Usha Financial Services share price
NSE: USHAFINFinance
Last close ₹49.50down ₹2.45 (4.72%)
Share price at the NSE close on 23 Oct 2026. Previous close ₹51.95.
52-week range of traded prices to 23 Oct 2026
₹26.75Low, 22 Jan 2026₹59.80High, 19 Oct 2026
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price.
- ₹215 Cr
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 12 Aug 2026
- 8.6
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 21 May 2026
- 0.9
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 12 Aug 2026
- 11.4%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 5.16%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.97times net worth
- Volume, NSEVolume. Shares traded on the last trading day.
- 20,800
Results
Standalone; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 12 Aug
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹20 Crup 15.18%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹8.03 Crup 22.63%
Income from operations by year
Peak income from operations ₹71 Cr, year to Mar 2026
Net profit by year, a loss in red
| ₹ crore | Jun 2025Filed 14 Nov | Sep 2025Filed 14 Nov | Dec 2025Filed 7 Feb | Mar 2026Filed 21 May | Jun 2026Filed 12 Aug |
|---|---|---|---|---|---|
| Income from operations | 17.4 | 16.9 | 19.2 | 17.6 | 20.3 |
| Net profit | 5.3 | 4.0 | 6.6 | 6.6 | 8.0 |
Standalone. The 5 quarters from Jun 2025, the first on record; the half years before them are below. The latest is shaded.
| ₹ crore | Sep 2024Filed 12 May | Mar 2025Filed 12 May |
|---|---|---|
| Income from operations | 26.5 | 33.1 |
| Net profit | 5.0 | 8.8 |
Standalone. The half years in the same span that the quarters on record do not fully cover.
Business segments
In the year to Mar 2026 the company reports one business segment which carries all its revenue.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +20.7% | +62.7% | −25.9% | 0.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 1 year is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Usha Financial Services in market cap. 1 company in the table last traded before then: its row is priced on its last trade.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 Bombay Oxygen InvestmentsBOMOXY-B1 | 251 | 238.5 | 0.5 | 270.7 | −86.1% | −92.9% | 0.2% | 0.2% | – | – | 0.15% |
 Starteck FinanceSTARTECK | 240 | 9.9 | 0.9 | – | +15.9% | +100.3% | 9.8% | – | 3.97% | 2.01% | 0.10% |
 Shalibhadra FinanceSAHLIBHFI | 226 | 11.4 | 1.3 | – | +15.3% | +15.4% | 12.2% | – | 9.11% | 17.59% | 0.68% |
 Ascom Leasing & InvestmentsASCOM | 220 | 42.0 | 4.0 | – | +1.1% | +2.3% | 10.0% | – | – | – | 0.13% |
 Alfred Herbert IndiaALFREDHE | 208 | 5.7 | 0.4 | 3.5 | +206.1% | −91.5% | 10.6% | 7.6% | – | – | 0.74% |
 AMPL CapitalAMPL | 200 | 8.5 | 1.5 | 8.8 | +270.4% | +642.5% | 22.2% | 13.1% | – | – | 0.00% |
 Kreon Finnancial ServicesKREONFIN | 192 | – | 5.3 | – | – | – | – | – | – | – | 0.00% |
 Vaarad VenturesVAARAD | 187 | – | 8.5 | – | – | – | −8.4% | −7.2% | – | – | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts or has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
16 Oct · Board meeting
Sep 2026
Usha Financial Services share price by year
Each calendar year to 2025.Usha Financial Services share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 40.00 | −33.3% | 63.00 | 25.28 |
| 2024 | 60.00 | – | 77.93 | 58.43 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2024 is from its first session, 31 Oct 2024.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on NSE.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | 50.10 | 50.10 | 49.40 | 49.50 | 49.74 | 20,800 | – |
| 22 Oct 2026 | 53.60 | 53.60 | 51.95 | 51.95 | 52.77 | 9,600 | 100.0% |
| 21 Oct 2026 | 54.65 | 54.65 | 54.60 | 54.60 | 54.61 | 9,600 | 100.0% |
| 19 Oct 2026 | 59.65 | 59.80 | 57.45 | 57.45 | 59.39 | 24,000 | 93.3% |
| 16 Oct 2026 | 55.95 | 57.10 | 52.85 | 57.00 | 56.78 | 38,400 | 100.0% |
| 15 Oct 2026 | 54.50 | 54.50 | 54.50 | 54.50 | 54.50 | 1,600 | 100.0% |
| 14 Oct 2026 | 54.00 | 54.00 | 54.00 | 54.00 | 54.00 | 4,800 | 100.0% |
| 13 Oct 2026 | 52.90 | 58.00 | 52.90 | 55.95 | 56.92 | 57,600 | 88.9% |
| 12 Oct 2026 | 52.50 | 55.65 | 50.35 | 55.40 | 54.26 | 43,200 | – |
| 9 Oct 2026 | 53.00 | 54.60 | 52.30 | 53.00 | 53.70 | 32,000 | 90.0% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus share history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 19 Aug 2025 | Bonus | 0.5000 | Holders received 1 bonus share for every 1 held. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.
Company details
- Legal name
- Usha Financial Services Limited
- NSE symbol
- USHAFIN
- ISIN
- INE0LS001014
- Industry
- Finance
- Listed
- Oct 2024
- Face value
- ₹10