- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹381 Cr2,220th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 11 Aug 2026
- 3.7
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 22 May 2026
- 1.3
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.17%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 11 Aug 2026
- 35.2%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 21.46%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 13.70%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.15%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 14.74%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.24times net worth
- Volume, BSEVolume. Shares traded on the last trading day.
- 1,20,939
Results
Standalone, as consolidated accounts are on record for only 2 of the last ten years; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 11 Aug
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹59 Crup 40.70%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹50 Crup 54.55%
Income from operations by year
- Income from operations
- Loss
Net profit by year, a loss in red
- Net profit
- Loss
A loss in 4 of the 10 years shown
The years either side of a change of basis do not compare. From the year to Mar 2023, the company's income from operations for that year, −₹1.11 Cr, differs from its quarters added, ₹4.02 Cr. From the year to Mar 2024, the company's income from operations for that year, ₹23 Cr, differs from its quarters added, ₹18 Cr.
| ₹ crore | Sep 2024Filed 2 Jan | Dec 2024Filed 4 Apr | Mar 2025Filed 8 May | Jun 2025Filed 13 Aug | Sep 2025Filed 2 Dec | Dec 2025Filed 21 Jan | Mar 2026Filed 22 May | Jun 2026Filed 11 Aug |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 2.9 | 0.5 | 2.3 | 2.6 | 2.1 | 25.2 | 41.9 | 59.0 |
| Net profit | 2.2 | −5.3 | 2.2 | 0.1 | 0.9 | 20.0 | 32.1 | 49.6 |
Standalone. The last eight quarters. The latest is shaded.
Business segments
In the year to Mar 2026 the company reports one business segment, Non-Banking Financial Company, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, EV/EBITDA: not used for a lender or an insurer. Its history crosses a change of basis in the accounts in the years to Mar 2023 and Mar 2024: days before it are of the company before the change.PE ratio and valuation history
Price to earningsPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
At or below today's level on 6% of 548 trading days over the last 3 years.
LowestHighest
Its median12.0Industry median19.8
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 47% of 994 trading days over the last 5 years.
LowestHighest
Its median1.4Industry median1.1
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 79% of 1,225 trading days over the last 5 years.
LowestHighest
Its median0.00%Industry median0.77%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −23.8% | +1,865.3% | −96.1% | 0.3% |
| 3 years | −15.5% | – | – | 0.4% |
| 5 years | +23.2% | – | – | 0.2% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record. Earnings growth over 1, 3 and 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Sera Investments & Finance India in market cap.
Where the company sits among the companies nearest its size
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 CSL FinanceCSLFINANCE | 484 | 5.6 | 0.8 | – | +19.3% | +16.0% | 14.9% | – | 6.30% | 12.57% | 4.71% |
 Niyogin FintechNIYOGIN | 464 | – | 1.4 | 80.6 | −19.3% | – | −0.5% | −0.9% | 1.01% | 15.74% | 0.00% |
 U. Y. FincorpUYFINCORP | 458 | 7.4 | 1.2 | – | +117.0% | +391.1% | 17.2% | – | 12.57% | 25.13% | 0.00% |
 Mangal Credit and FincorpMANCREDIT | 434 | 24.1 | 2.5 | – | +48.7% | +46.1% | 11.5% | – | 3.53% | 9.36% | 0.36% |
 Viji FinanceVIJIFIN | 370 | – | 7.3 | – | +226.4% | – | – | – | 5.75% | 15.57% | 0.00% |
 Indus FinanceINDUSFINL | 340 | 131.0 | 14.6 | – | +110.4% | +499.5% | 11.2% | – | 5.15% | 3.56% | 0.16% |
 Avonmore Capital & Management ServicesAVONMORE | 336 | 21.8 | 0.9 | 14.5 | +11.2% | −42.8% | 4.1% | 3.4% | 0.32% | 0.83% | 0.00% |
 Moneyboxx FinanceMONEYBOXX | 319 | 244.2 | 1.1 | – | +5.8% | – | 0.5% | – | 0.14% | 15.74% | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹0.10 a share, years to Mar 2024 and Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 23 Sep 2026 | Final | ₹0.10 |
| 23 Sep 2024 | Final | ₹0.10 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
Sep 2026
Sera Investments & Finance India share price by year
Each calendar year to 2025.Sera Investments & Finance India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 38.44 | +15.9% | 47.66 | 26.66 |
| 2024 | 33.18 | +95.1% | 46.37 | 12.45 |
| 2023 | 17.01 | −56.6% | 86.37 | 10.37 |
| 2022 | 39.20 | +169.8% | 50.90 | 7.61 |
| 2021 | 14.53 | +19.1% | 14.53 | 7.12 |
| 2020 | 12.20 | +9.3% | 12.20 | 11.38 |
| 2019 | 11.16 | +154.8% | 11.16 | 4.13 |
| 2018 | 4.38 | −4.5% | 7.90 | 4.38 |
| 2017 | 4.59 | +36.1% | 4.59 | 3.60 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2017 is from its first session, 23 Oct 2017. The change in 2017 is on the close at the end of 2012, the last year before it with a trade. The 2020 close is its last trade, on 20 Oct 2020.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on BSE.
| Date | Open | High | Low | Close | Average price | Volume |
|---|---|---|---|---|---|---|
| 23 Oct 2026 | 54.26 | 60.00 | 53.15 | 58.10 | 55.12 | 1,20,939 |
| 22 Oct 2026 | 58.25 | 58.25 | 56.00 | 56.04 | 56.08 | 22,955 |
| 21 Oct 2026 | 57.16 | 58.29 | 50.00 | 57.11 | 55.49 | 1,84,171 |
| 19 Oct 2026 | 57.50 | 59.75 | 56.90 | 57.16 | 57.82 | 56,660 |
| 16 Oct 2026 | 60.20 | 61.40 | 59.60 | 60.76 | 60.19 | 41,127 |
| 15 Oct 2026 | 60.22 | 61.79 | 60.15 | 60.20 | 60.58 | 16,667 |
| 14 Oct 2026 | 62.10 | 62.10 | 60.00 | 60.78 | 60.74 | 38,945 |
| 13 Oct 2026 | 60.51 | 61.90 | 60.30 | 61.09 | 61.28 | 64,758 |
| 12 Oct 2026 | 62.64 | 62.64 | 60.00 | 60.30 | 61.57 | 82,064 |
| 9 Oct 2026 | 61.58 | 62.75 | 60.41 | 61.48 | 61.02 | 5,14,399 |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus shares and stock split history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 28 Apr 2023 | Split | 0.2000 | Each share became 5. |
| 14 May 2019 | Bonus | 0.4000 | Holders received 3 bonus shares for every 2 held. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.
Company details
- Legal name
- SERA INVESTMENTS & FINANCE INDIA LIMITED
- BSE code
- 512399
- ISIN
- INE017I01027
- Industry
- Finance
- Listed
- May 1986
- Face value
- ₹2
- CIN
- L51900GJ1985PLC110976
- Corporate identity number, the registrar of companies' code for it