018Filed 15 Jan | Mar 2019Filed 12 Apr | Jun 2019Filed 16 Aug | Sep 2019Filed 12 Oct | Dec 2019Filed 13 Jan | Mar 2020Filed 16 Apr | Jun 2020Filed 21 Jul | Sep 2020Filed 16 Oct | Dec 2020Filed 18 Jan | Mar 2021Filed 21 Apr | Jun 2021Filed 5 Oct | Sep 2021Filed 18 Oct | Dec 2021Filed 11 Jan | Jun 2022Filed 16 Jul | Sep 2022Filed 14 Oct | Dec 2022Filed 19 Jan | Mar 2023Filed 18 Apr | Jun 2023Filed 20 Jul | Sep 2023Filed 17 Oct | Dec 2023Filed 19 Jan | Mar 2024Filed 19 Apr | Jun 2024Filed 19 Jul | Sep 2024Filed 14 Oct | Dec 2024Filed 18 Jan | Mar 2025Filed 21 Apr | Jun 2025Filed 16 Jul | Sep 2025Filed 16 Oct | Dec 2025Filed 21 Jan | Mar 2026Filed 11 Apr | Jun 2026Filed 17 Jul | Sep 2026Filed 17 Oct |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 50.64% | 50.22% | 50.22% | 56.04% | 56.04% | 56.04% | 56.04% | 57.62% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.53% | 60.53% | 61.47% | 61.47% | 67.98% | 68.31% | 68.41% | 70.50% | 70.50% | 70.87% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.50% | |
| Indian promoters | 50.64% | 50.22% | 50.22% | 56.04% | 56.04% | 56.04% | 56.04% | 57.62% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.45% | 60.53% | 60.53% | 61.47% | 61.47% | 67.98% | 68.31% | 68.41% | 70.50% | 70.50% | 70.87% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.50% |
| Public. Every shareholder outside the promoter group, the employee trusts and the shares held against depositary receipts, as the filing totals them. | 49.36% | 49.78% | 49.78% | 43.96% | 43.96% | 43.96% | 43.96% | 42.38% | 39.55% | 39.55% | 39.55% | 39.55% | 39.55% | 39.55% | 39.55% | 39.55% | 39.55% | 39.47% | 39.47% | 38.53% | 38.53% | 32.02% | 31.69% | 31.59% | 29.50% | 29.50% | 29.13% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.62% | 28.50% |
| Shares in issue | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 | 19,02,38,329 |
Filings before Sep 2022 are on an older form, which did not split institutions into foreign and Indian and grouped some holders differently, so those columns show only the lines both forms state alike. A dash is a line the filing did not state. “Under 0.01%” is a holding of shares too small to show at two decimals.
U. Y. Fincorp promoters
Promoters are the founders, families and companies that control the company, as its filings name them. Every member of the promoter group holding shares in the filing for Sep 2026; the largest is UDAI KOTHARI, 23.21%.Promoter buying and selling
| Holder | ||
|---|---|---|
| UDAI KOTHARIIndividuals and Hindu undivided familiesHindu undivided family. A family the tax law treats as one holder: property held in the family's name, shared by its members and managed by one of them. | 23.21% | 4,41,51,639 |
| DEEPAK KOTHARIIndividuals and Hindu undivided families | 19.68% | 3,74,30,914 |
| LOTUS CAPITAL FINANCIAL SERVICES LIMITEDIndian companies, trusts and others | 19.47% | 3,70,46,208 |
| U Y INDUSTRIES PRIVATE LTDIndian companies, trusts and others | 7.06% | 1,34,37,920 |
| DIPTI DEEPAK KOTHARIIndividuals and Hindu undivided families | 2.06% | 39,25,125 |
| DEEPAK KOTHARI (HUF)Individuals and Hindu undivided families | 0.01% | 28,000 |
No promoter shares are reported as pledged.
