ICICI Lombard General Insurance Company logo

ICICI Lombard General Insurance Company results

NSE: ICICIGIBSE: 540716InsuranceMid Cap

Last close ₹1,592.00down ₹41.00 (2.51%)BSE ₹1,621.00

Share price at the NSE close on 23 Oct 2026. Previous close ₹1,633.00.

52-week range of traded prices to 23 Oct 2026
₹1,423.10Low, 15 Sep 2026₹2,064.90High, 13 Nov 2025
Market cap
₹79,539 Cr122nd largest listed
P/E
31.1
P/B
4.4
Dividend yield
0.88%
ROE
15.2%
Solvency
2.75times the capital required
Gross premium
₹30,618 Cr
Combined ratio
103.36%
Claims ratio
71.10%
Expense ratio
31.73%
Volume, NSE
2,72,90947.5% delivered

Q2 results, quarter to Sep 2026

Standalone: the listed company alone, without its subsidiaries. ₹ crore.ICICI Lombard General Insurance Company annual results and balance sheet

Gross premium
₹7,702 Cr
Net profit
₹946 Cr+15.5% on a year ago · +134.7% on the quarter before
Earnings per share
₹18.95+14.9% on a year ago · +134.5% on the quarter before
Net premium
₹6,214 Cr

ICICI Lombard General Insurance Company results by quarter

Standalone: the listed company alone, without its subsidiaries. Latest quarter to Sep 2026. Results for the quarter to Dec 2026 are due by 14 Feb 2027, 45 days after it ends.Results filings and date

Gross premium and net profit by quarter, ₹ crore

  • Gross premium
  • Net profit
₹ croreDec 2021Q3Filed 20 JanMar 2022Q4Filed 27 MayJun 2022Q1Filed 20 JulSep 2022Q2Filed 19 OctDec 2022Q3Filed 18 JanMar 2023Q4Filed 19 AprJun 2023Q1Filed 3 AugSep 2023Q2Filed 11 DecDec 2023Q3Filed 18 JanMar 2024Jun 2024Filed 4 OctSep 2024Dec 2024Q3Filed 17 JanMar 2025Q4Filed 15 AprJun 2025Q1Filed 18 JulSep 2025Q2Filed 14 OctDec 2025Q3Filed 13 JanMar 2026Q4Filed 15 AprJun 2026Q1Filed 15 JulSep 2026Q2Filed 16 Oct
Gross premium4,7865,0015,5305,3035,6005,3406,6226,2726,4376,2637,9316,9486,4746,9048,0537,0597,4338,0748,8607,702
Net premium3,6553,9733,6233,7064,1634,0474,4684,2404,6914,7675,3614,8355,0845,4815,6115,3135,9636,4876,6046,214
Premium earned3,3123,3183,4683,8373,7923,7263,8874,3064,3054,3684,5045,0265,0455,2265,1365,6525,6855,7915,9506,652
Income from investments5325384906355806166227236667668458468406259438999097978581,161
2,3042,3892,5002,7932,6662,7662,8823,0453,0142,9993,3343,5873,3223,7433,7504,0743,9044,1004,5454,839
Paid2,0831,9151,8322,1722,3392,2722,1452,3912,6862,7962,6483,1253,2043,5102,9113,2783,4283,9253,5124,652
Change in claims still to pay2204746686223274957376543282026874621192338407964761751,033187
Commission20316078128174915567378469508048451,1621,0269411,0131,3431,1881,2501,269
Provision for doubtful debts00000000000000000–00
Provision for fall in investment value00000000000000000–00
Underwriting profit−269−309−193−152−293−251−320−146−282−232−347−161−152−210−293−178−354−282−630−318
Operating profit2731,0103175102761,279331597416562501664685416654753571546234873
Profit before tax4214104656104655735207645746987749199606689941,0778707185361,247
Tax1039811619113136130186142178194225236159247258211172133301
Net profit318313349591353437390577431520580694724510747820659547403946
Earnings per share₹6.47₹6.37₹7.11₹12.03₹7.18₹8.90₹7.95₹11.75₹8.78₹10.55₹11.77₹14.05₹14.63₹10.29₹15.06₹16.49₹13.25₹10.97₹8.08₹18.95
Earnings per share in rupees, restated for later splits and bonuses. Provision for doubtful debts and provision for fall in investment value are left blank for the quarter to Mar 2026: the provision filed is the same figure as a claims or benefits line of the same filing, so it is that line copied and not a provision.
FigureDec 2021Q3Filed 20 JanMar 2022Q4Filed 27 MayJun 2022Q1Filed 20 JulSep 2022Q2Filed 19 OctDec 2022Q3Filed 18 JanMar 2023Q4Filed 19 AprJun 2023Q1Filed 3 AugSep 2023Q2Filed 11 DecDec 2023Q3Filed 18 JanMar 2024Jun 2024Filed 4 OctSep 2024Dec 2024Q3Filed 17 JanMar 2025Q4Filed 15 AprJun 2025Q1Filed 18 JulSep 2025Q2Filed 14 OctDec 2025Q3Filed 13 JanMar 2026Q4Filed 15 AprJun 2026Q1Filed 15 JulSep 2026Q2Filed 16 Oct
Solvency, times the required capital2.452.462.612.472.452.512.532.592.572.623.002.652.002.692.702.732.692.672.712.75
Held by the governmentFiled to the whole per cent for Dec 2021, Mar 2022, Jun 2022, Sep 2022, Dec 2022, Mar 2023, Jun 2023, Sep 2023 and Dec 2023.0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%–0.00%–0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Solvency is the capital the insurer holds, in times the capital the regulator requires; the government's holding is a per cent of its shares; bad investments are in ₹ crore.

The quarters either side of a change of basis do not compare. From the quarter to Mar 2022, the company's revenue for the year to Mar 2022, ₹16,130 Cr, differs from its quarters added, ₹15,546 Cr.

Segment results by quarter

Standalone, ₹ crore, quarters to Sep 2026.ICICI Lombard General Insurance Company segment results by year

  • Motor

    Revenue, ₹ crore
    Profit, ₹ crore
  • Health: group

    Revenue, ₹ crore
    Profit, ₹ crore
  • Health: retail

    Revenue, ₹ crore
    Profit, ₹ crore
  • Group and corporate, other than health

    Revenue, ₹ crore
    Profit, ₹ crore
  • Fire

    Revenue, ₹ crore
    Profit, ₹ crore
  • Marine

    Revenue, ₹ crore
    Profit, ₹ crore
  • Crop

    Revenue, ₹ crore
    Profit, ₹ crore
  • Retail, other than health

    Revenue, ₹ crore
    Profit, ₹ crore
  • Health: government schemes

    Revenue, ₹ crore
    Profit, ₹ crore
₹ croreDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue of all businesses4,305––––5,2265,1365,6525,6855,7915,9506,652
Company revenue, as in its results5,003––––5,8516,0836,5836,6106,6196,8147,844
Revenue2,188––––2,6522,6752,7292,8042,8172,8812,975
Revenue growth2.1%––––––––6.2%7.7%9.0%
Profit252––––168550570245250338753
Profit growth115.8%––––––––48.5%−38.5%32.2%
Margin11.5%––––6.3%20.5%20.9%8.7%8.9%11.7%25.3%
Revenue1,260––––1,5601,4341,5431,6121,7141,7952,275
Revenue287––––382451504551594677753
Revenue206––––262252282277271273277
Revenue145––––163142182185182111138
Revenue132––––150145157161161169192
Revenue68––––325220551213
Revenue18––––23303437363737
Revenue1––––1212362
Profit is before tax and finance costs, the way companies report their segments.