- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹126 Cr2,464th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit.
- Earlier quarters restated in the year
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 13 May 2026
- 0.9
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.40%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 8.23%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.93%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 1.85%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.31times net worth
- Volume, BSEVolume. Shares traded on the last trading day.
- 2,405
Results
Standalone; ₹ crore, the charts by years to March, the table by quarter. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Quarterly results
Quarter to Jun 2026, against the quarter beforeFiled 10 Aug
- Income from operationsIncome from operations. Under it, income from operations in the quarter before. A change in per cent is not worked out where either period is a loss or nothing.
- ₹15 CrQuarter to Mar 2026: −₹1.03 Cr
- Net profitNet profit. Under it, net profit in the quarter before. A change in per cent is not worked out where either period is a loss or nothing.
- ₹9.90 CrQuarter to Mar 2026: −₹5.48 Cr
Income from operations by year
Peak income from operations ₹33 Cr, year to Mar 2019
Net profit by year, a loss in red
| ₹ crore | Sep 2024Filed 17 Dec | Dec 2024Filed 2 Apr | Mar 2025Filed 26 May | Jun 2025Filed 8 Aug | Sep 2025Filed 14 Nov | Dec 2025Filed 3 Feb | Mar 2026Filed 13 May | Jun 2026Filed 10 Aug |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 4.6 | 6.9 | 0.9 | 7.3 | 4.8 | 4.4 | −1.0 | 14.9 |
| Net profit | 2.5 | 3.6 | −1.7 | 4.3 | 1.9 | 1.3 | −5.5 | 9.9 |
Standalone. The last eight quarters. The latest is shaded.
Business segments
In the year to Mar 2026 the company reports one business segment, Financial & Investment Activity, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, P/E: a results filing in the last twelve months restated the quarters before it inside its year to date, so the four quarters as the company reported them do not add to a twelve-month profit; the ratio returns once the trailing year no longer holds a quarter from before the restatement. Not shown, EV/EBITDA: not used for a lender or an insurer. Dividend yield is not shown: no dividend in the years on record.PE ratio and valuation history
Price to bookPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet.
At or below today's level on 53% of 1,099 trading days over the last 5 years.
LowestHighest
Its median0.8Industry median1.1
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −11.9% | −50.7% | +78.8% | 0.0% |
| 3 years | +63.1% | −20.3% | +104.7% | 0.0% |
| 5 years | +38.1% | −11.3% | +55.6% | 0.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Peers and competitors
Non Banking Financial Company (NBFC), 281 listed companies, priced on 23 Oct 2026. The table lists the 8 companies closest to Sangam Finserv in market cap. 1 company in the table last traded before then: its row is priced on its last trade.
Sangam Finserv is not on the chart: it has no P/E or return on equity today
| Company | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 IBL FinanceIBLFL | 160 | 65.6 | 2.6 | – | +32.3% | +3.6% | 4.1% | – | – | – | 0.00% |
 Baid FinservBAIDFIN | 154 | 10.1 | 0.7 | – | +9.5% | +6.7% | 7.4% | – | 3.02% | 10.19% | 1.05% |
 Virat LeasingVLL | 154 | – | 10.2 | – | −4.7% | – | −4.5% | – | −4.43% | 5.11% | 0.00% |
| Vaibhav VyapaarLOANFRONT | 149 | – | – | – | – | – | – | – | – | – | 0.00% |
 Optimus FinanceOPTIFIN | 126 | 22.2 | 1.9 | 10.6 | +30.3% | −2.1% | 9.2% | 8.3% | 2.16% | 7.33% | 0.00% |
 Sonal MercantileSONAL | 121 | 6.1 | 0.3 | – | +4.0% | −39.8% | 5.3% | – | 3.87% | 2.57% | 0.00% |
 KIFS Financial ServicesKIFS | 119 | 14.3 | 1.9 | – | +26.8% | +1.2% | 13.9% | – | 1.89% | 3.97% | 1.41% |
 Assam EntradeASSAMENT | 116 | 61.3 | 1.7 | – | +15.5% | −41.9% | 2.8% | −2.4% | 3.00% | 8.92% | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Dividend history and dates
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up.Highest ₹0.24 a share, year to Mar 2018.
| Ex-date | Type | Per share |
|---|---|---|
| 19 Sep 2018 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.20 |
| 20 Sep 2017 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. | ₹1.00 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Share news and announcements
Oct 2026
Sep 2026
Aug 2026
5 Aug · Board meeting
Meeting on 10 Aug 2026: quarterly results
Sangam Finserv share price by year
Each calendar year to 2025.Sangam Finserv share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 28.85 | −44.9% | 69.51 | 26.88 |
| 2024 | 52.37 | +302.6% | 59.09 | 13.06 |
| 2023 | 13.01 | +12.5% | 16.78 | 7.62 |
| 2022 | 11.56 | +20.5% | 14.53 | 8.51 |
| 2021 | 9.59 | −7.2% | 14.90 | 6.73 |
| 2020 | 10.33 | +9.8% | 13.63 | 5.01 |
| 2019 | 9.41 | −21.6% | 15.65 | 9.41 |
| 2018 | 12.00 | +34.5% | 13.32 | 6.21 |
| 2017 | 8.92 | +101.4% | 8.92 | 3.70 |
| 2016 | 4.43 | −9.6% | 4.66 | 4.43 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2017 is from its first session, 22 Mar 2017. 2016 is from its first session, 19 Aug 2016. The 2016 close is its last trade, on 24 Aug 2016.
Recent sessions
The last 10 trading days to 23 Oct 2026, as traded on BSE.
| Date | Open | High | Low | Close | Average price | Volume |
|---|---|---|---|---|---|---|
| 23 Oct 2026 | 28.85 | 29.79 | 26.67 | 27.08 | 27.09 | 2,405 |
| 22 Oct 2026 | 29.55 | 29.90 | 27.80 | 27.86 | 28.43 | 7,527 |
| 21 Oct 2026 | 28.58 | 31.50 | 28.58 | 29.55 | 30.96 | 1,803 |
| 19 Oct 2026 | 32.00 | 32.00 | 29.70 | 31.00 | 30.49 | 2,588 |
| 16 Oct 2026 | 34.00 | 34.00 | 32.00 | 32.13 | – | 23 |
| 15 Oct 2026 | 32.00 | 32.00 | 32.00 | 32.00 | 32.00 | 192 |
| 14 Oct 2026 | 31.55 | 32.00 | 31.55 | 32.00 | 31.93 | 239 |
| 13 Oct 2026 | 31.52 | 31.95 | 31.00 | 31.55 | 31.53 | 5,234 |
| 12 Oct 2026 | 32.00 | 33.00 | 30.50 | 30.76 | 31.00 | 4,751 |
| 9 Oct 2026 | 34.95 | 34.95 | 32.00 | 32.00 | 33.40 | 3,173 |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus share history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 7 Feb 2025 | Bonus | 0.2000 | Holders received 4 bonus shares for every 1 held. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.
Company details
- Legal name
- Sangam Finserv Limited
- BSE code
- 538714
- ISIN
- INE475D01010
- Industry
- Finance
- Listed
- Oct 2014
- Face value
- ₹10
- CIN
- L65910RJ1981PLC079945
- Corporate identity number, the registrar of companies' code for it