Largest public holders of U. Y. Fincorp, filing by filing
Per cent, on the same shares as the split above.
| Holder | Dec 2016Filed 11 Jan | Mar 2017Filed 5 Apr | Jun 2017Filed 8 Jul | Sep 2017Filed 14 Oct | Dec 2017Filed 15 Jan | Mar 2018Filed 13 Apr | Jun 2018Filed 13 Jul | Sep 2018Filed 10 Oct | Dec 2018Filed 15 Jan | Mar 2019Filed 12 Apr | Jun 2019Filed 16 Aug | Sep 2019Filed 12 Oct | Dec 2019Filed 13 Jan | Mar 2020Filed 16 Apr | Jun 2020Filed 21 Jul | Sep 2020Filed 16 Oct | Dec 2020Filed 18 Jan | Mar 2021Filed 21 Apr | Jun 2021Filed 5 Oct | Sep 2021Filed 18 Oct | Dec 2021Filed 11 Jan | Jun 2022Filed 16 Jul | Sep 2022Filed 14 Oct | Dec 2022Filed 19 Jan | Mar 2023Filed 18 Apr | Jun 2023Filed 20 Jul | Sep 2023Filed 17 Oct | Dec 2023Filed 19 Jan | Mar 2024Filed 19 Apr | Jun 2024Filed 19 Jul | Sep 2024Filed 14 Oct | Dec 2024Filed 18 Jan | Mar 2025Filed 21 Apr | Jun 2025Filed 16 Jul | Sep 2025Filed 16 Oct | Dec 2025Filed 21 Jan | Mar 2026Filed 11 Apr | Jun 2026Filed 17 Jul | Sep 2026Filed 17 Oct |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MAIN LAND FINANCE PVT. LTD.Companies | – | – | – | – | – | – | 1.14% | 1.46% | 1.51% | 1.52% | 2.18% | 2.29% | 2.45% | 2.48% | 2.48% | 2.48% | 2.48% | 2.74% | 2.92% | 2.34% | 2.31% | 2.31% | 2.31% | 2.31% | 2.31% | 2.28% | 2.28% | 2.28% | 2.28% | 2.28% | 2.26% | 2.26% | 2.26% | 2.26% | 2.21% | 2.21% | 2.21% | 2.21% | 2.20% |
| SANGAM MERCHANTS PVT.LTD.Companies | 3.53% | 3.53% | 3.53% | 3.46% | 3.53% | 3.53% | 3.53% | 3.53% | 3.01% | 3.53% | 3.53% | 3.53% | 3.53% | 3.53% | 3.53% | 3.53% | 3.53% | 3.53% | 3.53% | 3.15% | 3.05% | 2.31% | 2.17% | 2.17% | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% | – | – | – | – | – |
| MOONRISE VINCOM PRIVATE LIMITEDCompanies | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.94% | 3.34% | 2.12% | 2.12% | 2.12% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| ONWARD SUPPLIERS PRIVATE LIMITEDOther non-institutions | – | – | – | – | – | – | – | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% | 4.91% | 4.91% | 4.91% | 4.91% | 4.91% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| ALLTIME DEALER PRIVATE LIMITEDOther non-institutions | – | – | – | – | – | – | – | 3.18% | 3.18% | 3.18% | 4.05% | 4.43% | 4.43% | 4.43% | 4.43% | 4.43% | 4.43% | 4.43% | 4.19% | 4.54% | 3.78% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| PMB HOLDINGS PVT LTDOther non-institutions | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% | 1.46% | 1.46% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| VISHNUPRIYA VINTRADE PRIVATE LIMITEDOther non-institutions | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 1.21% | 1.21% | 1.10% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| LADOO GARMENTS PRIVATE LIMITEDOther non-institutions | – | – | – | – | – | – | – | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| WRINKLE MARKETING PVT LTD .Other non-institutions | 1.21% | 1.21% | 1.21% | 1.21% | 1.21% | 1.21% | 1.21% | 1.21% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| STRONG DEALTRADE PRIVATE LIMITEDOther non-institutions | 8.46% | 8.46% | 8.46% | 8.46% | 8.46% | 8.46% | 8.34% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| GUINESS SECURITIES LIMITEDOther non-institutions | – | – | – | – | – | – | 2.40% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| ANCHOR VINIMAY PRIVATE LIMITEDOther non-institutions | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | 1.76% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| J.N.B. SIDHU FINANCE PVT LTDOther non-institutions | 1.67% | 1.65% | 1.65% | 1.65% | 1.65% | 1.65% | 1.62% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| RATNANANDAN COMMERCIALS PVT LTD.Other non-institutions | – | – | 2.57% | 2.57% | 2.57% | 2.57% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| RATNANDAN COMMERCIALS PVT LTDOther non-institutions | 2.57% | 2.57% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
A filing names every holder above one per cent, in the company's own words: an insurer's holding can carry one of its funds' names. A dash is a filing that did not name the holder, which includes holding under one per cent.