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Spandana Sphoorty Financial PE ratio, market cap and valuation

NSE: SPANDANABSE: 542759FinanceSmall Cap

Last close ₹178.18down ₹12.04 (6.33%)BSE ₹178.30

Share price at the NSE close on 23 Oct 2026. Previous close ₹190.22.

52-week range of traded prices to 23 Oct 2026
₹176.13Low, 23 Oct 2026₹319.40High, 6 Jul 2026
Market cap
₹1,579 Cr1,176th largest listed
P/E
Lossover the last 12 months
P/B
0.7
Dividend yield
Nonein the last 12 months
ROE
−13.7%
NIM
9.33%
Cost of funds
10.59%
Credit cost
15.06%
ROA
−9.49%
Leverage
3.09times net worth
Volume, NSE
5,10,03650.5% delivered

Spandana Sphoorty Financial PE ratio and valuation against its own history

Each ratio on 23 Oct 2026 beside its median over each window. The PE ratio is the market cap over the profit of the last twelve months.

  • Price to earningsLoss, last twelve months
  • Price to book0.74today

    1 year

    Median 1.01

    Today is at or above 1% of the 241 days

    3 years

    Median 1.04

    Today is at or above 17% of the 676 days

    5 years

    Median 1.17

    Today is at or above 11% of the 1,088 days

  • Price to salesNot used for a lender or an insurer
  • EV to EBITDANot used for a lender or an insurer
  • Dividend yield0.00%today

    1 year

    Median 0.00%

    Today is at or above 100% of the 247 days

    3 years

    Median 0.00%

    Today is at or above 100% of the 730 days

    5 years

    Median 0.00%

    Today is at or above 100% of the 1,226 days

  • Earnings yield−20.71%today

    1 year

    Median −49.01%

    Today is at or above 75% of the 247 days

    3 years

    Median −17.33%

    Today is at or above 47% of the 730 days

    5 years

    Median 0.24%

    Today is at or above 28% of the 1,215 days

Each track ranks every trading day in the window from the day the ratio was lowest to the day it was highest; the dot is today. The share under it is how many of those days the ratio was at or below today's level, so a high share means today is higher than on most days in the window. A window is shown only when the ratio is held on most of its trading days; a day after a loss-making year has no P/E. Dividend yield is in per cent. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.

How each ratio is worked out, with today's figures

The twelve months: Filed 23 JulThe balance sheet: Filed 5 May

  • Price to book =Market cap÷Net worth₹2,129 Cr
  • Market cap =Close×Shares in issue8,86,39,506at 30 Sep 2026
Net profit, last twelve months
−₹327 Cr
Revenue, last twelve months
₹1,007 Cr
Borrowings
₹3,943 Cr
Cash
₹1,275 Cr

Consolidated accounts, the twelve months to Jun 2026, balance sheet at Mar 2026, ₹ crore.Spandana Sphoorty Financial financials ›

Spandana Sphoorty Financial valuation at each year end

On the last trading day of each March, the month the company's year ends.

RatioMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Market cap (₹ crore)3,7703,8992,2933,7825,9831,6761,632
Price to earningsNo full year21.825.5Loss12.5LossLoss
Price to book1.61.4Shares changed1.31.80.50.7
Price to salesLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
EV to EBITDALender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
Dividend yield0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Earnings yieldNo full year4.6%3.9%−1.7%8.0%−28.2%−69.8%
A ratio that does not exist on the day says why in its cell.

Spandana Sphoorty Financial market cap, since Nov 2019

The last trading day of each month.

Market cap, ₹ crore

  • Market cap

Earnings per share and book value

From the close on 23 Oct 2026, with the last twelve months' results.

Earnings per share
−₹36.89
Book value per share
₹240.23
Dividends, last 12 months
None
Public's market cap
₹819 Cr

Against Finance

514 listed companies in Finance, each priced on its last trading day; Spandana Sphoorty Financial is 79th among them by market cap. Each median leaves out Spandana Sphoorty Financial itself and takes the other companies that have the figure.

Industry median P/E
18.0Across 292 other companies
Industry median P/B
1.1Across 443 other companies
Industry median dividend yield
0.98%Across 118 other companies