PNB Housing Finance logo

PNB Housing Finance PE ratio, market cap and valuation

NSE: PNBHOUSINGBSE: 540173FinanceSmall Cap

Last close ₹1,089.10down ₹49.40 (4.34%)BSE ₹1,110.00

Share price at the NSE close on 23 Oct 2026. Previous close ₹1,138.50.

52-week range of traded prices to 23 Oct 2026
₹729.60Low, 9 Mar 2026₹1,224.80High, 13 Oct 2026
Market cap
₹28,404 Cr313th largest listed
P/E
12.3
P/B
1.5
Dividend yield
0.73%
ROE
12.8%
NIM
3.67%
Cost of funds
7.49%
Credit cost
−0.48%
ROA
2.60%
Leverage
4.88times net worth
Volume, NSE
6,08,99247.6% delivered

PNB Housing Finance PE ratio and valuation against its own history

Each ratio on 23 Oct 2026 beside its median over each window. The ratios are on standalone accounts to Mar 2018 and consolidated from Mar 2019. The PE ratio is the market cap over the profit of the last twelve months.

  • Price to earnings12.27today

    1 year

    Median 11.60

    Today is at or above 72% of the 247 days

    3 years

    Median 13.03

    Today is at or above 37% of the 744 days

    5 years

    Median 12.03

    Today is at or above 52% of the 1,219 days

    10 years, since Aug 2017

    Median 12.26

    Today is at or above 50% of the 2,250 days

  • Price to book1.48today

    1 year

    Median 1.39

    Today is at or above 74% of the 247 days

    3 years

    Median 1.42

    Today is at or above 67% of the 710 days

    5 years

    Median 1.32

    Today is at or above 78% of the 1,069 days

    10 years, since Jan 2019

    Median 1.23

    Today is at or above 78% of the 1,736 days

  • Price to salesNot used for a lender or an insurer
  • EV to EBITDANot used for a lender or an insurer
  • Dividend yield0.73%today

    1 year

    Median 0.56%

    Today is at or above 99% of the 247 days

    3 years

    Median 0.00%

    Today is at or above 99.6% of the 744 days

    5 years

    Median 0.00%

    Today is at or above 99.8% of the 1,219 days

    10 years, since Jan 2017

    Median 0.00%

    Today is at or above 81% of the 2,397 days

  • Earnings yield8.15%today

    1 year

    Median 8.62%

    Today is at or above 29% of the 247 days

    3 years

    Median 7.67%

    Today is at or above 64% of the 744 days

    5 years

    Median 8.31%

    Today is at or above 48% of the 1,219 days

    10 years, since Aug 2017

    Median 8.16%

    Today is at or above 50% of the 2,250 days

Each track ranks every trading day in the window from the day the ratio was lowest to the day it was highest; the dot is today. The share under it is how many of those days the ratio was at or below today's level, so a high share means today is higher than on most days in the window. A window is shown only when the ratio is held on most of its trading days; a day after a loss-making year has no P/E. Dividend yield is in per cent. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.

How each ratio is worked out, with today's figures

The twelve months: Filed 4 AugThe balance sheet: Filed 20 Apr

  • Price to earnings =Market cap÷Net profit, last twelve months₹2,315 Cr
  • Price to book =Market cap÷Net worth₹19,219 Cr
  • Market cap =Close×Shares in issue26,08,03,913at 30 Sep 2026
Revenue, last twelve months
₹8,692 Cr
Borrowings
₹53,143 Cr
Cash
₹3,339 Cr

Consolidated accounts, the twelve months to Jun 2026, balance sheet at Mar 2026, ₹ crore.PNB Housing Finance financials ›

PNB Housing Finance valuation at each year end

On the last trading day of each March, the month the company's year ends.PNB Housing Finance dividend history

RatioMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Market cap (₹ crore)19,71821,53014,4822,7276,3066,3538,66216,35622,90619,670
Price to earningsNo full year28.214.02.211.28.09.312.112.69.0
Price to bookNo balance sheetNo balance sheet2.10.30.70.70.81.21.41.1
Price to salesLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
EV to EBITDALender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurerLender or insurer
Dividend yield0.00%0.46%1.04%5.55%0.00%0.00%0.00%0.00%0.00%0.66%
Earnings yieldNo full year3.5%7.1%46.5%8.9%12.5%10.8%8.2%8.0%11.1%
A ratio that does not exist on the day says why in its cell. The ratios are on standalone accounts to Mar 2018 and consolidated from Mar 2019.

PNB Housing Finance market cap, since Jan 2017

The last trading day of each month.

Market cap, ₹ crore

  • Market cap

Earnings per share and book value

From the close on 23 Oct 2026, with the last twelve months' results.

P/E to growth
0.90
Earnings per share
₹88.77
Book value per share
₹736.92
Dividends, last 12 months
₹8.00
Public's market cap
₹20,448 Cr

Against Housing Finance Company

19 listed companies in Housing Finance Company, each priced on its last trading day; PNB Housing Finance is 2nd among them by market cap. Each median leaves out PNB Housing Finance itself and takes the other companies that have the figure.

Industry median P/E
12.3Across 13 other companies
Industry median P/B
1.3Across 14 other companies
Industry median dividend yield
2.04%Across 7 other companies