- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹33 Cr3,823rd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 10 Aug 2026
- 3.9
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 28 May 2026
- 0.6
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 1.74%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 10 Aug 2026
- 21.2%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 32.14%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 12.12%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 0.02%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026.
- 11.04%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026.
- 1.73times net worth
- Volume, BSEVolume. Shares traded on the last trading day.
- 23,390
JMJ Fintech board of directors
At the end of the quarter to Jun 2026, as the company filed it; changes since are in its announcements.Their trades in its shares
- ChairpersonJOHNY MADATHUMPADY LONAPPAN
- Managing directorJOJU MADATHUMPADY JOHNY
- Company Secretary and Compliance OfficerVidya Damodaran
5 directors3 independent2 executive
- JOHNY MADATHUMPADY LONAPPAN · ChairpersonExecutive · joined Dec 2021 · 60 months as independent · 1 listed board · 1 committee seat
- SIVADAS CHETOORIndependent · joined Dec 2021 · 60 months as independent · 2 listed boards · 2 as independent
- JOJU MADATHUMPADY JOHNY · Managing directorExecutive · joined Dec 2021 · 60 months as independent · 1 listed board · 1 committee seat
- JULIE GEORGE VARGHESEIndependent · joined Dec 2021 · 60 months as independent · 2 listed boards · 2 as independent · 2 committee seats, 2 as chair
- VELAYUDHANPILLAI HARIKUMARIndependent · joined Feb 2024 · reappointed Sep 2025 · 12 months as independent · 2 listed boards · 2 as independent · 2 committee seats
An independent director has no business or family tie to the company, its promoters or its managers beyond the seat. Listed boards counts the boards of listed companies the director sits on, this one included, and "as independent" how many of those seats are independent ones. Committee seats are audit and stakeholder committee seats across those companies. Months as independent is filed for independent directors only, whose terms the rules cap. Disqualified is the company's own mark that a director may not serve under company law.
Committees and meetings
Who sits on each, and how often they met.Board meeting notices and outcomes
Board
- 28 May 20265 of 5 present3 independent · 14 days in between
- 13 May 20265 of 5 present3 independent · 48 days in between
- 25 Mar 20265 of 5 present3 independent · 41 days in between
- 11 Feb 20265 of 5 present3 independent
Audit Committee
Chair JULIE GEORGE VARGHESE
VELAYUDHANPILLAI HARIKUMAR, JOHNY MADATHUMPADY LONAPPAN
- 28 May 20263 of 3 present2 independent · 30 days in between
- 11 Feb 20263 of 3 present2 independent · 11 days in between
Nomination and remuneration committee
Chair VELAYUDHANPILLAI HARIKUMAR
JULIE GEORGE VARGHESE, SIVADAS CHETOOR
No meeting listed in the filing.
Stakeholders Relationship Committee
Chair JULIE GEORGE VARGHESE
JOJU MADATHUMPADY JOHNY, VELAYUDHANPILLAI HARIKUMAR
- 11 Feb 20263 of 3 present2 independent
Corporate Social Responsibility Committee
Chair SIVADAS CHETOOR
JOHNY MADATHUMPADY LONAPPAN, JOJU MADATHUMPADY JOHNY
- 11 Feb 20263 of 3 present1 independent
Rights Issue Committee
Chair SIVADAS CHETOOR
VELAYUDHANPILLAI HARIKUMAR, JOJU MADATHUMPADY JOHNY
- 27 Apr 20263 of 3 present2 independent · 74 days in between
- 30 Jan 20263 of 3 present2 independent · 23 days in between
- 6 Jan 20263 of 3 present2 independent
Meetings in the quarter filed and the one before it. The days in between are as the company files them, neither meeting's day counted; the rules allow at most 120. A quorum is the least number of members who must attend for the meeting to decide anything.
JMJ Fintech AGM and shareholder votes
Each resolution, how the votes went, and how institutions voted apart from the promoters. A postal ballot is a vote by post or online, held without a meeting.JMJ Fintech dividend history
Annual general meeting, 29 Sep 2026
8,586 shareholders on the register on 22 Sep 2026; present: 2 promoters and 48 others; votes counted by S VASUDEVAN / Lakshmmi Subramanian & Associates.The company's voting result (opens in a new tab)
1 To receive, consider and adopt the Audited Financial Statements of the Company for the Financial Year ended March 31, 2026, including the Balance Sheet, Statement of Profit and Loss, and the Cash Flow Statement, and the reports of the Auditors thereonMoreLess
Ordinary100.00% for0.00% againstAgainst: promoters 0.00% · institutions 0.00% · other public 0.00%
Turnout: all 39.56% · promoters 100.00% · institutions 0.00% · other public 20.75%
- 2 To appoint a director in place of Mr. Johny Madathumpady Lonappan (DIN: 00017895), who retires from office by rotation and, being eligible, offers himself for re-appointmentOrdinaryPromoters have an interest in it100.00% for0.00% against
Against: promoters 0.00% · institutions 0.00% · other public 0.00%
Turnout: all 15.82% · promoters 0.00% · institutions 0.00% · other public 20.75%
- 3 To declare a Final Dividend on Equity Shares for the financial year ended March 31, 2026Ordinary100.00% for0.00% against
Against: promoters 0.00% · institutions 0.00% · other public 0.00%
Turnout: all 39.56% · promoters 100.00% · institutions 0.00% · other public 20.75%
- 4. Regularization of the appointment of CA Methil Rajalakshmy (DIN: 02718979) as an Additional Director in the capacity of the Independent Director of the companySpecial100.00% for0.00% against
Against: promoters 0.00% · institutions 0.00% · other public 0.00%
Turnout: all 39.56% · promoters 100.00% · institutions 0.00% · other public 20.75%
For and against are per cent of the votes cast. Turnout is the votes cast as a per cent of the shares each group holds. Institutions are funds, insurers, banks and foreign investors. An ordinary resolution passes with more than half the votes cast, a special one with at least three quarters.
Fines
Reported in the filing for the quarter to Jun 2026.
- Fine or penaltyBSESince 30 Jun 2026
Waiver Application Filed
Regulation 33 of SEBI(LODR), 2015. Submission of Financial results within the period prescribed under the Regulations. However, the Independent Auditors Report was not in order.
In the company's own words, from its latest governance filing.
Investor complaints and compliance
Quarter by quarter.
Investor complaints received and resolved, the company's own count
- Received
- Resolved
Open at the quarter's end
- The board is made up as the listing rules require
- Yes
- The board has a regular chairperson
- Yes
- The company has a risk management committee
- No
- The chair is related to the managing director
- Yes
- The filing has a part on fines and penalties
- Yes
- The filing has a part on tax disputes
- No
- There was a cyber security incident in the quarter
- No
The company's own answers in its filing.