Ind Bank Housing logo

Ind Bank Housing financials and balance sheet

BSE: 523465FinanceSmall Cap

Last close ₹48.04down ₹0.01 (0.02%)

Share price at the BSE close on 23 Oct 2026. Previous close ₹48.05.

52-week range of traded prices to 23 Oct 2026
₹35.60Low, 17 Dec 2025₹62.40High, 17 Jul 2026
Market cap
₹48 Cr3,533rd largest listed
P/E
12.3
P/B
Net worth zero or below
Dividend yield
Nonein the last 12 months
ROE
Net worth zero or below
ROCE
66.6%
Debt to equity
Net worth zero or below
Volume, BSE
811

10 years at a glance

Standalone: the listed company alone, without its subsidiaries. ₹ crore, years to March.Ind Bank Housing annual reports

Revenue, net profit and borrowings, ₹ crore

  • Revenue
  • Net profit
  • Borrowings
  • Loss
Peak revenue ₹2.11 Cr, year to Mar 2018A loss in 7 of the 10 years shown

Operating and net margin, per cent

  • Operating margin
  • Net margin

Results for the year to Mar 2026

Standalone: the listed company alone, without its subsidiaries. ₹ crore.

From revenue to net profit

  1. Revenue0.5
  2. Employee costs−0.3
  3. Other expenses−0.3
  4. Operating profit−0.1
  5. Depreciation0.0
  6. Other income0.0
  7. One-off items0.0
  8. Finance costs0.0
  9. Profit before tax−0.1
  10. Tax0.0
  11. Net profit−0.1

What the company owns

  • Cash and bank₹15 Cr
  • Plant, investments and other assets₹5 Cr

What pays for it: net worth and liabilities

  • Borrowings₹129 Cr

Profit and loss

Standalone, ₹ crore, years to March.Ind Bank Housing quarterly results

₹ croreMar 2017Mar 2018Mar 2019Filed 20 MayMar 2020Filed 12 JunMar 2021Filed 23 AprMar 2022Filed 21 AprMar 2023Filed 27 AprMar 2024Filed 24 AprMar 2025Filed 23 AprMar 2026Filed 13 Apr
Revenue from operations1.02.10.60.50.4–0.00.30.30.5
−0.9–0.50.80.60.40.81.00.60.6
Materials and goods bought––0.00.00.00.00.00.00.00.0
Employee costs––0.20.30.40.20.20.30.30.3
Other expenses––0.30.60.20.10.60.70.30.3
Operating profit before depreciation1.9–0.0−0.3−0.2–−0.8−0.7−0.3−0.1
Operating margin182.5%–7.5%−70.1%−51.8%––−228.9%−110.7%−17.3%
Materials, % of revenue––0.0%0.0%0.0%––0.0%0.0%0.0%
Employee costs, % of revenue––43.3%59.4%110.0%––85.4%110.9%57.3%
Other expenses, % of revenue––49.2%110.7%41.8%––243.4%99.9%59.9%
Depreciation and amortisation0.00.00.00.00.00.00.00.00.00.0
Operating profit after depreciation1.9–0.0−0.4−0.2–−0.8−0.7−0.3−0.1
Other income–1.30.13.10.00.20.20.00.00.0
Finance costs13.2–0.00.00.00.00.00.00.00.0
One-off items––0.00.00.00.00.00.00.00.0
Profit before tax−11.21.90.12.7−0.2−0.1−0.6−0.7−0.3−0.1
Tax–0.10.00.00.00.00.00.00.00.0
Net profit−11.21.80.12.7−0.2−0.1−0.6−0.7−0.3−0.1
Other comprehensive income––0.00.00.00.00.00.00.00.0
Total comprehensive income––0.12.7−0.2−0.1−0.6−0.7−0.3−0.1
Net margin−1,073.4%84.5%23.3%550.0%−52.0%––−229.2%−111.1%−17.3%
Materials, employee costs and other expenses are shown for the years they add up to operating expenses; for the year to Mar 2017 they do not, so they are left blank. Operating expenses, operating profit before depreciation and operating profit after depreciation are left blank for the year to Mar 2018: the statement does not state its finance costs, which operating profit is worked out from, so operating profit is not given. Revenue from operations, operating profit before depreciation and operating profit after depreciation are left blank for the year to Mar 2022: the filing states revenue as 0 for a year whose own quarters state revenue, a placeholder rather than a figure, so revenue and what is made from it are not held.

Balance sheet

Standalone, ₹ crore, at 31 March. The last column is the half year to Sep 2026, after the latest full year: the balance sheet at its end.

₹ croreMar 2019Filed 20 MayMar 2020Filed 12 JunMar 2021Filed 23 AprMar 2022Filed 21 AprMar 2023Filed 27 AprMar 2024Filed 24 AprMar 2025Filed 23 AprMar 2026Filed 13 AprSep 2026Half yearFiled 8 Oct
−122−119−119−119−120−121−121−121−117
Share capital101010101010101010
Reserves−132−129−129−129−130−131−131−131−127
129129129129129129129129121
0000–––––
133130130130–––––
Total assets1111111010992016
5555–––––
6665–––––
Net debt123123124124124125125114106
Borrowings are counted again inside the liabilities due within a year and after a year. Plant in use and plant being built are given for full years only. No balance sheet is on record for the years to Mar 2017 and Mar 2018, so its lines and the ratios worked from it are blank there.

Cash flow

Standalone, ₹ crore, years to March. The last column is the half year to Sep 2026, after the latest full year: the cash flow over its six months.

