- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies.
- ₹41,943 Cr182nd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. The filing of 14 Oct 2026
- 14.2
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. The filing of 14 Oct 2026
- 1.9
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.79%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it. The filing of 14 Oct 2026
- 14.3%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day.
- 8,52,05348.7% delivered
Q2 results, quarter to Sep 2026
Standalone: the listed company alone, without its subsidiaries. ₹ crore.HDB Financial Services annual results and balance sheet
- Income from operationsIncome from operations. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.
- ₹5,005 Cr+10.1% on a year ago · +1.4% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax.
- ₹780 Cr+34.2% on a year ago · −0.6% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line.
- ₹9.39+34.0% on a year ago · −0.7% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, on the quarter before wherever the profit of that quarter was restated, and across a change of basis named under the table, on the lines it affects.
- Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs.
- ₹2,534 Cr
- Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses.
- ₹1,774 Cr
From interest earned to net profit, ₹ crore
- Interest earned4,351
- Interest paid−1,817
- Net interest income2,534
- Other income+655
- Operating expenses−1,415
- Before provisions1,774
- Set aside for bad loans−730
- Profit before tax1,044
- Tax−264
- Net profit780
HDB Financial Services results by quarter
Standalone: the listed company alone, without its subsidiaries. Latest quarter to Sep 2026. Results for the quarter to Dec 2026 are due by 14 Feb 2027, 45 days after it ends.Results filings and date
Income from operations and net profit by quarter, ₹ crore
- Income from operations
- Net profit
Net interest income and money set aside for bad loans by quarter, ₹ crore
- Net interest income
- Set aside for bad loans
| ₹ crore | Jun 2025Q1Filed 15 Jul | Sep 2025Q2Filed 15 Oct | Dec 2025Q3Filed 14 Jan | Mar 2026Q4Filed 15 Apr | Jun 2026Q1Filed 15 Jul | Sep 2026Q2Filed 14 Oct |
|---|---|---|---|---|---|---|
| Income from operationsIncome from operations. Income from operations is what the business earns: interest on loans, fees, dividends and the rest. | 4,465 | 4,545 | 4,673 | 4,745 | 4,938 | 5,005 |
| Interest earned | 3,832 | 3,887 | 3,989 | 4,081 | 4,262 | 4,351 |
| Interest paid | 1,740 | 1,694 | 1,704 | 1,682 | 1,753 | 1,817 |
| Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs. | 2,092 | 2,192 | 2,285 | 2,399 | 2,509 | 2,534 |
| Other income. Income besides interest, for the period: for a bank, its other income as stated, such as fees, commissions and gains on investments; for a finance company, total income − interest earned, or where total income is not stated, fees and commission + gains on fair value changes + other income. | 634 | 659 | 684 | 664 | 676 | 655 |
| Gains on fair value changesGains on fair value changes. Gains on investments and other holdings counted at their market value, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | 25 | 13 | 7 | 7 | 12 | 12 |
| Gains on loans soldGains on loans sold. Gains on loans the finance company sold or assigned to others and took off its books, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | −1 | 0 | 0 | 0 | 0 | 0 |
| Sale of servicesSale of services. Revenue from services the finance company provided, outside its lending, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | 304 | 320 | 306 | 293 | 313 | 297 |
| Other operating revenueOther operating revenue. Revenue from operations besides interest, fees, gains, dividends, rent and sales, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. | 306 | 326 | 371 | 364 | 351 | 345 |
| The lines under it are parts of it, not all of it. | 1,324 | 1,321 | 1,397 | 1,367 | 1,432 | 1,415 |
| Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses. | 1,402 | 1,530 | 1,573 | 1,696 | 1,752 | 1,774 |
| Set aside for bad loansProvisions for bad loans. What was set aside in the period for loans that may not be repaid: for a bank, its provisions other than for tax, which also cover its investments and loans still being repaid; for a finance company, the impairment of its loans and other financial assets. | 670 | 748 | 712 | 685 | 697 | 730 |