₹ croreMar 2021Filed 23 AprMar 2022Filed 21 AprMar 2023Filed 27 AprMar 2024Filed 24 AprMar 2025Filed 23 AprMar 2026Filed 13 AprSep 2026Half yearFiled 8 Oct
−0.2−0.3−0.1−0.9−0.311.08.8
−0.2−0.3–––––
0.0−0.2–––––
Payables0.0−0.1–––––
Other working capital0.0−0.1–––––
Capital spending0.00.00.00.00.00.00.0
Free cash flow−0.2−0.3−0.1−0.9−0.311.08.8
0.00.00.00.00.00.0−14.9
Cash from financing0.00.00.00.00.00.0−8.0
Dividends paid0.00.00.00.00.00.00.0
Shares bought back0.00.00.00.00.00.00.0
Shares issued0.00.00.00.00.00.00.0
Net change in cash−0.2−0.3−0.1−0.9−0.311.0−14.2
Capital spending is part of cash from investing, and dividends paid, shares bought back and shares issued are part of cash from financing. Each is shown as an amount on a line of its own, and the section's other items are in its total only. No cash flow statement is on record for the years to Mar 2017, Mar 2018, Mar 2019 and Mar 2020.

Per share

Standalone, ₹ per share, years to March.

₹ per shareMar 2017Mar 2018Mar 2019Filed 20 MayMar 2020Filed 12 JunMar 2021Filed 23 AprMar 2022Filed 21 AprMar 2023Filed 27 AprMar 2024Filed 24 AprMar 2025Filed 23 AprMar 2026Filed 13 Apr
Earnings per share−₹11.25₹1.78₹0.13₹2.74−₹0.19–−₹0.56−₹0.69−₹0.31−₹0.09
Diluted earnings per share−₹11.25₹1.78––−₹0.19–−₹0.56−₹0.69−₹0.31−₹0.09
Book value per share––−₹121.75−₹119.00−₹119.19−₹119.32−₹119.88−₹120.57−₹120.87−₹120.96
Shareholder yield––––0.0%0.0%0.0%0.0%0.0%0.0%
Market cap at the year end (₹ crore)28.145.435.517.232.127.425.246.639.640.6
Earnings per share is left blank for the year to Mar 2022: the earnings per share stated has the opposite sign to the profit stated beside it, so it is not shown.

Ratios

Standalone, years to March.Ind Bank Housing PE ratio and valuation

RatioMar 2017Mar 2018Mar 2019Filed 20 MayMar 2020Filed 12 JunMar 2021Filed 23 AprMar 2022Filed 21 AprMar 2023Filed 27 AprMar 2024Filed 24 AprMar 2025Filed 23 AprMar 2026Filed 13 Apr
Revenue growth–101.0%−73.0%−12.2%−27.3%–––−8.2%84.3%
Net profit growth––−92.6%1,973.0%––––––
Earnings per share growth––−92.7%2,007.7%––––––
––−0.1%−2.3%0.2%––0.6%0.3%0.1%
–––−2.2 pts2.4 pts–––−0.3 pts−0.2 pts
From the net margin–––−2.5 pts2.5 pts–––−0.3 pts−0.2 pts
From asset turnover–––0.3 pts−0.1 pts–––0.0 pts0.0 pts
From borrowing–––0.0 pts0.0 pts–––0.0 pts0.0 pts
Return on capital employed––0.5%−3.5%−1.9%–−8.7%−8.2%−3.8%−1.1%
Interest cover0.1–––––––––
Receivable days––000––000
Working capital days––49112177–––––
Asset turnover––0.050.050.03–0.000.030.030.04
Assets per rupee of net worth––−0.09−0.09−0.09−0.09−0.09−0.08−0.07−0.12
Sales per rupee of plant––116.02277.22518.290.00–200.87460.832,548.50
Capital spending to depreciation––––0.000.000.000.000.000.00
Plant being built, % of plant in use––0.0%0.0%0.0%0.0%–0.0%0.0%0.0%
Debt to equity is left blank for the years to Mar 2019, Mar 2020, Mar 2021, Mar 2022, Mar 2023, Mar 2024, Mar 2025 and Mar 2026: net worth is below zero, so there is no shareholders' money to set the borrowings against. Interest cover is left blank for the year to Mar 2022: the filing states revenue as 0 for a year whose own quarters state revenue, a placeholder rather than a figure, so revenue and what is made from it are not held. No balance sheet is on record for the years to Mar 2017 and Mar 2018, so its lines and the ratios worked from it are blank there.

Growth and returns over 3, 5 and 10 years

Standalone: the listed company alone, without its subsidiaries. Each window ends with the year to Mar 2026.

Return on assets, latest year
−0.6%
Measure5 years3 years
Revenue growth, yearly rate7.0%–
Return on equity, average–0.3%
Return on capital employed, average−5.4%−4.4%
Operating margin, average–−119.0%
Net margin, average–−119.2%
Asset turnover, average0.020.03

Where the cash came from and went

Standalone: the listed company alone, without its subsidiaries. ₹ crore, added up over each window, which ends with the year to Mar 2026.

₹ crore5 years3 yearsLatest year
Cash from operations9.39.711.0
Cash from investing0.00.00.0
Cash from financing0.00.00.0
Capital spending0.00.00.0
Dividends paid0.00.00.0
Shares bought back0.00.00.0
Shares issued for cash0.00.00.0

Accounting checks

Standalone, years to March. Published tests of whether reported profit is backed by cash and the balance sheet.

CheckMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Profit not backed by cash, % of assetsPublished threshold 10 per cent of average total assets–––0.401.58−4.402.390.38−78.31
Other current assets growth less revenue growthOur threshold 5 per cent of revenue––17.620.17–––––
Assets under construction, years of additionsOur threshold 2 years of additions––––––0.00––
Effective tax ratePublished threshold 17.16 per cent6.760.000.00––––––
A threshold marked as ours has no published figure; it is the line we read the check against.