| Exceptional itemsExceptional items. One-off gains or losses the company states separately, for the period; on a bank's group accounts, not given where the line is the outside owners' share of its subsidiaries' profit. | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 733 | 782 | 860 | 1,011 | 1,055 | 1,044 |
| 165 | 201 | 216 | 261 | 270 | 264 | |
| Net profit | 568 | 581 | 644 | 751 | 785 | 780 |
| Other comprehensive incomeOther comprehensive income. Gains and losses after tax that bypass profit, such as the change in value of some investments and of pension obligations. | −83 | 47 | −11 | 50 | 13 | 28 |
| Total comprehensive incomeTotal comprehensive income. Profit + other comprehensive income, given where the two come to it. | 485 | 628 | 633 | 801 | 798 | 808 |
| Earnings per shareEarnings per share. The earnings per share stated for the period ÷ the split factor, so a figure from before a split sits on the same share as today's; a figure the company filed after a split or bonus is already on the new share count and is divided by the splits after its filing day only. | ₹7.13 | ₹7.01 | ₹7.76 | ₹9.04 | ₹9.46 | ₹9.39 |
| Diluted earnings per shareDiluted earnings per share. That diluted earnings per share on today's share count, restated by the same splits and bonuses as the basic figure. | ₹7.11 | ₹6.98 | ₹7.74 | ₹9.02 | ₹9.43 | ₹9.37 |
Earnings per share in rupees, restated for later splits and bonuses.
Filed results, as an XML file each
- Results for the quarter to Sep 2026 (opens in a new tab)Filed 14 Oct 2026, unaudited
- Results for the quarter to Jun 2026 (opens in a new tab)Filed 15 Jul 2026, unaudited
- Results for the quarter to Mar 2026 (opens in a new tab)Filed 15 Apr 2026, audited
- Results for the quarter to Dec 2025 (opens in a new tab)Filed 14 Jan 2026, unaudited
2 earlier filings
- Results for the quarter to Sep 2025 (opens in a new tab)Filed 15 Oct 2025, unaudited
- Results for the quarter to Jun 2025 (opens in a new tab)Filed 15 Jul 2025, unaudited
Segment results by quarter
Standalone, ₹ crore, quarters to Sep 2026.HDB Financial Services segment results by year
Lending business
Revenue, ₹ croreProfit, ₹ croreBPO Services
Revenue, ₹ croreProfit, ₹ crore
| ₹ crore | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Revenue of all businesses | 4,465 | 4,545 | 4,673 | 4,745 | 4,938 | 5,005 |
| Company revenue, as in its resultsCompany revenue. The company's revenue from operations for the period in its results, on the same accounts as its segments. It is below the businesses' sum where they sell to one another, or where the segments include a business the results report as discontinued. | 4,465 | 4,545 | 4,673 | 4,745 | 4,938 | 5,005 |
| Revenue | 4,162 | 4,225 | 4,367 | 4,452 | 4,625 | 4,708 |
| Revenue growthSegment revenue growth, year on year. The change in the segment's revenue from the same period a year before, as a percentage of that earlier revenue: a year against the year before, a quarter against the same quarter. | – | – | – | – | 11.1% | 11.4% |
| ProfitSegment profit. What the business earned before tax and finance costs, as the company measures each of its businesses. | 734 | 768 | 857 | 1,005 | 1,045 | 1,042 |
| Profit growthSegment profit growth, year on year. The change in the segment's profit from the same period a year before, as a percentage of that earlier profit, left empty where either is a loss, since growth from or into a loss is not a percentage. | – | – | – | – | 42.5% | 35.6% |
| MarginSegment margin. Segment profit as a percentage of the segment's revenue. | 17.6% | 18.2% | 19.6% | 22.6% | 22.6% | 22.1% |
| AssetsSegment assets. What the company holds for this business at the period end: plant, stock, receivables and the like. | 1,14,440 | 1,13,643 | 1,17,356 | 1,22,521 | 1,26,147 | 1,29,506 |
| LiabilitiesSegment liabilities. What this business owes at the period end, such as payments due to suppliers. | 96,371 | 95,112 | 98,300 | 1,02,510 | 1,05,463 | 1,08,062 |
| Revenue | 304 | 320 | 306 | 294 | 313 | 297 |
Profit is before tax and finance costs, the way companies report their segments.